AVI BUSINESS SOLUTIONS

RESIDENCE VERIFICATION REPORT

Agency code-MA-MAF0009 Area Office: OMR
*Date of Application : 18.05.2024
*Loan reference no : 5001120001377
Name of the Applicant
& Co-Applicant : Jayakumar Udhayan
Residence Address : No:4.Rajendra Nagar,Old Pallavaram,Keelkatttalai,Chennai-600117
Address Confirmed : Yes  No
Telephone No. : Mobile No. : 9884569272
Date of Visit : 20.05.2024 Time of Visit : 01.40pm
The Following information is to be obtained from applicant or anybody residing at the address :
Person Contacted : Applicant Relation With Applicant : Self
Date of Appointment : 20.05.2024 No. of year at current residence : 12years
Age of Applicant : 44years D.O.B : 10.12.1980

Residential status Marital Status

Self-Owned NA Single Married 
Owned By relatives NA No. Of family member 6

Rented  Working 2
Paying Guest NA Dependents Adults 3
Owned By Parents NA Children 1

Owned by Friends NA Is spouse working? Yes No 

Company Accommodation NA If yes Employment details
Lodging NA

Present Vehicle
2 Wheeler  Bullet,Access
Innova
Car 
Other NA

If availed Finance please Specify NA

Financier Name: NA

Loan No. NA

Asset: NA
The following are based on verifiers observation :
How co-operative was the customer Neighbourhood check
 +ve –ve
Polite:  Checked with: Met Ms.Sujatha,neighbor who confirmed the
same details.

Construction of Residence Comments on Exteriors Carpet areas in Sq.ft.(approx.)

RCC Construction Good NA
Picture/Portrait of Political
Interior conditions Assets Seen of Residence
Leader Seen
Painted  Television 
Clean  Refrigerator 
Carpeted NA Music System NA YES NO
Curtains NA Two Wheeler (Regn.#)  
Sofa  Car (Regn.#) NA
Vertical Binds NA Air Conditioner NA
Remarks: Our executive visited the address No:4.Rajendra Nagar,Old Pallavaram,Keelkatttalai,Chennai-600117 on
20.05.2024 at 01.45pm applicant residing in this Individual Rented house for the past 12years,Rent Rs.12,000/- per
month,Living with his Parents,Wife,Son & 1 nephew(Total 6members). Applicant & his Nephew -2 Earning members.He
owns Two wheelers – Bullet,Access & Four wheeler – Innova. Met Ms.Sujatha,neighbor who confirmed the same details.
If the applicant address is locked the following information is to be obtained from the neighbours
Does the applicant stay at this residence YES NO Approximate age of applicant

Number of family members in

the house
Recommended  Not Recommended

Any other Remarks: NA

Verifier's Name & Signature Agency Seal Agency Manager's Signature

Comments & Route Map overleaf

Official's Signature & Designation
If Verified by LIC HFL

Officials
 TELE-VERIFICATION REPORT RESIDENCE / OFFICE TELEPHONE
Area Office:OMR
Agency code-MA-MAF0009

Application Number 5001120001377 Date of Application 18.05.2024

Name of the Applicant Jayakumar Udhayan

Date of Birth 10.12.1980

Name of the Co-Applicant NA

Residence No:4.Rajendra Nagar,Old Pallavaram,Keelkatttalai,Chennai-600117

Address of Applicant
Residence Office
Contact Telephone Numbers 9884569272 9884569272

Name of person spoken to Applicant Applicant

Relation with Applicant Spouse SonDaughterSelf Colleague Partner Superior HR Person Other

Self

Name of Company Geethalakshmi Agencies

Nature of Business Hallow Block, Solid Block, Paver Block Manufacturing and sales

Office Address No:4,200 Feet road,Eachangatu,Kovilabakkam,Chennai-600117

Working Since 2018

Designation Proprietor

Department Properitor

Tele Calling Log Resi Resi Resi Office Office Office

Attempt 1st 2nd 3rd 1st 2nd 3rd

Date of Calling 20.05.2024 20.05.2024

Time of Calling 01.40pm 01.50pm

Outcome C C
 TELE-VERIFICATION OF GURANTOR & REFERENCES
Agency code-MA-MAF0009

Guarantor Reference I Reference II

Name NA Siva Jagadesh V
Telephone No NA 9444211975 9043668570
Relationship with Applicant NA Neighbour Friend
How many years they know NA 40years 12years
applicant
Employment Details NA Doing Business Doing business
Whether he is guarantor for NA NA NA
any other loan
Whether he is aware of his NA NA NA
liability as Guarantor
Whether Guarantor is NA NA NA
aware of Applicant's loan
quantum/EMI etc.

Tele Calling Log 1st 2nd 3rd 4th

Date of Calling 23.05.2024 23.05.2024

Time of Calling 02.20pm 02.30pm

Outcome C C

RECOMMENDED  NOT RECOMMENDED

OUTCOME: C (Contacted), CE (Constantly Engaged), NR (No Response)

DISCLAIMER:

I/WE HEREBY DECLARE THAT NONE OF THE DIRECTORS/PARTNERS/PROPRIETOR IS A CLOSE RELATIVE OF ANY OF THE
EMPLOYEES OF LICHFL AND/OR EMPLOYEE POSTED IN LICHFL.

I/WE HEREBY DECLARE THAT ALL THE PARTICULARS AND INFORMATION GIVEN ABOVE ARE TURE, CORRECT AND COMPLETE TO
THE BEST OF MY/OUR KNOWLEDGE AND BELIEF.I/WE UNDERSTAND THAT IN THE EVENT OF ANY INFORMATION BEING FOUND
FALSE, INCORRECT OR INCOMPLETE, LICHFL SHALL HAVE THE RIGHT TO TERMINATE EMPANELMENT OF THE FIELD
INVESTIGATION AGENCY WITHOUT ASSIGNING ANY REASON THEREOF.

Verifier's Name & Signature Agency Seal Agency Manager's Signature

Date:

If Verified by LIC Official's Signature & Designation

HFL Officials
BUSINESS VERIFICATION REPORT
 Agency code-MA-
MAF0009 Area Office:OMR
*Name of Applicant Jayakumar Udhayan
*Office Address No:4,200 Feet road,Eachangatu,Kovilabakkam,Chennai-600117
Address Confirmed Yes  No
Time of Visit :01.50pm
Date of Visit 20.05.2024
Following are based on information obtained from applicant /colleague
Person met / Designation : Chakarapani / applicant Father
Telephone No. Ext.No. Mobile No.
Visiting Card Obtained Yes ( Attach the Visiting Card with this report)
NO 

Name of Owner/Proprietor/ Jayakumar Udhayan

Partner/Key Person

*Name of Company /Business : Geethalakshmi Agencies

How long they have been in Business : 30years

Product Dealt No.of Employees working in Business:18members

Type of Company ( Nature of Business)
Public Ltd. Please Specify a) Managerial -----
Partnership b) Clerical -----
Private Ltd. c) Workers -----

Proprietorship No.of Branches : NA
Others
Average Monthly Turnover: As per Income IT Number of Customers per day
Details of Clients/Customers Vignesh Builders, Vishaka Construction,Perfect Builders.
PF/ ESI facility available(
Y/N) NA
Nature of the records
examined by the official IT
The Following are based on verifier's observation
Business Board seen outside Building / Office Yes  No
Applicants name verified NA
from Receptionist
Colleague
Security
Others
Ease to locating Business No.of
office Activity Level employees
Construcion sighted in
Office Exteriors Interiors location
Easy High No.of
Pukka  Good  Painted    customers seen
Semi-Pukka Average Carpeted Difficult Medium a) Managerial---
Temporary Poor Curtains Untraceable Low b) Clerical---
Clean c) Workers--
Whether any display of affiliation to political NO 
party seen

What is the Business Turnover assessed and the

basis of assessment
As Per the Income Tax Returns for the Assessment Year
2023-24
After accounting for Administrative /
Manufacturing expenses what is the margin
and how it has been worked out ?

NA
Sales Tax Regn Nos.
Central
State
Turnover reported in Sales Tax
Returns
33AVPPJ0115KIZQ
Sales Tax Paid, GST No.
Following are the verifier's observation based on IT Returns
a) Whether Income Tax Returns have been
filed regularly & What is the income declared
there in?
IT Submitted
b) Brief Financial Analysis ? Yes
Future prospects of the business and plans of
the company / Firm

Regular
Any other information:

Recommendations
Remarks: Visiting given address No:4,200 Feet road,Eachangatu,Kovilabakkam,Chennai-600117 on
20.05.2024 at 01.50pm, applicant is a properitor here and doing this business for the past 30years,Met
Mr.Arul,Driver who confirmed the same details.
Verifier's Name &
Signature Agency Seal Agency Manager's Signature

Date:
If Verified by
LIC HFL Officials Official's Signature & Designation
 VERIFICATION REPORT FORMAT
FOR BANK PASSBOOK/STATEMENTS
To,

THE AREA MANAGER

LIC Housing Finance Ltd.,
OMR Branch
Chennai

Dear Sir,

Sub: Investigation report (Bank Passbook / Statements)

Name Geethalakshmi Agencies

Name of the Bank HDFC Bank Ltd.

Branch and Address Kizhkattalai

A/C No. and Type of account 50200014890022 Current A/c

Status Regular

Any other debits notice NA

( Nature of Debits/Amount of Debit)
CD's noticed (Yes /No) Frequency type NA
(Inward /Outward)

Remarks: Bank statement verified, account is an active.

I certify that the above details are correct and I have verified the attached statements/Passbook
from bank

Yours faithfully,

Authorised Signatory

…Area Office:OMR
 INCOME TAX VERIFICATION REPORT
AVI Business Solution, Chennai
Agency code-MA-MAF0009
File No……………………………
1. Name of the Assessor : Jayakumar
2. Address :
3. PAN No. : AVPPJO115K
4. Details of Income :

Assessment year 2022-23 2023-24

Ward NA NA

Return filed on Date 25.07.2022 25.07.2023

Total income (Amt as per 5,93,180/- 7,04,610/-

return filed with IT
Department)

Tax paid on Total Income 34,000/- 56,261/-

(Amt as per return filed
with IT Department)

Any Other information POSITIVE POSITIVE

On the basis of investigation/verification done by us, we confirm that the Income Tax particulars submitted
with the company are CORRECT
Place: Chennai
Date:

Authorized Signature
COMPANY PHOTOS

RESIDENTIAL PHOTOS
 AVI BUSINESS SOLUTIONS

LIC HOUSING FINANCE LTD.

DUE DILIGENCE REPORT

APPLICANT & Jayakumar Udhayan

CO-APPLICANT
LOAN 5001120001377
REFERENCE NO