Devesh Gupta

MBA (Finance & Marketing), IIM Bodhgaya

WORK EXPERIENCE
deveshusg@gmail.com
Credit Analyst
ICICI Bank
+91-8528743227 05/2022 -06/2023, Bangalore
+91-8299397802  Conducted financial due diligence including Risk Assessment via Ratio, Trends & Financial Analysis,
understanding the Business and Industry of the Client and prepared CMA report to evaluate client’s
creditworthiness and assessed risk through meticulous analysis of financial statements for 170+ clients.
Bangalore,  Worked on multiple facilities such as Overdraft, Cash Credit, Letter of Credit, Bank Guarantee, Working
India 560068 Capital Term Loan, Capex Term Loan and Drop Line Overdraft.
 Handled ticket size of up to Rs. 35 Cr. for fresh, enhancement and renewal cases.
 Prepared Appraisal Note by analyzing Cash Flows, Credit History of the Borrower through CIBIL & other
01 January, 1995 Dedupes, Banking & Transaction, Borrower Profile and adherence to collateral norms.
 Visiting client to closely monitor the operations of business and verify stock audit report.
SKILLS  Identified gaps in customers’ banking product portfolio and up-sold better suited offerings.
 Demonstrated a proactive approach to monitor early delinquency and ensured a healthy portfolio.
Prioritized policy compliance and stayed updated with regulatory requirements to maintain a robust
Credit Underwriting
lending strategy
Strategic Planning & Implementation Business Strategy & Planning Manager
Stakeholder Management
Aditya Birla Sun Life Insurance
09/2020 - 05/2022, Mumbai
Process & Operational Excellence  Conducted market research, mapped user journey and built roadmap for the development of multiple
apps (SalesBuddy, ServiceBuddy, InstaVerify & Uday).
Data Analytics  Gathered feature requirements and feedback from end users, managed project timelines & resources
and coordinated with Tech Team for rolling out MVPs and subsequent updates on time.
Python & MySQL
 Formulated & drove user growth strategy for SalesBuddy to 70k+ users from scratch in 6 months.
Market Trend & Data Analysis  Identified market opportunity through competitive benchmarking and implemented pricing adjustments,
boosting market share by 5-6%.
Machine Learning
 Streamlined Policy Issuance, cutting processing time by 5-7 days and reducing policy leakage by 23% by
Financial Analysis creating & implementing regional review framework
 Developed churn identification gateway, decreasing churn business by 13%.
Product Management
 Ideated & managed new key initiative programs like Partner Office Program which expanded distribution
Excel, Power BI & Tableau to 500+ offices at 50% costs, AUM trail payout model increasing vintage distributor retention by ~20%.
Project Management  Led annual strategic planning activity by aligning senior leadership and achieving strategic goals.
Assistant Manager
LANGUAGES Kota Study Forum
08/2017 - 05/2018, Lucknow
English  Implemented strategies, achieving 85% student growth in 8 months, and bolstered revenue by ~120%.
Professional Proficiency
 Established cost-effective supplier relationships, reduced waste, and led successful marketing
campaigns for 60% customer traffic increase.
Hindi
Native  Trained and developed a team, enhancing productivity and reducing employee churn by 75%.

INTERESTS EDUCATION QUALIFICATION

Volunteering
MBA Finance & Marketing
Indian Institute of Management, Bodhgaya
Solving Business Case Studies 06/2018 - 03/2020 5.02/9 CGPA

Solar Energy B. Tech, Chemical Engineering

Institute of Engineering & Technology, Lucknow
Uttar Pradesh Technical University, Lucknow
LinkedIn Profile 05/2013 - 06/2017 62.72%

https://www.linkedin.com/in/gupta-devesh/ Higher Secondary School

M.V.M, Orai
05/2012 71.40%
GitHub Profile
https://github.com/deveshusg/Data_Science Secondary School
M.V.M, Orai
05/2010 8.2/10 CGPA