19-05-2024

Quote No : c7a9k9qjaky

Benefit Illustration for HDFC Life Sampoorna Jeevan

This illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Sampoorna Jeevan

Age is taken as on last birthday Proposal No: NA

Name of
Name of the Prospect /Policy holder: AS HDFC Life Sampoorna Jeevan
the Product:
A Non-linked Participating Individual
Age: 40 Tag Line:
Life Insurance Savings Plan
Name of the Life Assured: AS Unique Identification No: 101N158V05
Age: 40 GST Rate: 4.5% for first year
2.25% second year
Policy Term 35 year(s)
onwards
Premium Payment Term: 12 year(s)
Amount of Installment Premium
38277
(Without GST):
Mode of Payment of Premium: Annual

How to read and understand this benefit illustration?

This benefit illustration is intended to show year wise premiums payable and benefits under the policy, at two assumed rates of interest i.e., 8% p.a. and 4% p.a.

"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will
show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits
of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance."

Policy Details
Policy Options
Maturity Age Variant Sampoorna Jeevan 75 Basic Sum Assured Rs. 2,87,526
Guaranteed Benefit Option Income Option
Bonus Type
Bonus Option Cash Bonus Sum Assured on Death (at inception of the policy) Rs. 3,82,770
Paid up Addition Option No
Payout Frequency Annual Cash Bonus Start Year 2

Premium Summary
Base Plan CI Rider IB Rider PPR Rider (PAC) PPR Rider (ADC) PPR Rider (CC) WOP Rider Total Installment Premium
Instalment Premium without GST 38277 0 0 0 0 0 0 38277
Instalment Premium with First Year GST 39999 0 0 0 0 0 0 39999
Instalment Premium with GST 2nd Year Onwards 39138 0 0 0 0 0 0 39138

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 (Amounts in Rupees.)
Total Benefits
Guaranteed Benefits Non Guaranteed Benefits @ 4% p.a. Non-Guaranteed Benefits @ 8% p.a. including Guaranteed and Non-Guaranteed Benefits
Survival/Maturity Benefit Death Benefit
Age of Total Survival / Total Survival / Total Death Total Death
Policy Annualized Simple
Life Simple Reversionary Cash Cash Value Cash Cash Value Maturity Benefit Maturity Benefit Benefit incl of Benefit incl of
Year Premium Reversionary
Insured Survival Surrender Death Maturity Bonus/Simple Bonus/Accrued of Accrued Surrender Bonus/Accrued of Accrued Surrender incl Terminal incl Terminal Terminal Terminal
Bonus/Simple
Benefit Benefit Benefit Benefit Reversionary Income Paid Up Paid Up Benefit Paid Up Paid Up Benefit Bonus, if any @ Bonus, if any @ Bonus, if any @ Bonus, if any @
Reversionary
Bonus Additions Additions Additions Additions 4% 8% 4% 8%
Income Bonus
(4+7+8+9) (4+7+12+13) (6+8+9) (6+12+13)
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19
1 40 38277 0 0 382770 0 0 0 0 0 0 0 0 0 0 0 382770 382770
2 41 38277 0 22966 382770 0 0 0 0 25252 0 11501 0 25252 0 11501 382770 394271
3 42 38277 0 40191 382770 0 0 0 0 47145 0 11501 0 47145 0 11501 382770 394271
4 43 38277 0 76554 382770 0 0 0 0 76554 0 11501 0 71924 0 11501 382770 394271
5 44 38277 0 95693 382770 0 0 0 0 99871 0 11501 0 99871 0 11501 382770 394271
6 45 38277 0 114831 382770 0 0 0 0 131303 0 11501 0 131303 0 11501 382770 394271
7 46 38277 0 133970 382770 0 0 0 0 166558 0 11501 0 166558 0 11501 382770 394271
8 47 38277 0 183730 382770 0 0 0 0 206015 0 11501 0 206015 0 11501 382770 394271
9 48 38277 0 206696 382770 0 0 0 0 250104 0 11501 0 250104 0 11501 382770 394271
10 49 38277 0 229662 401909 0 0 0 0 299240 0 11501 0 299240 0 11501 401909 413410
11 50 38277 0 273681 442099 0 0 0 0 330655 0 11501 0 330655 0 11501 442099 453600
12 51 38277 0 298561 482290 0 0 0 0 298561 0 11501 0 413464 0 11501 482290 493791
13 52 0 14376 284184 482290 0 0 0 0 284184 0 11501 0 421365 14376 25877 482290 493791
14 53 0 14376 269808 482290 0 0 0 0 269808 0 11501 0 429872 14376 25877 482290 493791
15 54 0 14376 255432 482290 0 0 0 0 255432 0 11501 0 439018 14376 25877 482290 493791
16 55 0 14376 264022 482290 0 0 0 0 264022 0 11501 0 448848 14376 25877 482290 493791
17 56 0 14376 249645 482290 0 0 0 0 249645 0 11501 0 459403 14376 25877 482290 493791
18 57 0 14376 235269 482290 0 0 0 0 235269 0 11501 0 470737 14376 25877 482290 493791
19 58 0 14376 220893 482290 0 0 0 0 220893 0 11501 0 482914 14376 25877 482290 494416
20 59 0 14376 229482 482290 0 0 0 0 229482 0 11501 0 495999 14376 25877 482290 507501
21 60 0 14376 215106 482290 0 0 0 0 215106 0 11501 0 510052 14376 25877 482290 521553
22 61 0 14376 200730 482290 0 0 0 0 200730 0 11501 0 525149 14376 25877 482290 536650
23 62 0 14376 186353 482290 0 0 0 0 186353 0 11501 0 541368 14376 25877 482290 552869
24 63 0 14376 171977 482290 0 0 0 0 171977 0 11501 0 558790 14376 25877 482290 570291
25 64 0 14376 180567 482290 0 0 0 0 180567 0 11501 0 577512 14376 25877 482290 589013
26 65 0 14376 166191 482290 0 0 0 0 166191 0 11501 0 597628 14376 25877 482290 609129
27 66 0 14376 151814 482290 0 0 0 0 151814 0 11501 0 619243 14376 25877 482290 630744
28 67 0 14376 137438 482290 0 0 0 0 137438 0 11501 0 642478 14376 25877 482290 653979
29 68 0 14376 146028 482290 0 0 0 0 146028 0 11501 0 667436 14376 25877 482290 678937
30 69 0 14376 131652 482290 0 0 0 0 131652 0 11501 0 694264 14376 25877 482290 705765
31 70 0 14376 117275 482290 0 0 0 0 117275 0 14376 0 720305 14376 28753 482290 734681
32 71 0 14376 102899 482290 0 0 0 0 102899 0 14376 0 748280 14376 28753 482290 762657
33 72 0 14376 111489 482290 0 0 0 0 111489 0 14376 0 778335 14376 28753 482290 792711
34 73 0 14376 97113 482290 0 0 0 0 97113 0 14376 0 810627 14376 28753 482290 825004
35 74 0 0 0 482290 14376 0 0 0 0 0 14376 0 0 609556 874080 609556 874080

Notes:
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax. Refer Sales
Literature for explanation of terms used in this illustration.
2. The death benefits shown above are at the end of the year. Upon payment, of death benefit the policy terminates and no further benefit is payable.
3. The surrender benefits shown above are at the end of the year. Upon payment of surrender benefit, the policy terminates and no further benefit becomes payable.
4. The Premium and the Sum Assured on Maturity stated above is based on the information provided. They may vary as a result of underwriting.
5. Any statutory levy or charges (such as Goods and Service tax) including any indirect tax may be charged to the Policyholder either now or in future by the company and such
amount so charged shall become due and payable and shall be subject to the same terms and conditions as applicable to payment of premium.

6. RB - Reversionary Bonus, TB - Terminal Bonus, GA - Guaranteed Additions

7. Taxes will be applicable as per the prevailing provisions of the Income Tax Act, 1961.

I , have explained the premiums charges and benefits under the product fully to the prospect / policy holder. I A S ,having received the information with respect to the above, have understood the above statement before entering into the
contract.

Place:

Date: Signature of Agent /Intermediary / Official

Date: Signature of Prospect / Policyholder

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".

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