ATTY ALFREDO J.

CARMELO LAW OFFICES

LEGAL CONSULTANT, NOTARY PUBLIC

Main Office: Branch Office:

One Eleven Hotel Sol’s Inn Bldg., Purok 3
Abarca Street, Mangagoy Barangay 5
Bislig City, Surigao del Sur San Francisco, Agusan Sur
Mobile: 09107574269 Mobile: 09764144474

CYNTHIA D. BAUTISTA
PUROK 5, BARANGAY KARAOS
SAN FRANCISCO, AGUSAN DEL SUR

DEMAND LETTER
Sir/Madam:

Our client, FUNDS YOU COOPERATIVE, has referred to us your long overdue account for
necessary legal action.

It appears from the records that the due date of your account was today. Since then your account
has been placed under matured account status incurring past due interests, penalties and other charges. As
of this date, your total outstanding liabilities are stated below, to wit:

a. Principal 14, 000

b. Interest @ 5 % 700 X 3 = ( 2,100 )
c. Penalty @ 1 % 420
d. Atty’s Fee @ 10% 1, 400

TOTAL 17, 920

For humanitarian consideration we will be giving you 10 days from receipt hereof to settle your
account, otherwise we will be constrained to file the necessary complaint in court with attendant claim for
attorney’s fees, damages and costs of litigation which will be on top of the above-itemized fees, penalties
and charges. Hoping that you settle this promptly to avoid expensive, lengthy and protracted court
litigation. Please feel free to visit our office or our client before the lapse of the grace period for possible
compromise.

Very truly yours;

ATTY. ALFREDO J. CARMELO

Legal Counsel for FYC

ATTY ALFREDO J. CARMELO LAW OFFICES

LEGAL CONSULTANT, NOTARY PUBLIC

Main Office: Branch Office:

One Eleven Hotel Sol’s Inn Bldg., Purok 3
Abarca Street, Mangagoy Barangay 5
Bislig City, Surigao del Sur San Francisco, Agusan Sur
Mobile: 09107574269 Mobile: 09764144474

ZARI DAWN A. BAŇAS

PUROK 5, BARANGAY 3
SAN FRANCISCO, AGUSAN DEL SUR

DEMAND LETTER
Sir/Madam:

Our client, FUNDS YOU COOPERATIVE, has referred to us your long overdue account for
necessary legal action.

It appears from the records that the due date of your account was today. Since then your account
has been placed under matured account status incurring past due interests, penalties and other charges. As
of this date, your total outstanding liabilities are stated below, to wit:

a. Principal 40 , 000
b. Interest @ 5 % 8,000 ( 2000 x4 )
c. Penalty @ 1 % 1,900
d. Atty’s Fee @ 10% 4,000

TOTAL 53, 900

For humanitarian consideration we will be giving you 10 days from receipt hereof to settle your
account, otherwise we will be constrained to file the necessary complaint in court with attendant claim for
attorney’s fees, damages and costs of litigation which will be on top of the above-itemized fees, penalties
and charges. Hoping that you settle this promptly to avoid expensive, lengthy and protracted court
litigation. Please feel free to visit our office or our client before the lapse of the grace period for possible
compromise.

Very truly yours;

ATTY. ALFREDO J. CARMELO

Legal Counsel for FYC

ATTY ALFREDO J. CARMELO LAW OFFICES

LEGAL CONSULTANT, NOTARY PUBLIC

Main Office: Branch Office:

One Eleven Hotel Sol’s Inn Bldg., Purok 3
Abarca Street, Mangagoy Barangay 5
Bislig City, Surigao del Sur San Francisco, Agusan Sur
Mobile: 09107574269 Mobile: 09764144474
JANET JURADO CABO
PUROK 6, BARANGAY 5
SAN FRANCISCO, AGUSAN DEL SUR

DEMAND LETTER
Sir/Madam:

Our client, FUNDS YOU COOPERATIVE, has referred to us your long overdue account for
necessary legal action.

It appears from the records that the due date of your account was today. Since then your account
has been placed under matured account status incurring past due interests, penalties and other charges. As
of this date, your total outstanding liabilities are stated below, to wit:

a. Principal 80, 000

b. Interest @ 5 % 4000 X 2 = 8000
c. Penalty @ 1 % 1,700
d. Atty’s Fee @ 5 % 4,000

TOTAL 93, 700

For humanitarian consideration we will be giving you 10 days from receipt hereof to settle your
account, otherwise we will be constrained to file the necessary complaint in court with attendant claim for
attorney’s fees, damages and costs of litigation which will be on top of the above-itemized fees, penalties
and charges. Hoping that you settle this promptly to avoid expensive, lengthy and protracted court
litigation. Please feel free to visit our office or our client before the lapse of the grace period for possible
compromise.

Very truly yours;

ATTY. ALFREDO J. CARMELO

Legal Counsel for FYC

ATTY ALFREDO J. CARMELO LAW OFFICES

LEGAL CONSULTANT, NOTARY PUBLIC

Main Office: Branch Office:

One Eleven Hotel Sol’s Inn Bldg., Purok 3
Abarca Street, Mangagoy Barangay 5
Bislig City, Surigao del Sur San Francisco, Agusan Sur
Mobile: 09107574269 Mobile: 09764144474

LOREFE R. CONCHA
SAN FRANCISCO, AGUSAN DEL SUR

DEMAND LETTER
Sir/Madam:

Our client, FUNDS YOU COOPERATIVE, has referred to us your long overdue account for
necessary legal action.

It appears from the records that the due date of your account was today. Since then your account
has been placed under matured account status incurring past due interests, penalties and other charges. As
of this date, your total outstanding liabilities are stated below, to wit:

e. Principal 88, 000

f. Interest @ 5 % 4400 X 3 = 13,200
g. Penalty @ 1 % 5,280
h. Atty’s Fee @ 5 % 4,400

TOTAL 110,888

For humanitarian consideration we will be giving you 10 days from receipt hereof to settle your
account, otherwise we will be constrained to file the necessary complaint in court with attendant claim for
attorney’s fees, damages and costs of litigation which will be on top of the above-itemized fees, penalties
and charges. Hoping that you settle this promptly to avoid expensive, lengthy and protracted court
litigation. Please feel free to visit our office or our client before the lapse of the grace period for possible
compromise.

Very truly yours;

ATTY. ALFREDO J. CARMELO

Legal Counsel for FYC

ATTY ALFREDO J. CARMELO LAW OFFICES

LEGAL CONSULTANT, NOTARY PUBLIC

Main Office: Branch Office:

One Eleven Hotel Sol’s Inn Bldg., Purok 3
Abarca Street, Mangagoy Barangay 5
Bislig City, Surigao del Sur San Francisco, Agusan Sur
Mobile: 09107574269 Mobile: 09764144474

JONALY B. MIOLATA
SAN FRANCISCO CENTRAL ELEMENTARY SCHOOL
SAN FRANCISCO, AGUSAN DEL SUR

DEMAND LETTER
Sir/Madam:

Our client, FUNDS YOU COOPERATIVE, has referred to us your long overdue account for
necessary legal action.
 It appears from the records that the due date of your account was today. Since then your account
has been placed under matured account status incurring past due interests, penalties and other charges. As
of this date, your total outstanding liabilities are stated below, to wit:

i. Principal 55, 000

j. Interest @ 5 % 2750 X 3= 8250
k. Penalty @ 1 % 1650
l. Atty’s Fee @ 5 % 2750

TOTAL 67, 650

For humanitarian consideration we will be giving you 10 days from receipt hereof to settle your
account, otherwise we will be constrained to file the necessary complaint in court with attendant claim for
attorney’s fees, damages and costs of litigation which will be on top of the above-itemized fees, penalties
and charges. Hoping that you settle this promptly to avoid expensive, lengthy and protracted court
litigation. Please feel free to visit our office or our client before the lapse of the grace period for possible
compromise.

Very truly yours;

ATTY. ALFREDO J. CARMELO

Legal Counsel

ATTY ALFREDO J. CARMELO LAW OFFICES

LEGAL CONSULTANT, NOTARY PUBLIC

Main Office: Branch Office:

One Eleven Hotel Sol’s Inn Bldg., Purok 3
Abarca Street, Mangagoy Barangay 5
Bislig City, Surigao del Sur San Francisco, Agusan Sur
Mobile: 09107574269 Mobile: 09764144474

JOAN PARANE BIBAL

SAN FRANCISCO CENTRAL ELEMENTARY SCHOOL
SAN FRANCISCO, AGUSAN DEL SUR

DEMAND LETTER
Sir/Madam:

Our client, FUNDS YOU COOPERATIVE, has referred to us your long overdue account for
necessary legal action.

It appears from the records that the due date of your account was today. Since then your account
has been placed under matured account status incurring past due interests, penalties and other charges. As
of this date, your total outstanding liabilities are stated below, to wit:

a. Principal 80, 000

b. Interest @ 5 % 4000 X 3= 12,000
 c. Penalty @ 1 % 1,200
d. Atty’s Fee @ 5 % 4,000

TOTAL 97,200

For humanitarian consideration we will be giving you 10 days from receipt hereof to settle your
account, otherwise we will be constrained to file the necessary complaint in court with attendant claim for
attorney’s fees, damages and costs of litigation which will be on top of the above-itemized fees, penalties
and charges. Hoping that you settle this promptly to avoid expensive, lengthy and protracted court
litigation. Please feel free to visit our office or our client before the lapse of the grace period for possible
compromise.

Very truly yours;

ATTY. ALFREDO J. CARMELO

Legal Counsel

ATTY ALFREDO J. CARMELO LAW OFFICES

LEGAL CONSULTANT, NOTARY PUBLIC

Main Office: Branch Office:

One Eleven Hotel Sol’s Inn Bldg., Purok 3
Abarca Street, Mangagoy Barangay 5
Bislig City, Surigao del Sur San Francisco, Agusan Sur
Mobile: 09107574269 Mobile: 09764144474

ANTHARA MAE MAHINAY JURADO

PUROK 6, BARANGAY 5
SAN FRANCISCO, AGUSAN DEL SUR

DEMAND LETTER
Sir/Madam:

Our client, FUNDS YOU COOPERATIVE, has referred to us your long overdue account for
necessary legal action.

It appears from the records that the due date of your account was today. Since then your account
has been placed under matured account status incurring past due interests, penalties and other charges. As
of this date, your total outstanding liabilities are stated below, to wit:

a. Principal 60, 000 t 10 ,000 ( Emergency )

b. Interest @ 5 % 3,000 X 3 = 9,000
c. Penalty @ 1 % 3,600
d. Atty’s Fee @ 5 % 3,000

TOTAL 85, 600

 For humanitarian consideration we will be giving you 10 days from receipt hereof to settle your
account, otherwise we will be constrained to file the necessary complaint in court with attendant claim for
attorney’s fees, damages and costs of litigation which will be on top of the above-itemized fees, penalties
and charges. Hoping that you settle this promptly to avoid expensive, lengthy and protracted court
litigation. Please feel free to visit our office or our client before the lapse of the grace period for possible
compromise.

Very truly yours;

ATTY. ALFREDO J. CARMELO

Legal Counsel for FYC

ATTY ALFREDO J. CARMELO LAW OFFICES

LEGAL CONSULTANT, NOTARY PUBLIC

Main Office: Branch Office:

One Eleven Hotel Sol’s Inn Bldg., Purok 3
Abarca Street, Mangagoy Barangay 5
Bislig City, Surigao del Sur San Francisco, Agusan Sur
Mobile: 09107574269 Mobile: 09764144474

JANET JURADO CABO

PUROK 6, BARANGAY 5
SAN FRANCISCO, AGUSAN DEL SUR

DEMAND LETTER
Sir/Madam:

Our client, FUNDS YOU COOPERATIVE, has referred to us your long overdue account for
necessary legal action.

It appears from the records that the due date of your account was today. Since then your account
has been placed under matured account status incurring past due interests, penalties and other charges. As
of this date, your total outstanding liabilities are stated below, to wit:

e. Principal 80, 000

f. Interest @ 5 % 4000 X 2 = 8000
g. Penalty @ 1 % 1,700
h. Atty’s Fee @ 5 % 4,000

TOTAL 93, 700

For humanitarian consideration we will be giving you 10 days from receipt hereof to settle your
account, otherwise we will be constrained to file the necessary complaint in court with attendant claim for
attorney’s fees, damages and costs of litigation which will be on top of the above-itemized fees, penalties
and charges. Hoping that you settle this promptly to avoid expensive, lengthy and protracted court
litigation. Please feel free to visit our office or our client before the lapse of the grace period for possible
compromise.

Very truly yours;

ATTY. ALFREDO J. CARMELO

Legal Counsel for FYC

ALFREDO J. CARMELO LAW OFFICES

LEGAL CONSULTANT, NOTARY PUBLIC

Main Office: Branch Office:

One Eleven Hotel Sol’s Inn Bldg., Purok 3
Abarca Street, Mangagoy Barangay 5
Bislig City, Surigao del Sur San Francisco, Agusan Sur
Mobile: 09107574269 Mobile: 09764144474

JOHCEL B. VERSOZA
BARANGAY STA. ANA
SAN FRANCISCO, AGUSAN DEL SUR

DEMAND LETTER
Sir/Madam:

Our client, FUNDS YOU COOPERATIVE, has referred to us your long overdue account for
necessary legal action.

It appears from the records that the due date of your account was today. Since then your account
has been placed under matured account status incurring past due interests, penalties and other charges. As
of this date, your total outstanding liabilities are stated below, to wit:

a. Principal 80, 000

b. Interest @ 5 % 4000 X 3= 12,000
c. Penalty @ 1 % 1,200
d. Atty’s Fee @ 5 % 4,000

TOTAL 97,200

For humanitarian consideration we will be giving you 10 days from receipt hereof to settle your
account, otherwise we will be constrained to file the necessary complaint in court with attendant claim for
attorney’s fees, damages and costs of litigation which will be on top of the above-itemized fees, penalties
and charges. Hoping that you settle this promptly to avoid expensive, lengthy and protracted court
litigation. Please feel free to visit our office or our client before the lapse of the grace period for possible
compromise.

Very truly yours;

ATTY. ALFREDO J. CARMELO

Legal Counsel