Elevated Real Estate Financing

Executive Summary
Our organization operates as a private real estate lending entity, specializing in providing capital for real estate acquisitions and
refinancing endeavors executed by investors. Through our services, we provide access to capital for real estate investors by
extending mortgage solutions that are secured by individual properties. Our operational footprint spans across the entire nation,
and we distinguish ourselves by adhering to conservative lending principles. Specifically, our lending practices are characterized by
a stringent loan-to-value (LTV) criteria, where the maximum capital lent for each property is capped at 70% of its value. Moreover,
our lending portfolio will estimate an average LTV of approximately 63%, a measure that engenders a robust layer of security for us
as a lending institution and our investment partners.

Our primary revenue stream materializes on a monthly basis through mortgage payments by borrowers. To ensure seamless
financial management, reconciliation, and service administration, we have established a strategic partnership with FCI, a reputable
servicing partner for over 40 years, headquartered in Irvine, CA.

The focal point of our lending portfolio will be comprised of, "bridge" loans. These financial instruments exhibit a maximum term of
24 months. Upon reaching maturity, our borrowers are presented with the imperative to undertake one of two options: they may opt
to refinance the subject property through an alternate lender, or alternatively, proceed with the sale of the property. Notably, our
involvement in any given loan arrangement is characterized by a predetermined duration that does not extend beyond 24 months.

Our organization will play a pivotal role in the real estate investment landscape by providing essential capital infusion, underpinned
by stringent criteria and prudent risk management practices. Our commitment to these principles, coupled with strategic
partnerships and a focus on short-term lending solutions, underscores our value proposition for our investment partners.

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Market Opportunity
Speed
Why would a borrower go through
our brokers and originators verse
banks? Speed of capital. This is the
cornerstone of capturing
opportunities in the real estate
markets. Yes, they pay more with us
but they have a guaranteed funding
source that can close quickly should
it meet our underwriting guidelines.
Investors
We finance investor owned real
estate purchases or refinances.
Single family rentals, short term
vacation rentals, duplexes, triplex
and small multifamily
apartments. All investor owned
and all generating rental income.
jamie@6350capital.com
Easy Process Compared To
Financial Institutions
No committees or additional
approvals needed. Dealing with
decision makers. Experienced in
real estate transactions,
ownership, construction, and
development.
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Company Trajectory
Currently, we are experiencing an average influx of 12
fundable loans every month, with each loan amount
averaging around $400,000. This translates to a
cumulative monthly volume of $4.8 million. Looking
ahead, we have strategic plans to deploy a total
capital sum of $50 million annually, distributed across
a portfolio of over 130 individual loans.

These projections cover the initial operational period

spanning months 1 to 12. Beyond this, our intentions
involve maintaining a parallel deployment rate for
months 13 to 24. This strategic approach, positions us
to achieve a noteworthy milestone of $100 million + in
aggregate outstanding loans by the end of the
24-month period. Within this span, our role as the
lender, in 1st position, will encompass over 250
individual property loans.

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 FCI Services the monthly
loan to borrower.
Originator sends file to
3 6350
review.
Capital for
7
Collects payments and
distributes to 6350
Capital Group monthly.

Investment Process We then run our

accounting to distribute
We conduct our
the monthly payments to
4
underwriting and
determine if it’s a viable,
secure loan to invest in.
8 each investor with
statements available
through our online portal.

After 24 months, the

mortgage is due, 6350
We fund to the title
1 2
Capital receives our

5 company at 125% of
value for insurance. 9 principal investment
back.

Investors can elect to

add to their investment
Borrower submits loan Originator receives 6350 Capital is then principal, exit or roll into
application to 6350 application, runs title listed as the mortgage additional loans for
Capital’s originators. report, gets appraisal.
6 holder, in 1st position
only, on the property.
10 monthly income.

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Compelling Investment Considerations
10%
Investing in real estate debt funds,
especially during turbulent and
uncertain economic times, is a common
strategy for investors seeking security,
cash flow and high yield returns.
jamie@6350capital.com
Private debt funds that focus on bridge
lending tend to be relatively more
conservative in their underwriting
approach compared to other real
estate debt funds. More security, less
exposure.
949.698.2106
By providing loans for short-term
projects with tangible assets as
collateral.
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Higher Interest Rate Leads to higher cost of capital
for us but will also enable us to

Environment increase the rates we charge to

borrowers. Our loans typically
24 months in duration allowing
us to transition as the market
does.

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 Having loaned 63% on average of
the property’s current value,
there is built-in protection from
downward pricing. In our worst
case downside scenario, the
Market Strategy borrower defaults on the loan,
we foreclose and liquidate the
asset at an expected profit or
break even.

63%
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 Recent Fundable Loans Received
Reno, NV Boise, ID
Acquisition Purchase
Investor, SFR, rental property Investor-Triplex
$424K, 42% LTV $397K, 68% LTV
13% APR, 1st lien, due in 24 mo. 13.25% APR, 1st lien, due in 24 mo.

Sacramento, CA Denver, CO
Refinance Purchase
Investor-SFR, rental property Investor-Duplex
$567K, 57% LTV $468K , 61% LTV
12.85% APR, 1st lien, due in 24 mo. 13% APR, 1st lien, due in 24 mo.

Costa Mesa, CA Salt Lake City, UT

Refinance Refinance
Investor-Duplex Investor, SFR, rental property
$389K, 39% LTV $626K, 63% LTV
12.85% APR, 1st lien, due in 24 mo. 13% APR, 1st lien, due in 24 mo.

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 Founder

Jamie Moore, contributes a wealth of expertise in the real estate sector, encompassing a
tenure of over 20 years. From 2002 onwards, he has orchestrated transactions exceeding
a cumulative value of $1.5 billion, entailing the acquisition of over 234 properties spanning
across 24 states. His acumen extends across a diverse array of domains, including loan
structuring, development initiatives, portfolio acquisitions, and the revitalization of
commercial and luxury properties. His impact has resonated within Southern
California, Lake Tahoe, and Sun Valley, ID.

Outside the realm of work, Jamie's passions take him to the early morning peaks of Sun
Valley, ID, where he engages in climbing and skiing endeavors. This picturesque locale
serves as his home, where he resides alongside his wife and two children. Jamie's
distinctive blend of professional prowess and personal pursuits exemplify his
multifaceted dedication and contributions to both the real estate industry and his
cherished pursuits beyond the professional sphere.

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 Organization

Jamie Moore Gary Stern Joe Hess Karessa Joy Margallo

Founder & CEO Legal Council Business Development, Admin, Processing
CEO, C9 Advisors

Underwriting and loan Processing

Craig Berger Justin Mitchell
Advisor, CEO, Avid Advisor, CEO, Real This team is responsible for the underwriting and
Realty Partners processing of each loan. They are comprised of
World Asset Group
several individuals that possess deep industry
expertise in the mortgage industry.

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 Partners
Investor CRM Management
and Distributions ACH
GP Flow gives you one
digital platform that
integrates front, middle and
back-office functionality.
You have control of the full
lifecycle, including vehicle
creation and distribution,
and can radically simplify
your investors’ journey.
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Loan Servicing Accounting
FCI Lender Services, Inc. Miller Kaplan has been helping
(FCI) is a leading national organizations and individuals create the
Non-QM and Private Money value they are looking for, by delivering
Servicer providing a variety quality in Assurance, Tax and Advisory
of services for Lenders, and services..
one of the nation's oldest
Specialty Loan Servicers.
FCI is based in Irvine, CA
and services over 72,000
loans for a variety of banks
and private lenders. .
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Fund Overview

Schedule a Call

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