END-USER LICENSE AGREEMENT (EULA)

This End-User License Agreement (hereinafter referred to as “Agreement”) is a legal

document between the Users individually and the entities for whom Users are using the

Services (hereinafter referred to as “Users”) and Ata Plus Sdn Bhd (hereinafter referred to

as “The Company”) and governs use of the websites and services (hereinafter referred to as

the "Services") in addition to any SUPPLEMENTAL terms applicable to any particular

features, contents and functionality of the Services, which such supplemental terms are

incorporated by reference into the Terms of Use.

By using the Services, Users agree to be bound by these Terms of Use, Privacy Policy, all

applicable laws and all conditions or policies referenced here (hereinafter collectively

referred to as the "Terms"). The Company may amend the Terms at any time by posting a

revised version of the Terms on the Services. Access to or continued use of the Services

after the effective date of the revised Terms constitutes Users acceptance of the revised

Terms.

Please read this Agreement carefully before using the Services and if Users do not want to

be bound by the terms of this Agreement, the Company is unwilling to allow Users access

to or use of the Services and Users do not have permission to access the content of the

Services.

By clicking “Yes” Users (as an individual and on behalf of any entity represented by them)

agree to be bound by the terms of this Agreement as of the date the Users take such

action, acknowledge that the Users have read the Agreement, and accept its terms. Users

are also representing to the Company that they have the legal authority to accept the terms

of this Agreement on behalf of themselves or the entities.

1. DEFINITIONS

1.1 In these Terms, The Company refers to a platform for crowd funding

financial services which provides programming systems, digital training,

technical advice, management consultants, programmers, system analysts

especially to financial services companies (hereinafter referred to as “the

Services”).

1.2 Investees refer to individuals who initiate fundraising campaigns for a

significant objective as well as engaging the Company and their Services for

the purpose of assisting and developing the growth of the Investee’s

business and/or ventures (hereinafter referred to as "Campaigns”)

1.3 Investors refer to individuals who are interested in funding Investees’

Campaigns in order to materialize the objectives. Investors, Investees and

other visitors to the Services are referred to collectively as "Users."

1.4 Users acknowledge under the Digital Act Signature 1997 that governs the

effect of digital signature in which digitally signed message deems to be

written document by clicking on the “I ACCEPT” or similar button at the

bottom of this Agreement, Users are:

1.4.1 Representing, to the extent Users is a company, that the individual

accepting this Agreement is an authorized representative of, with the

power and authority to enter this Agreement on Users’ behalf; and

1.4.2 Agreeing to be bound by the terms of this Agreement.

 1.5 If Users do not agree to the terms and conditions of this Agreement, please

click “I DECLINE”

2. GRANT OF PERMISSION

2.1 So long as Invitees comply with the terms of this Agreement, the Company

grants the limited, non-exclusive right to/for:

2.1.1 People and entities seeking to raise fund for their own Campaigns and

to contribute to the Campaigns of others. Investees can offer gifts or

rewards in the form of tangible items or intangible Services

(hereinafter referred to as the "Perks") to Investors. Perks are not

offered for sale, and it is only for the sole purpose of raising fund

through sharia-compliant and Islamic crowdfunding platform;

2.1.2 may post photos, videos, text, graphics, logos artwork and other audio

or visual materials in connection with the Services and related

marketing and promotional activities.

2.1.3 prohibit from create campaigns to raise Funds for illegal activities, to

cause harm to people or property, or to scam others, or to offer any

contest, competition, giveaway, sweepstakes or similar activity

without consent;

2.1.4 not to promote hatred, abuse, discrimination, disrespect, profanity,

meanness, harassment, or spam; and

 2.1.5 use of limited, non-exclusive, non-transferable, revocable license to

use the Services subject to such User's eligibility and continued

compliance with the Terms.

2.2 The Company reserves the right to terminate Users rights under this

Agreement and to seek any other legal remedies if Users violate any

provisions hereof and, in the event of such termination, Users agree to cease

using the Services.

3. PERSONAL DATA PROTECTION ACT CONSENT CLAUSE

3.1 In compliance with the Personal Data Protection Act 2010 (“the PDPA Act”) and its

regulations, this clause seeks to inform Users of their rights with regards to their

personal data that has been and/ or will be, collected and processed by the

Company.

13.2 The Company will collect the Users’ personal data to be processed by them and/ or

on Users’ behalves in the course of Users’ present or future dealings with the

Company, its subsidiary(ies), its associated company(ies). The Users’ personal data

enables the Company to achieve the objective listed in clause 3.4 herein that is in

connection with their Services.

3.3 Description of Personal Data

The personal data that Users may provide include but not limited to the Users

name; National Registration Identity Card Numbers (NRIC no. ), gender, email

address, house phone no., mobile phone no.; alternate mobile phone no., passport

no, login/admin password, username/ member id/ login id, password, payment
 information including credit cards no., debit cards no., and reference no. of the

company customer relations and queries form.

3.4 Purpose

The Company will use Users’ personal data for the following purposes including but

not limited to:-

3.4.1 Products & Services

I. For performance of the agreement entered into between in rendering

The Company services, whether present or future, including maintaining

Users’ membership account with the Company, verifying Users’ identity as

the Company’ customer, processing Users’ request for the repair and

support services, and delivery of Services to Users;

II. Communication with Users and delivery of information including, e-mail,

telephone call, text message, online social media and other

telecommunication

III. Means in relation to the Company Services, or in respond to Users’

feedback and enquiries to the Company Services;

IV. Processing of Users’ payments under the agreement;

V. Delivery of any form, notice or other documents to Users;

VI. Customer relationship management procedures as the Company deems

fit and necessary;

VII. Necessary performance of the Comapny’ obligations incidental or

ancillary or in furtherance to the fees and/or delivery of the Comapny

Services;
3.4.2. Internal Record & Marketing

I. Marketing of the Company Services whether present or future, including

issuance of vouchers, schemes, and/or programs which are beneficial to

Users;

II. Internal record keeping, including for the purpose of administration,

auditing, data analysis, research, benchmarking and/or statistical

analysis;

III. Processing of Users’ application, requests, enquiries, and/or

participation, in any of the Company, activities whether online or offline;

IV. Campaign, promotions, polls, surveys, training programs;

V. Verification of Users’ identity as participant of training, polls, surveys;

VI. Processing of Users’ registration of interest in engaging our services;

3.4.3 Legal Compliance

I. Prevention, hindrance and/or reporting of any crime including to fraud,

bribery and/or money laundering;

II. Compliance to any legal and/or regulatory requirements relating to the

provision of the Company’ Services; and

III. For disclosure under the requirements of any applicable laws,

regulations, directions, court orders, orders, by-laws, guidelines, circulars,

codes applicable to us or any subsidiary, associated, related companies of

the Company group of companies.

3.4.4 Sources

The Company may obtain Users’ personal data from the following sources

including but not limited to:-

 I. the forms which Users have filled up, including registration forms,

application forms, participation forms, services forms or customer

checklists, signing up forms and other forms, whether online or

offline, in relation to the Company,

II. name cards or business cards that Users have given or delivered to

Atta Plus; and/or

III. any identity materials that Users have distributed and/or business

directory and listing that Users have subscribed to.

3.4.5 Class of Third Parties

Users hereby consent and authorize the Company to disclose Users’ personal

data to the following categories of third parties:

I. The Company associated, subsidiary, related companies of the

Company or any outsourced third party service providers or product

providers as the Company deems necessary or appropriate including

outsourced data processing company;

II. The Company business partners including business affiliates or

merchant that provide or deal in general with the Company services

or products in connection with the Company Services;

III. The Company auditors, business consultants, accountants, lawyers

or other professional advisers and/or consultants as the Company

deems necessary and appropriate; and

IV. any person to whom the Company is compelled to or required under

law or in response to a local or state or federal authority, industry

regulator, enforcement agency, statutory authority, court of laws,

 tribunal, arbitration centre, commission or council or association

legally authorized by law.

3.4.6 Users’ Obligations

It is necessary for the Company to collect and to retain Users’ personal

data. It is also obligatory for Users to supply their personal data to the

Company in the most accurate manner. If Users do not provide the

Company with their personal data, the Company is unable to, process

Users’ personal data on their behalves, for the objective stated in clause

3.4 herein, or effectively render the Company Services to Users, and all

relationships created or to be created between them shall then be

terminated and ceased to be in effect immediately.

3.4.7 Users’ Rights

i. Right to request access to personal data Subject to the Company

rights of refusal under the Act, Users are entitled to request access to

their personal data that is processed by the Company with reasonable

notice.

ii. Right to request correction of personal data

Subject to the Company rights of refusal under the Act, Users are

entitled to request the correction of their personal data that is held by

that is inaccurate, incomplete or out-of-date with reasonable notice.

iii. Rights to limit processing of Users’ personal data

Users are entitled to limit their processing of their personal data by

expressly withdrawing in full their consent given previously including

for the Company to send any advertising and marketing materials or

for direct marketing purposes subject to any applicable legal

 restrictions, contractual conditions and within a reasonable time

period.

4. ELIGIBILITY TO USE THE SERVICES

4.1 Users under 18 years of age are not eligible to use the Services without

consent. Users between the ages of 13 and 17 can use the Services with the

consent and supervision of a parent or legal guardian who is at least 18 years

old, provided such parent or legal guardian also agrees to be bound by the

Terms and agrees to be responsible for such use of the Services. Users

suspended from using the Services are not eligible to use the Services. The

Company reserves the right to refuse use of the Services to anyone and to

reject, cancel, interrupt, remove or suspend any Campaigns, Contributions,

or the Services at any time for any reason without liability.

5. USER ACCOUNTS

5.1 All information submitted in connection with a User account on the Services

(each, a “User Account”) must be accurate and truthful. Users agree to notify

the Company immediately if their User Account has been used without

authorization or there has been any other breach of security of the User

Account. Each User also agrees to provide additional information the

Company may reasonably request and to answer truthfully and completely

any questions the Company might ask each User in order to verify such

User's identity.

6. OBJECTIONALBE MATERIAL
 6.1 Users understand that by using the Services, Users may encounter material

that Users may deem to be offensive, indecent, or objectionable, and that

such content may or may not be identified as having explicit material.

Nevertheless, Users agree to use the Services at their sole risk and the

Company shall have no liability to Users for material that may be found to be

offensive, indecent, or objectionable. Services types and descriptions are

provided for convenience, and Users agree that the Company does not

guarantee their accuracy.

7. OWNERSHIP

7.1 This Agreement and the Services are owned by the Company and are

protected by Malaysia copyright laws.

8. NO ASSIGNMENT

8.1 Users may not transfer or assign this Agreement, or any part thereof, to any

other party (by operation of law or otherwise), and any attempt to do so shall

be void.

8. CHANGES

8.1 The Company reserves the right at any time to modify this Agreement and to

impose new or additional terms or conditions on the use of the Services.

Such modifications and additional terms and conditions will be effective

 immediately and incorporated into this Agreement. Users continued use of

the Service will be deemed acceptance thereof.

9. INDEMNITY

9.1 Each User agrees to defend, indemnify and hold harmless Atta Plus, its

subsidiaries and affiliated companies, and their officers, directors,

employees, contractors and agents from and against any and all claims,

causes of action, damages, obligations, losses, liabilities, costs or debt, and

expenses (including attorneys' fees and costs) and all amounts paid in

settlement arising from or relating to use of the Services, breach of these

Terms or violation of any laws.

9.2 The Company may assume the exclusive defense and control of any matter

for which Users have agreed to indemnify the Company and each User

agrees to assist and cooperate with the Company in the defense or

settlement of any such matters.

10. NO WARRANTY

10.1 The Company has no fiduciary duty to any user. The Services are provided on

an "as is" and "as available" basis without any warranties, express or implied,

including, without limitation, implied warranties of merchantability or fitness

for a particular purpose, non -infringement or course of performance. Use of

the Services is at user's own risk.

11. GOVERNING LAW

 11.1 Users agree that:

11.1.1 the Services shall be deemed solely based in Malaysia (the principal

place of BUSINESS and corporate headquarters of the Company );

and

11.1.2 the Services shall be deemed a passive one that does not give rise to

personal jurisdiction over Atta Plus, either specific or general, in

jurisdictions other than Malaysia.

11.2 This Agreement shall be governed by the laws of the Malaysia, without

respect to its conflict of laws principles.

12. MISCELLANEOUS

12.1 This Agreement constitutes the acceptance between Users and the Company

and governs Users use of the Services. Users also may be subject to

additional terms and conditions that may apply when Users use affiliate

Services or third-party content. If any part of this Agreement is held invalid or

unenforceable, that portion shall be construed in a manner consistent with

applicable law to reflect, as nearly as possible, the original intentions of the

parties, and the remaining portions shall remain in full force and effect. Atta

Plus’ failure to enforce any right or provisions in this Agreement will not

constitute a waiver of such or any other provision. The Company will not be

responsible for failures to fulfill any obligations due to causes beyond its

control.
 12.2 The Services is operated by the Company. Users agree to comply with all

national laws, statutes, ordinances, and regulations that apply to Users use

of the Services. The Company may notify Users with respect to the Services

by sending an email message to Users account email address or a letter via

postal mail to Users account mailing address, or by a posting on the Services

or by any other means. Notices shall become effective immediately.

12.3 The Company reserves the right to take steps the Company believes is

reasonably necessary or appropriate to enforce and/or verify compliance

with any part of this Agreement. Users agree that The Company has the

right, without liability to Users, to disclose any Data and/or Account

information to law enforcement authorities, government officials, and/or a

third party, as The Company believes is reasonably necessary or appropriate

to enforce and/or verify compliance with any part of this Agreement

(including but not limited to Atta Plus’ right to cooperate with any legal

process relating to Users use of the Services and/or a third-party claim that

Users use of the Services is unlawful and/or infringes such third party's

rights).

13 NOTICE

13.1 Any notification under this Agreement shall on receipt at the following

addresses be well and sufficiently served on the Party concerned if delivered

by hand or sent by telefax or recorded delivery post.

[INSERT ADDRESS AND CONTACT NO]

Users expressly acknowledge that Users have read this agreement and understood the

rights, obligations, terms, and conditions set forth herein. By clicking “I ACCEPT” Users

expressly consent to be bound by its terms and conditions and grants to the Company the

rights set forth herein.