‫‪21/05/2024‬‬

‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺇ‪‬ﻔﺎﻗﻴﺔ ﺍﻟﻮﻛﺎﻟﺔ ﺑﺎﻻﺳ‪‬ﺜﻤﺎﺭ‬

‫ﺍﻟﻤﻘﺪﻣﺔ‪:‬‬

‫ﺍﻟﺤﻤﺪ ‪ ،‬ﻭﺍﻟﺼﻼﺓ ﻭﺍﻟﺴﻼﻡ ﻋﻠﻲ ﻧ‪‬ﻴﻨﺎ ﻣﺤﻤﺪ‪ ،‬ﻭﻋﻠﻰ ﺁﻟﻪ ﻭﺻﺤﺒﻪ‪ ،‬ﻭﺑﻌﺪ‪:‬‬

‫ﺇﻧﻪ ﻓﻲ ‪‬ﻮﻡ ‪ 13-11-1445‬ﻫـ ﺍﻟﻤﻮﺍﻓﻖ ‪ 21-05-2024‬ﻡ‪ ،‬ﺃﺑﺮﻣﺖ ﻫﺬﻩ ﺍﻟﺘﻔﺎﻗﻴﺔ ‪‬ﻴﻦ ﻛﻞ ﻣﻦ ‪:‬‬

‫‪ .1‬ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ‪ ،‬ﻭﻫﻲ ﺷﺮﻛﺔ ﻗﺎﺋﻤﺔ ﺑﻤﻮﺟﺐ ﻗﻮﺍﻧﻴﻦ ﺍﻟﻤﻤﻠﻜﺔ ﺍﻟﻌﺮ‪‬ﻴﺔ ﺍﻟﺴﻌﻮﺩﻳﺔ ﻭﺭﻗﻤﻬﺎ ﺍﻟﻤﻮﺣﺪ )‪(7018070537‬‬
‫ﻭﺍﻟﺤﺎﺻﻠﺔ ﻋﻠﻰ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ ﺭﻗﻢ )‪ ،(1010678388‬ﻭﺍﻟﻤﺮﺧﺼﺔ ﻣﻦ ﻗﺒﻞ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ ﻟﻤ‪‬ﺍﻭﻟﺔ ﻧﺸﺎﻁ ﺍﻟﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ‬
‫ﺑﺎﻟﺘﺮﺧﻴﺺ ﺭﻗﻢ )‪/64‬ﺃﺵ‪ (20221/‬ﻭﺗﺎ‪‬ﺦ ‪ 1444/04/14‬ﻫـ‪ ،‬ﻭﻋﻨﻮﺍﻧﻬﺎ ﺍﻟﻮﻃﻨﻲ )‪ 13521 - 8373‬ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﺍﻟ‪‬ﺎﺽ‬
‫ﻭﻳﺸﺎﺭ ﺇﻟﻴﻬﺎ ﻓﻲ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﺑــ)ﺍﻟﻄﺮﻑ ﺍﻷﻭﻝ ‪ -‬ﺍﻟﺸﺮﻛﺔ ‪ -‬ﺍﻟﻮﻛﻴﻞ(‪.‬‬
‫ﺍﻟﻤﻤﻠﻜﺔ ﺍﻟﻌﺮ‪‬ﻴﺔ ﺍﻟﺴﻌﻮﺩﻳﺔ( ُ‬

‫‪ .2‬ﺍﻟﺴﻴﺪ ﻋﺒﺪﺍﻟﻌ‪‬ﺰ ﺳﻌﺪ ﻋﺒﺪﺍﻟﻌ‪‬ﺰ ﺍﻟﻌﻤﺮﻱ‪،‬ﺳﻌﻮﺩﻱ ﻫﻮﻳﺔ ﺭﻗﻢ ‪ 1005688104‬ﺻﺎﺩﺭﺓ ﺑﻤﺪﻳﻨﺔ ﺑﺘﺎ‪‬ﺦ ‪ 1391-07-01‬ﻭﻋﻨﻮﺍﻧﻪ ﺍﻟﻮﻃﻨﻲ ‪‬ﻮﺳﻒ‬
‫ّ‬
‫ﺍﻟﻤﻮﻛﻞ ‪ -‬ﺍﻟﻤﺴ‪‬ﺜﻤﺮ(‬ ‫ﻭﻳﺸﺎﺭ ﺇﻟﻴﻪ ﻓﻲ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﺑــ)ﺍﻟﻄﺮﻑ ﺍﻟﺜﺎﻧﻲ ‪-‬‬
‫ﺍﻟﺴﻠﻤﻲ‪ , ,‬ﺣﻲ ﺍﻟﻨﺮﺟﺲ ُ‬

‫ﻭﻳﺸﺎﺭ ﺇﻟﻰ ﺍﻟﻄﺮﻑ ﺍﻷﻭﻝ ﻭﺍﻟﻄﺮﻑ ﺍﻟﺜﺎﻧﻲ ﻣﺠﺘﻤﻌﻴﻦ ﻓﻴﻤﺎ ﺑﻌﺪ ﺑــ)ﺍﻟﻄﺮﻓﺎﻥ ‪ -‬ﺍﻟﻄﺮﻓﻴﻦ(‬
‫ُ‬

‫ﺍﻟﺘﻤﻬﻴﺪ‪:‬‬

‫ﺣﻴﺚ ﺇﻥ ﺍﻟﻄﺮﻑ ﺍﻷﻭﻝ ﺷﺮﻛﺔ ﻣﺮﺧﺺ ﻟﻬﺎ ﻣﻦ ﻗﺒﻞ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ ﻟﻤﻤﺎﺭﺳﺔ ﻧﺸﺎﻁ ﺍﻟﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ‪ ،‬ﻭﻣﺘﻮﺍﻓﻘﺔ ﻣﻊ ﺍﻷﻧﻈﻤﺔ ﺍﻟﻤﻌﻤﻮﻝ‬

‫ﺑﻬﺎ ﻓﻲ ﺍﻟﻤﻤﻜﻠﺔ ﺍﻟﻌﺮ‪‬ﻴﺔ ﺍﻟﺴﻌﻮﺩﻳﺔ‪ ،‬ﻭﺣﻴﺚ ‪‬ﺮﻏﺐ ﺍﻟﻄﺮﻑ ﺍﻟﺜﺎﻧﻲ ﻓﻲ ﺍﺳ‪‬ﺜﻤﺎﺭ ﺃﻣﻮﺍﻟﻪ ﻣﻦ ﺧﻼﻝ ﻣﻨﺼﺔ ﺍﻟﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺍﻟﺘﻲ ﻳﺪ‪‬ﺮﻩ ﺍﻟﻄﺮﻑ ﺍﻷﻭﻝ ﻭﻓﻖ‬

‫ﺷ‪‬ﻭﻁ ﻭﺃﺣﻜﺎﻡ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‪.‬‬

‫ﻭﻧﻈﺎﻣﺎ ﻋﻠﻰ ﺍﻟﺪﺧﻮﻝ ﻓﻲ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﺍﻟﺘﻲ ﺗﺤﺪﺩ ﺷ‪‬ﻭﻁ ﻭﺃﺣﻜﺎﻡ ﺍﻻﺳ‪‬ﺜﻤﺎﺭ‪ ،‬ﻭﺫﻟﻚ ﻋﻠﻲ‬
‫ً‬ ‫ﺷﺮﻋﺎ‬
‫ﻟﺬﺍ ﻓﻘﺪ ﺍ‪‬ﻔﻖ ﺍﻟﻄﺮﻓﺎﻥ ﻭﻫﻤﺎ ﺑﻜﺎﻣﻞ ﺃﻫﻠﻴﺘﻬﻤﺎ ﺍﻟﻤﻌﺘﺒﺮﺓ ً‬
‫ﺍﻟﻨﺤﻮ ﺍﻵﺗﻲ‪:‬‬

‫ﺍﻟﻤﺎﺩﺓ ﺍﻷﻭﻟﻰ‪ :‬ﺣﺠﻴﺔ ﺍﻟﻤﻘﺪﻣﺔ ﻭﺍﻟﺘﻤﻬﻴﺪ ﻭﺍﻟﻤﻼﺣﻖ‪:‬‬

‫ﻭﻣﺘﻤﻤﺔ ﻟﻬﺎ‪.‬‬
‫ً‬ ‫ﺟﺰﺀﺍ ﻻ ﻳﺘﺠ‪‬ﺃ ﻣﻦ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‬
‫ﺗُ ﻌﺪ ﺍﻟﻤﻘﺪﻣﺔ ﻭﺍﻟﺘﻤﻬﻴﺪ ﺃﻋﻼﻩ ﻭﻣﻼﺣﻖ ﺍﻻﺗﻔﺎﻗﻴﺔ ً‬

‫ﺍﻟﻤﺎﺩﺓ ﺍﻟﺜﺎﻧﻴﺔ‪ :‬ﺍﻟﺘﻌ‪‬ﻔﺎﺕ‪:‬‬

‫ﻳﻘﺼﺪ ﺑﺎﻟﻌﺒﺎ‪‬ﺍﺕ ﺍﻟﺘﺎﻟﻴﺔ ﺃﻳﻨﻤﺎ ﻭﺭﺩﺕ ﻓﻲ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‪:‬‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
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‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫‪ .1‬ﻣﻨﺼﺔ ﺍﻟﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ‪/‬ﺍﻟﻤﻨﺼﺔ‪ :‬ﺍﻟﻤﻨﺼﺔ ﺍﻹﻟﻜﺘ‪‬ﻭﻧﻴﺔ ﻟﺸﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ﺍﻟﻤﺘﺎﺣﺔ ﻟﻼﺳﺘﻌﻤﺎﻝ ﻣﻦ ﺧﻼﻝ ﺍﻟﻤﻮﻗﻊ ﺍﻹﻟﻜﺘ‪‬ﻭﻧﻲ‬
‫ﻭﺍﻟﺘﻲ ﺗﻘﺪﻡ ﻣﻦ ﺧﻼﻟﻬﺎ ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ﺧﺪﻣﺎﺕ ﺍﻟﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ‪.‬‬

‫ﻭﻓﻘﺎ ﻟﻤﺎ ﺟﺎﺀ‬

‫ٍ‬ ‫ّ‬
‫ﺍﻟﻤﻮﻛﻞ ﺑﻤﻮﺟﺒﻬﺎ ﺑﺘﻌ‪‬ﻴﻦ ﺍﻟﻮﻛﻴﻞ ﻟﻠﻘﻴﺎﻡ ﺑﺄﻋﻤﺎﻝ ﻣﺤﺪﺩﺓ ﻧﻴﺎﺑﺔ ﻋﻨﻪ‪،‬‬ ‫ّ‬
‫ﻣﻮﻛﻞ ﻭﻭﻛﻴﻞ ﻳﻘﻮﻡ‬ ‫‪“ .2‬ﺍ‪‬ﻔﺎﻗﻴﺔ ﺍﻟﻮﻛﺎﻟﺔ ﺑﺎﻻﺳ‪‬ﺜﻤﺎﺭ”‪ :‬ﻋﻼﻗﺔ ﺗﻌﺎﻗﺪﻳﺔ ‪‬ﻴﻦ‬
‫ﻓﻲ ﺍﻟﺘﻤﻬﻴﺪ ﻭﺍﻟﻤﺎﺩﺓ ﺍﻟﺜﺎﻟﺜﺔ ﻣﻦ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‪ ،‬ﻓﻲ ﻣﻘﺎﺑﻞ ﺃﺟﺮﺓ ﻣﺤﺪﺩﺓ ﻳﺪﻓﻌﻬﺎ ﺍﻟﻤﻮﻛﻞ ﻟﻠﻮﻛﻴﻞ‪.‬‬

‫‪“ .3‬ﻣﺒﻠﻎ ﺍﻻﺳ‪‬ﺜﻤﺎﺭ”‪ :‬ﺍﻟﻤﺒﻠﻎ ﺍﻟﺬﻱ ‪‬ﻮﺩ ﺍﻟﻄﺮﻑ ﺍﻟﺜﺎﻧﻲ ﺍﺳ‪‬ﺜﻤﺎﺭﻩ ﻓﻲ ﻓﺮﺻﺔ ﺍﺳ‪‬ﺜﻤﺎ‪‬ﺔ ﻣﻦ ﺧﻼﻝ ﻣﻨﺼﺔ ﺍﻟﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ‪.‬‬

‫‪“ .4‬ﺇﺟﻤﺎﻟﻲ ﻣﺒﻠﻎ ﺍﻻﺳ‪‬ﺜﻤﺎﺭ”‪ :‬ﻣﺠﻤﻮﻉ ﺍﻟﻤﺒﺎﻟﻎ ﺍﻟﻤﺴﺘﻠﻤﺔ ﻣﻦ ﺍﻟﻤﺴ‪‬ﺜﻤ‪‬ﻦ ﻓﻲ ﻣﻨﺼﺔ ﺍﻟﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ‪ ،‬ﻟﻼﺳ‪‬ﺜﻤﺎﺭ ﻓﻲ ﺍﻟﻔﺮﺻﺔ ﺍﻻﺳ‪‬ﺜﻤﺎ‪‬ﺔ‪.‬‬

‫“ﻣﻌﺪﻝ ﺍﻟﺮﺑﺢ ﺍﻟﻤﺘﻮﻗﻊ”‪ :‬ﻣﻌﺪﻝ ﺍﻟﺮﺑﺢ ﺍﻟﺬﻱ ﻳﺘﻮﻗﻊ ﺍﻟﻤﺴ‪‬ﺜﻤﺮ ﺍﺳﺘﻼﻣﻪ ﺑﻤﺠﺮﺩ ﺍ‪‬ﺘﻬﺎﺀ ﺍﻟﻔﺮﺻﺔ ﺍﻻﺳ‪‬ﺜﻤﺎ‪‬ﺔ‪ ،‬ﻭﺍﻟﻤﻌﻠﻦ ﻣﻦ ﻗﺒﻞ ﺍﻟﻮﻛﻴﻞ ﻋﻠﻰ ﻣﻨﺼﺔ ﺍﻟﺘﻤﻮ‪‬ﻞ‬
‫ّ‬ ‫‪.5‬‬
‫ﺍﻟﺠﻤﺎﻋﻲ‪.‬‬

‫‪“ .6‬ﺻﺎﻓﻲ ﺍﻟﺮﺑﺢ ﺍﻟﻔﻌﻠﻲ”‪ :‬ﻣﻘﺪﺍﺭ ﺍﻟﺮﺑﺢ ﺍﻟﺤﻘﻴﻘﻲ ﺍﻟﺬﻱ ﺗﻢ ﺗﺤﻘﻴﻘﻪ ﻥ ﺍﻟﻔﺮﺻﺔ ﺍﻻﺳ‪‬ﺜﻤﺎ‪‬ﺔ‪.‬‬

‫‪“ .7‬ﺍﻟﻌﺎﺋﺪ ﺍﻟﻤﺴﺘﺤﻖ”‪ :‬ﺍﻟﻌﺎﺋﺪ ﺍﻟﻤﺴﺘﺤﻖ ﺍﻟﻤﻮﻛﻞ ﺑﺤﺴﺐ ﺣﺼﺘﻪ ﻓﻲ ﺇﺟﻤﺎﻟﻲ ﺭﺑﺢ ﺍﻟﺘﻤﻮ‪‬ﻞ ﺍﻟﻨﺎ‪‬ﺞ ﻋﻦ ﺍﻟﺼﻔﻘﺔ ﺍﻻﺳ‪‬ﺜﻤﺎ‪‬ﺔ ﺑﺎﻟﻨﻈﺮ ﺇﻟﻰ ﺇﺟﻤﺎﻟﻲ ﻣﺒﻠﻎ‬
‫ﺍﻻﺳ‪‬ﺜﻤﺎﺭ‪.‬‬

‫ﻭﻓﻘﺎ ﻟﻤﺎ ﻫﻮ ﻣﻌﻠﻦ ﻓﻲ ﻧﺸﺮﺓ ﺍﻟﻔﺮﺻﺔ ﺍﻻﺳ‪‬ﺜﻤﺎ‪‬ﺔ ﺍﻟﻤﺘﺎﺣﺔ ﻋﻠﻰ ﺍﻟﻤﻮﻗﻊ‬

‫ً‬ ‫‪“ .8‬ﺗﺎ‪‬ﺦ ﺍﻻﺳﺘﺤﻘﺎﻕ”‪ :‬ﺗﺎ‪‬ﺦ ﺳﺪﺍﺩ ﺛﻤﻦ ﺍﻟ‪‬ﻴﻊ ﺍﻟﻤﺆﺟﻞ ﻓﻲ ﺣﺴﺎﺑﺎﺕ ﻣﻨﺎﻓﻊ‬
‫ﺍﻹﻟﻜﺘ‪‬ﻭﻧﻲ ﻟﻠﺸﺮﻛﺔ‪.‬‬

‫‪“ .9‬ﺗﺎ‪‬ﺦ ﺍﻹﻳﺪﺍﻉ”‪ :‬ﻫﻮ ﻋﻤﻠﻴﺔ ﺇﻳﺪﺍﻉ ﺍﻟﻤﺒﺎﻟﻎ ﺍﻟﻤﺴﺘﺤﻘﺔ ﻓﻲ ﺣﺴﺎﺑﺎﺕ ﺍﻟﻤﺴ‪‬ﺜﻤ‪‬ﻦ ﺧﻼﻝ )‪ (5‬ﺧﻤﺴﺔ ﺃﻳﺎﻡ ﻋﻤﻞ ﻣﻦ ﺗﺎ‪‬ﺦ ﺇﻳﺪﺍﻉ ﻛﺎﻣﻞ ﺛﻤﻦ ﺍﻟ‪‬ﻴﻊ ﺍﻟﻤﺆﺟﻞ ﻣﻦ‬
‫ﻗﺒﻞ ﺍﻟﻤﺸﺘﺮﻱ ﺑﺎﻵﺟﻞ ﻓﻲ ﺣﺴﺎﺑﺎﺕ ﻣﻨﺎﻓﻊ‪.‬‬

‫‪“ .10‬ﺍﻟﺴﺪﺍﺩ ﺍﻟﻤﺒﻜﺮ”‪ :‬ﻫﻲ ﻋﻤﻠﻴﺔ ﺗﺴﺪﻳﺪ ﻛﺎﻣﻞ ﺍﻟﻤﺒﻠﻎ ﻣﻦ ﻗﺒﻞ ﺍﻟﻤﺸﺘﺮﻱ ﺑﺎﻵﺟﻞ ﻗﺒﻞ ﺗﺎ‪‬ﺦ ﺍﻻﺳﺘﺤﻘﺎﻕ‪.‬‬

‫‪“ .11‬ﺍﻟﺘﺎ‪‬ﺦ ﺍﻟﻔﻌﻠﻲ ﻟﻠﺴﺪﺍﺩ”‪ :‬ﻫﻮ ﺍﻟﺘﺎ‪‬ﺦ ﺍﻟﺬﻱ ﻳﻘﻊ ﻗﺒﻞ ﺃﻭ ﺑﻌﺪ ﺗﺎ‪‬ﺦ ﺍﻻﺳﺘﺤﻘﺎﻕ ﺍﻟﻤﻌﻠﻦ ﻋﻨﻪ ﻓﻲ ﺍﻟﻔﺮﺻﺔ ﺍﻻﺳ‪‬ﺜﻤﺎ‪‬ﺔ‪.‬‬

‫‪“ .12‬ﺍﻟﻤﺴ‪‬ﺜﻤ‪‬ﻭﻥ ‪ /‬ﺍﻟﻤﺴ‪‬ﺜﻤ‪‬ﻦ”‪ :‬ﺍﻷﺷﺨﺎﺹ ﺍﻟ‪‬ﺍﻏﺒﻮﻥ ﺑﺎﻻﺳ‪‬ﺜﻤﺎﺭ ﻓﻲ ﻣﻨﺼﺔ ﺍﻟﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ‪.‬‬

‫‪“ .13‬ﺃﺟﺮﺓ ﺍﻟﻮﻛﻴﻞ”‪ :‬ﻧﺴﺒﺔ ﻣﺌﻮﻳﺔ ﻣﻦ ﺻﺎﻓﻲ ﺍﻟﺮﺑﺢ ﺍﻟﻔﻌﻠﻲ ﻟﻠﻔﺮﺻﺔ ﺍﻻﺳ‪‬ﺜﻤﺎ‪‬ﺔ‪ ،‬ﻭﺫﻟﻚ ﻣﻘﺎﺑﻞ ﻗﻴﺎﻡ ﺍﻟﻮﻛﻴﻞ ‪‬ﺈﺩﺍﺭﺓ ﺍﻟﻔﺮﺻﺔ ﺍﻻﺳ‪‬ﺜﻤﺎ‪‬ﺔ‪.‬‬

‫‪“ .14‬ﺍﻟﻔﺮﺻﺔ ﺍﻻﺳ‪‬ﺜﻤﺎ‪‬ﺔ” ‪ :‬ﺍﺳ‪‬ﺜﻤﺎﺭ ُﻣﻌﻠﻦ ﻋﻨﻪ ﻣﻦ ﻗﺒﻞ ﺍﻟﺸﺮﻛﺔ‪ ،‬ﻣﻦ ﺧﻼﻝ ﻣﻨﺼﺔ ﺍﻟﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ‪ ،‬ﻭﺗﻘﻮﻡ ﺍﻟﻔﺮﺻﺔ ﺍﻻﺳ‪‬ﺜﻤﺎ‪‬ﺔ ﻋﻠﻰ ﺃﺳﺎﺱ ﻋﻤﻠﻴﺔ ﺗﻮ‪‬ﻕ‬
‫ﻣﺘﻮﺍﻓﻘﺔ ﻣﻊ ﺃﺣﻜﺎﻡ ﺍﻟﺸﺮﻋﻴﺔ ﺍﻹﺳﻼﻣﻴﺔ‪.‬‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
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‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫‪“ .15‬ﻧﺸﺮﺓ ﺍﻟﻔﺮﺻﺔ ﺍﻻﺳ‪‬ﺜﻤﺎ‪‬ﺔ”‪ :‬ﻣﻠﻒ ﺍﻟﻤﻌﻠﻮﻣﺎﺕ ﺍﻟﺮﺋﻴﺴﺔ ﻟﻜﻞ ﻓﺮﺻﺔ ﺍﺳ‪‬ﺜﻤﺎ‪‬ﺔ ﻣﻌﻠﻦ ﻋﻨﻬﺎ ﻓﻲ ﺍﻟﻤﻮﻗﻊ ﺍﻹﻟﻜﺘ‪‬ﻭﻧﻲ‪.‬‬

‫‪“ .16‬ﺍ‪‬ﻔﺎﻗﻴﺔ ﺍﻟﺘﺴﻬﻴﻼﺕ ﺍﻻ‪‬ﺘﻤﺎﻧﻴﺔ”‪ :‬ﺍ‪‬ﻔﺎﻗﻴﺔ ﺍﻟﺘﻲ ﺗُ ﻮﻗﻊ ﻣﻊ ﺍﻟﻤﺸﺘﺮﻱ ﺑﺎﻵﺟﻞ ﺍﻟ‪‬ﺍﻏﺐ ﺑﺎﻟﺘﻤﻮ‪‬ﻞ‪ ،‬ﺗﻘﻮﻡ ﻋﻠﻰ ﺃﺳﺎﺱ ﺍﻟﺘﻮ‪‬ﻕ‪ ،‬ﺍﻟﻤﺘﻮﺍﻓﻖ ﻣﻊ ﺃﺣﻜﺎﻡ ﺍﻟﺸ‪‬ﻌﺔ‬
‫ﺍﻹﺳﻼﻣﻴﺔ‪.‬‬

‫‪“ .17‬ﺍﻟﻤﺸﺘﺮﻱ ﺑﺎﻵﺟﻞ”‪ :‬ﺍﻟﻤﺴﺘﻔﻴﺪ ﺍﻟﻤﺘﻤﻮﻝ ﻓﻲ ﺍ‪‬ﻔﺎﻗﻴﺔ ﺍﻟﺘﺴﻬﻴﻼﺕ ﺍﻻ‪‬ﺘﻤﺎﻧﻴﺔ‪.‬‬

‫ﻣﺼﺮﻓﻴﺎ ﻭﻻ ‪‬ﻮﻓﺮ ﺍﻟﺨﺪﻣﺎﺕ ﺍﻟﻤﺼﺮﻓﻴﺔ ﻏﻴﺮ ﺍﻟﺘﻲ‬

‫ً‬ ‫ﺣﺴﺎﺑﺎ‬
‫ً‬ ‫‪“ .18‬ﺣﺴﺎﺏ ﺍﻟﻤﺴ‪‬ﺜﻤﺮ ﺍﻻﻓﺘ‪‬ﺍﺿﻲ”‪ :‬ﻫﻮ ﺣﺴﺎﺏ ﻣﺎﻟﻲ ﺇﻟﻜﺘ‪‬ﻭﻧﻲ‪ ،‬ﻳﻘﺮ ﺍﻟﻤﺴﺘﺨﺪﻡ ﺑﻤﻮﺟﺒﻪ ﺑﺄﻧﻪ ﻟﻴﺲ‬
‫‪‬ﻨﺺ ﻋﻠﻴﻬﺎ ﺍ‪‬ﻔﺎﻗﻴﺔ ﻓﺘﺢ ﺍﻟﺤﺴﺎﺏ ﻋﻠﻰ ﺍﻟﻤﻮﻗﻊ ﺍﻹﻟﻜﺘ‪‬ﻭﻧﻲ ﻟﻠﺸﺮﻛﺔ‪.‬‬

‫‪“ .19‬ﺍﻻﺗﻔﺎﻗﻴﺔ”‪ :‬ﺗﻌﻨﻲ ﺍ‪‬ﻔﺎﻗﻴﺔ ﺍﻟﻮﻛﺎﻟﺔ ﺑﺎﻻﺳ‪‬ﺜﻤﺎﺭ ﻫﺬﻩ‪.‬‬

‫‪“ .20‬ﻣﺴﺘﻨﺪﺍﺕ ﺍﻟﻔﺮﺻﺔ”‪ :‬ﺗﻌﻨﻲ ﺍ‪‬ﻔﺎﻗﻴﺔ ﺍﻟﻮﻛﺎﻟﺔ ﺑﺎﻻﺳ‪‬ﺜﻤﺎﺭ ﻫﺬﻩ ﻭﻧﺸﺮﺓ ﺍﻟﻔﺮﺻﺔ ﺍﻻﺳ‪‬ﺜﻤﺎ‪‬ﺔ ﺍﻟﻤﻌﻠﻦ ﻋﻨﻬﺎ ﻣﻦ ﺣﻴﻦ ﻵﺧﺮ ﻋﻠﻰ ﻣﻨﺼﺔ ﺍﻟﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ‪.‬‬

‫‪“ .21‬ﺍﻻﺳ‪‬ﺜﻤﺎﺭ ﺍﻵﻟﻲ”‪ :‬ﺧﺪﻣﺔ ‪‬ﺘﻴﺢ ﻟﻠﻤﺴ‪‬ﺜﻤﺮ ﺍﺳ‪‬ﺜﻤﺎﺭ ﺍﻷﻣﻮﺍﻝ ﺍﻟﻤﻮﺟﻮﺩﺓ ﻓﻲ ﻣﺤﻔﻈﺘﻪ ﺑﺸﻜﻞ ﺁﻟﻲ‪ ،‬ﺩﻭﻥ ﺍﻟﺤﺎﺟﺔ ﺇﻟﻰ ﺗﺴﺠﻴﻞ ﺍﻟﺪﺧﻮﻝ ﻟﻜﻞ ﻣﺮﺓ ﻳﺘﻢ ﻓﻴﻬﺎ‬
‫ﻃ‪‬ﺡ ﻓﺮﺻﺔ ﻋﻠﻰ ﺍﻟﻤﻨﺼﺔ‪ ،‬ﻭﺫﻟﻚ ﺑﺄﻥ ﺗﻘﻮﻡ ﺍﻟﻤﻨﺼﺔ ﺑﺸﻜﻞ ﺗﻠﻘﺎﺋﻲ ﺑﺎﻻﺳ‪‬ﺜﻤﺎﺭ ﻓﻲ ﺍﻟﻔﺮﺹ ﺍﻟﻤﻄ‪‬ﻭﺣﺔ ﺍﻟﻤﺘﻮﺍﻓﻘﺔ ﻣﻊ ﺍﻟﺸ‪‬ﻭﻁ ﻭﺍﻟﺨﺼﺎﺋﺺ ﺍﻟﻤﻌﺘﻤﺪﺓ‬
‫ﻣﺴﺒﻘﺎ ﻣﻦ ﻗﺒﻞ ﺍﻟﻤﺴ‪‬ﺜﻤﺮ ﻓﻲ ﺍﻻﺳ‪‬ﺜﻤﺎﺭ ﺍﻵﻟﻲ‪.‬‬
‫ً‬

‫‪“ .22‬ﻮﻡ ﻋﻤﻞ” ‪ :‬ﻳﻘﺼﺪ ﺑﻪ ﺃﻱ ‪‬ﻮﻡ ﺗﻔﺘﺢ ﻓﻴﻪ ﺍﻟﺒﻨﻮﻙ ﻓﻲ ﺍﻟﻤﻤﻠﻜﺔ ﺍﻟﻌﺮ‪‬ﻴﺔ ﺍﻟﺴﻌﻮﺩﻳﺔ ﻟﻠﻌﻤﻞ‪ ،‬ﺑﺎﺳ‪‬ﺜﻨﺎﺀ ﺃﻳﺎﻡ ﺍﻟﺠﻤﻌﺔ ﻭﺍﻟﺴﺒﺖ‪.‬‬

‫ﺍﻟﻤﺎﺩﺓ ﺍﻟﺜﺎﻟﺜﺔ‪ :‬ﺍﻟﺘﻔﺴﻴﺮ‪:‬‬

‫ﻣﺎ ﻟﻢ ﻳﻘﺘﺾ ﺍﻟﺴﻴﺎﻕ ﺧﻼﻑ ﺫﻟﻚ‪ ،‬ﻳ‪‬ﺍﻋﻰ ﻓﻲ ﺍﻻﺗﻔﺎﻗﻴﺔ ﻭﻣﻼﺣﻘﻬﺎ ﻣﺎ ﻳﻠﻲ‪:‬‬

‫ﺃﻱ ﻣﻦ ﺍﻟﻄﺮﻓﻴﻦ ﺍﻟﺬ‪‬ﻦ ﻳﺨﻠﻔﻮﻥ ﺫﻟﻚ ﺍﻟﻄﺮﻑ ﻭﺍﻟﻤﺘﻨﺎ‪‬ﻝ ﺇﻟﻴﻬﻢ ﺑﺘﻨﺎ‪‬ﻝ ﻣﺴﻤﻮﺡ ﺑﻪ‪.‬‬
‫‪ .1‬ﺘﻀﻤﻦ ﺍﻹﺷﺎﺭﺓ ﺇﻟﻰ ٍ‬

‫‪" .2‬ﺍﻟﻘﺎﻧﻮﻥ‪/‬ﺍﻟﻨﻈﺎﻡ" ﺃﻱ ﻗﺎﻧﻮﻥ ﺃﻭ ﺗﺸ‪‬ﻊ ﺃﻭ ﻧﻈﺎﻡ ﺃﺳﺎﺳﻲ ﺃﻭ ﻣﺮﺳﻮﻡ ﺃﻭ ﺣﻜﻢ ﺃﻭ ﻻﺋﺤﺔ ﺃﻭ ﺗﻮﺟﻴﻪ ﺃﻭ ﻗﺎﻧﻮﻥ ﺃﻭ ﺃﻣﺮ ﺃﻭ ﺃﻱ ﺇﺟ‪‬ﺍﺀ ﺗﺸ‪‬ﻌﻲ ﺁﺧﺮ ﻷﻱ ﻫﻴﺌﺔ‬
‫ﺣﻜﻮﻣﻴﺔ ﺃﻭ ﺟﻬﺔ ﺃﻭ ﺇﺩﺍﺭﺓ ﺃﻭ ‪‬ﻨﻈﻴﻢ ﺫﺍ‪‬ﻲ ﺃﻭ ﺳﻠﻄﺔ ﺃﻭ ﺟﻬﺔ ‪‬ﻨﻈﻴﻤﻴﺔ ﺃﻭ ﻏﻴﺮﻫﺎ‪.‬‬

‫‪" .3‬ﺍﻟﺸﺨﺺ" ﺗُ ﻔﺴﺮ ﻋﻠﻰ ﺃﻧﻬﺎ ﺇﺷﺎﺭﺓ ﺇﻟﻰ ﺃﻱ ﺷﺨﺺ ﺃﻭ ﺷﺮﻛﺔ ﺃﻭ ﻣﺆﺳﺴﺔ ﺃﻭ ﺣﻜﻮﻣﺔ‪.‬‬

‫‪ .4‬ﻧﺺ ﻓﻲ ﺍﻟﻨﻈﺎﻡ ﺃﻭ ﺍﻟﻘﺎﻧﻮﻥ ﺗُ ﻔﺴﺮ ﻋﻠﻰ ﺃﻧﻬﺎ ﺇﺷﺎﺭﺓ ﺇﻟﻰ ﺫﻟﻚ ﺍﻟﻨﺺ ﻭﺗﻌﺪﻳﻠﻪ ﺃﻭ ﺇﻋﺎﺩﺓ ﺳﻨﻪ ﻣﻦ ﻭﻗﺖ ﻵﺧﺮ‪.‬‬

‫‪ .5‬ﺍﻻﺗﻔﺎﻗﻴﺔ ﺃﻭ ﺍﻟﻮﺛﻴﻘﺔ ﺗﻌﺪ ﺇﺷﺎﺭﺓ ﺇﻟﻰ ﺗﻠﻚ ﺍﻻﺗﻔﺎﻗﻴﺔ ﺃﻭ ﺍﻟﻮﺛﻴﻘﺔ ﻭﺗﻌﺪﻳﻠﻬﺎ ﺃﻭ ﺍﺳﺘﻜﻤﺎﻟﻬﺎ ﺃﻭ ﺇﻋﺎﺩﺓ ﺻﻴﺎﻏﺘﻬﺎ ﻣﻦ ﻭﻗﺖ ﻵﺧﺮ‪.‬‬

‫‪ .6‬ﺍﻹﺷﺎﺭﺓ ﺇﻟﻰ ﺑﻨﺪ ﺃﻭ ﺑﻨﺪ ﻓﺮﻋﻲ ﺃﻭ ﻓﻘﺮﺓ ﺃﻭ ﺟﺪﻭﻝ‪ ،‬ﻣﺎ ﻟﻢ ُﻳﻨﺺ ﻋﻠﻰ ﺧﻼﻑ ﺫﻟﻚ‪ ،‬ﺗﻌﺪ ﺇﺷﺎﺭﺓ ﺇﻟﻰ ﺑﻨﺪ ﺃﻭ ﺑﻨﺪ ﻓﺮﻋﻲ ﺃﻭ ﻓﻘﺮﺓ ﺃﻭ ﺟﺪﻭﻝ ﻓﻲ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‪.‬‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪3‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫‪ .7‬ﺍﻟﻤﺼﻄﻠﺤﺎﺕ ﺍﻟﻤﻌﺮﻓﺔ ﺑﺼﻴﻐﺔ ﺍﻟﻤﻔﺮﺩ ﺗﺸﻤﻞ ﺍﻟﺠﻤﻊ ﻭﺍﻟﻌﻜﺲ ﺻﺤﻴﺢ )ﻣﺎ ﻟﻢ ﻳﻘﺘﺾ ﺍﻟﺴﻴﺎﻕ ﺧﻼﻑ ﺫﻟﻚ(‬

‫‪ .8‬ﺃﻱ ﻭﻗﺖ ُﻳﻔﺴﺮ ﻋﻠﻰ ﺇﻧﻪ ﺇﺷﺎﺭﺓ ﺇﻟﻰ ﺗﻮﻗﻴﺖ ﺍﻟ‪‬ﺎﺽ )ﻣﺎ ﻟﻢ ﻳﻨﺺ ﻋﻠﻰ ﺧﻼﻑ ﺫﻟﻚ( ﻭﺗُ ﺤﺪﺩ ﺍﻟﺘﻮﺍ‪‬ﺦ ﺑﺎﻟﺮﺟﻮﻉ ﺇﻟﻰ ﺍﻟﺘﻘﻮﻳﻢ ﺍﻟﻤﻴﻼﺩﻱ‪.‬‬

‫‪ .9‬ﻋﻨﺎﻭ‪‬ﻦ ﺍﻷﻗﺴﺎﻡ ﻭﻋﻨﺎﻭ‪‬ﻦ ﺍﻟﺒﻨﻮﺩ ﻣﺪﺭﺟﺔ ﻟﻠﺘﻴﺴﻴﺮ ﻓﻘﻂ ﻭﻻ ﺗﺆﺛﺮ ﻋﻠﻰ ﺗﻔﺴﻴﺮ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‪.‬‬

‫ﻔﺴﺮ ﺍﻟﻜﻠﻤﺎﺕ ﺍﻟﺘﻲ ﺗﻠﻲ ﺍﻟﻌﺒﺎ‪‬ﺍﺕ "ﺑﻤﺎ ﻓﻲ ﺫﻟﻚ" ﺃﻭ "ﻳﺘﻀﻤﻦ" ﺃﻭ ﺃﻱ ﻣﺼﻄﻠﺢ ﻣﺸﺎﺑﻪ ﻋﻠﻰ ﺃﻧﻬﺎ ﺗﻮﺿﻴﺤﻴﺔ‪ ،‬ﻭﻻ ﺗﺤﺪ ﻣﻦ ﻣﻌﻨﻰ ﺍﻟﻜﻠﻤﺎﺕ ﺃﻭ ﺍﻟﻮﺻﻒ ﺃﻭ‬
‫‪ .10‬ﺗُ ّ‬
‫ﺍﻟﺘﻌ‪‬ﻒ ﺃﻭ ﺍﻟﻌﺒﺎﺭﺓ ﺃﻭ ﺍﻟﻤﺼﻄﻠﺢ ﺍﻟﺴﺎﺑﻖ ﻟﺘﻠﻚ ﺍﻟﻌﺒﺎ‪‬ﺍﺕ‪.‬‬

‫‪‬ﻮﻣﺎ ﻣ‪‬ﺘﺎﻟﻴﺔ‪.‬‬
‫‪ .11‬ﺍﻹﺷﺎﺭﺓ ﺇﻟﻰ ‪‬ﻮﻡ ﻳﻌﻨﻲ ‪‬ﻮﻡ ﻋﻤﻞ ﻭﺍﻹﺷﺎﺭﺓ ﺇﻟﻰ ﺷﻬﺮ ﻳﻌﻨﻲ ﺛﻼﺛﻴﻦ ً‬

‫ﺍﻟﻤﺎﺩﺓ ﺍﻟ‪‬ﺍﺑﻌﺔ‪ :‬ﻣﺤﻞ ﺍﻻﺗﻔﺎﻗﻴﺔ‪:‬‬

‫ّ‬
‫ﻭﻛﻞ ﺍﻟﻄﺮﻑ ﺍﻟﺜﺎﻧﻲ ﺑﻤﻮﺟﺐ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﺍﻟﻄﺮﻑ ﺍﻷﻭﻝ ﺑﺎﺳ‪‬ﺜﻤﺎﺭ ﻣﺒﻠﻎ ﺍﻻﺳ‪‬ﺜﻤﺎﺭ ﻓﻲ ﺍﻟﻔﺮﺹ ﺍﻻﺳ‪‬ﺜﻤﺎ‪‬ﺔ ﺍﻟﻤﻌ‪‬ﻭﺿﺔ ﻋﻠﻰ ﻣﻨﺼﺔ ﺍﻟﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ‪،‬‬

‫ﻭﻧﻴﺎﺑﺔ ﻋﻨﻪ‪ ،‬ﻭﺑﻤﺎ ﻻ ﻳﺘﻌﺎﺭﺽ ﻣﻊ ﺃﺣﻜﺎﻡ ﻭﻣﺒﺎﺩﺉ ﺍﻟﺸ‪‬ﻌﺔ ﺍﻹﺳﻼﻣﻴﺔ‪ ،‬ﻭﺗﻌﺪ ﻭﻛﺎﻟﺔ ﺍﻟﻤﺴ‪‬ﺜﻤﺮ ﻟﻠﺸﺮﻛﺔ ﻭﻛﺎﻟﺔ ﻣﻄﻠﻘﺔ ﻓﻲ‬
‫ً‬ ‫ﺑﺎﺳﻢ ﺍﻟﻮﻛﻴﻞ ﻭﻟﺼﺎﻟﺢ ﺍﻟﻤﻮﻛﻞ‬

‫ﺇﺩﺍﺭﺓ ﺍﻻﺳ‪‬ﺜﻤﺎﺭ‪ ،‬ﻭﻟﻠﻮﻛﻴﻞ ﻛﺎﻓﺔ ﺍﻟﺼﻼﺣﻴﺎﺕ ﺍﻟﻤﻤﻨﻮﺣﺔ ﻟﻪ ﺑﻤﻮﺟﺐ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‪ .‬ﻭﻗﺪ ﻗﺒﻠﺖ ﺍﻟﺸﺮﻛﺔ ﺑﻬﺬﻩ ﺍﻟﻮﻛﺎﻟﺔ‪.‬‬

‫ﺍﻟﻤﺎﺩﺓ ﺍﻟﺨﺎﻣﺴﺔ‪ :‬ﻃ‪‬ﻴﻌﺔ ﺍﻟﻨﺸﺎﻁ ﺍﻻﺳ‪‬ﺜﻤﺎﺭﻱ ﻭﺇﺩﺍﺭﺗﻪ‪:‬‬

‫ﻣﺎ ﻟﻢ ﻳﻘﺘﺾ ﺍﻟﺴﻴﺎﻕ ﺧﻼﻑ ﺫﻟﻚ‪ ،‬ﻳ‪‬ﺍﻋﻰ ﻓﻲ ﺍﻻﺗﻔﺎﻗﻴﺔ ﻭﻣﻼﺣﻘﻬﺎ ﻣﺎ ﻳﻠﻲ‪:‬‬

‫ﻘﻴﺪ ﻧﺸﺎﻁ ﺍﻻﺳ‪‬ﺜﻤﺎﺭ ﻓﻲ ﻋﻤﻠﻴﺎﺕ ﺗﻤﻮ‪‬ﻞ ﺑﺎﻵﺟﻞ ﻣﻦ ﺧﻼﻝ ﻣﻨﺼﺔ ﺍﻟﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ‪ ،‬ﻭﺫﻟﻚ ﻓﻲ ﺃﻱ ﻓﺮﺻﺔ ﺍﺳ‪‬ﺜﻤﺎ‪‬ﺔ ﻣﺘﺎﺣﺔ‬
‫‪ .1‬ﺍ‪‬ﻔﻖ ﺍﻟﻄﺮﻓﺎﻥ ﻋﻠﻰ ﺃﻥ ُﻳ ﱠ‬
‫ﻣ‪‬ﺍﺑﺤﺔ ﻟﻠﻤﺸﺘﺮﻱ ﺑﺎﻵﺟﻞ‪ ،‬ﻭﻻ‬
‫ً‬ ‫ﻋﻠﻰ ﺍﻟﻤﻮﻗﻊ ﺍﻹﻟﻜﺘ‪‬ﻭﻧﻲ ﻟﻠﺸﺮﻛﺔ ﻳﺤﺪﺩﻫﺎ ﺍﻟﻤﺴ‪‬ﺜﻤﺮ‪ .‬ﻭﻳﻜﻮﻥ ﺍﻟﺘﻤﻮ‪‬ﻞ ﺑﺎﻵﺟﻞ ﻣﻦ ﺧﻼﻝ ﻗﻴﺎﻡ ﺍﻟﻮﻛﻴﻞ ﺑﺸ‪‬ﺍﺀ ﺳﻠﻊ ﻭ‪‬ﻴﻌﻬﺎ‬
‫ﻳﺤﻖ ﻟﻠﻮﻛﻴﻞ ﺍﻟﺘﺼﺮﻑ ﺑﻤﺒﻠﻎ ﺍﻻﺳ‪‬ﺜﻤﺎﺭ ﻓﻲ ﻏﻴﺮ ﺍﻟﻨﺸﺎﻁ ﺍﻟﻤﻨﺼﻮﺹ ﻋﻠﻴﻪ ﻓﻲ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‪.‬‬

‫ﻭﻓﻘﺎ ﻟﻠﺴﻴﺎﺳﺎﺕ ﺍﻻ‪‬ﺘﻤﺎﻧﻴﺔ ﺍﻟﻤﻌﺘﻤﺪﺓ ﻟﺪﻯ‬

‫ً‬ ‫ﱢ‬
‫ﻟﻠﻤﻮﻛﻞ ﺑﻤﻮﺟﺐ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﺃﻧﻪ ﺳﻴﺪ‪‬ﺮ ﻣﺒﻠﻎ ﺍﻻﺳ‪‬ﺜﻤﺎﺭ ﺑﺎﻟﻜﻔﺎﺀﺓ ﻭﺍﻟﻌﻨﺎﻳﺔ ﺍﻟﻼﺯﻣﺔ‪ ،‬ﻭﺫﻟﻚ‬ ‫‪ .2‬ﻳﺘﻌﻬﺪ ﺍﻟﻮﻛﻴﻞ‬
‫ﺍﻟﺸﺮﻛﺔ‪.‬‬

‫ﱢ‬
‫ﻟﻠﻤﻮﻛﻞ ﺍﻟﺤﻖ ﻓﻲ ﻣ‪‬ﺍﺟﻌﺔ ﺍﻟﻮﻛﻴﻞ ﻹﻟ‪‬ﺍﻣﻪ ﺑﺒﻌﺾ ﺍﻷﻋﻤﺎﻝ‪ ،‬ﺃﻭ ﺍﺷﺘ‪‬ﺍﻁ ﺃﺧﺬ ﻣﻮﺍﻓﻘﺔ ﺍﻟﻤﻮﻛﻞ ﻋﻠﻰ ﺑﻌﺾ ﺍﻟﺘﺼﺮﻓﺎﺕ ﺑﻌﺪ ﺍﻟﺘﻮﻗﻴﻊ‬ ‫‪ .3‬ﺍ‪‬ﻔﻖ ﺍﻟﻄﺮﻓﺎﻥ ﺑﺄﻧﱠ ﻪ ﻟﻴﺲ‬
‫ﱢ‬
‫ﻟﻠﻤﻮﻛﻞ ﺍﻟﺘﻮﺍﺻﻞ ﻣﻊ ﺍﻟﻤﺸﺘﺮﻱ ﺑﺎﻵﺟﻞ ﻹﻟ‪‬ﺍﻣﻪ ﺑﺎﻟﺪﻓﻊ ﺃﻭ ﺭﻓﻊ ﺩﻋﻮﻯ ﻗﻀﺎﺋﻴﺔ ﺃﻭ ﺃﻱ ﺇﺟ‪‬ﺍﺀﺍﺕ ﺃﺧﺮﻯ ﺩﻭﻥ ﺍﻟﺮﺟﻮﻉ‬ ‫ﻋﻠﻰ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‪ ،‬ﻛﻤﺎ ﻻ ﻳﺤﻖ‬
‫ﻟﻠﻮﻛﻴﻞ‪.‬‬

‫ﱢ‬
‫ﻟﻠﻤﻮﻛﻞ‬ ‫ﺑﺄﻥ ﻟﻠﻮﻛﻴﻞ ﺍﻟﺤﻖ ﺍﻟﻤﻄﻠﻖ ﻓﻲ ﺍﻟﺘﻮﺍﺻﻞ ﻣﻊ ﺍﻟﻤﺸﺘﺮﻱ ﺑﺎﻵﺟﻞ ﻭﺍﻟﻤﺴ‪‬ﺜﻤ‪‬ﻦ ﺍﻵﺧ‪‬ﻦ ﺍﻟﻤﺸﺎﺭﻛﻴﻦ ﻓﻲ ﺍﻟﻔﺮﺻﺔ ﺍﻻﺳ‪‬ﺜﻤﺎ‪‬ﺔ‪ ،‬ﻭﻟﻴﺲ‬
‫‪ .4‬ﺍ‪‬ﻔﻖ ﺍﻟﻄﺮﻓﺎﻥ ﱠ‬
‫ﺍﻟﺤﻖ ﻓﻲ ﻣ‪‬ﺍﺟﻌﺔ ﺍﻟﻤﺴ‪‬ﺜﻤ‪‬ﻦ ﺍﻵﺧ‪‬ﻦ ﺃﻭ ﺍﻟﻤﺸﺘﺮﻱ ﺑﺎﻵﺟﻞ‬

‫ﺍﻟﻤﺎﺩﺓ ﺍﻟﺴﺎﺩﺳﺔ‪ :‬ﻣﺒﻠﻎ ﺍﻻﺳ‪‬ﺜﻤﺎﺭ‪:‬‬

‫‪ .1‬ﻋﻠﻰ ﺍﻟﻤﻮﻛﻞ ﺇﻳﺪﺍﻉ ‪‬ﺃﺱ ﺍﻟﻤﺎﻝ ﻓﻲ ﺣﺴﺎﺑﻪ ﺍﻻﺳ‪‬ﺜﻤﺎﺭﻱ "ﺣﺴﺎﺏ ﺍﻟﻤﺴ‪‬ﺜﻤﺮ ﺍﻻﻓﺘ‪‬ﺍﺿﻲ" ﺍﻟﻤﺴﺠﻞ ﻓﻲ ﺻﻔﺤﺘﻪ ﺍﻟﺸﺨﺼﻴﺔ ﻋﻠﻰ ﺍﻟﻤﻮﻗﻊ ﺍﻹﻟﻜﺘ‪‬ﻭﻧﻲ‬
‫ﻟﻠﺸﺮﻛﺔ‪.‬‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪4‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫‪ .2‬ﻳﺠﺐ ﺃﻻ ﻳﻜﻮﻥ ﺇﻧﻬﺎﺀ ﺍﻻﺗﻔﺎﻗﻴﺔ ﺃﻭ ﺍ‪‬ﺘﻬﺎﺋﻬﺎ ﻣﺆﺛﱢ ً‪‬ﺍ ﻋﻠﻰ ﺣﻘﻮﻕ ﻭﺍﻟﺘ‪‬ﺍﻣﺎﺕ ﺃﻱ ﻣﻦ ﺍﻟﻄﺮﻓﻴﻦ‪ ،‬ﻓﻴﻤﺎ ﻳﺘﻌﻠﻖ ﺑﺄﻱ ﻓﺮﺻﺔ ﺍﺳ‪‬ﺜﻤﺎ‪‬ﺔ ﻗﺎﺋﻤﺔ ﻭﻣﺴﺘﺤﻘﺔ ﻗﺒﻞ ﺍ‪‬ﺘﻬﺎﺀ‬
‫ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‪ ،‬ﺣﻴﺚ ﺳﺘﻈﻞ ﺷ‪‬ﻭﻁ ﻭﺃﺣﻜﺎﻡ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﺳﺎ‪‬ﺔ ﺣﺘﻰ ﺍﻻ‪‬ﺘﻬﺎﺀ ﻣﻦ ﺗﺴﻮﻳﺔ ﺍﻟﻔﺮﺻﺔ ﺍﻻﺳ‪‬ﺜﻤﺎ‪‬ﺔ ﺍﻟﻘﺎﺋﻤﺔ‪..‬‬

‫ﺍﻟﻤﺎﺩﺓ ﺍﻟﺴﺎﺑﻌﺔ‪ :‬ﻣﺪﺓ ﺍﻻﺳ‪‬ﺜﻤﺎﺭ‪:‬‬

‫ﺗﻠﻘﺎﺋﻴﺎ ‪‬ﺈﻟﻐﺎﺀ ﺍﻟﻤﺴ‪‬ﺜﻤﺮ ﻟﺤﺴﺎﺑﻪ‬

‫ً‬ ‫‪ .1‬ﺗﻌﺘﺒﺮ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﺳﺎ‪‬ﺔ ﻣﻦ ﺗﺎ‪‬ﺦ ﺍﻟﺘﻮﻗﻴﻊ ﻋﻠﻴﻬﺎ‪ ،‬ﻭ‪‬ﻨﺘﻬﻲ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‬

‫ﱠ‬
‫ﺍﻟﻤﻌﺪﻟﺔ ﻣﺤﻞ ﺷ‪‬ﻭﻁ ﻭﺃﺣﻜﺎﻡ ﻫﺬﻩ‬ ‫ﻋﻠﻰ ﺍﻟﻤﻮﻗﻊ ﺍﻹﻟﻜﺘ‪‬ﻭﻧﻲ ﻟﻠﺸﺮﻛﺔ‪ ،‬ﺃﻭ ﻓﻲ ﺣﺎﻝ ﺗﻌﺪ‪‬ﻞ ﺍﻟﺸﺮﻛﺔ ﻟﺸ‪‬ﻭﻁ ﻭﺃﺣﻜﺎﻡ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‪ ،‬ﻓﺘﺤﻞ ﺍﻻﺗﻔﺎﻗﻴﺔ‬

‫ﺍﻟﻤﻌﺪﻟﺔ‪.‬‬
‫ﱠ‬ ‫ﺍﻻﺗﻔﺎﻗﻴﺔ ﻣﻦ ﺗﺎ‪‬ﺦ ﺗﻮﻗﻴﻊ ﺍﻻﺗﻔﺎﻗﻴﺔ‬

‫ﱢ‬
‫ﺍﻟﻤﻮﻛﻞ ﻋﻠﻰ ﺃﻧﻪ ﻳﺠﻮﺯ ﻟﻠﻮﻛﻴﻞ ﺩﻣﺞ ﻣﺒﻠﻎ ﺍﻻﺳ‪‬ﺜﻤﺎﺭ ﻣﻊ ﺍﻷﻣﻮﺍﻝ ﺍﻷﺧﺮﻯ ﺍﻟﺘﻲ ﻳﺘﺴﻠﻤﻬﺎ ﺍﻟﻮﻛﻴﻞ ﻣﻦ ﺍﻟﻤﺴ‪‬ﺜﻤ‪‬ﻦ ﺍﻵﺧ‪‬ﻦ ﻣﻦ ﻭﻗﺖ ﻵﺧﺮ‪.‬‬ ‫‪ .2‬ﻭﺍﻓﻖ‬

‫ﺍﻟﻤﺎﺩﺓ ﺍﻟﺜﺎﻣﻨﺔ‪ :‬ﺃﺟﺮﺓ ﺍﻟﻮﻛﻴﻞ‪:‬‬

‫ﺗﻘﺪﺭ ﺑﻨﺴﺒﺔ ﻣﺌﻮﻳﺔ ﻣﻦ ﺻﺎﻓﻲ ﺍﻟﺮﺑﺢ ﺍﻟﻔﻌﻠﻲ‪ُ ،‬ﻳﺤﺪﺩﻫﺎ ﺍﻟﻄﺮﻑ ﺍﻷﻭﻝ‬ ‫ً‬
‫ﻭﻛﻴﻼ ﻋﻦ ﺍﻟﻄﺮﻑ ﺍﻟﺜﺎﻧﻲ ﱠ‬ ‫ﺭﺳﻮﻣﺎ ﻣﻘﺎﺑﻞ ﻋﻤﻠﻪ‬
‫ً‬ ‫ﺃﻥ ﺍﻟﻮﻛﻴﻞ ﻳﺴﺘﺤﻖ‬
‫‪ .1‬ﺍ‪‬ﻔﻖ ﺍﻟﻄﺮﻓﺎﻥ ﻋﻠﻰ ﱠ‬
‫ﻓﻲ ﺍﻟﻨﺸﺮﺓ ﺍﻟﺨﺎﺻﺔ ﺑﻜﻞ ﻓﺮﺻﺔ ﺍﺳ‪‬ﺜﻤﺎ‪‬ﺔ‪.‬‬

‫‪ .2‬ﻓﻲ ﺣﺎﻝ ﻭﺟﻮﺩ ﻛﺴﻮﺭ ﻓﻲ ﻣﺒﻠﻎ ﺍﻟﺘﻮ‪‬ﻊ ﺍﻟﺪﻭﺭﻱ ﻓﺈﻥ ﺍﻟﻜﺴﻮﺭ ﺗﺠﺒﺮ ﺇﻟﻰ ﺃﻗﺮﺏ ﺭﻗﻢ ﻋﺸﺮﻱ‪.‬‬

‫ﺍﻟﻤﺎﺩﺓ ﺍﻟﺘﺎﺳﻌﺔ‪ :‬ﻋﻮﺍﺋﺪ ﺍﻻﺳ‪‬ﺜﻤﺎﺭ‪:‬‬

‫ﻣﺎ ﻟﻢ ﻳﻘﺘﺾ ﺍﻟﺴﻴﺎﻕ ﺧﻼﻑ ﺫﻟﻚ‪ ،‬ﻳ‪‬ﺍﻋﻰ ﻓﻲ ﺍﻻﺗﻔﺎﻗﻴﺔ ﻭﻣﻼﺣﻘﻬﺎ ﻣﺎ ﻳﻠﻲ‪:‬‬

‫ﻣﻀﺎﻓﺎ ﺇﻟﻴﻪ ﺣﺼﺘﻪ ﻣﻦ ﺍﻟﺮﺑﺢ‪ ،‬ﻋﻨﺪ ﺗﺎ‪‬ﺦ ﺍﻹﻳﺪﺍﻉ ﻭﻫﻮ ﺍﻟﺮﺑﺢ‬

‫ً‬ ‫ﱢ‬
‫ﺍﻟﻤﻮﻛﻞ ﻣﺒﻠﻎ ﺍﻻﺳ‪‬ﺜﻤﺎﺭ‬ ‫ﻳﺤﻮﻝ ﺇﻟﻰ‬
‫ﺑﺄﻥ ﱢ‬
‫‪ .1‬ﻳﺘﻌﻬﺪ ﺍﻟﻮﻛﻴﻞ ﻭﺫﻟﻚ ﻓﻲ ﺣﺎﻝ ﺗﺤﻘﻘﺖ ﺃﺭﺑﺎﺡ ﻓﻌﻠﻴﺔ ﱠ‬
‫ﺍﻟﻤﻨﺼﻮﺹ ﻋﻠﻴﻪ ﻓﻲ ﻧﺸﺮﺓ ﺍﻟﻔﺮﺻﺔ ﺍﻻﺳ‪‬ﺜﻤﺎ‪‬ﺔ‪ ،‬ﺑﻌﺪ ﺧﺼﻢ ﺃﻳﺔ ﻣﺼﺎ‪‬ﻒ ﻓﻌﻠﻴﺔ ‪‬ﺘﻌﻠﻖ ﺑﺎﻟﻔﺮﺻﺔ ﺍﻻﺳ‪‬ﺜﻤﺎ‪‬ﺔ ﻛﺮﺳﻮﻡ ﺍﻟﺘﺤﺼﻴﻞ ﻭﺍﻟﻤﺤﺎﻣﺎﺓ‪.‬‬

‫ﱢ‬
‫ﺍﻟﻤﻮﻛﻞ‪ ،‬ﻭﺫﻟﻚ ﻣﻊ ﻣ‪‬ﺍﻋﺎﺓ ﻣﺎ ﻭﺭﺩ ﻓﻲ‬ ‫‪ .2‬ﻓﻲ ﺣﺎﻝ ﺣﺼﻮﻝ ﺧﺴﺎﺭﺓ ﻓﻲ ﺍﻟﻔﺮﺻﺔ ﺍﻻﺳ‪‬ﺜﻤﺎ‪‬ﺔ ﻓﻴﺘﻌﻬﺪ ﺍﻟﻮﻛﻴﻞ ‪‬ﺈﻋﺎﺩﺓ ﻣﺎ ﺗﺒﻘﻰ ﻣﻦ ﻣﺒﻠﻎ ﺍﻻﺳ‪‬ﺜﻤﺎﺭ ﺇﻟﻰ‬
‫ﺍﻟﻤﺎﺩﺓ ﺍﻟﺘﺎﺳﻌﺔ ﺑﻌﺪ ﺧﺼﻢ ﻛﺎﻓﺔ ﺍﻟﻤﺼﺎ‪‬ﻒ ﺍﻟﻔﻌﻠﻴﺔ ﺍﻟﻤﺘﻌﻠﻘﺔ ﺑﺄﻱ ﺻﻔﻘﺔ ﺍﺳ‪‬ﺜﻤﺎ‪‬ﺔ ﺑﻤﺎ ﻓﻲ ﺫﻟﻚ ﻣﺼﺎ‪‬ﻒ ﺍﻟﺘﺤﺼﻴﻞ ﻭﺍﻟﻤﺤﺎﻣﺎﺓ‪.‬‬

‫ﺑﻨﺎﺀ ﻋﻠﻰ ﺍﻟﺘﺎ‪‬ﺦ ﺍﻟﻔﻌﻠﻲ ﻟﻠﺴﺪﺍﺩ‪.‬‬

‫‪ .3‬ﻓﻲ ﺣﺎﻝ ﺍﻟﺴﺪﺍﺩ ﺍﻟﻤﺒﻜﺮ ﻟﻠﻔﺮﺻﺔ ﺍﻻﺳ‪‬ﺜﻤﺎ‪‬ﺔ ﻓﻴﺘﻢ ﺇﻋﺎﺩﺓ ﺍﺣﺘﺴﺎﺏ ﺍﻟﻌﺎﺋﺪ ﺍﻟﻤﺴﺘﺤﻖ ﻟﻠﻤﺴ‪‬ﺜﻤﺮ ً‬

‫ﻣﻘﺴﻮﻣﺎ ﻋﻠﻰ ‪) 360‬ﻋﺪﺩ ﺍﻷﻳﺎﻡ ﺍﻟﺘﻲ ﺳﻴﺘﻢ‬

‫ً‬ ‫‪ .4‬ﺳﻴﺘﻢ ﺍﺣﺘﺴﺎﺏ ﺃﻱ ﺭﺑﺢ ﻳﺘﻢ ﺗﺤﻘﻴﻘﻪ ﻓﻲ ﺃﻱ ﻓﺮﺻﺔ ﻋﻠﻰ ﺃﺳﺎﺱ ﺍﻟﻌﺪﺩ ﺍﻟﻔﻌﻠﻲ ﻟﻸﻳﺎﻡ ﻓﻲ ﺍﻟﻔﺘﺮﺓ ﺫﺍﺕ ﺍﻟﺼﻠﺔ‬
‫‪‬ﻮﻣﺎ ﻭﻓﻲ ﺣﺎﻟﺔ ﺍﻟﺸﻬﺮ ﻏﻴﺮ ﺍﻟﻤﻜﺘﻤﻞ ﻋﺪﺩ ﺍﻷﻳﺎﻡ ﺍﻟﻤﻨﻘﻀﻴﺔ ﻣﻦ ﻓﺘﺮﺓ ﺗﻮ‪‬ﻊ‬
‫ﺷﻬ‪‬ﺍ ﻛﻞ ﺷﻬﺮ ‪ً 30‬‬
‫ً‬ ‫‪‬ﻮﻣﺎ ﻭ‪12‬‬
‫ﺍﺣﺘﺴﺎﺑﻬﺎ ﻋﻠﻰ ﺃﺳﺎﺱ ﻋﺎﻡ ﻣﻜﻮﻥ ﻣﻦ ‪ً 360‬‬
‫ﺍﻷﺭﺑﺎﺡ ﺍﻟﺘﻲ ﺗﻘﻊ ﻓﻴﻬﺎ ﺍﻟﻔﺘﺮﺓ ﺫﺍﺕ ﺍﻟﺼﻠﺔ )ﺑﻤﺎ ﻓﻲ ﺫﻟﻚ ﺍﻟﻴﻮﻡ ﺍﻷﻭﻝ ﺩﻭﻥ ﺍﻟﻴﻮﻡ ﺍﻷﺧﻴﺮ((‪.‬‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪5‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﺎﺩﺓ ﺍﻟﻌﺎﺷﺮﺓ‪ :‬ﻧﻄﺎﻕ ﺍﻟﻤﺴﺆﻭﻟﻴﺔ‪:‬‬

‫ﺟﺰﺀﺍ ﻣﻨﻪ‪ ،‬ﻛﻤﺎ‬

‫‪ .1‬ﻳﻘﺮ ﺍﻟﻤﺴ‪‬ﺜﻤﺮ ﻭﻳﻌﻲ ﻛﺎﻣﻞ ﺍﻟﻤﺨﺎﻃﺮ ﺍﻟﻨﺎﺷﺌﺔ ﻋﻦ ﻋﻤﻠﻴﺎﺕ ﺍﻟﺘﻤﻮ‪‬ﻞ ﻣﻦ ﺧﻼﻝ ﻣﻨﺼﺔ ﺍﻟﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ‪ ،‬ﻭﺍﺣﺘﻤﺎﻝ ﺧﺴﺎﺭﺓ ﻣﺒﻠﻎ ﺍﻻﺳ‪‬ﺜﻤﺎﺭ ﺃﻭ ً‬
‫ﻳﻌﻲ ﻛﺎﻓﺔ ﺍﻟﻤﺨﺎﻃﺮ ﺍﻟﻤﻨﺼﻮﺹ ﻋﻠﻴﻬﺎ ﻓﻲ ﻧﺸﺮﺓ ﺍﻟﻔﺮﺻﺔ ﺍﻻﺳ‪‬ﺜﻤﺎ‪‬ﺔ ﻭﺍﻟﺘﻲ ﻣﻦ ‪‬ﻴﻨﻬﺎ ﻋﻠﻰ ﺳ‪‬ﻴﻞ ﺍﻟﻤﺜﺎﻝ ﻻ ﺍﻟﺤﺼﺮ‪ :‬ﻣﺨﺎﻃﺮ ﺗﻌﺜﺮ ﺍﻟﻤﺸﺘﺮﻱ ﺑﺎﻵﺟﻞ ﻋﻦ‬
‫ﺍﻟﺴﺪﺍﺩ ﻭﺍﻟﻤﺨﺎﻃﺮ ﺍﻟﻤﺘﻌﻠﻘﺔ ﺑﻤﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ ﻭﺍﻟﻤﺨﺎﻃﺮ ﺍﻟﻤﺘﻌﻠﻘﺔ ﺑﻨﺸﺎﻁ ﺍﻟﻤﺸﺘﺮﻱ ﺑﺎﻵﺟﻞ ﻭﻏﻴﺮ ﺫﻟﻚ ﻣﻦ ﺍﻟﻤﺨﺎﻃﺮ‪.‬‬

‫‪ .2‬ﻳﻘﺮ ﺍﻟﻤﺴ‪‬ﺜﻤﺮ ﻭﻳﻌﻲ ﺃﻧﻪ ﺑﻤﺠﺮﺩ ﺍﻛ‪‬ﺘﺎﺑﻪ ﻓﻲ ﺍﻟﻔﺮﺻﺔ ﺍﻟﻤﻄ‪‬ﻭﺣﺔ ﻣﻦ ﺧﻼﻝ ﺍﻟﻤﻨﺼﺔ ﻗﺪ ﻗﺒﻞ ﺑﺎﻟﺸ‪‬ﻭﻁ ﻭﺍﻷﺣﻜﺎﻡ ﺍﻟﻤﻨﺼﻮﺹ ﻋﻠﻴﻬﺎ ﻓﻲ ﻧﺸﺮﺓ ﺍﻟﻔﺮﺻﺔ‬
‫ﺍﻻﺳ‪‬ﺜﻤﺎ‪‬ﺔ‪.‬‬

‫ّ‬
‫ﺍﻟﻤﻮﻛﻞ ﺑﺄﻥ ﺍﻟﻮﻛﻴﻞ ﺃﻣﻴﻦ ﻋﻠﻰ ﻣﺒﻠﻎ ﺍﻻﺳ‪‬ﺜﻤﺎﺭ ﻭﺇﺩﺍﺭﺗﻪ‪ ،‬ﻻ ﻳﻀﻤﻨﻪ ﻓﻲ ﺫﻣﺘﻪ ﻣﺎ ﻟﻢ ﻳﺘﻌﺪ ﺃﻭ ﻳﻔﺮﻁ ﺃﻭ ﻳﺨﺎﻟﻒ ﺷ‪‬ﻭﻁ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‪ ،‬ﻭﻋﻠﻴﻪ ﻓﻘﺪ ﻭﺍﻓﻖ‬ ‫‪ .3‬ﻳﻘﺮ‬
‫ﱢ‬
‫ﺍﻟﻤﻮﻛﻞ ﺑﺄﻥ ﺣﺪﻭﺩ ﺍﻟﻤﺴﺆﻭﻟﻴﺔ ﺍﻟﻘﺎﻧﻮﻧﻴﺔ ﻟﻠﻮﻛﻴﻞ ﻭﻣﺪﻳ‪‬ﻪ ﻭﻣﻮﻇﻔﻴﻪ ﻋﻦ ﺍﻟﺨﺴﺎﺋﺮ ﺃﻭ ﺍﻟﺘﻜﺎﻟﻴﻒ ﺃﻭ ﺍﻷﺿ‪‬ﺍﺭ ﻣﻬﻤﺎ ﻛﺎﻧﺖ ﻃ‪‬ﻴﻌﺘﻬﺎ ﺃﻭ ﺍﻟﻤﻄﺎﻟﺒﺎﺕ ﺃﻭ‬
‫ﺍﻟﻤﺼ‪‬ﻭﻓﺎﺕ ﻷﻱ ﺳﺒﺐ ﻛﺎﻥ ‪-‬ﺑﻤﺎ ﻓﻲ ﺫﻟﻚ ﺍﻷﺗﻌﺎﺏ ﺍﻟﻘﺎﻧﻮﻧﻴﺔ‪ -‬ﻻ ‪‬ﺘﺠﺎﻭﺯ ﺑﺤﺎﻝ ﻣﻦ ﺍﻷﺣﻮﺍﻝ ﻣﻘﺪﺍﺭ ﻣﺒﻠﻎ ﺍﻻﺳ‪‬ﺜﻤﺎﺭ ﺍﻟﻤﺪﻓﻮﻉ ﻟﻠﻮﻛﻴﻞ ﺑﻤﻮﺟﺐ ﻫﺬﻩ‬
‫ﱢ‬
‫ﺍﻟﻤﻮﻛﻞ ﺇﻻ ﺑﻤﻮﺟﺐ ﺣﻜﻢ ﻗﻀﺎﺋﻲ ﻣﻜﺘﺴﺐ ﺍﻟﻘﻄﻌﻴﺔ‪.‬‬ ‫ﺍﻻﺗﻔﺎﻗﻴﺔ‪ ،‬ﻋﻠﻰ ﺃﻥ ﻻ ﻳﺘﻢ ﺗﻌﻮﻳﺾ‬

‫‪ .4‬ﻓﻲ ﺣﺎﻝ ﺣﺼﻮﻝ ﺧﺴﺎﺭﺓ ‪-‬ﻻ ﻗﺪﺭ ﺍ‪ -‬ﻓﻲ ﺍﻟﻔﺮﺻﺔ ﺍﻻﺳ‪‬ﺜﻤﺎ‪‬ﺔ ﻓﺈﻥ ﺍﻟﺨﺴﺎﺭﺓ ﺗﻮ‪‬ﱠ ﻉ ﻋﻠﻰ ﺟﻤﻴﻊ ﺍﻟﻤﺴ‪‬ﺜﻤ‪‬ﻦ ﻓﻲ ﺍﻟﻔﺮﺻﺔ ﺍﻻﺳ‪‬ﺜﻤﺎ‪‬ﺔ ﺑﺤﺴﺐ ﺣﺼﺔ ﻛﻞ‬
‫ﱢ‬
‫ﺍﻟﻤﻮﻛﻞ ﺑﺄﻱ ﺗﻌﻮﻳﺾ ﻋﻦ ﺟﻬﺪﻩ ﻭﻋﻤﻠﻪ ﻓﻲ ﻫﺬﻩ ﺍﻟﺤﺎﻝ‪.‬‬ ‫ﻃﺮﻑ ﻓﻲ ﺇﺟﻤﺎﻟﻲ ﻣﺒﻠﻎ ﺍﻻﺳ‪‬ﺜﻤﺎﺭ‪ ،‬ﻭﻻ ﻳﺤﻖ ﻟﻠﻮﻛﻴﻞ ﻣﻄﺎﻟﺒﺔ‬

‫ﺑﻨﺎﺀ ﻋﻠﻰ ﺍ‪‬ﻔﺎﻗﻴﺔ ﺍﻟﻮﻛﺎﻟﺔ ﺑﺎﻻﺳ‪‬ﺜﻤﺎﺭ ﻓﺈﻥ ﺍﻟﻮﻛﻴﻞ ﺳﻴﺘﺼﺮﻑ ﻛﻮﻛﻴﻞ ﻓﻘﻂ ﻧﻴﺎﺑﺔ ﻋﻦ ﺍﻟﻤﺴ‪‬ﺜﻤ‪‬ﻦ‪ ،‬ﻭﻟﻦ ﻳﻜﻮﻥ ﺗﺤﺖ ﺃﻱ ﻭﺍﺟﺐ ﺍ‪‬ﺘﻤﺎﻧﻲ ﺃﻭ ﺃﻱ ﺍﻟﺘ‪‬ﺍﻡ ﺁﺧﺮ‬
‫ً‬ ‫‪.5‬‬
‫ﺗﺠﺎﻩ ﺍﻟﻤﺴ‪‬ﺜﻤ‪‬ﻦ ﺃﻭ ﺍﻟﻤﺸﺘﺮﻱ ﺑﺎﻵﺟﻞ ﺃﻭ ﺃﻱ ﺷﺨﺺ ﺁﺧﺮ ﻓﻴﻤﺎ ﻳﺘﻌﻠﻖ ﺑﺎﻟﻔﺮﺻﺔ‪ .‬ﻭﻻ ﻳﺘﺤﻤﻞ ﺍﻟﻮﻛﻴﻞ ﺳﻮﻯ ﺗﻠﻚ ﺍﻟﻮﺍﺟﺒﺎﺕ ﻭﺍﻻﻟﺘ‪‬ﺍﻣﺎﺕ ﺍﻟﻤﻨﺼﻮﺹ ﻋﻠﻴﻬﺎ‬
‫ﻃﺮﻓﺎ ﻓﻴﻬﺎ‪.‬‬
‫ً‬ ‫ﺻ‪‬ﺍﺣﺔ ﻓﻲ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﻭﻣﺴﺘﻨﺪﺍﺕ ﺍﻟﻔﺮﺻﺔ ﺍﻟﺘﻲ ﻳﻜﻮﻥ‬

‫ً‬
‫ﻣﺴﺌﻮﻻ ﻋﻦ ﺃﻱ ﺧﻄﺄ ﻓﻲ ﺍﻟﺤﻜﻢ ﺻﺪﺭ ﺑﺤﺴﻦ ﻧﻴﺔ ﻣﻦ ﻗﺒﻞ ﺃﻱ ﻣﺴﺌﻮﻝ ﺃﻭ ﻣﻮﻇﻒ ﻟﺪﻯ ﺍﻟﻮﻛﻴﻞ ﻳﻌﻴﻨﻪ ﺍﻟﻮﻛﻴﻞ ﻹﺩﺍﺭﺓ ﺩﻭﺭ ﺍﻟﻮﻛﺎﻟﺔ ﺍﻟﺬﻱ‬ ‫‪ .6‬ﻟﻦ ﻳﻜﻮﻥ ﺍﻟﻮﻛﻴﻞ‬
‫ﻳﻘﻮﻡ ﺑﻪ ﻓﻴﻤﺎ ﻳﺘﻌﻠﻖ ﺑﺎﻟﻔﺮﺻﺔ ﺍﻟﻤﻌﻠﻦ ﻋﻠﻰ ﺍﻟﻤﻨﺼﺔ‪.‬‬

‫ﺑﺄﻥ ﺍﺧﺘﻴﺎﺭﻩ ﻟﻄ‪‬ﻘﺔ ﺍﻻﺳ‪‬ﺜﻤﺎﺭ ﺍﻵﻟﻲ ﻳﺘﺮﺗﺐ ﻋﻠﻴﻪ ﻣﺨﺎﻃﺮ ﻋﺎﻟﻴﺔ ‪ ،‬ﻭﻻ ﺗﻘﺪﻡ ﺍﻟﺸﺮﻛﺔ ﺃﻳﺔ ﺿﻤﺎﻥ ﺑﺘﺤﻘﻖ ﻋﺎﺋﺪ ﻣﻌﻴﻦ ﺃﻭ ﻋﺪﻡ ﺣﺼﻮﻝ ﺧﺴﺎﺭﺓ ﻟ‪‬ﺃﺱ‬
‫‪ .7‬ﻳﻘﺮ ﺍﻟﻤﺴ‪‬ﺜﻤﺮ ﱠ‬
‫ﺍﻟﻤﺎﻝ‪.‬‬

‫ﺍﻟﻤﺎﺩﺓ ﺍﻟﺤﺎﺩﻳﺔ ﻋﺸﺮﺓ‪ :‬ﻭﺍﺟﺒﺎﺕ ﻭﺻﻼﺣﻴﺎﺕ ﺍﻟﻮﻛﻴﻞ‪:‬‬

‫ﻋﻠﻰ ﺍﻟﻮﻛﻴﻞ ﻭﺑﻨﺎﺀ ﻋﻠﻰ ﺍ‪‬ﻔﺎﻗﻴﺔ ﺍﻟﻮﻛﺎﻟﺔ ﺑﺎﻻﺳ‪‬ﺜﻤﺎﺭ ﺃﻥ ﻳﻘﻮﻡ ﺑﻤﺎ ﻳﻠﻲ‪:‬‬

‫ﻭﻓﻘﺎ ﻟﻠﺸ‪‬ﻭﻁ ﺍﻟﻤﻨﺼﻮﺹ ﻋﻠﻴﻬﺎ ﻓﻲ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‪ ،‬ﻭﺷ‪‬ﻭﻁ ﻭﺃﺣﻜﺎﻡ‬

‫ً‬ ‫‪ .1‬ﺍﻟﺘﺼﺮﻑ ﻛﻮﻛﻴﻞ ﻟﻠﻤﺴ‪‬ﺜﻤ‪‬ﻦ ﻓﻴﻤﺎ ﻳﺘﻌﻠﻖ ﺑﺎﻟﻔﺮﺹ ﺍﻟﻤﻌﻠﻦ ﻋﻨﻬﺎ ﻋﻠﻰ ﺍﻟﻤﻨﺼﺔ‬
‫ﺍ‪‬ﻔﺎﻗﻴﺔ ﺍﻟﺘﺴﻬﻴﻼﺕ ﺍﻻ‪‬ﺘﻤﺎﻧﻴﺔ‪.‬‬

‫ﻧﻴﺎﺑﺔ ﻋﻦ ﺍﻟﻤﺴ‪‬ﺜﻤ‪‬ﻦ‪.‬‬
‫ً‬ ‫‪ .2‬ﺩﺧﻮﻝ ﺍﻟﻮﻛﻴﻞ ﻓﻲ ﻣﺴﺘﻨﺪﺍﺕ ﺍﻟﻔﺮﺻﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪6‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫‪ .1‬ﻳﺘﻤﺘﻊ ﺍﻟﻮﻛﻴﻞ ﺑﻤﻮﺟﺐ ﺍ‪‬ﻔﺎﻗﻴﺔ ﺍﻟﻮﻛﺎﻟﺔ ﺑﺎﻻﺳ‪‬ﺜﻤﺎﺭ ﺑﺎﻟﺼﻼﺣﻴﺎﺕ ﻭﺍﻟﺼﻼﺣﻴﺎﺕ ﺍﻟﺘﺎﻟﻴﺔ‪:‬‬

‫ﻧﻴﺎﺑﺔ ﻋﻦ ﺍﻟﻤﺴ‪‬ﺜﻤﺮ‪ ،‬ﻓﻠﻪ ﻋﻠﻰ ﺳ‪‬ﻴﻞ ﺍﻟﻤﺜﺎﻝ ﻻ ﺍﻟﺤﺼﺮ‪ :‬ﺗﺤﺼﻴﻞ ﻣﺒﻠﻎ ﺍﻻﺳ‪‬ﺜﻤﺎﺭ‬
‫ً‬ ‫ﻟﻠﻮﻛﻴﻞ ﺍﻟﺤﻖ ﺑﻤﻤﺎﺭﺳﺔ ﺟﻤﻴﻊ ﺍﻟﺤﻘﻮﻕ ﻭﺍﻟﺴﻠﻄﺎﺕ ﻭﺍﻟﺼﻼﺣﻴﺎﺕ ﺫﺍﺕ ﺍﻟﻌﻼﻗﺔ‬
‫ﻧﻴﺎﺑﺔ ﻋﻦ ﺍﻟﻤﺴ‪‬ﺜﻤﺮ‪ ،‬ﻭﺍﻟﺘﻔﺎﻭﺽ ﻣﻊ ﺍﻵﺧ‪‬ﻦ ‪ ،‬ﻭﻗﺒﺾ ﺍﻷﻣﻮﺍﻝ ﻭﺇﻳﺪﺍﻋﻬﺎ‪ ،‬ﻭﻗﺒﻮﻝ‬
‫ً‬ ‫ﻧﻴﺎﺑﺔ ﻋﻨﻪ‪ ،‬ﻭﺗﻮﻗﻴﻊ ﺍﻟﻌﻘﻮﺩ ﻭﺍﻟﻮﺛﺎﺋﻖ‬
‫ً‬ ‫ﻣﻦ ﺍﻟﻤﺸﺘﺮﻱ ﺑﺎﻵﺟﻞ‪ ،‬ﻭﺭﻓﻊ ﺍﻟﺪﻋﺎﻭﻯ‬
‫ﺍﻟﺴﺪﺍﺩ ﺍﻟﻤﺒﻜﺮ‪ ،‬ﻭﺍﻟﺤﻂ ﻣﻦ ﺍﻷﺭﺑﺎﺡ ﺍﻟﻤﺤﺘﺴﺒﺔ ﻋﻠﻰ ﺍﻟﻤﺸﺘﺮﻱ ﺑﺎﻵﺟﻞ ﻭﻗﺒﻮﻝ ﺇﻋﺎﺩﺓ ﺍﻟﺠﺪﻭﻟﺔ ﺍﻟﻤﺘﻮﺍﻓﻘﺔ ﻣﻊ ﺃﺣﻜﺎﻡ ﻭﻣﺒﺎﺩﺉ ﺍﻟﺸ‪‬ﻌﺔ ﺍﻹﺳﻼﻣﻴﺔ ﻭﺭﻓﻀﻬﺎ‪،‬‬
‫ﻭﺩﻓﻊ ﻗﻴﻤﺔ ﺍﻟﻌﻤﻠﻴﺎﺕ ﻭﺍﻟﻤﺼﺎ‪‬ﻒ ﺍﻟﻼﺯﻣﺔ ﻟﺘﻨﻔﻴﺬﻫﺎ‪ ،‬ﻭﺗﺤﺼﻴﻞ ﺍﻟﻤﺒﺎﻟﻎ ﻭﺩﻓﻌﻬﺎ‪ ،‬ﻭﻃﻠﺐ ﻭﻗﺒﻮﻝ ﺍﻟﻀﻤﺎﻧﺎﺕ ﺑﺎﺳﻢ ﺍﻟﺸﺮﻛﺔ ﻟﺼﺎﻟﺢ ﺍﻟﻤﺴ‪‬ﺜﻤ‪‬ﻦ‪ ،‬ﻭﺃﻳﺔ‬
‫ﺇﺟ‪‬ﺍﺀﺍﺕ ﺃﻭ ﺗﺼﺮﻓﺎﺕ ﺗﻤﻜﻦ ﺍﻟﺸﺮﻛﺔ ﻣﻦ ﺇﺩﺍﺭﺓ ﺍﻻﺳ‪‬ﺜﻤﺎﺭ ﻋﻠﻰ ﺍﻟﻮﺟﻪ ﺍﻷﻣﺜﻞ‪ ،‬ﻭﻟﻠﻮﻛﻴﻞ ﺍﻟﺤﻖ ﻓﻲ ﺗﻮﻛﻴﻞ ﺍﻟﻐﻴﺮ ﺑﺎﻟﻘﻴﺎﻡ ﺑﻜﻞ ﺃﻭ ﺑﻌﺾ ﺍﻟﺘﺼﺮﻓﺎﺕ ﺍﻟﻤﺄﺫﻭﻥ ﻟﻬﺎ‬
‫ﻭﻓﻘﺎ ﻟﺘﻘﺪ‪‬ﺮ ﺍﻟﻮﻛﻴﻞ ﺍﻟﻤﻄﻠﻖ ﻭﺩﻭﻥ ﺃﺩﻧﻰ ﺍﻋﺘ‪‬ﺍﺽ ﻣﻦ ﺍﻟﻤﺴ‪‬ﺜﻤﺮ‪.‬‬
‫ً‬ ‫ﺑﻬﺎ‬

‫ﻳﺠﻮﺯ ﻟﻠﻮﻛﻴﻞ ﺑﺎﻟﻨﻴﺎﺑﺔ ﻋﻦ ﺍﻟﻤﺴ‪‬ﺜﻤﺮ ﺍﻟﻤﻮﺍﻓﻘﺔ ﻋﻠﻰ ﺗﻌﺪ‪‬ﻞ ﺃﻱ ﺑﻨﺪ ﻣﺘﻌﻠﻖ ﺑﺄﻱ ﻣﻦ ﺍ‪‬ﻔﺎﻗﻴﺔ ﺍﻟﺘﺴﻬﻴﻼﺕ ﺍﻻ‪‬ﺘﻤﺎﻧﻴﺔ ﺍﻟﻤﺘﻌﻠﻘﺔ ﺑﺎﻟﻤﺸﺘﺮﻱ ﺑﺎﻵﺟﻞ ﺩﻭﻥ ﺍﻟﺤﺎﺟﺔ‬
‫ﺇﻟﻰ ﻣﻮﺍﻓﻘﺔ ﺍﻟﻤﺴ‪‬ﺜﻤﺮ ﺃﻭ ﻣﻨﺢ ﺍﻟﺘﻨﺎ‪‬ﻻﺕ ﺃﻭ ﺍﻟﻘﺒﻮﻝ ﺑﺎﻱ ﺇﺧﻼﻝ ﻭﺍﻗﻊ ﺃﻭ ﻣﺤﺘﻤﻞ ﻣﻦ ﻗﺒﻞ ﺍﻟﻤﺸﺘﺮﻱ ﺑﺎﻵﺟﻞ ﺑﺎ‪‬ﻔﺎﻗﻴﺔ ﺍﻟﺘﺴﻬﻴﻼﺕ ﺍﻻ‪‬ﺘﻤﺎﻧﻴﺔ ﻭﺃﻥ ﻳﻘ‪‬ﺭ ﺃﻧﻪ ﻟﻦ‬
‫ﻳﺘﻌﺎﻣﻞ ﻣﻊ ﺣﺎﻟﺔ ﺇﺧﻼﻝ ﺃﻭ ﺣﺪﺙ ﻣﻮﺟﺐ ﻹﻧﻬﺎﺀ ﻗﺎﺋﻢ ﻋﻠﻰ ﺃﻧﻬﺎ ﻛﺬﻟﻚ ﻭﺫﻟﻚ ﻓﻲ ﺣﺎﻝ ﻗﻨﺎﻋﺘﻪ ﺑﻌﺪﻡ ﺗﺄ‪‬ﻴﺮﻫﺎ ﺍﻟﺴﻠﺒﻲ ﺑﺸﻜﻞ ﺟﻮﻫﺮﻱ ﻋﻠﻰ ﺍﻟﻤﺴ‪‬ﺜﻤﺮ‬
‫ﻭﻣﺼﺎﻟﺤﻪ ﺃﻭ ﺍﻟﻘﺒﻮﻝ ﺑﺄﻱ ﺗﻌﺪ‪‬ﻞ ﻟﻬﺬﻩ ﺍﻟﺸ‪‬ﻭﻁ ﺃﻭ ﻷﻱ ﻣﻦ ﺃﺣﻜﺎﻡ ﺍﻻﺗﻔﺎﻗﻴﺎﺕ ﺍﻟﻤﺘﻌﻠﻘﺔ ﺑﺎﻟﻔﺮﺻﺔ ﺃﻭ ﻷﻱ ﻣﻦ ﻭﺛﺎﺋﻖ ﺍﻟﻔﺮﺻﺔ ﻭﻳﻌﺪ ﺗﺼﺮﻑ ﺍﻟﻮﻛﻴﻞ ‪‬ﺈﺟ‪‬ﺍﺀ‬
‫ﻣﻠﺰﻣﺎ ﻟﻠﻤﺴ‪‬ﺜﻤﺮ‪.‬‬
‫ً‬ ‫ﺃﻱ ﺗﻌﺪ‪‬ﻞ ﺃﻭ ‪‬ﻨﺎ‪‬ﻝ ﺃﻭ ﺗﻔﻮﻳﺾ ﺃﻭ ﺍ‪‬ﺨﺎﺫ ﺍﻱ ﻗ‪‬ﺍﺭ‬

‫ﻧﻴﺎﺑﺔ ﻋﻨﻪ‬
‫ً‬ ‫ﻳﺠﻮﺯ ﻟﻠﻮﻛﻴﻞ ﻓﻲ ﺳﻴﺎﻕ ﻣﻤﺎﺭﺳﺘﻪ ﻟﺤﻘﻮﻗﻪ ﻭﺻﻼﺣﻴﺎ‪‬ﻪ ﻭﺃﺩﺍﺀ ﻭﺍﺟﺒﺎ‪‬ﻪ ﺑﻤﻮﺟﺐ ﻫﺬﻩ ﺍﻟﻮﻛﺎﻟﺔ ﻭﻣﺴﺘﻨﺪﺍﺕ ﺍﻟﻔﺮﺻﺔ ﺍﻷﺧﺮﻯ ﺗﻌ‪‬ﻴﻦ ﻭﻛﻴﻞ ﻟﻠﻌﻤﻞ‬
‫ً‬
‫ﻣﺤﺎﻣﻴﺎ ﺃﻭ ﻏﻴﺮﻩ ﻣﻦ‬ ‫ﻭﻓﻘﺎ ﻟﺘﻘﺪ‪‬ﺮ ﺍﻟﻮﻛﻴﻞ ﺍﻟﻤﻄﻠﻖ ﻭﺩﻭﻥ ﺃﺩﻧﻰ ﺍﻋﺘ‪‬ﺍﺽ ﻣﻦ ﺍﻟﻤﺴ‪‬ﺜﻤﺮ‪ ،‬ﺳﻮﺍﺀ ﻛﺎﻥ‬
‫ً‬ ‫ﺍﻟﻘﻴﺎﻡ ﺑﻜﻞ ﺃﻭ ﺑﻌﺾ ﺍﻟﺘﺼﺮﻓﺎﺕ ﺍﻟﻤﺄﺫﻭﻥ ﻟﻬﺎ ﺑﻬﺎ‬
‫ﺍﻷﺷﺨﺎﺹ ﺍﻟﻤﺤﺘﺮﻓﻴﻦ ﻹﺟ‪‬ﺍﺀ ﻣﻌﺎﻣﻼﺕ ﺃﻭ ﺍﻟﺘﻌﺎﻭﻥ ﻓﻲ ﺇﺟ‪‬ﺍﺀ ﺍﻟﻤﻌﺎﻣﻼﺕ ﺃﻭ ﺇﺟ‪‬ﺍﺀ ﺃﻱ ﻋﻤﻞ ﻭﺍﻟﻘﻴﺎﻡ ﺃﻭ ﺍﻟﺘﻌﺎﻭﻥ ﻓﻲ ﺇﺟ‪‬ﺍﺀ ﻛﺎﻓﺔ ﺍﻷﻋﻤﺎﻝ ﺍﻟﺘﻲ ﻳﺠﺐ ﺃﻥ‬
‫ﻳﻘﻮﻡ ﺑﻬﺎ ﺍﻟﻮﻛﻴﻞ ﻓﻴﻤﺎ ﻳﺘﻌﻠﻖ ﺑﻬﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﻭﻣﺴﺘﻨﺪﺍﺕ ﺍﻟﻔﺮﺻﺔ )ﺑﻤﺎ ﻓﻲ ﺫﻟﻚ ﺍﺳﺘﻼﻡ ﺍﻷﻣﻮﺍﻝ ﻭﺩﻓﻌﻬﺎ( ﻭﺷ‪‬ﻄﺔ ﺃﻥ ﻳﻜﻮﻥ ﺍﻟﻮﻛﻴﻞ ﻗﺪ ﺑﺬﻝ ﺍﻟﻌﻨﺎﻳﺔ‬
‫ً‬
‫ﻣﺴﺌﻮﻻ ﻋﻦ ﺃﻱ ﺍﻟﺘ‪‬ﺍﻣﺎﺕ ﺃﻭ ﻣﻄﻠﻮﺑﺎﺕ ﻳﺘﻢ ﺗﻜﺒﺪﻫﺎ ﺑﺴﺒﺐ ﺳﻮﺀ ﺍﻟﺴﻠﻮﻙ ﺃﻭ ﺍﻹﻏﻔﺎﻝ ﺃﻭ ﺍﻹﺧﻼﻝ ﻣﻦ‬ ‫ﺍﻟﻮﺍﺟﺒﺔ ﻓﻲ ﺍﺧﺘﻴﺎﺭ ﻫﺬﺍ ﺍﻟﻮﻛﻴﻞ ﻓﻠﻦ ﻳﻜﻮﻥ ﺍﻟﻮﻛﻴﻞ‬
‫ﺟﺎﻧﺐ ﺃﻱ ﺷﺨﺺ ﻳﻌﻴﻨﻪ ﺑﻤﻮﺟﺐ ﺃﺣﻜﺎﻡ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﺃﻭ ﺍﻻﻟﺘ‪‬ﺍﻡ ﺑﺎﻹﺷ‪‬ﺍﻑ ﻋﻠﻰ ﺇﺟ‪‬ﺍﺀﺍﺕ ﺃﻭ ﺃﻓﻌﺎﻝ ﻫﺬﺍ ﺍﻟﺸﺨﺺ‪.‬‬

‫ﻣﻊ ﻋﺪﻡ ﺍﻹﺧﻼﻝ ﺑﺄﻱ ﺑﻨﺪ ﻣﻦ ﺑﻨﻮﺩ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﻻ ‪‬ﺘﻄﻠﺐ ﺃﻱ ﻣﻦ ﺃﺣﻜﺎﻡ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﺗﺤﻤﻞ ﺍﻟﻮﻛﻴﻞ ﺍﻟﻤﺴﺆﻭﻟﻴﺔ ﺃﻣﺎﻡ ﺃﻱ ﺷﺨﺺ ﺃﻭ ﺃﻥ ﻳﻨﻔﻖ ﻣﻦ‬
‫ﺃﻣﻮﺍﻟﻪ ﺍﻟﺨﺎﺻﺔ ﺃﻭ ﺍﻟﻤﺨﺎﻃﺮﺓ ﺑﻬﺎ ﺃﻭ ﻳﺘﺤﻤﻞ ﻣﺴﺆﻭﻟﻴﺔ ﻣﺎﻟﻴﺔ ﻓﻲ ﺃﺩﺍﺀ ﺃﻱ ﻣﻦ ﻭﺍﺟﺒﺎ‪‬ﻪ ﺃﻭ ﻣﻤﺎﺭﺳﺔ ﺣﻘﻮﻗﻪ ﺃﻭ ﺳﻠﻄﺘﻪ ﺃﻭ ﺻﻼﺣﻴﺔ ﺃﻭ ﺗﻘﺪ‪‬ﺮ ﺗﺠﺎﻩ ﺃﻱ ﻃﺮﻑ‬
‫ﺁﺧﺮ ﺃﻭ ﺍﻟﻤﺴ‪‬ﺜﻤ‪‬ﻦ‪.‬‬

‫ﻻ ﻳﻘﺪﻡ ﺍﻟﻮﻛﻴﻞ ﺃﻱ ﺇﻗ‪‬ﺍﺭ ﻭﻻ ﻳﺘﺤﻤﻞ ﺃﻱ ﻣﺴﺌﻮﻟﻴﺔ ﻋﻦ ﺻﺤﺔ ﺃﻭ ﻛﻔﺎﻳﺔ ﺃﻭ ﻗﺎﺑﻠﻴﺔ ‪‬ﻨﻔﻴﺬ ﺃﻱ ﻣﻦ ﺍﻟﺘ‪‬ﺍﻣﺎﺕ ﺍﻟﻤﺸﺘﺮﻱ ﺑﺎﻵﺟﻞ ﺑﻤﻮﺟﺐ ﻣﺴﺘﻨﺪﺍﺕ ﺍﻟﻔﺮﺻﺔ ﺍﻟﺘﻲ‬
‫ﻠﺰﻣﺎ ﺑﺎﻟﺘﺒ‪‬ﺮ ﻟﻠﻤﺴ‪‬ﺜﻤ‪‬ﻦ‬
‫ﻃﺮﻓﺎ ﻓﻴﻬﺎ ﻭﻻ ﻳﺘﺤﻤﻞ ﺍﻟﻮﻛﻴﻞ ﺗﺤﺖ ﺃﻱ ﻇﺮﻑ ﻣﻦ ﺍﻟﻈ‪‬ﻭﻑ ﺃﻱ ﻣﺴﺌﻮﻟﻴﺔ ﺗﺠﺎﻩ ﺍﻟﻤﺴ‪‬ﺜﻤ‪‬ﻦ ﺃﻭ ﻳﻜﻮﻥ ُﻣ ً‬
‫ً‬ ‫ﻳﻜﻮﻥ ﺍﻟﻤﺸﺘﺮﻱ ﺑﺎﻵﺟﻞ‬
‫ﻓﻴﻤﺎ ﻳﺘﻌﻠﻖ ﺑﺄﻱ ﺩﻓﻌﺔ ﻛﺎﻥ ﻣﻦ ﺍﻟﻤﻔﺘﺮﺽ ﺃﻥ ﻳﺘﻢ ﺳﺪﺍﺩﻫﺎ ﻣﻦ ﻗﺒﻞ ﺍﻟﻤﺸﺘﺮﻱ ﺑﺎﻵﺟﻞ ﺃﻭ ﻧﻴﺎﺑﺔ ﻋﻨﻪ ﻭﻟﻜﻦ ﻟﻢ ﻳﺘﻢ ﺳﺪﺍﺩﻫﺎ‪.‬‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
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‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﺎﺩﺓ ﺍﻟﺜﺎﻧﻴﺔ ﻋﺸﺮﺓ‪ :‬ﻋﺪﻡ ﻣﻤﺎﺭﺳﺔ ﺍﻟﺤﻘﻮﻕ‪:‬‬

‫ً‬
‫‪‬ﻨﺎ‪‬ﻻ ﻣﻦ ﺟﻬﺘﻪ‪ ،‬ﻭﻳﺤﻖ‬ ‫‪ .1‬ﻻ ُﻳﻌﺪ ﻋﺪﻡ ﻗﻴﺎﻡ ﺍﻟﻄﺮﻑ ﺍﻷﻭﻝ ﺃﻭ ﺗﺄﺧﺮﻩ ﺑﺎﻟﻤﻄﺎﻟﺒﺔ ﺑﺤﻘﻮﻗﻪ ﺃﻭ ﻣﻤﺎﺭﺳﺘﻪ ﻷﻱ ﺣﻖ ﻣﻦ ﺣﻘﻮﻗﻪ ﺍﻟﻨﺎﺷﺌﺔ ﺑﻤﻮﺟﺐ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‬
‫ﻟﻠﻄﺮﻑ ﺍﻷﻭﻝ ﺃﻥ ﻳﺘﺨﺬ ﻛﺎﻓﺔ ﺍﻹﺟ‪‬ﺍﺀﺍﺕ ﺍﻟﺘﻲ ﺗﻜﻔﻞ ﻟﻪ ﺗﺤﺼﻴﻞ ﺣﻘﻮﻗﻪ ﻣﻦ ﺍﻟﻄﺮﻑ ﺍﻟﺜﺎﻧﻲ ﻓﻲ ﺃﻱ ﻭﻗﺖ‪.‬‬

‫ﺃﻱ ﺧﺴﺎﺋﺮ ﺃﻭ ﺃﺿ‪‬ﺍﺭ ﻳﺘﻌﺮﺽ ﻟﻬﺎ ﺍﻟﻄﺮﻑ ﺍﻟﺜﺎﻧﻲ ﺑﺴﺒﺐ ﻣﻤﺎﺭﺳﺔ ﺃﻭ ﻋﺪﻡ ﻣﻤﺎﺭﺳﺔ ﺍﻟﻄﺮﻑ ﺍﻷﻭﻝ ﻷﻱ ﻣﻦ ﺣﻘﻮﻗﻪ‬ ‫ً‬
‫ﻣﺴﺆﻭﻻ ﻋﻦ ﱢ‬ ‫‪ .2‬ﻟﻦ ﻳﻜﻮﻥ ﺍﻟﻄﺮﻑ ﺍﻷﻭﻝ‬
‫ﺍﻟﻨﺎﺷﺌﺔ ﻋﻦ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﺃﻭ ﺍﻻﺗﻔﺎﻗﻴﺎﺕ ﺍﻟﻤﺮﺗﺒﻄﺔ ﺑﻬﺎ‪.‬‬

‫ﺃﻱ ﺧﺴﺎﺋﺮ ﺃﻭ ﺃﺿ‪‬ﺍﺭ ﻗﺪ ﻳﺘﻌﺮﺽ ﻟﻬﺎ ﺍﻟﻤﺴ‪‬ﺜﻤﺮ ﺑﺴﺒﺐ ﻋﺪﻡ ﻗﻴﺎﻡ ﺍﻟﻄﺮﻑ ﺍﻷﻭﻝ ﺑﺎﻟﺪﺧﻮﻝ ﻓﻲ ﺍﻟﻔﺮﺻﺔ ﺍﻻﺳ‪‬ﺜﻤﺎ‪‬ﺔ‬ ‫ً‬
‫ﻣﺴﺆﻭﻻ ﻋﻦ ﱢ‬ ‫‪ .3‬ﻟﻦ ﻳﻜﻮﻥ ﺍﻟﻄﺮﻑ ﺍﻷﻭﻝ‬
‫ﺍﻟﻤﻨﺼﻮﺹ ﻋﻠﻴﻬﺎ ﻓﻲ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‪.‬‬

‫ﺃﻥ ﻟﻠﻄﺮﻑ ﺍﻷﻭﻝ ﺍﻟﺤﻖ ﻓﻲ ﺍﻟﺘﻨﺎ‪‬ﻝ ﺃﻭ ﺗﺤﻮ‪‬ﻞ ﻛﻞ ﺃﻭ ﺑﻌﺾ ﺣﻘﻮﻗﻪ ﻭﺍﻟﺘ‪‬ﺍﻣﺎ‪‬ﻪ ﺍﻟﻨﺎ‪‬ﺠﺔ ﻋﻦ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﻭﺍﻻﺗﻔﺎﻗﻴﺎﺕ‬
‫‪ .1‬ﻭﺍﻓﻖ ﺍﻟﻄﺮﻑ ﺍﻟﺜﺎﻧﻲ ﻋﻠﻰ ﱠ‬
‫ﺍﻟﻤﺮﺗﺒﻄﺔ ﺑﻬﺎ ﺇﻟﻰ ﻣﻦ ﻳﺸﺎﺀ ﺩﻭﻥ ﺗﻮﻗﻒ ﺫﻟﻚ ﻋﻠﻰ ﺭﺿﺎ ﺍﻟﻄﺮﻑ ﺍﻟﺜﺎﻧﻲ‪.‬‬

‫‪ .2‬ﻻ ﻳﺤﻖ ﻟﻠﻄﺮﻑ ﺍﻟﺜﺎﻧﻲ ﺃﻥ ﻳﺘﻨﺎ‪‬ﻝ ﻋﻦ ﻛﻞ ﺃﻭ ﺑﻌﺾ ﺃﻭ ﺃﻥ ﻳﺤﻮﻝ ﺍﻟﺘ‪‬ﺍﻣﺎ‪‬ﻪ ﺍﻟﻤﺘﺮﺗﺒﺔ ﻋﻠﻴﻪ ﺑﻤﻮﺟﺐ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﺇﻟﻰ ﺃﻱ ﺟﻬﺔ ﺃﺧﺮﻯ ﺩﻭﻥ ﻣﻮﺍﻓﻘﺔ ﺧﻄﻴﺔ‬
‫ﻣﺴﺒﻘﺔ ﻣﻦ ﺍﻟﻄﺮﻑ ﺍﻷﻭﻝ‪.‬‬

‫ﺍﻟﻤﺎﺩﺓ ﺍﻟ‪‬ﺍﺑﻌﺔ ﻋﺸﺮﺓ‪ :‬ﺇﻧﻔﺎﺫ ﺍﻟﺤﻘﻮﻕ‪:‬‬

‫ً‬
‫ﻣﺴﺆﻭﻻ ﻋﻦ ﺃﻱ ﻣﺒﺎﻟﻎ ﺃﺧﺮﻯ‪ ،‬ﻭﺑﺎﻟﺘﺎﻟﻲ ﻻ ﻳﺠﻮﺯ‬ ‫ﻭﻓﻘﺎ ﻟﺸ‪‬ﻭﻁ ﻭﺃﺣﻜﺎﻡ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‪ ،‬ﻟﻦ ﻳﻜﻮﻥ ﺍﻟﻮﻛﻴﻞ‬
‫ً‬ ‫‪ .1‬ﺑﻌﺪ ﺗﻮ‪‬ﻊ ﻋﻮﺍﺋﺪ ﺍﻟﻔﺮﺻﺔ ﻋﻠﻰ ﺍﻟﻤﺴ‪‬ﺜﻤ‪‬ﻦ‬
‫ﻟﻠﻤﺴ‪‬ﺜﻤ‪‬ﻦ ﺍ‪‬ﺨﺎﺫ ﺃﻱ ﺇﺟ‪‬ﺍﺀ ﺿﺪ ﺍﻟﻮﻛﻴﻞ ﻻﺳﺘﺮﺩﺍﺩ ﺃﻱ ﻣﺒﻠﻎ‪.‬‬

‫ﻷﻱ ﻣﻦ ﺍﻟﻤﺴ‪‬ﺜﻤ‪‬ﻦ ﺍﻟﻤﻀﻲ ﻣﺒﺎﺷﺮﺓ ﺿﺪ ﺍﻟﻤﺸﺘﺮﻱ ﺑﺎﻵﺟﻞ ﻓﻴﻤﺎ ﻳﺘﻌﻠﻖ ﺑﺄﻱ ﻓﺮﺻﺔ ﻣﻌﻠﻦ ﻋﻨﻬﺎ ﻟﻔﺮﺽ ﺃﺩﺍﺀ ﺃﻱ ﻣﻦ ﺃﺣﻜﺎﻡ ﻣﺴﺘﻨﺪﺍﺕ ﺍﻟﺘﺴﻬﻴﻼﺕ‬
‫ﱟ‬ ‫‪ .2‬ﻻ ﻳﺤﻖ‬
‫ﺍﻻ‪‬ﺘﻤﺎﻧﻴﺔ ﺃﻭ ﺍﻟﻤﺴﺘﻨﺪﺍﺕ ﺫﺍﺕ ﺍﻟﻌﻼﻗﺔ‪ ،‬ﻣﺎ ﻟﻢ ﻳﺨﻔﻖ ﺍﻟﻮﻛﻴﻞ ﻓﻲ ﺍ‪‬ﺨﺎﺫ ﺍﻹﺟ‪‬ﺍﺀ ﺍﻟﻼﺯﻡ ﺿﺪ ﺃﻱ ﻃﺮﻑ ﻣﻦ ﺃﻃ‪‬ﺍﻑ ﺍﻹﺻﺪﺍﺭ ﻟﺼﺎﻟﺢ ﺍﻟﻤﺴ‪‬ﺜﻤ‪‬ﻦ ﻭﺫﻟﻚ ﻓﻲ‬
‫ً‬
‫‪‬ﻮﻣﺎ ﻣﻦ ﺍﻹﺧﻔﺎﻕ‪.‬‬ ‫ﻏﻀﻮﻥ ﻣﺎﺋﺔ ﻭ ﺛﻤﺎﻧﻮﻥ )‪(180‬‬

‫ﺍﻟﻤﺎﺩﺓ ﺍﻟﺨﺎﻣﺴﺔ ﻋﺸﺮﺓ‪ :‬ﺍ‪‬ﺘﻔﺎﺀ ﺍﻟﺸ‪‬ﺍﻛﺔ‪:‬‬

‫ﻻ ‪‬ﻮﺟﺪ ﺷﻲﺀ ﻓﻲ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‪:‬‬

‫‪ .1‬ﻳﺸﻜﻞ ﺍﻟﻤﺴ‪‬ﺜﻤﺮ ﻭﺍﻟﺸﺮﻛﺔ ﻛﺄﻋﻀﺎﺀ ﻓﻲ ﺃﻱ ﺷ‪‬ﺍﻛﺔ ﺃﻭ ﻣﺸ‪‬ﻭﻉ ﻣﺸﺘﺮﻙ ﺃﻭ ﺟﻤﻌﻴﺔ ﺃﻭ ﺷﺮﻛﺔ ﻏﻴﺮ ﻣﺴﺠﻠﺔ ﺃﻭ ﻛﻴﺎﻥ ﻣﻨﻔﺼﻞ ﺁﺧﺮ‪.‬‬

‫‪ُ .2‬ﻳﻔﺴﺮ ﻋﻠﻰ ﺃﻧﻪ ﻳﻔﺮﺽ ﺃﻱ ﻣﺴﺌﻮﻟﻴﺔ ﻣﻦ ﻫﺬﺍ ﺍﻟﻨﺤﻮ ﻋﻠﻰ ﺃﻱ ﻣﻨﻬﻢ‪ ،‬ﺃﻭ‬

‫ﺻ‪‬ﺍﺣﺔ ﺑﻤﻮﺟﺐ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ُﻳﻌﺘﺒﺮ ﺃﻧﻪ ﻳﻤﻨﺢ ًﺃﻳﺎ ﻣﻨﻬﻢ ﺃﻱ ﺳﻠﻄﺔ ﺻ‪‬ﺤﺔ ﺃﻭ ﺿﻤﻨﻴﺔ ﺃﻭ ﻇﺎﻫ‪‬ﺔ ﻟﺘﺤﻤﻞ ﺃﻱ ﺍﻟﺘ‪‬ﺍﻡ ﺃﻭ‬
‫ً‬ ‫‪ .3‬ﺑﺎﺳ‪‬ﺜﻨﺎﺀ ﻣﺎ ﻫﻮ ﻣﻨﺼﻮﺹ ﻋﻠﻴﻪ‬
‫ﻣﺴﺌﻮﻟﻴﺔ ﻧﻴﺎﺑﺔ ﻋﻦ ﺍﻵﺧﺮ‪.‬‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪8‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﺎﺩﺓ ﺍﻟﺴﺎﺩﺳﺔ ﻋﺸﺮﺓ‪ :‬ﺗﻐ‪‬ﻴﺮ ﺍﻟﻮﺿﻌﻴﺔ‪:‬‬

‫ﺗﻈﻞ ﺣﻘﻮﻕ ﻭ‪/‬ﺃﻭ ﻣﺴﺌﻮﻟﻴﺎﺕ ﻭ‪/‬ﺃﻭ ﺍﻟﺘ‪‬ﺍﻣﺎﺕ ﻛﻞ ﻃﺮﻑ ﺑﻤﻮﺟﺐ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﺳﺎ‪‬ﺔ ﻭﻣﻠﺰﻣﺔ ﻟﺠﻤﻴﻊ ﺍﻷﻏ‪‬ﺍﺽ ﺑﻐﺾ ﺍﻟﻨﻈﺮ ﻋﻦ ﺃﻱ ﺗﻐ‪‬ﻴﺮ ﻓﻲ ﺍﻻﺳﻢ ﺃﻭ ﺗﻐ‪‬ﻴﺮ‬

‫ﻓﻲ ﺍﻟﻨﻈﺎﻡ ﺍﻷﺳﺎﺳﻲ ﻷﻱ ﻃﺮﻑ ﻋﻦ ﻃ‪‬ﻖ ﺍﻟﺪﻣﺞ ﺃﻭ ﺇﻋﺎﺩﺓ ﺍﻟﻬﻴﻜﻠﺔ ﺃﻭ ﺇﻋﺎﺩﺓ ﺍﻟﺘﻨﻈﻴﻢ ﺃﻭ ﻏﻴﺮ ﺫﻟﻚ‪.‬‬

‫ﺍﻟﻤﺎﺩﺓ ﺍﻟﺴﺎﺑﻌﺔ ﻋﺸﺮﺓ‪ :‬ﻣﺠﻤﻞ ﺍﻻﺗﻔﺎﻕ‪:‬‬

‫ﺗﺤﺪﺩ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﻣﺠﻤﻞ ﺍﻻﺗﻔﺎﻕ ‪‬ﻴﻦ ﺍﻟﻄﺮﻓﻴﻦ ﻭﻳﺤﻞ ﻣﺤﻞ ﺃﻱ ﺍ‪‬ﻔﺎﻕ ﺳﺎﺑﻖ ‪‬ﻴﻨﻬﻤﺎ ﻓﻴﻤﺎ ﻳﺘﻌﻠﻖ ﺑﻤﻮﺿﻮﻉ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‪.‬‬

‫ﺍﻟﻤﺎﺩﺓ ﺍﻟﺜﺎﻣﻨﺔ ﻋﺸﺮﺓ‪ :‬ﺍﻟﺘﻌﺪ‪‬ﻞ ﻭﺍﻟﺘﻨﺎ‪‬ﻝ‪:‬‬

‫‪ .1‬ﻟﻦ ﻳﻜﻮﻥ ﺃﻱ ﺗﻌﺪ‪‬ﻞ ﺃﻭ ﺇﻟﻐﺎﺀ ﻷﻱ ﺣﻜﻢ ﻣﻦ ﺃﺣﻜﺎﻡ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﺳﺎﺭﻱ ﺍﻟﻤﻔﻌﻮﻝ ﻣﺎ ﻟﻢ ﻳﺘﻢ ﺍﻻﺗﻔﺎﻕ ﻋﻠﻴﻪ ‪‬ﻴﻦ ﺍﻟﻄﺮﻓﻴﻦ‪.‬‬

‫ﻭﻣﻮﻗﻌﺎ ﻣﻦ ﺍﻟﻄﺮﻑ ﺍﻟﻤﻌﻨﻲ‪ ،‬ﻋﻠﻰ ﺃﻥ ﺃﻱ‬

‫ً‬ ‫ﻛﺘﺎﺑﺔ‬
‫ً‬ ‫‪ .2‬ﻟﻦ ﻳﻜﻮﻥ ﺃﻱ ‪‬ﻨﺎ‪‬ﻝ ﺃﻭ ﻣﻮﺍﻓﻘﺔ ﻳﻤﻨﺤﻬﺎ ﺃﺣﺪ ﺍﻟﻄﺮﻓﻴﻦ ﺳﺎﺭﻱ ﺍﻟﻤﻔﻌﻮﻝ ﻣﺎ ﻟﻢ ﻳﺘﻢ ﺇﺧﻄﺎﺭ ﺍﻟﻄﺮﻑ ﺍﻵﺧﺮ‬
‫‪‬ﻨﺎ‪‬ﻝ ﺃﻭ ﻣﻮﺍﻓﻘﺔ ﻟﻦ ﺗﻜﻮﻥ ﺳﺎ‪‬ﺔ ﺇﻻ ﻓﻲ ﺍﻟﻤﺴﺄﻟﺔ ﺍﻟﻤﺤﺪﺩﺓ ﺍﻟﺘﻲ ﺗﻢ ﻣﻨﺤﻬﺎ ﻣﻦ ﺃﺟﻠﻬﺎ‪.‬‬

‫ﺍﻟﻤﺎﺩﺓ ﺍﻟﺘﺎﺳﻌﺔ ﻋﺸﺮﺓ‪ :‬ﺍﻟﻨﻈﺎﻡ ﻭﺍﺟﺐ ﺍﻟﺘﻄ‪‬ﻴﻖ ﻭﺗﺴﻮﻳﺔ ﺍﻟﻤﻨﺎﺯﻋﺎﺕ‪:‬‬

‫ﻭﻓﻘﺎ ﻟﻸﻧﻈﻤﺔ ﻭﺍﻟﻠﻮﺍﺋﺢ ﺍﻟﻤﻌﻤﻮﻝ ﺑﻬﺎ ﻓﻲ ﺍﻟﻤﻤﻠﻜﺔ ﺍﻟﻌﺮ‪‬ﻴﺔ ﺍﻟﺴﻌﻮﺩﻳﺔ ﻭﺑﻤﺎ ﻻ ﻳﺨﺎﻟﻒ ﺃﺣﻜﺎﻡ ﻭﻣﺒﺎﺩﺉ ﺍﻟﺸ‪‬ﻌﺔ ﺍﻹﺳﻼﻣﻴﺔ‪.‬‬
‫ً‬ ‫‪ .1‬ﺗﺨﻀﻊ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﻭﺗﻔﺴﺮ‬

‫ﺗﻌﺬﺭ ﺫﻟﻚ ﻓﻴﺘﻢ ﺣﻠﻪ ﻋﻦ ﻃ‪‬ﻖ‬

‫‪ .2‬ﻛﻞ ﺧﻼﻑ ﻳﻨﺸﺄ ‪‬ﻴﻦ ﺍﻟﻄﺮﻓﻴﻦ ﺣﻮﻝ ﺗﻔﺴﻴﺮ ﺃﻭ ‪‬ﻨﻔﻴﺬ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﺃﻭ ﺃﻱ ﺑﻨﺪ ﻣﻦ ﺑﻨﻮﺩﻫﺎ ﻳﺘﻢ ﺣﻠﻪ ﺑﺎﻟﻄ‪‬ﻕ ﺍﻟﻮﺩﻳﺔ‪ ،‬ﻓﺈﺫﺍ ﱠ‬
‫ﺍﻟﻠﺠﻮﺀ ﺇﻟﻰ ﺍﻟﺠﻬﺎﺕ ﺍﻟﻘﻀﺎﺋﻴﺔ ﺍﻟﻤﺨﺘﺼﺔ ﻓﻲ ﺍﻟﻤﻤﻠﻜﺔ ﺍﻟﻌﺮ‪‬ﻴﺔ ﺍﻟﺴﻌﻮﺩﻳﺔ‪ ،‬ﺑﻤﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ‪.‬‬

‫ﻋﺎﻣﺔ‪:‬‬
‫ﺍﻟﻤﺎﺩﺓ ﺍﻟﻌﺸ‪‬ﻭﻥ‪ :‬ﺃﺣﻜﺎﻡ ّ‬

‫‪ .1‬ﺗﺴﺮﻱ ﺍﻷﺣﻜﺎﻡ ﻭﺍﻟﺸ‪‬ﻭﻁ ﺍﻟﻮﺍﺭﺩﺓ ﻓﻲ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﻋﻠﻰ ﺃﻃ‪‬ﺍﻓﻬﺎ ﺍﻟﻤﻮﺿﺤﺔ ‪‬ﻴﺎﻧﺎ‪‬ﻬﻢ ﻓﻲ ﺻﺪﺭﻫﺎ‪ ،‬ﻛﻤﺎ ﺗﺴﺮﻱ ﻋﻠﻰ ﺧﻠﻔﺎﺋﻬﻢ ﺍﻟﺸﺮﻋ‪‬ﻴﻦ ﻭﺍﻟﻘﺎﻧﻮﻧ‪‬ﻴﻦ‪،‬‬
‫ﻭﺑﻤﺎ ﻻ ﻳﺘﻌﺎﺭﺽ ﺃﻭ ﻳﺨﺎﻟﻒ ﺍﻷﺣﻜﺎﻡ ﻭﺍﻟﺸ‪‬ﻭﻁ ﺍﻟﻮﺍﺭﺩﺓ ﻓﻲ ﺍ‪‬ﻔﺎﻗﻴﺔ ﻓﺘﺢ ﺍﻟﺤﺴﺎﺏ ﻋﻠﻰ ﺍﻟﻤﻮﻗﻊ ﺍﻹﻟﻜﺘ‪‬ﻭﻧﻲ ﻟﻠﺸﺮﻛﺔ‪.‬‬

‫‪ .2‬ﻳﻘﺮ ﺍﻟﻄﺮﻓﺎﻥ ﺑﺄﻧﻬﻤﺎ ﻗﺪ ﺍﻃﻠﻌﺎ ﻋﻠﻰ ﻛﺎﻓﺔ ﺑﻨﻮﺩ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﻭﻣﺎ ‪‬ﺮﺗﺒﻂ ﺑﻬﺎ ﻣﻦ ﺍ‪‬ﻔﺎﻗﻴﺎﺕ‪ ،‬ﻭﻓﻬﻤﺎ ﻣﺤﺘﻮﻳﺎ‪‬ﻬﺎ‪ ،‬ﻭﺃﻧﻬﻢ ﻣﻠﺘﺰﻣﻮﻥ ﺑﻜﻞ ﻣﺎ ﻭﺭﺩ ﻓﻴﻬﺎ ﻣﻦ‬
‫ﺷ‪‬ﻭﻁ ﻭﺃﺣﻜﺎﻡ‪.‬‬

‫‪ .3‬ﺗﻌﺪ ﻧﺸﺮﺓ ﺍﻟﻔﺮﺻﺔ ﺟﺰْ ً‬

‫ﺀﺍ ﻻ ﻳﺘﺠ‪‬ﺃ ﻣﻦ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‪ ،‬ﻭﺍﻟﺘﺰﻡ ﺍﻟﻤﺴ‪‬ﺜﻤﺮ ﺑﻘﺒﻮﻟﻬﺎ‪ ،‬ﻭﻓﻲ ﺣﺎﻝ ﺃﻱ ﺗﻌﺎﺭﺽ ‪‬ﻴﻦ ﻣﺎ ﻭﺭﺩ ﻓﻲ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﻭﻧﺸﺮﺓ ﺍﻟﻔﺮﺻﺔ‬
‫ﻓﺎﻟﻤﻌﺘﺒﺮ ﻣﺎ ﻭﺭﺩ ﻓﻲ ﻧﺸﺮﺓ ﺍﻟﻔﺮﺻﺔ‪.‬‬

‫ﺃﻱ ﺣﻜﻢ ﻣﻦ ﺃﺣﻜﺎﻡ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﻣﺨﺎﻟﻒ ﻟﻸﻧﻈﻤﺔ ﺍﻟﻤﻌﻤﻮﻝ ﺑﻬﺎ ﺃﻭ ﺃﺻﺒﺢ ﻛﺬﻟﻚ ﺑﻤﻮﺟﺐ ﺃﻱ ﻧﻈﺎﻡ ﺃﻭ ﺣﻜﻢ ﻗﻀﺎﺋﻲ ﻓﺈﻥ ﺍﻟﺒﻄﻼﻥ ‪‬ﺮﺩ ﻋﻠﻰ‬
‫‪ .4‬ﺇﺫﺍ ﺗ‪‬ﻴﻦ ﺃﻥ ﱠ‬
‫ﺫﻟﻚ ﺍﻟﺤﻜﻢ ﺃﻭ ﺍﻟﺸﺮﻁ‪ ،‬ﻭﻻ ‪‬ﺆﺛﺮ ﺫﻟﻚ ﻋﻠﻰ ﺳ‪‬ﺎﻥ ﺑﺎﻗﻲ ﺍﻷﺣﻜﺎﻡ ﻭﺍﻟﺸ‪‬ﻭﻁ ﺍﻟﻮﺍﺭﺩﺓ ﻓﻲ ﺍﻻﺗﻔﺎﻗﻴﺔ‪.‬‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪9‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫‪ .5‬ﻳﺘﻢ ‪‬ﻨﻔﻴﺬ ﺍﻟﻌﻤﻠﻴﺎﺕ ﺧﻼﻝ ﺃﻳﺎﻡ ﻭﺃﻭﻗﺎﺕ ﺍﻟﻌﻤﻞ ﺍﻟﺮﺳﻤﻴﺔ‪ ،‬ﻭﻻ ﺗﺪﺧﻞ ﺃﻳﺎﻡ ﺍﻟﻌﻄﻞ ﻭﺍﻹﺟﺎ‪‬ﺍﺕ ﺍﻟﺮﺳﻤﻴﺔ ﺿﻤﻦ ﺃﻳﺎﻡ ﺍﻟﻌﻤﻞ ﻫﺬﻩ‪.‬‬

‫‪ .6‬ﻓﻲ ﺣﺎﻟﺔ ﻭﻓﺎﺓ ﺍﻟﻤﻮﻛﻞ ﻓﻠﻮﺭ‪‬ﺘﻪ ﺍﻟﺤﻖ ﻓﻲ ﺇﻣﻀﺎﺀ ﺍﻟﻮﻛﺎﻟﺔ ﺃﻭ ﻓﺴﺨﻬﺎ ﺑﻤﻮﺟﺐ ﺇﺷﻌﺎﺭ ﺧﻄﻲ ﻟﻠﻮﻛﻴﻞ‪ ،‬ﻋﻠﻰ ﺃﻥ ﺗُ ‪‬ﺍﻋﻰ ﺍﻷﺣﻜﺎﻡ ﺍﻟﻮﺍﺭﺩﺓ ﺍﻟﻤﺎﺩﺓ ﺍﻟﺴﺎﺩﺳﺔ‬
‫ﻣﻦ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‪.‬‬

‫ّ‬
‫ﺍﻟﻤﻮﻛﻞ ﺃﻧَ ﻪ ﻓﻲ ﺣﺎﻝ ﺗﻢ ﺍﻟﺘﺤﻘﻖ ﺃﻭ ﺍﻻﺷﺘﺒﺎﻩ ﺑﺄﻱ ﻋﻤﻠﻴﺔ ﻣﺘﻌﻠﻘﺔ ﺑﻐﺴﻞ ﺍﻷﻣﻮﺍﻝ ﻭﺗﻤﻮ‪‬ﻞ ﺍﻹﺭﻫﺎﺏ‪ ،‬ﻓﺴﻴﺘﻢ ﺇﻳﻘﺎﻑ ﺍﻟﺤﺴﺎﺏ ﺍﻻﺳ‪‬ﺜﻤﺎﺭﻱ‬ ‫‪ .7‬ﻳﺪﺭﻙ ﻭﻳﻘﺮ‬
‫ﻣﺆﻗﺘً ﺎ ﺃﻭ ﺑﺸﻜﻞ ﺩﺍﺋﻢ‪ ،‬ﻭﻓﻖ ﺳﻴﺎﺳﺎﺕ ﺍﻹﺑﻼﻍ ﻋﻦ ﺗﻠﻚ ﺍﻟﻮﺍﻗﻌﺔ‪ ،‬ﻭﺫﻟﻚ ﺑﻤﻮﺟﺐ ﻧﻈﺎﻡ ﻣﻜﺎﻓﺤﺔ ﻏﺴﻞ ﺍﻷﻣﻮﺍﻝ ﺍﻟﺼﺎﺩﺭ ﺑﺎﻟﻤﺮﺳﻮﻡ ﺍﻟﻤﻠﻜﻲ ﺭﻗﻢ )ﻡ‪ (20/‬ﻋﺎﻡ‬
‫‪1439‬ﻩ‪ ،‬ﻭﻧﻈﺎﻡ ﻣﻜﺎﻓﺤﺔ ﺍﻹﺭﻫﺎﺏ ﻭﺗﻤﻮﻳﻠﻪ ﺍﻟﺼﺎﺩﺭ ﺑﺎﻟﻤﺮﺳﻮﻡ ﺍﻟﻤﻠﻜﻲ ﺭﻗﻢ )ﻡ‪ (21/‬ﻭﺗﺎ‪‬ﺦ ‪12/02/1439‬ﻫـ‪ ،‬ﻭﺍﻟﻼﺋﺤﺔ ﺍﻟﺘﻨﻔﻴﺬﻳﺔ ﻟﻨﻈﺎﻡ ﻣﻜﺎﻓﺤﺔ‬
‫ﺍﻹﺭﻫﺎﺏ ﻭﺗﻤﻮﻳﻠﻪ ﺍﻟﺼﺎﺩﺭﺓ ﺑﻘ‪‬ﺍﺭ ﻣﺠﻠﺲ ﺍﻟﻮ‪‬ﺍﺀ ﺭﻗﻢ )‪ (228‬ﻭﺗﺎ‪‬ﺦ ‪02/05/1440‬ﻫـ‪ ،‬ﻭﻧﻈﺎﻡ ﻣﻜﺎﻓﺤﺔ ﺟ‪‬ﺍﺋﻢ ﺍﻟﻤﻌﻠﻮﻣﺎ‪‬ﻴﺔ‪ :‬ﺍﻟﺼﺎﺩﺭ ﺑﺎﻟﻤﺮﺳﻮﻡ ﺍﻟﻤﻠﻜﻲ ﺭﻗﻢ‬
‫)ﻡ‪ (17/‬ﻋﺎﻡ ‪1428‬ﻫـ‪.‬‬

‫‪ .8‬ﺃﻗﺮ ﺍﻟﻄﺮﻓﺎﻥ ﺑﺼﺤﺔ ﺍﻟﻤﻮﺍﻓﻘﺎﺕ ﻭﺍﻹﻗ‪‬ﺍ‪‬ﺍﺕ ﺍﻟﻮﺍﺭﺩﺓ ﻣﻦ ﺍﻟﻄﺮﻓﻴﻦ ﺍﻟﺘﻲ ‪‬ﺘﻢ ﻋﻠﻰ ﺍﻟﻌﻘﺪ ﻭﻣﻼﺣﻘﻪ ﻣﻦ ﺧﻼﻝ ﻣﻨﺼﺔ ﺃﺑﺸﺮ ﺃﻭ ﻋﻦ ﻃ‪‬ﻖ ﺍﻟﻤﻮﻗﻊ ﺍﻹﻟﻜﺘ‪‬ﻭﻧﻲ‬
‫ﻃﺒﻘﺎ‬
‫ً‬ ‫ﻟﺸﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ﺃﻭ ﻣﻦ ﺧﻼﻝ ﺍﻟﺒ‪‬ﺪ ﺍﻹﻟﻜﺘ‪‬ﻭﻧﻲ‪ ،‬ﺃﻭ ﺑﺎﻟﺘﻮﻗﻴﻊ ﺍﻹﻟﻜﺘ‪‬ﻭﻧﻲ ﺍﻟﺬﻱ ﻳﺘﻢ ﺃﻭ ﻗﺪ ﻳﺘﻢ ﻋﻦ ﻃ‪‬ﻖ ﺷﺮﻛﺎﺕ ﻣﺮﺧﺼﺔ‬
‫ﻟﻨﻈﺎﻡ ﺍﻟﺘﻌﺎﻣﻼﺕ ﺍﻹﻟﻜﺘ‪‬ﻭﻧﻴﺔ ﺍﻟﺼﺎﺩﺭ ﺑﺘﺎ‪‬ﺦ ‪08/03/1428‬ﻫـ ﺍﻟﻤﻮﺍﻓﻖ ‪27/03/2007‬ﻡ ﺃﻭ ﺃﻱ ﺗﻌﺪﻳﻼﺕ ﻃ‪‬ﺃﺕ ﺃﻭ ﻗﺪ ﺗﻄ‪‬ﺃ ﻋﻠﻰ ﺫﻟﻚ ﺍﻟﻨﻈﺎﻡ‪ ،‬ﻭﺃﻥ ﺗﻠﻚ‬
‫ﺍﻹﻗ‪‬ﺍ‪‬ﺍﺕ ﻭﺍﻟﻤﻮﺍﻓﻘﺎﺕ ﻣﺴﺘﻤﺮﺓ ﻃﻮﺍﻝ ﻣﺪﺓ ﺍﻟﻌﻘﺪ‪ ،‬ﻭﺃﻧﻬﺎ ‪‬ﺘﻢ ﻣﻦ ﻗﺒﻞ ﺍﻷﺷﺨﺎﺹ ﺍﻟﻤﻔﻮﺿﻴﻦ ﺑﺎﻟﺘﻮﻗﻴﻊ‪.‬‬

‫‪ .9‬ﻗﺪ ﺗﻠﺠﺄ ﻣﻨﺎﻓﻊ ﻓﻲ ﺳ‪‬ﻴﻞ ﺗﻄﻮ‪‬ﺮﻫﺎ ﻟﺨﺪﻣﺎ‪‬ﻬﺎ ﺑﺎﺳﺘﻤ‪‬ﺍﺭ ﻭﻣﺎ ﻳﺘﺮﺗﺐ ﻋﻠﻰ ﺫﻟﻚ ﻣﻦ ﺇﺿﺎﻓﺔ ﻣﻤﻴ‪‬ﺍﺕ ﺃﻭ ﺧﺪﻣﺎﺕ ﺟﺪﻳﺪﺓ ﺑﺎﻟﻤﻨﺼﺔ ﻟﺘﻮﻓﻴﺮ ﺗﺠﺮﺑﺔ ﻓ‪‬ﺪﺓ ﻣﻦ ﻧﻮﻋﻬﺎ‬
‫ﻟﻠﻤﺴﺘﺨﺪﻡ ﺇﻟﻰ ﺍﻟﻘﻴﺎﻡ ﺑﺒﻌﺾ ﺍﻟﺘﺤﺪﻳﺜﺎﺕ ﺍﻟﺪﻭ‪‬ﺔ ﻋﻠﻰ ﺍﻟﻤﻨﺼﺔ‪ ،‬ﻣﻤﺎ ﻗﺪ ﻳﺴﺘﺪﻋﻲ ﻓﻲ ﺑﻌﺾ ﺍﻷﺣﻴﺎﻥ ‪‬ﺈﻟﻐﺎﺀ ﺍﻟﺨﺪﻣﺔ ﻣﺆﻗﺘﺎ ﺃﻭ ﻋﺪﻡ ﺇﻣﻜﺎﻧﻴﺔ ﺍﻟﻮﺻﻮﻝ ﺍﻟﻰ‬
‫ﺍﻟﻤﻨﺼﺔ ﻭﻻ ﺗﻌﺪ ﻣﻨﺎﻓﻊ ﻣﺴﺆﻭﻟﺔ ﻋﻦ ﻋﺪﻡ ﺗﻘﺪﻳﻢ ﺍﻟﺨﺪﻣﺔ ﺧﻼﻝ ﻣﺪﺓ ﻫﺬﻩ ﺍﻹﺻﻼﺣﺎﺕ‪ ،‬ﻭﺗﺒﺬﻝ ﻣﻨﺎﻓﻊ ﺍﻟﻤﺴﺎﻋﻲ ﺍﻟﻤﻌﻘﻮﻟﺔ ﻹﻋﺎﺩﺓ ﺧﺪﻣﺎ‪‬ﻬﺎ ﻟﻠﻌﻤﻞ ﻓﻲ‬
‫ﺃﻗﺮﺏ ﻭﻗﺖ‪.‬‬

‫‪ .10‬ﻳﻠﺘﺰﻡ ﺍﻟﻤﺴﺘﺨﺪﻡ ﺑﺎﻟﺴﻴﺎﺳﺔ ﺍﻟﺪﺍﺧﻠﻴﺔ ﺍﻟﻤﺘﻌﻠﻘﺔ ﺑﺎﺳﺘﻤ‪‬ﺍ‪‬ﺔ ﺍﻷﻋﻤﺎﻝ ﻭﺗﺮﺗ‪‬ﺒﺎﺕ ﺍﻟﻄﻮﺍﺭﺉ ﺍﻟﺘﻲ ﺗﻀﻌﻬﺎ ﺍﻟﻤﻨﺼﺔ ﻭﺍﻟﺬﻱ ‪‬ﺘﻢ ﻣ‪‬ﺍﺟﻌﺘﻬﺎ ﻭﺗﺤﺪﻳﺜﻬﺎ ﻣﻦ ﺣﻴﻦ ﻵﺧﺮ‬
‫ﺑﻤﺎ ﻳﺘﻮﺍﻓﻖ ﻣﻊ ﺍﻟﻤﺴﺘﺠﺪﺍﺕ‪.‬‬

‫‪ .11‬ﻭﻓﻲ ﺟﻤﻴﻊ ﺍﻷﺣﻮﺍﻝ ﻻ ‪‬ﺘﺤﻤﻞ ﻣﻨﺎﻓﻊ ﺃﻱ ﻣﺴﺌﻮﻟﻴﺔ ﻧﺎ‪‬ﺠﺔ ﻋﻦ ﻋﻄﻞ ﻓﻨﻲ ﺃﻭ ﺗﻮﻗﻒ ﻣﻨﺼﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ‪.‬‬

‫ﺍﻟﻤﺎﺩﺓ ﺍﻟﺤﺎﺩﻳﺔ ﻭﺍﻟﻌﺸ‪‬ﻭﻥ‪ :‬ﺍﻹﺧﻄﺎ‪‬ﺍﺕ ﻭﺍﻟﻤ‪‬ﺍﺳﻼﺕ‪:‬‬

‫ﺍﻟﻌﻨﺎﻭ‪‬ﻦ ﺍﻟﻤ‪‬ﻴﻨﺔ ﺑﺼﺪﺭ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﻟﻜﻞ ﻃﺮﻑ ﻫﻲ ﻋﻨﻮﺍﻧﻪ ﺍﻟﻨﻈﺎﻣﻲ‪ ،‬ﻭ‪‬ﺘﻢ ﺟﻤﻴﻊ ﺍﻟﻤ‪‬ﺍﺳﻼﺕ ﻣﻦ ﻃﻠﺒﺎﺕ ﺃﻭ ﺇﺷﻌﺎ‪‬ﺍﺕ ﺃﻭ ﺇﻗ‪‬ﺍ‪‬ﺍﺕ ﺃﻭ ﻣﻮﺍﻓﻘﺎﺕ ﺃﻭ ﺃﻱ‬

‫ﻣﺴﺘﻨﺪﺍﺕ ﺃﺧﺮﻯ ﻋﻦ ﻃ‪‬ﻘﻬﺎ‪ ،‬ﺃﻭ ﻋﻦ ﻃ‪‬ﻖ ﺍﻟﺒ‪‬ﺪ ﺍﻟﻤﺴﺠﻞ ﺃﻭ ﺍﻟﻔﺎﻛﺲ ﺃﻭ ﺍﻟﺒ‪‬ﺪ ﺍﻹﻟﻜﺘ‪‬ﻭﻧﻲ ﺃﻭ ﺻﻔﺤﺔ ﺍﻟﻤﺴ‪‬ﺜﻤﺮ ﻋﻠﻰ ﺍﻟﻤﻮﻗﻊ ﺍﻹﻟﻜﺘ‪‬ﻭﻧﻲ ﻟﻠﺸﺮﻛﺔ ﺃﻭ ﺗﺴﻠﻢ‬

‫ﺑﺎﻟﻴﺪ ﺃﻭ ﺑﺄﻱ ﻃ‪‬ﻘﺔ ﻣﻦ ﺍﻟﻄ‪‬ﻕ ﺍﻟﻤﻌﺘﻤﺪﺓ ﻟﺪﻯ ﺍﻟﻄﺮﻑ ﺍﻷﻭﻝ‪ ،‬ﻭﺗﻌﺪ ﺍﻟﻤ‪‬ﺍﺳﻼﺕ ﺍﻟﺘﻲ ‪‬ﺘﻢ ﻋﻦ ﻃ‪‬ﻖ ﻫﺬﻩ ﺍﻟﻌﻨﺎﻭ‪‬ﻦ ُﻣﻠﺰﻣﺔ ﻟﻠﻄﺮﻑ ﺍﻟﺜﺎﻧﻲ‪ ،‬ﻭﻻ ُﻳﻌﺘﺪ ﺑﺄﻱ ﺗﻐ‪‬ﻴﺮ‬

‫ﻟﻬﺬﻩ ﺍﻟﻌﻨﺎﻭ‪‬ﻦ ﺇﻻ ﺑﻤﻮﺟﺐ ﺧﻄﺎﺏ ﻛﺘﺎﺑﻲ ﺳﺎﺑﻖ ﺇﻟﻰ ﻣﻮﺟﻪ ﺇﻟﻰ ﺍﻟﻄﺮﻑ ﺍﻷﻭﻝ‬

‫ﺍﻟﻤﺎﺩﺓ ﺍﻟﺜﺎﻧﻴﺔ ﻭﺍﻟﻌﺸ‪‬ﻭﻥ‪ :‬ﻧﺴﺦ ﺍﻟﻌﻘﺪ‪:‬‬

‫ﺍﻟﻜﺘ‪‬ﻭﻧﻴﺎ ﻣﻦ ﻗﺒﻞ ﺍﻟﻄﺮﻓﻴﻦ‪ ،‬ﻭ‪‬ﻴﺪ ﻛﻞ ﻃﺮﻑ ﻧﺴﺨﺔ ﻣﻨﻬﺎ ﻟﻠﻌﻤﻞ ﺑﻤﻮﺟﺒﻬﺎ‪.‬‬
‫ً‬ ‫ُﺣ‪‬ﺭﺕ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﻣﻦ ﻧﺴﺦ ﻣﻮﻗﻌﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪10‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪1 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪4030189638‬‬ ‫ﺷﺮﻛﺔ ﺍﻟﻌ‪‬ﻴﺮ ﺍﻟﻌﺎﻟﻤﻴﺔ ﺍﻟﻄ‪‬ﻴﺔ ﺍﻟﻤﺤﺪﻭﺩﺓ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-9638-9234‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 10,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪10.49%‬‬ ‫‪IRR‬‬

‫‪AA‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪9.99%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪11:31:28 2023-02-07‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪11‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪2 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪4030156056‬‬ ‫ﺷﺮﻛﻪ ﻣ‪‬ﺍﻛﺰ ﺍﻟﻌ‪‬ﻴﺮ ﺍﻟﻄ‪‬ﻴﻪ ﺷﺮﻛﺔ ﺫﺍﺕ ﻣﺴﺌﻮﻟﻴﺔ ﻣﺤﺪﻭﺩﺓ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-6056-4397‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 10,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪10.22%‬‬ ‫‪IRR‬‬

‫‪AA‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪9.99%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪12:53:31 2023-02-08‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪12‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪3 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪2051039845‬‬ ‫ﺷﺮﻛﺔ ﺍﻱ ﺗﻲ ﺍﻝ ﻟﻴﺸﺮ ﻟﻠﺴﻴﺎﺣﺔ ﻭﺍﻟﺴﻔﺮ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-9845-1851‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 30,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪13.43%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪12.69%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪11:03:04 2023-02-13‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
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‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪4 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1010644949‬‬ ‫ﺷﺮﻛﺔ ﺍ‪‬ﺘﻠﺠﻨﺖ ﺩﻳ‪‬ﺍ‪‬ﻦ ﻭﺭﻛﺲ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-4949-9291‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 50,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪16.62%‬‬ ‫‪IRR‬‬

‫‪CC‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪15.69%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪11:00:31 2023-02-15‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪14‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪5 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪2051035310‬‬ ‫ﺷﺮﻛﺔ ﺍﻳ‪‬ﺍﻡ ﺍﻟﻘﺎﺑﻀﺔ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-5310-1555‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 10,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪10.79%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 5‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪10.54%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪12:52:35 2023-02-08‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪15‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪6 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪2051035310‬‬ ‫ﺷﺮﻛﺔ ﺍﻳ‪‬ﺍﻡ ﺍﻟﻘﺎﺑﻀﺔ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-5310-2296‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 30,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪12.74%‬‬ ‫‪IRR‬‬

‫‪A‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 7‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪12.43%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪13:22:56 2023-11-12‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪16‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪7 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1010244122‬‬ ‫ﺷﺮﻛﻪ ﺣﻠﻮﻝ ﺍﻟﻨﺨﺒﻪ ﻟﻠﻤﻮﺍﺭﺩ ﺍﻟﺒﺸ‪‬ﻪ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-4122-9410‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 20,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪12.23%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 6‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪11.78%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪08:17:01 2023-02-04‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪17‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪8 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1010728785‬‬ ‫ﺷﺮﻛﺔ ﺳﺪﻭ ﻟﺤﻠﻮﻝ ﺍﻻﻋﻤﺎﻝ ﺷﺮﻛﺔ ﺷﺨﺺ ﻭﺍﺣﺪ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-8785-2296‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 20,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪11.39%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 6‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪11.00%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪12:18:03 2023-02-07‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪18‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪9 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1010728785‬‬ ‫ﺷﺮﻛﺔ ﺳﺪﻭ ﻟﺤﻠﻮﻝ ﺍﻻﻋﻤﺎﻝ ﺷﺮﻛﺔ ﺷﺨﺺ ﻭﺍﺣﺪ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-8785-6167‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 20,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪11.39%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 6‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪11.00%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪12:17:28 2023-02-07‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪19‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪10 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1010728785‬‬ ‫ﺷﺮﻛﺔ ﺳﺪﻭ ﻟﺤﻠﻮﻝ ﺍﻻﻋﻤﺎﻝ ﺷﺮﻛﺔ ﺷﺨﺺ ﻭﺍﺣﺪ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-8785-1516‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 20,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪11.39%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 6‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪11.00%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪11:48:44 2023-02-08‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪20‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪11 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1010728785‬‬ ‫ﺷﺮﻛﺔ ﺳﺪﻭ ﻟﺤﻠﻮﻝ ﺍﻻﻋﻤﺎﻝ ﺷﺮﻛﺔ ﺷﺨﺺ ﻭﺍﺣﺪ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-8785-9247‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 10,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪11.39%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 6‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪11.00%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪11:47:42 2023-02-08‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪21‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪12 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪4030100779‬‬ ‫ﺷﺮﻛﺔ ﺍﻟﻬﻴﺜﻢ ﻟﻠﺘﻌﺪ‪‬ﻦ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-0779-3159‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 50,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪13.34%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪12.72%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪11:01:36 2023-06-04‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪22‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪13 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪2050061652‬‬ ‫ﺷﺮﻛﺔ ﺷﺒﻜﺔ ﺻﺤﺎﺭﻯ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-1652-6075‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 30,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪13.04%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 5‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪12.65%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪13:56:35 2023-06-12‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪23‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪14 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫ﺷﺮﻛﺔ ﻗﺪﺭﺓ ﻟﻼﺗﺼﺎﻻﺕ ﻭﺗﻘﻨﻴﺔ ﺍﻟﻤﻌﻠﻮﻣﺎﺕ ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ‬

‫‪1010270113‬‬
‫ﻣﺨﺘﻠﻄﺔ ﻣﻘﻔﻠﺔ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-0113-8076‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 10,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.50%‬‬ ‫‪IRR‬‬

‫‪B‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 5‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.02%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪11:08:33 2023-06-12‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪24‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪15 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫ﺷﺮﻛﺔ ﺍﻧﻔ‪‬ﺍ ﺗﻚ ﻟﻼﺗﺼﺎﻻﺕ ﻭ ﺗﻘﻨﻴﺔ ﺍﻟﻤﻌﻠﻮﻣﺎﺕ ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ‬

‫‪1010342384‬‬
‫ﺳﻌﻮﺩﻳﺔ ﻏﻴﺮ ﻣﺪﺭﺟﺔ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-2384-3553‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 10,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪13.87%‬‬ ‫‪IRR‬‬

‫‪B‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 5‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪13.44%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪14:35:51 2023-07-06‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪25‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪16 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1128001633‬‬ ‫ﺷﺮﻛﺔ ﻇﻞ ﺍﻟﻨﺨﻴﻞ ﻟﻠﻤﻘﺎﻭﻻﺕ ﺷﺮﻛﺔ ﺷﺨﺺ ﻭﺍﺣﺪ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-1633-4972‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 10,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪13.32%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 6‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪12.80%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪11:00:50 2023-06-07‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪26‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪17 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪2050098312‬‬ ‫ﺷﺮﻛﺔ ﺍﻟﺴﻌﻴﺪﻱ ﻟﻠﺘﺠﺎﺭﺓ ﻭﺍﻟﺼﻨﺎﻋﺔ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-8312-7503‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 30,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪12.64%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 5‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪12.12%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪11:00:21 2023-08-16‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪27‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪18 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1010225259‬‬ ‫ﺷﺮﻛﺔ ﺍﺳﻤﻨﺖ ﺍﻟﺠﻮﻑ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-5259-8970‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 50,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪10.83%‬‬ ‫‪IRR‬‬

‫‪A‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪10.59%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪13:16:38 2023-10-01‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
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‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪19 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1010225259‬‬ ‫ﺷﺮﻛﺔ ﺍﺳﻤﻨﺖ ﺍﻟﺠﻮﻑ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-5259-8952‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 34,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪11.86%‬‬ ‫‪IRR‬‬

‫‪AA‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 6‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪11.50%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪15:31:10 2024-02-04‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
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‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪20 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1010225259‬‬ ‫ﺷﺮﻛﺔ ﺍﺳﻤﻨﺖ ﺍﻟﺠﻮﻑ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-5259-8145‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 25,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪11.73%‬‬ ‫‪IRR‬‬

‫‪AA‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 6‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪11.50%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪15:08:43 2024-03-11‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪30‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪21 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1010929507‬‬ ‫ﺷﺮﻛﺔ ﺍﻟﺘﻘﻨﻴﺎﺕ ﺍﻟﻌﺎﻟﻤﻴﺔ ﻟﻠﺘﺠﺎﺭﺓ ﻭﺍﻟﻤﻘﺎﻭﻻﺕ ﺷﺮﻛﺔ ﺷﺨﺺ ﻭﺍﺣﺪ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-9507-3786‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 40,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪13.71%‬‬ ‫‪IRR‬‬

‫‪B‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 6‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪13.38%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪14:41:34 2023-08-13‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪31‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪22 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1010929507‬‬ ‫ﺷﺮﻛﺔ ﺍﻟﺘﻘﻨﻴﺎﺕ ﺍﻟﻌﺎﻟﻤﻴﺔ ﻟﻠﺘﺠﺎﺭﺓ ﻭﺍﻟﻤﻘﺎﻭﻻﺕ ﺷﺮﻛﺔ ﺷﺨﺺ ﻭﺍﺣﺪ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-9507-8274‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 9,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.41%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪13.68%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪10:30:51 2024-01-31‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪32‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪23 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1010929507‬‬ ‫ﺷﺮﻛﺔ ﺍﻟﺘﻘﻨﻴﺎﺕ ﺍﻟﻌﺎﻟﻤﻴﺔ ﻟﻠﺘﺠﺎﺭﺓ ﻭﺍﻟﻤﻘﺎﻭﻻﺕ ﺷﺮﻛﺔ ﺷﺨﺺ ﻭﺍﺣﺪ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-9507-5980‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.14%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 5‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪13.68%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪15:38:23 2024-05-21‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪33‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪24 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1010473987‬‬ ‫ﻣﺆﺳﺴﺔ ﻭﺍﺩﻱ ﻓﺎﻃﻤﺔ ﻟﺘﺠﺎﺭﺓ ﺍﻷﻏﺬﻳﺔ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-3987-1489‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 20,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪12.34%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 6‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪11.96%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪21:32:03 2023-09-11‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪34‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪25 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1010473987‬‬ ‫ﻣﺆﺳﺴﺔ ﻭﺍﺩﻱ ﻓﺎﻃﻤﺔ ﻟﺘﺠﺎﺭﺓ ﺍﻷﻏﺬﻳﺔ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-3987-3389‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 12,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪13.24%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪13.26%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪15:01:38 2024-05-15‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪35‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪26 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪4030148237‬‬ ‫ﺷﺮﻛﺔ ﻣﺸﻔﻲ ﺍﻟﻌ‪‬ﻴﺮ ﺍﻟﻄ‪‬ﻴﺔ ﺍﻟﻤﺤﺪﻭﺩﺓ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-8237-5266‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 20,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪15.09%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.31%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪09:00:11 2023-12-13‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪36‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪27 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪4030148237‬‬ ‫ﺷﺮﻛﺔ ﻣﺸﻔﻲ ﺍﻟﻌ‪‬ﻴﺮ ﺍﻟﻄ‪‬ﻴﺔ ﺍﻟﻤﺤﺪﻭﺩﺓ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-8237-1063‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 20,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪15.09%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.31%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪15:15:09 2024-01-21‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪37‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪28 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪4030148237‬‬ ‫ﺷﺮﻛﺔ ﻣﺸﻔﻲ ﺍﻟﻌ‪‬ﻴﺮ ﺍﻟﻄ‪‬ﻴﺔ ﺍﻟﻤﺤﺪﻭﺩﺓ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-8237-8571‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪15.09%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.31%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪14:47:11 2024-01-21‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪38‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪29 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪4030148237‬‬ ‫ﺷﺮﻛﺔ ﻣﺸﻔﻲ ﺍﻟﻌ‪‬ﻴﺮ ﺍﻟﻄ‪‬ﻴﺔ ﺍﻟﻤﺤﺪﻭﺩﺓ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-8237-6941‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 8,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪15.09%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.31%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪12:46:37 2024-04-16‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪39‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪30 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪4030148237‬‬ ‫ﺷﺮﻛﺔ ﻣﺸﻔﻲ ﺍﻟﻌ‪‬ﻴﺮ ﺍﻟﻄ‪‬ﻴﺔ ﺍﻟﻤﺤﺪﻭﺩﺓ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-8237-3864‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 3,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪15.19%‬‬ ‫‪IRR‬‬

‫‪B‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.40%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪10:47:24 2024-05-21‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪40‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪31 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1010196220‬‬ ‫ﺷﺮﻛﻪ ﺍﻻﻋﻤﺎﻝ ﺍﻟﺘﻄﻮﻳ‪‬ﻪ ﺍﻟﻤﺤﺪﻭﺩﻩ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-6220-4454‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 10,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪12.89%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 6‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪12.54%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪10:24:54 2023-11-01‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪41‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪32 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1131054960‬‬ ‫ﺷﺮﻛﺔ ﻋﺒﺪﺍﻟﻤﺠﻴﺪ ﺻﺎﻟﺢ ﺍﻟﺨﻀﺮ ﻟﻠﺴﻴﺎ‪‬ﺍﺕ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-4960-3440‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 15,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.59%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 5‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.02%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪15:27:25 2023-11-27‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪42‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪33 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪2051033343‬‬ ‫ﺷﺮﻛﺔ ﺇﻳ‪‬ﺍﻡ ﺍﻟﻤﺤﺪﻭﺩﺓ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-3343-6907‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 30,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪13.38%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 6‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪12.92%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪11:22:38 2023-10-31‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪43‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪34 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪2051033343‬‬ ‫ﺷﺮﻛﺔ ﺇﻳ‪‬ﺍﻡ ﺍﻟﻤﺤﺪﻭﺩﺓ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-3343-2747‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 15,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.54%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 6‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.08%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪11:42:40 2024-05-21‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪44‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪35 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪4650038901‬‬ ‫ﺷﺮﻛﺔ ﺍﻟﺼﻨﺎﻋﺎﺕ ﺍﻻﻋﻼﻧﻴﻪ ﺍﻟﻤﺘﻜﺎﻣﻠﻪ ﺍﻟﻤﺤﺪﻭﺩﻩ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-8901-5741‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 50,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪16.39%‬‬ ‫‪IRR‬‬

‫‪B‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 6‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪15.72%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪09:00:10 2023-11-14‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪45‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪36 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫ﺷﺮﻛﺔ ﻣﺠﻤﻮﻋﺔ ﻣﺤﻤﺪ ﻣﻨﺼﻮﺭ ﺍﻟﺒﺴﺎﻣﻲ ﻟﻠﺘﺠﺎﺭﺓ ﻭﺍﻟﻤﻘﺎﻭﻻﺕ‬

‫‪4030151328‬‬
‫ﺍﻟﻤﺤﺪﻭﺩﺓ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-1328-4373‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 14,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪13.93%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪13.26%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪14:31:06 2024-01-21‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪46‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪37 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1010374284‬‬ ‫ﺷﺮﻛﺔ ﻟﺪﺍﺋﻦ ﺍﻟ‪‬ﺎﺽ ﻟﻠﺒﻼﺳﺘﻴﻚ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-4284-7953‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 15,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪11.61%‬‬ ‫‪IRR‬‬

‫‪A‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 7‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪11.35%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪10:37:09 2023-10-23‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪47‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪38 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1010464175‬‬ ‫ﺷﺮﻛﺔ ﺟﻨﻰ ﺍﻟﻄ‪‬ﻴﺔ ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﺳﻌﻮﺩﻳﺔ ﻣﻘﻔﻠﺔ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-4175-5694‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 35,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪15.13%‬‬ ‫‪IRR‬‬

‫‪B‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 6‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.56%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪10:22:36 2023-11-28‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪48‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪39 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1010319524‬‬ ‫ﺷﺮﻛﺔ ﺭﻣﻮﺯ ﺍﻟﺘﻘﻨﻴﺎﺕ ﻟﻸﻣﻦ ﺍﻟﺴ‪‬ﺒ‪‬ﺍﻧﻲ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-9524-6497‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 20,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.57%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 6‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.04%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪15:56:35 2023-11-27‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪49‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪40 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1010240851‬‬ ‫ﺷﺮﻛﺔ ﺍﻟﻨﻬﺎ‪‬ﺔ ﻟﻠﺘﺠﺎﺭﺓ ﻭﺍﻟﻤﻘﺎﻭﻻﺕ ﺷﺮﻛﺔ ﺷﺨﺺ ﻭﺍﺣﺪ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-0851-5476‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪15.22%‬‬ ‫‪IRR‬‬

‫‪B‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.43%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪16:52:55 2024-02-04‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪50‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪41 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪4030438756‬‬ ‫ﺷﺮﻛﺔ ﺍﻟﻤﺸﻮﺭﺓ ﺍﻟﺼﺎﻓﻴﺔ ﺍﻟﺘﺠﺎ‪‬ﺔ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-8756-6600‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 21,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪13.41%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 5‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪12.91%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪08:31:00 2024-01-22‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪51‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪42 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪4030438756‬‬ ‫ﺷﺮﻛﺔ ﺍﻟﻤﺸﻮﺭﺓ ﺍﻟﺼﺎﻓﻴﺔ ﺍﻟﺘﺠﺎ‪‬ﺔ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-8756-5475‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪13.28%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 6‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪12.90%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪16:13:44 2024-04-17‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
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‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪43 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫ﺷﺮﻛﺔ ﻫﺎﻱ ﻻﻳﺖ ﺍﻟﺴﻌﻮﺩﻳﺔ ﻟﺘﻨﻈﻴﻢ ﺍﻟﻔﻌﺎﻟﻴﺎﺕ ﻭﺍﻟﻤﻬﺮﺟﺎﻧﺎﺕ‬

‫‪1010355647‬‬
‫ﺍﻟﺴﻴﺎﺣﻴﺔ ﺷﺮﻛﺔ ﺷﺨﺺ ﻭﺍﺣﺪ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-5647-1433‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 1,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪15.19%‬‬ ‫‪IRR‬‬

‫‪B‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 6‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.58%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪12:32:22 2024-01-22‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
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‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪44 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪2051063983‬‬ ‫ﺷﺮﻛﺔ ‪‬ﻭﺍﺩ ‪‬ﻨﻔﻴﺬ ﺍﻟﻤﺸﺎ‪‬ﻊ ﻟﻠﻤﻘﺎﻭﻻﺕ ﺍﻟﻌﺎﻣﺔ ﺷﺮﻛﺔ ﺷﺨﺺ ﻭﺍﺣﺪ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-3983-3971‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 2,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪13.40%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 6‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪12.94%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪12:30:52 2024-01-22‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪54‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪45 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪2051034220‬‬ ‫ﺷﺮﻛﺔ ﺧﺪﻣﺎﺕ ﺍﻟﻔﺤﺺ ﺍﻟﻤﻄﻮﺭﻩ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-4220-2377‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 33,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪16.59%‬‬ ‫‪IRR‬‬

‫‪B‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 6‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪16.00%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪08:32:48 2024-01-22‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪55‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪46 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1010646022‬‬ ‫ﺷﺮﻛﺔ ﺣﻠﻮﻝ ﺍﻟﺬﻛﺎﺀ ﺍﻟﺠﺪﻳﺪ ﻟﻠﻤﻘﺎﻭﻻﺕ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-6022-4368‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 13,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪16.50%‬‬ ‫‪IRR‬‬

‫‪B‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 6‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪15.82%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪15:01:08 2024-02-04‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪56‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪47 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫ﺷﺮﻛﺔ ﻏﺎﻟﻲ ﺍﻟﺤﺠﺎﺯ ﻟﺨﺪﻣﺎﺕ ﺍﻟﻤﻌﺘﻤ‪‬ﻦ ﺷﺮﻛﺔ ﺫﺍﺕ ﺍﻟﻤﺴﺆﻭﻟﻴﺔ‬

‫‪4031101716‬‬
‫ﺍﻟﻤﺤﺪﻭﺩﺓ ﻣﻦ ﺷﺨﺺ ﻭﺍﺣﺪ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-1716-4977‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 36,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪15.76%‬‬ ‫‪IRR‬‬

‫‪B‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 3‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.96%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪14:32:12 2024-05-15‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪57‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪48 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪4030276141‬‬ ‫ﺷﺮﻛﺔ ﺍﻷﺳﺎﻟﻴﺐ ﺍﻟﻤﺸﺘﺮﻛﺔ ﻟﺘﻘﻨﻴﺔ ﺍﻟﻤﻌﻠﻮﻣﺎﺕ ﺷﺮﻛﺔ ﺷﺨﺺ ﻭﺍﺣﺪ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-6141-3325‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 1,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪15.23%‬‬ ‫‪IRR‬‬

‫‪B‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.55%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪14:01:42 2024-04-17‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪58‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪49 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪4030276141‬‬ ‫ﺷﺮﻛﺔ ﺍﻷﺳﺎﻟﻴﺐ ﺍﻟﻤﺸﺘﺮﻛﺔ ﻟﺘﻘﻨﻴﺔ ﺍﻟﻤﻌﻠﻮﻣﺎﺕ ﺷﺮﻛﺔ ﺷﺨﺺ ﻭﺍﺣﺪ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-6141-4155‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 1,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪15.08%‬‬ ‫‪IRR‬‬

‫‪B‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 5‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.54%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪13:33:19 2024-04-17‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪59‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪50 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪5950032002‬‬ ‫ﺷﺮﻛﺔﻣﺠﻤﻮﻋﺔﺍﻟﻘﺎﺿﻲ ﺍﻟﻌﺎﻟﻤﻴﺔ ﻟﻼﺳ‪‬ﺜﻤﺎﺭ ﻭﺍﻟﺘﻄﻮ‪‬ﺮ ﺍﻟﻤﺤﺪﻭﺩﺓ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-2002-2918‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 1,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪16.33%‬‬ ‫‪IRR‬‬

‫‪B‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪15.30%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪13:35:12 2024-04-17‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪60‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪51 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪2051051503‬‬ ‫ﺷﺮﻛﺔ ﺇﻳ‪‬ﺍﻡ ﻟﻠﻤﺸﺎ‪‬ﻊ ﺍﻟﻤﺘﺨﺼﺼﺔ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-1503-5728‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 2,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪15.61%‬‬ ‫‪IRR‬‬

‫‪B‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.67%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪17:44:10 2024-04-25‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪61‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪52 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪4030120802‬‬ ‫ﺷﺮﻛﺔ ﻣﺤﻤﺪ ﺧﻔﻴﺮ ﺍﻝ ﻣﺴﻌﺪ ﺍﻟﻘﺮﻧﻲ ﻭﺷﺮﻛﺎﻩ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-0802-5856‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 5,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪15.01%‬‬ ‫‪IRR‬‬

‫‪B‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.49%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪12:21:24 2024-05-15‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
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‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪53 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1010472249‬‬ ‫ﺷﺮﻛﺔ ﻭﻫﺞ ﺍﻟﻄ‪‬ﻴﺔ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-2249-3868‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪16.35%‬‬ ‫‪IRR‬‬

‫‪B‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 5‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪15.72%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪08:42:06 2024-04-17‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪63‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪54 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1010471734‬‬ ‫ﺷﺮﻛﺔ ﺍﻷﺻﻮﻝ ﺍﻟﺘﺪ‪‬ﻴﺔ ﻟﺘﻘﻨﻴﺔ ﺍﻟﻤﻌﻠﻮﻣﺎﺕ ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-1734-7551‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 1,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.86%‬‬ ‫‪IRR‬‬

‫‪B‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 5‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.35%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪11:01:57 2024-04-17‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪64‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪55 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1010240159‬‬ ‫ﺷﺮﻛﻪ ﺍﻟﺤﻠﻮﻝ ﺍﻟﺴﻌﻮﺩﻳﻪ ﺍﻟﺬﻛﻴﻪ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-0159-4943‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 1,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪15.02%‬‬ ‫‪IRR‬‬

‫‪B‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 4‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.49%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪15:40:21 2024-05-21‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪65‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪56 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪4030447705‬‬ ‫ﺷﺮﻛﺔ ﺍ‪‬ﻤﺎﻡ ﺍﻟﻌﺮ‪‬ﻴﺔ ﻟﻠﺘﻄﻮ‪‬ﺮ ﺍﻟﻌﻘﺎﺭﻱ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-7705-7106‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 31,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪13.91%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 5‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪13.46%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪15:06:50 2024-04-30‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪66‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪57 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪1010927742‬‬ ‫ﺷﺮﻛﺔ ﻫﺎﻣﺔ ﺍﻟﺘﺼﻤﻴﻢ ﻟﺘﻘﻨﻴﺔ ﺍﻟﻤﻌﻠﻮﻣﺎﺕ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-7742-7818‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 8,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪16.41%‬‬ ‫‪IRR‬‬

‫‪B‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 6‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪15.84%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪12:11:49 2024-04-25‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
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‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪58 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪4030304873‬‬ ‫ﺷﺮﻛﺔ ﺻﺎﻧﻌﻲ ﺍﻟﺨﻴﺎﻝ ﻟﻠﺪﻋﺎﻳﺔ ﻭﺍﻻﻋﻼﻥ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-4873-5037‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 16,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.56%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 6‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪14.10%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪14:42:16 2024-05-01‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪68‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬
 ‫‪21/05/2024‬‬
‫ﺭﻗﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪0000001005688104‬‬

‫ﺍﻟﻤﻠﺤﻖ ‪59 -‬‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻔﻴﺪ‬

‫ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬ ‫ﻃﺎﻟﺐ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪4030141919‬‬ ‫ﺷﺮﻛﺔ ﻣﻨﺎ‪‬ﺍﺕ ﺍﻟﻤﺘﻜﺎﻣﻠﺔ ﻟﻠﻤﻘﺎﻭﻻﺕ ﺍﻟﻤﺤﺪﻭﺩﻩ‬

‫ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻔﺮﺻﺔ‬

‫‪OID-1919-5856‬‬
‫ﺭﻗﻢ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 20,000.00‬ﺭ‪.‬ﺱ‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪13.22%‬‬ ‫‪IRR‬‬

‫‪BB‬‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻔﺮﺻﺔ‬

‫‪ 8‬ﺃﺷﻬﺮ‬ ‫ﻣﺪﺓ ﺍﻟﺘﻤﻮ‪‬ﻞ‬

‫‪13.04%‬‬ ‫ﻣﻌﺪﻝ ﺍﻟﻤ‪‬ﺍﺑﺤﺔ ﺍﻟﺴﻨﻮﻱ‬

‫‪11:45:43 2024-03-12‬‬ ‫ﺗﺎ‪‬ﺦ ﺍﻟﻌﻤﻠﻴﺔ‬

‫ﺷﺮﻛﺔ ﻣﻨﺎﻓﻊ ﻟﻠﺘﻤﻮ‪‬ﻞ ﺍﻟﺠﻤﺎﻋﻲ ﺑﺎﻟﺪ‪‬ﻦ ‪-‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﻣﻘﻔﻠﺔ‪ -‬ﺑ‪‬ﺃﺱ ﻣﺎﻝ )‪ (40,000,000‬ﺃﺭﺑﻌﻴﻦ ﻣﻠﻴﻮﻥ ‪‬ﺎﻝ ﺳﻌﻮﺩﻱ ﺭﻗﻢ ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ‬
‫ﺭﻗﻢ )‪ (1010678388‬ﻭﺍﻟﺮﻗﻢ ﺍﻟﻤﻮﺣﺪ ﻟﻠﻤﻨﺸﺄﺓ )‪ (7018070537‬ﻭﺗﺎ‪‬ﺦ ‪20/05/1442‬ﻫـ ﻭﻣﺼﺪﺭﻩ ﻣﺪﻳﻨﺔ ﺍﻟ‪‬ﺎﺽ ﺹ‪.‬ﺏ )‪8373 – (13521‬‬
‫ﺣﻲ ﺍﻟﻤﻠﻘﺎ ﻃ‪‬ﻖ ﺃﻧﺲ ﺑﻦ ﻣﺎﻟﻚ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺮﻗﻢ ﺗﺮﺧﻴﺺ ) ‪/64‬ﺃ ﺵ‪ (202211 /‬ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻭﺇﺷ‪‬ﺍﻑ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
‫‪69‬‬
‫‪8001240460‬‬ ‫‪Manafa Crowdlending – saudi closed joint stock company - CR (1010678388), capital (40,000,000) SAR - 5458 almalqa‬‬

‫‪district 7573 - 13525 anas bin malek street Riyadh kingdom Saudi Arabia‬‬