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Report Mr. Vishal 914 16 16 Age 39 SA 1500000
Report Mr. Vishal 914 16 16 Age 39 SA 1500000
Mr. vishal
Age: 39
Test Message
Term : 16 years.
The plan offers insurance coverage of Rs.15,00,000 and accident death and
disability benefit of Rs. 15,00,000. In case of a permanent disability due to accident,
disability benefit of Rs. 12500 shall be paid per month, till the end of the term or ten
years(whichever is earlier).
The plan also offers a tax benefit of Rs.30,693 per annum on the premium paid. The
maturity/survival benefit shall be taxfree u/s 10(10D) of income tax act.
Test Message
Test Message
(1500000 to 2473500)
Rs.2473500
Rs.100862
Age:39 Age:55
Maturitiy Benefit
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Benefits Amount
Sum Assured 1500000
Bonus* (58500 X 16) 936000
Final Addition Bonus* (25 per 1000 SA) 37500
Expected Maturity Amount 2473500
(after 16 years)
Total Premium Paid 1581227
Settlement benefit Settlement
Amount
Settlement amount available on age 55: 303172
Settlement amount available on age 56: 303172
Settlement amount available on age 57: 303172
Settlement amount available on age 58: 303172
Settlement benefit Settlement
Amount
Settlement amount available on age 59: 303172
Settlement amount available on age 60: 303172
Settlement amount available on age 61: 303172
Settlement amount available on age 62: 303172
Settlement amount available on age 63: 303172
Settlement amount available on age 64: 303172
Total settlement amount paid in 10 years: 3031719
*Bonus rates and Final Addition Bonus(FAB) rates as per the latest declared rates.
Benefit and Coverage Table
Test Message
Test Message
Age Yearly Normal Accident Loan Total
Premium Coverage Coverage Returns
39 100862 1558500 3058500 0 0
40 98691 1617000 3117000 0 0
41 98691 1675500 3175500 142313 0
42 98691 1734000 3234000 204495 0
43 98691 1792500 3292500 275556 0
44 98691 1851000 3351000 356401 0
45 98691 1909500 3409500 448317 0
46 98691 1968000 3468000 543824 0
47 98691 2026500 3526500 651389 0
48 98691 2085000 3585000 773369 0
49 98691 2143500 3643500 912353 0
50 98691 2202000 3702000 1071589 0
51 98691 2260500 3760500 1264027 0
52 98691 2319000 3819000 1482692 0
53 98691 2407500 3907500 1730420 0
54 98691 2473500 3973500 2011307 0
55 0 0 0 0 303172
56 0 0 0 0 303172
57 0 0 0 0 303172
58 0 0 0 0 303172
59 0 0 0 0 303172
60 0 0 0 0 303172
61 0 0 0 0 303172
62 0 0 0 0 303172
63 0 0 0 0 303172
64 0 0 0 0 303172
Total Premium 1581227 Total Returns 3031720
Premium Chart
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First Year Premium Subsequent Year Premiums
Mode Basic GST @ Total Mode Basic GST @ Total
Premium 4.5% Premium Premium 2.25% Premium
Yearly 96519 4343 100862 Yearly 96519 2172 98691
Half 48767 2195 50962 Half 48767 1097 49864
Yearly Yearly
Quarterly 24637 1109 25746 Quarterly 24637 554 25191
Monthly 8212 370 8582 Monthly 8212 185 8397
Test Message
Premium shown in the app is indicative and not exact. Actual premium can vary according to underwriting rules applicable. Maturity
calculations shown for the plan are based on the latest declared bonus and loyalty addition rates and can vary in the future based
on the actual experiences of the corporation. For more details on risk factors, terms and conditions please read the sales brochure
carefully before concluding a sale.
Test Message
Plan presentation prepared by:
Test Message
Prakash Kalbande
535
ashirwad nagpur, nagpur
E-Mail : kalbande.prakash@gmail.com
Mobile : 9422308401