Meanings of Tell and Say

The meanings of these two verbs, tell and say, are similar. The main
meaning of tell is to "say or write something to someone." The main
meaning of say is to "use your voice to express something in words."
However, there are some clear and easy rules to follow about when to
use these two words, as shown below.

Usage rules for Tell and Say

Tell is used only to instruct or inform, and when the receiver of the
information is included as an object of the verb. Do not use for quotes.

 Has she told you the good news, yet?

 Please tell us your name and occupation.

 The police officer told him to stop. [NOT The police officer told
him, "Stop."]
 Can you tell me what happened?

Say is used for exact quotes, and when the receiver isn’t mentioned in
the sentence:

 “Good morning,” said the woman behind the counter.

 I just stopped by to say hello.
 I said three words before he interrupted me again.

Say is also used to express opinions:

 I wouldn't say that he's a great guitarist [=I don't think he's a great
guitarist].
 They say that you should drink eight glasses of water a day.