Devesh Gupta

MBA (Marketing & Finance), IIM Bodhgaya

WORK EXPERIENCE
deveshusg@gmail.com
Credit Manager
ICICI Bank
+91-8528743227 05/2022 -06/2023, Bangalore
+91-8299397802  Conducted financial due diligence and prepared CMA to evaluate client’s creditworthiness for secured working
capital facility up to 250 Cr. and assessed risk through meticulous analysis of financial statements.
 Proficiently assessed risk by conducting ratio analysis, identifying trends, and conducting in-depth financial
Bommanahalli, Bangalore, analysis. Gathered a keen understanding of the client's business by conducting PD with client and industry
Karnataka, India 560068 landscape to make informed credit decisions.
 Proficient in usage of softwares & webapps like Colors, Unicore, Bureau One, iView, Probe42, etc.
 Analyzed the Credit History of the Borrower through CIBIL report and other Dedupes.
01 January, 1995  Crafted detailed appraisal notes (CAM) with a focus on cash flow analysis. Methodically evaluated banking
activities and transactions to present a comprehensive financial picture of the client's situation. Performed the
SKILLS Assigned Tasks within Defined TAT and ensuring Cent Accuracy.
 Demonstrated a proactive approach to monitor early delinquency and ensured a healthy portfolio.
Prioritized policy compliance and stayed updated with regulatory requirements to maintain a robust lending
Credit Underwriting strategy

Strategic Planning & Implementation

Business Strategy & Planning Manager
Aditya Birla Sun Life Insurance
Stakeholder Management 09/2020 - 05/2022, Mumbai
 Conducted market research, mapped user journey and built roadmap for the development of multiple
Process & Operational Excellence apps (SalesBuddy, ServiceBuddy, InstaVerify & Uday).
Data Analytics  Gathered feature requirements and feedback from end users, managed project timelines & resources
and coordinated with Tech Team for rolling out MVPs and subsequent updates on time.
Python & MySQL  Created and managed campaigns raising user base of SalesBuddy and ServiceBuddy to 70,000+ from
scratch in 6 months.
Market Trend & Data Analysis
 Implemented pricing adjustments, boosting market share by 5-6% through competitive benchmarking.
Machine Learning  Streamlined Policy Issuance, cutting processing time by 5-7 days and reducing policy leakage by 23% by
creating & implementing regional review framework
Financial Analysis
 Developed churn identification gateway, decreasing churn business by 13%.
Product Management  Spearheaded Partner Office Program expanding distribution to 500+ offices while cutting 50% costs.
Excel, Power BI & Tableau  Led annual planning activity by aligning senior leadership and achieving strategic goals.
Assistant Manager
Project Management
Kota Study Forum
08/2017 - 05/2018, Lucknow
LANGUAGES  Implemented efficient strategies, achieving 85% student growth in 8 months, and bolstered revenue by
~120%.
English
Professional Proficiency  Established cost-effective supplier relationships, reduced waste, and led successful marketing
campaigns for 60% customer traffic increase.
Hindi  Trained and developed a team, enhancing productivity and reducing employee churn by 75%.
Native

INTERESTS EDUCATION QUALIFICATION

Volunteering
MBA Marketing & Finance
Indian Institute of Management, Bodhgaya
Solving Business Case Studies 06/2018 - 03/2020 5.02/9 CGPA

Solar Energy B. Tech, Chemical Engineering

Institute of Engineering & Technology, Lucknow
Uttar Pradesh Technical University, Lucknow
LinkedIn Profile 05/2013 - 06/2017 62.72%

https://www.linkedin.com/in/gupta-devesh/ Higher Secondary School

M.V.M, Orai
05/2012 71.40%
GitHub Profile
https://github.com/deveshusg/Data_Science_Projects Secondary School
M.V.M, Orai
05/2010 8.2/10 CGPA