SAP Multi-Bank Connectivity

SAP Multi-Bank Connects handles and manages the baking relationship. SAP S/4 HANA is connected to SAP
MBC’s SAP Cloud Platform tenant via the Cloud Connector. Encryption/decryption/push-pull with banks are
managed by SAP MBC.

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SAP Bank Communication Management with Multi-Bank Connectivity
Payments generated in SAP payment program, is automatically batched for approval (in accordance to bank
mandate / payment approval). Once approved, the payments is sent to the banks for straight-through
payment processing. Payment acknowledgement and Bank Reconciliation is also managed through the
incoming process flow.

SAP S/4HANA Treasury SAP Bank Communication Management (BCM)

S A P Bank SAP Multi-Bank Connectivity (MBC)
Step 1 Communication
M a n a g e m e n t ( B C M ) Step 3
Step 2

Execute Payment
P r o g r a m ( F1 1 0 ) Create A p p rove
Invoices P a y m e nt B a t c h P a y m e nt B a t c h S e n d B a n k P ay m e nt File
Dr Expense
Cr Vendor
Step 4
Payment Document
Dr Vendor
Cr Cash in Bank-Outgoing Clearing

P a y m e n t Monitor Receive B ank

Confirmation File
*Auto reversal and notification upon rejection

Receive B ank
Bank Statement Reconciliation St at e m e nt File
Bank
Dr Cash in Bank-Outgoing Clearing
R e c on c ilia t ion Cr Cash in Bank S A P Multi-Bank B a nk
Connectivity ( M B C )
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Electronic Bank Statement Processing
SAP supports many international formats for the electronic bank statement, such as CAMT.053, MT940, BAI,
MultiCash format etc.

Import and transfer Automatic Post process.

Analyze results
bank statement Posting Bank Statement

Bank

Bank
Statements

Bank Statement Post Processing

Overview

Bank

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