 3Provide Financial Security to Your Family : In case of

temporary disability, the plan will offer payout, and in case

of permanent disability, the plan will offer a lump sum
payment as the policy underwriting and the nature of your
injuries.

 4Safeguarding your child’s future : An accident that results

in your disability or untimely demise could upset your
child’s future. This is where accident insurance can step in
and save the day. Personal Accident Insurance plan offer
coverage for the dependent children’s education cost.

Some Amazing Features of IFFCO Tokio Personal Accident

Insurance

Get affordable & comprehensive coverage against life’s uncertain

moments with Personal accident insurance from IFFCO Tokio. Our
Personal Accident Insurance
plans cover ambulance charges, hospital expenses, the loss of an
income, and even your child’s education cost. All-in-all, with a
Personal accident insurance safeguards you against the financial pain personal accident insurance from IFFCO Tokio, you can be sure of a
of an accident. Personal Accident insurance is a fixed benefit plan safer future for yourself and your family.
that provides financial protection to policyholders in case of death,
permanent or temporary disability caused due to an accident. In case
Let’s explore what’s great about a Personal,Accident Insurance by
of any of these unfortunate events, the plan will provide a lump sum
IFFCO Tokio –
payout, as specified under the policy terms and conditions.

Fixed Benefit Plan

 Covers Accidental Death
You will get a fixed benefit in case of any accident.
 Covers Disabilities
 Affordable Protection Worldwide Coverage
 Instant Policy Issuance Our Personal Accident policy provide worldwide coverage.

No Medical Tests
Why Do I Need Personal Accident Insurance?
No medical test required to buy IFFCO Tokio Personal Accident
Insurance.
Health insurance, life insurance – these are all vital components of
your insurance portfolio. However, if you want complete protection
from unforeseen events, then you should consider getting a personal Wide Coverage
accident insurance policy as well. These plans fill an important gap in Personal Accident insurance offers wide scope of coverages.
your coverage needs. They ensure you are covered for the big
tumbles in life, as well as the minor hiccups too. Let’s look at some Simple Claim Process
reasons why you should get yourself a personal accident insurance You can register a claim in simple steps.
policy.
Customizable plans
 1Provide Extra Financial Safety : Accidents can happen at You can customize the sum insured as per your requirements.
any time and to anyone! More often than not, such
mishaps bring a string of unwanted expenses. Personal
Trusted company
Accident Insurance provide an extra financial safety net for
such unwanted expenses. For more than 22 Years we have been servicing our customers with a
wide range of policies.
 2Makes up for the loss of income : That’s right, in case an
accident results in total disability, your personal accident
insurance policy will offer payout to help you cover your
loss of income. This will help you sail through a challenging
time with ease.
 Lifelong Renewability
You can renew your policy lifelong with us if renewed timely.

Inclusions : Coverage offered by our Personal Accident Insurance Plans

Our personal accident insurance policy offers a wide range of coverages, which are-

 1Accidental Death : If the insured meets a premature death because of an accident, their dependants or
nominees are paid death benefits, so they are covered against financial insecurity.

 2Permanent Total/Partial Disability : If the insured is rendered Total/Partial disabled in a permanent way (e.g.
loss of eyesight, hearing, speech, limbs etc) they will be entitled to avail benefits payout, as mentioned in the
guidelines of their policy.

 3Temporary Total Disability : Insured individual would also be eligible for benefit payout if insured is completely
disabled even on a temporary basis because of an accident.

 4Ambulance charges : Charges for ambulance is included if insured person needs transportation to hospital via
an ambulance following the accident.

 5Loss of Income : Coverage for loss of income of the insured individual is also included if the accident leads to
loss of employment.

 6Education Fund : Personal Accident Insurance policy also provides coverage for education of your dependent
children if the accident leads to death or permanent total disablement of insured individual.

Exclusions : What’s Not Covered By Our Personal Accident Insurance?

Personal accident insurance policy will not provide coverage for the following-

 Intentional injury or involvement in criminal activities

 Injuries caused under the influence of drugs or alcohol

 Accidental injury was caused by war, or terrorism

 Injuries that arise because of participation in any adventure sports or past illness