Maximum Credit sanctioning powers to various authorities

Authority Maximum Credit

sanctioning powers
(In Lakhs)
Management Committee (MC) of the Board Above 80000
Credit Approval committee of the Board 80000
ED CAC 20000
CGM/GM HO CAC 10000
CGM CO CAC 7500
GM CO CAC 6000
DGM CAC AT CIRCLE / SME SULABH 3500
AGM CAC AT CIRCLE / SME SULABH 1500
DM CAC AT CIRCLE / SME SULABH 500
DGM CAC AT REGIONAL OFFICE 2500
AGM CAC AT REGIONAL OFFICE 1000
DM CAC AT REGIONAL OFFICE 500
DGM OTHER THAN LCBs 500
AGM 500
CHIEF MANAGER 300
BRANCH IN CHARGE OF LARGE BRANCH 75
BRANCH IN CHARGE OF MEDIUM BRANCH 50
BRANCH IN CHARGE OF SMALL BRANCH 25
Maximum sanctioning power varies based on Risk Rating of the borrower, type of security available
and nature of credit facility.