Comparison

Description Interest
Old 2% Int. Diminishing 5% Service Fee 2,600.00
Suggestion 1: Sir Doi 2.5 % Int. Diminishing 3% Service Fee 3,250.00
Suggestion 2: New Loan Policy Suggestion 2% Int. Diminishing 3% Service Fee 2,600.00
Suggestion 3: New Loan Policy Suggestion 2% Int. Diminishing 4% Service Fee 2,600.00
Service Fee Income
1,000.00 3,600.00
600.00 3,850.00
600.00 3,200.00
800.00 3,400.00
Name of Member: Juan Dela Cruz Passbook No. 0
Type of Loan: Regular Mode of Payment: Monthly OLD: 2% Interest Diminishing
Date Availed: September 11, 2023 Maturity Date: September 5, 2024 5% Service Fee
Loan Amount: 20,000.00 Loan Term (Months): 12

Month Principal Interest Mo. + Int. Balance 5% - Below 20,000

September 11, 2023 20,000.00 Share Capital 1,000.00

October 11, 2023 1,666.67 400.00 2,066.67 18,333.33 Interest 2,600.00
November 10, 2023 1,666.67 366.67 2,033.33 16,666.67 Service Fee 1,000.00
December 10, 2023 1,666.67 333.33 2,000.00 15,000.00 LPP 382.00
January 9, 2024 1,666.67 300.00 1,966.67 13,333.33 Bal
February 8, 2024 1,666.67 266.67 1,933.33 11,666.67 Bal. Int
March 9, 2024 1,666.67 233.33 1,900.00 10,000.00 Bal. Fine
April 8, 2024 1,666.67 200.00 1,866.67 8,333.33 S/Dep I
May 8, 2024 1,666.67 166.67 1,833.33 6,666.67 S/Dep II
June 7, 2024 1,666.67 133.33 1,800.00 5,000.00 STI Bal.
July 7, 2024 1,666.67 100.00 1,766.67 3,333.33 STI Fines
August 6, 2024 1,666.67 66.67 1,733.33 1,666.67 Others
September 5, 2024 1,666.67 33.33 1,700.00 - SUBTOTAL 4,982.00
Amt. to be Released 15,018.00
Total 20,000.00 2,600.00 22,600.00

Members Copy
Name of Member: Juan Dela Cruz Passbook No. 0
Type of Loan: Regular Mode of Payment: Monthly Suggestion 2: 2% Interest Diminishing
Date Availed: September 11, 2023 Maturity Date: September 5, 2024 Loan Policy Suggestion 4% Service Fee
Loan Amount: 20,000.00 Loan Term (Months): 12 new

Month Principal Interest Mo. + Int. Balance 5% - Below 20,000

September 11, 2023 20,000.00 Share Capital 1,000.00

October 11, 2023 1,666.67 400.00 2,066.67 18,333.33 Interest 2,600.00
November 10, 2023 1,666.67 366.67 2,033.33 16,666.67 Service Fee 800.00
December 10, 2023 1,666.67 333.33 2,000.00 15,000.00 LPP 382.00
January 9, 2024 1,666.67 300.00 1,966.67 13,333.33 Bal
February 8, 2024 1,666.67 266.67 1,933.33 11,666.67 Bal. Int
March 9, 2024 1,666.67 233.33 1,900.00 10,000.00 Bal. Fine
April 8, 2024 1,666.67 200.00 1,866.67 8,333.33 S/Dep I
May 8, 2024 1,666.67 166.67 1,833.33 6,666.67 S/Dep II
June 7, 2024 1,666.67 133.33 1,800.00 5,000.00 STI Bal.
July 7, 2024 1,666.67 100.00 1,766.67 3,333.33 STI Fines
August 6, 2024 1,666.67 66.67 1,733.33 1,666.67 Others
September 5, 2024 1,666.67 33.33 1,700.00 - SUBTOTAL 4,782.00
Amt. to be Released 15,218.00
Total 20,000.00 2,600.00 22,600.00

Members Copy
Name of Member: Juan Dela Cruz Passbook No. 0
Type of Loan: Regular Mode of Payment: Monthly Suggestion 1: 2.5% Interest Diminishing
Date Availed: September 11, 2023 Maturity Date: September 5, 2024 Sir Doi 3% Service Fee
Loan Amount: 20,000.00 Loan Term (Months): 12

Month Principal Interest Mo. + Int. Balance 5% - Below 20,000

September 11, 2023 20,000.00 Share Capital 1,000.00

October 11, 2023 1,666.67 500.00 2,166.67 18,333.33 Interest 3,250.00
November 10, 2023 1,666.67 458.33 2,125.00 16,666.67 Service Fee 600.00
December 10, 2023 1,666.67 416.67 2,083.33 15,000.00 LPP 382.00
January 9, 2024 1,666.67 375.00 2,041.67 13,333.33 Bal
February 8, 2024 1,666.67 333.33 2,000.00 11,666.67 Bal. Int
March 9, 2024 1,666.67 291.67 1,958.33 10,000.00 Bal. Fine
April 8, 2024 1,666.67 250.00 1,916.67 8,333.33 S/Dep I
May 8, 2024 1,666.67 208.33 1,875.00 6,666.67 S/Dep II
June 7, 2024 1,666.67 166.67 1,833.33 5,000.00 STI Bal.
July 7, 2024 1,666.67 125.00 1,791.67 3,333.33 STI Fines
August 6, 2024 1,666.67 83.33 1,750.00 1,666.67 Others
September 5, 2024 1,666.67 41.67 1,708.33 - SUBTOTAL 5,232.00
Amt. to be Released 14,768.00
Total 20,000.00 3,250.00 23,250.00

Members Copy
Name of Member: Juan Dela Cruz Passbook No. 0
Type of Loan: Regular Mode of Payment: Monthly Suggestion 2: 2% Interest Diminishing
Date Availed: September 11, 2023 Maturity Date: September 5, 2024 Loan Policy Suggestion 3% Service Fee
Loan Amount: 20,000.00 Loan Term (Months): 12 new

Month Principal Interest Mo. + Int. Balance 5% - Below 20,000

September 11, 2023 20,000.00 Share Capital 1,000.00

October 11, 2023 1,666.67 400.00 2,066.67 18,333.33 Interest 2,600.00
November 10, 2023 1,666.67 366.67 2,033.33 16,666.67 Service Fee 600.00
December 10, 2023 1,666.67 333.33 2,000.00 15,000.00 LPP 382.00
January 9, 2024 1,666.67 300.00 1,966.67 13,333.33 Bal
February 8, 2024 1,666.67 266.67 1,933.33 11,666.67 Bal. Int
March 9, 2024 1,666.67 233.33 1,900.00 10,000.00 Bal. Fine
April 8, 2024 1,666.67 200.00 1,866.67 8,333.33 S/Dep I
May 8, 2024 1,666.67 166.67 1,833.33 6,666.67 S/Dep II
June 7, 2024 1,666.67 133.33 1,800.00 5,000.00 STI Bal.
July 7, 2024 1,666.67 100.00 1,766.67 3,333.33 STI Fines
August 6, 2024 1,666.67 66.67 1,733.33 1,666.67 Others
September 5, 2024 1,666.67 33.33 1,700.00 - SUBTOTAL 4,582.00
Amt. to be Released 15,418.00
Total 20,000.00 2,600.00 22,600.00

Members Copy