Answer: Based on the requirements you've outlined for developing a secure and scalable online banking

platform, I recommend using Java as the primary programming language and the Spring framework as
the technology stack. Here's why: Security and Compliance. Java is known for its robust security
features, making it a suitable choice for banking applications that handle sensitive financial data. Java's
built-in security mechanisms, such as the Java Cryptography Architecture (JCA) and the Java Secure
Socket Extension (JSSE), provide strong encryption and secure communication protocols. These features
help ensure compliance with regulations like GDPR and PCI DSS. The Spring framework, particularly
Spring Security, offers comprehensive security features tailored for enterprise applications. It provides
protection against common web application vulnerabilities, such as cross-site scripting (XSS), cross-site
request forgery (CSRF), and session fixation. Spring Security also supports various authentication and
authorization mechanisms, making it easier to implement secure access control for the online banking
platform. Performance and Scalability. Java is known for its performance, especially when it comes to
server-side applications. The Java Virtual Machine (JVM) optimizes code execution, ensuring efficient
resource utilization and high throughput. Java's strong typing and static code analysis also help catch
errors early in the development process, reducing runtime issues. Spring's modular architecture and
dependency injection features make it easy to scale applications horizontally and vertically. The
framework's support for asynchronous programming and reactive programming patterns can help
optimize performance and handle high traffic loads efficiently. Integration and Compatibility Java is
widely used in the banking industry and has extensive support for integrating with various banking
systems and legacy applications. Many core banking systems and financial services APIs are built using
Java, making it easier to integrate the online banking platform with existing infrastructure. Spring's
flexibility and extensive ecosystem of libraries and tools facilitate seamless integration with various
databases, message queues, and third-party services. The framework's support for microservices
architecture and containerization (e.g., Spring Boot and Spring Cloud) can simplify deployment and
scaling of the online banking platform. Ease of Development and Maintenance Java is a mature language
with a large and active developer community. It has a well-established ecosystem of libraries,
frameworks, and tools that can accelerate development and reduce time-to-market. Java's strong typing
and IDE support (e.g., IntelliJ IDEA, Eclipse) help catch errors early and improve code quality. Spring's
convention-over-configuration approach and extensive documentation make it easier for developers to
get started and build applications quickly. The framework's modular design and support for dependency
injection promote code reuse, testability, and maintainability. In conclusion, Java and the Spring
framework are well-suited for developing a secure and scalable online banking platform. They offer
robust security features, high performance, seamless integration capabilities, and a developer-friendly
ecosystem that can help ensure the success of your project while meeting regulatory requirements.