DUMAN LAL DESHMUKH

CAPITAL ACCOUNT FOR THE YEAR ENDED ON 31.03.2014

PARTICULARS AMOUNT AMOUNT
To, Withdrawals 60000.00 By, Opening Balance 965200.00
To LIC Premium 10655.00 By Income U/s 44AE 120000.00
To, Closing Balance C/d 1170865.00 By Rent Income 110000.00
By Agriculture Income 46320.00
1241520.00 1241520.00

BALANCE SHEET AS ON 31.03.2014

LIABILITIES AMOUNT AMOUNT
CAPITAL ACCOUNT: Fixed Assests
Closing Balance b/d 1170865.00 JCB 1 800000.00
JCB 2 800000.00
Current Liabilities Agriculture Land 214520.00
Sundry Creditors 704520.00

Cash & Bank Balance

Cash In Hand 60865.00
Total 1875385.00 Total 1875385.00
0.00
 DUMAN LAL DESHMUKH
CAPITAL ACCOUNT FOR THE YEAR ENDED ON 31.03.2015
PARTICULARS AMOUNT AMOUNT
To, Withdrawals 60000.00 By Opening Balance 1170865.00
To LIC Premium 10655.00 By Income U/s 44AE 180000.00
To, Closing Balance C/d 1416785.00 By Rent Income 60000.00
By Agriculture Income 65920.00
1487440.00 1476785.00

BALANCE SHEET AS ON 31.03.2016

LIABILITIES AMOUNT AMOUNT
CAPITAL ACCOUNT: Fixed Assests
Closing Balance b/d 1416785.00 JCB 1 800000.00
JCB 2 800000.00
Agriculture Land 452000.00

Cash & Bank Balance

Sundry Creditors 700000.00 Cash In Hand 64785.00

Total 2116785.00 Total 2116785.00

0.00
 CAPITAL ACCOUNT FOR THE YEAR ENDED ON 31.03.2016
PARTICULARS AMOUNT AMOUNT
To, Withdrawals 60000.00 By Opening Balance 1416785.00
To LIC Premium 10655.00 By Income U/s 44AE 180000.00
To, Closing Balance C/d 1712005.00 By Rent Income 60000.00
By Commission Income 40620.00
By Agriculture Income 74600.00
1782660.00 1772005.00

PROVISIONAL BALANCE SHEET AS ON 31.03.2016

LIABILITIES AMOUNT AMOUNT
CAPITAL ACCOUNT: Fixed Assests
Closing Balance b/d 1712005.00 JCB 1 1000000.00
JCB 2 1000000.00
Agriculture Land 452000.00

Cash & Bank Balance

Sundry Creditors 770000.00 Cash In Hand 30005.00

Total 2482005.00 Total 2482005.00

0.00
 DUMAN LAL DESHMUKH

PROJECT AT A GLANCE

1 Name of the Unit DUMAN LAL DESHMUKH

2 Address VILL DANIYA ,GUNDERDEHI

3 Constitution PROPRIETOR

4 Name of Proprietor DUMAN LAL DESHMUKH

(Key Person)

5 COST OF PROJECT Rs. In Lacs

Bank Finance 10.00

Proprietor's Share 1.50

TOTAL 11.50

6 Net Profit After Tax Rs. 5.73 Lakhs

7 Average D.S.C.R. 4.05

 DUMAN LAL DESHMUKH
PROFITABILITY STATEMENT

( Rs. In Lacs )

OPERATING YEARS 31.03.17 31.03.18 31.03.19 31.03.20 31.03.21 31.03.22

Gross Receipts 8.65 9.66 10.54 11.42 13.58 15.25

Other & Misc Income 0.00 0.00 0.00 0.00 0.00 0.00

8.65 9.66 10.54 11.42 13.58 15.25

Direct Expenses
-Purchases
- Power fuel 0.75 0.75 0.85 0.85 0.95 0.95
- Salary & wages 0.60 0.60 0.60 0.90 0.90 0.90

Indirect Expenses
Depreciation 0.47 0.87 0.74 0.63 0.53 0.45
Interest - TL 0.36 0.72 0.72 0.72 0.72 0.72
Bank Charges 0.10 0.10 0.10 0.10 0.10 0.10
6.37 6.62 7.53 8.22 10.38 12.13

Profit before tax 6.37 6.62 7.53 8.22 10.38 12.13

Taxation 0.64 1.32 1.51 1.64 2.08 2.43

Profit after tax 5.73 5.29 6.03 6.58 8.30 9.70

Withdrawals/Addition 0.00 0.00 0.00 0.00 0.00 0.00

Net Surplus 5.73 5.29 6.03 6.58 8.30 9.70

Cumulative Surplus 5.73 11.03 17.05 23.63 31.93 41.64

 DUMAN LAL DESHMUKH

PROJECTED BALANCE SHEET

( Rs. In Lacs )

OPERATING YEARS 31.03.17 31.03.18 31.03.19 31.03.20 31.03.21 31.03.22

LIABILITIES

Share Capital 3.21 3.21 3.21 3.21 3.21 3.21

Reserve & Surplus 5.73 11.03 17.05 23.63 31.93 41.64

Secured Loans form Bank

M.T.L., 6.50 5.90 4.73 3.55 2.37 1.19
T.L. For the Current Yr. 0.96 1.90 1.90 1.90 1.90 1.20

Unsecured Loans 0.00 0.00 0.00 0.00 0.00 0.00

Current liabilities &

Provisions 0.00 0.00 0.00 0.00 0.00 0.00
Creditors 0.00 0.00 0.00 0.00 0.00 0.00

16.40 22.04 26.89 32.29 39.41 47.23

ASSETS
Fixed Assets 5.78 4.91 4.18 3.55 3.02 2.57

Current Assets Loans &

Advances
Receivables 3.00 4.00 6.00 8.00 12.00
Advances 1.50 1.80 2.40 1.20 1.20 1.20
Deposits 5.00 5.00 5.00 5.00
Inventories
Cash & Bank Balances 9.12 12.32 11.31 16.54 22.19 26.47

16.40 22.04 26.89 32.29 39.41 47.23

 DUMAN LAL DESHMUKH

LOANS OUTSTANDING & REPAYMENT SCHEDULE

( Rs. In Lacs )

OPERATING YEARS 31.03.17 31.03.18 31.03.19 31.03.20 31.03.21 31.03.22

LOANS OUTSTANDING
M. T. L. 6.50 5.90 4.73 3.55 2.37 1.19

TOTAL 6.50 5.90 4.73 3.55 2.37 1.19

REPAYMENT SCHEDULE
M.T.L. 0.96 1.90 1.90 1.90 1.90 1.20

TOTAL 0.96 1.90 1.90 1.90 1.90 1.20

INTEREST LIABILITIES
M. T. L.
Rate of Interest 11.15% 11.15% 11.15% 11.15% 11.15% 11.15%
Interest MTL 0.36 0.72 0.72 0.72 0.72 0.72

0.36 0.72 0.72 0.72 0.72 0.72

 DUMAN LAL DESHMUKH
FIXED ASSETS & DEPRECIATION
( Rs. In Lacs )
Block
OPERATING YEARS Assects TOTAL
15%

Opening Year ('01.04.2016) 0.00 0.00

Cost 0.00 Err:522
Additions 6.25 6.25

W.D.V. 6.25 6.25

Depreciation 0.47 0.47

Year - 1
W.D.V. 5.78 5.78
Additions 0.00 0.00
Depreciation 0.87 0.87

Year - 2
W.D.V. 4.91 4.91
Additions 0.00 0.00
Depreciation 0.74 0.74

Year - 3
W.D.V. 4.18 4.18
0.00
Depreciation 0.63 0.63

Year - 4
W.D.V. 3.55 3.55
Depreciation 0.53 0.53

Year - 5
W.D.V. 3.02 3.02
Depreciation 0.45 0.45

Year - 6
W.D.V. 2.57 2.57
Depreciation 0.38 0.38

Year - 7
W.D.V. 2.18 2.18
Addittion 10.00 10.00
Depreciation 3.68 8.50

Year - 8 8.50 8.50

 DUMAN LAL DESHMUKH

CALCULATION OF DEBT SERVICE COVERAGE RATIO

( Rs. In Lacs )

OPERATING YEARS 31.03.16 31.03.17 31.03.18 31.03.19 31.03.20 31.03.21

Net Profit After Tax 5.73 5.29 6.03 6.58 8.30 9.70

Depreciation 0.04 0.78 1.03 1.60 2.10 2.10

Interest on M. T. L. 0.36 0.72 0.72 0.72 0.72 0.72

6.13 6.80 7.78 8.90 11.12 12.52

TOTAL (A) 40.73

Instalment of M. T. L. 0.96 1.18 1.18 1.18 1.18 0.48

Interest on M. T. L. 0.36 0.72 0.72 0.72 0.72 0.72

1.32 1.90 1.90 1.90 1.90 1.20

TOTAL (B) 10.12

Average D. S. C. R. 4.05
 PROJECT REPORT

OF

DUMAN LAL DESHMUKH

AT

VILL DANIYA ,GUNDERDEHI

PROMOTER :

DUMAN LAL DESHMUKH

PROPRIETOR
 SHRI H.P KINDO
Commercial Complex at Krishna Talkies Road Bhilai Nagar Durg

Projected Rent Reciepts of Coomercial Complex at Risali

(In Lacs)
Particulars Sq Foot 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20
Rent Income Per Year
I Floor @Rs 30/Sq Feet 1770 6.37 6.37 6.37 6.37 9.40 9.40
II Floor @Rs 30/Sq Feet 1770 1.70 5.31 5.31 5.31 5.31 9.40
III Floor @Rs 30/Sq Feet 1770 1.50 4.25 4.25 7.40 7.40 7.40

9.57 15.93 15.93 19.08 22.11 26.20

Gross Reciepts 5310 7.00 14.50 15.50 19.00 23.00 26.00