Health Riders

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IN A NUTSHELL: Rider Options: Policy Tenure:

Family Floater & Individual Policy options available. Policy Tenure of Rider will be as per the
Individual Policy (Amount in INR) Base Policy with which it is opted
Dental wellness Investigations cover
Consultation, investigation & procedures Pathology & Radiology Expenses Coverages:

Section 1

Doctor Consultation
Diet & Nutrition Cover Tele Consultation Cover:
Consultations Doctor consultation benefits If the Insured member is suffering from any illness
Get expert advice on good nutrition and diet available for various options
or injury he / she can consult Medical Practitioner/
Physician/Doctor listed on the Digital platform of
concerned service provider’s application via video,
Preventive Physical Fitness audio, or chat channel.
Health Check-up Coverage
(45+ Test Parameters Section 2
at Network Centres)
Avail fitness facilities in network
Gymnasiums Doctor Consultation Cover (In Clinic):

Family Floater (Amount in INR) If the Insured/Insured member/s is suffering from


any illness or injury he / she can consult Medical
24x7 Unlimited Emotional Practitioner/ Physician/Doctor in person from
Tele-Consultation Wellness Cover prescribed network centers or the Insured/Insured
Consultation through video, audio, member/s can consult Medical Practitioner/
or chat channel Consult an emotional health
Physician/Doctor outside prescribed network
coach/psychologist
centers up to the limit as specified under this Rider.
*Read with Base Policy Schedule

Section 3
90,000+ Doctors
Affordable Premium Doctor-Prescribed Investigations Cover –
`
(35+ Specialisations for Tele-Consultation)
Pathology & Radiology
Premium start from Rs. 117 only*
Expenses:
*Premium for Individual Option 1
If the Insured/Insured member/s is suffering from
any illness or injury he / she can avail the service for
Rider for both Individual & investigations for pathology or radiology from
Age Eligibility:
AGE

Family Floater Basis* Premium Exclusive of GST


Note-HPR Premium cannot exceed 33% of the Base Policy premium
prescribed network centers or outside prescribed
The age eligibility under the Rider will be
*Based on the variant opted in your health plan network centers up the limit as specified under this
as per the Base Policy with which it is opted
Rider read with Base Policy Schedule.

UIN: Health Prime (Rider) UIN: BAJHLIA24087V022324 UIN: Health Prime (Rider) UIN: BAJHLIA24087V022324 UIN: Health Prime (Rider) UIN: BAJHLIA24087V022324 UIN: Health Prime (Rider) UIN: BAJHLIA24087V022324 UIN: Health Prime (Rider) UIN: BAJHLIA24087V022324 UIN: Health Prime (Rider) UIN: BAJHLIA24087V022324
Section 4 Section 7 Employee Discount: Waiting Period
Annual Preventive Health Check -up Cover:

1. The Insured/Insured member/s can avail the free


Preventive health checkup once in every Policy Year
Emotional Wellness
Discount
%
will be given on Published Premium in lieu of zero
commission to employees of Bajaj Allianz General
Insurance and Bajaj Group companies.
30 Days waiting period Reinventing Wellness
as per the list given below. • Consult an emotional health coach/psychologist is applicable on all covers
listed on the Digital platform
SILVER GOLD PLATINUM
Hemogram Hemogram Hemogram
• This is a cashless service with all new & improved
Liver function test Liver Function Test Liver Function Test
Urine routine Urine routine Urine routine Pre-existing Disease
Section 8
Diabetic Profile Diabetic Profile Diabetic Profile
Online / Direct Discount: waiting period will be
Lipid profile Lipid profile Lipid profile Physical Fitness coverage applicable as per the
Kidney Function Tests Complete Kidney Complete Kidney

Thyroid
Function Profile
Thyroid
Function Profile
Thyroid
• Avail fitness facilities in network Gymnasiums
• Total 365 sessions, One session per day allowed
For business written online
where no commission is paid 5 %
Discount will be given
base policy
BAJAJ ALLIANZ GENERAL INSURANCE CO. LTD.
Bone Health Bone Health Bone Health Note: This discount is not applicable for Employees who get employee discount
BAJAJ ALLIANZ HOUSE, AIRPORT ROAD, YERAWADA,
Vitamins Vitamins NOTE: The details in this document are indicative. Please refer to the PUNE - 411006. IRDAI REG NO.: 113.
Voluntary Co-payment Option - 20%
Iron Deficiency Profile Product Applicability Rider Policy Wordings for complete details
Cardiac Risk Markers
Offered with selected Bajaj Allianz General Insurance FOR ANY QUERY (TOLL FREE)
2. The health checkup can be availed on a cashless Health & PA policy 1800-209-0144 /1800-209-5858
basis in the prescribed list of hospitals or diagnostic
centers.
Discounts Available:
Base Product Code Base Product Name www.bajajallianz.com
Section 5 8450 Health Guard-Individual
Family Discount:
Dental wellness: Consultation, 8451 Health Guard- Floater bagichelp@bajajallianz.co.in
This is available if family members are covered
Investigation & Procedures under Individual Plans. 8435 Health Ensure-Individual
• Consultation with dentist 8436 Health Ensure - Floater
• Dental Fillings 8442 Health Infinity
• Dental X-ray investigation (IOPA) % %
2 Members Discount More than 2 Discount 8432 Extra Care Plus
• Procedures like Root Canal Treatment, Extractions, Delivering Contactless Claim Service with Caringly Yours App
Note: It is not applicable to Floater Plans
Crown restorations covered. 8416 Extra Care
Our Caringly Yours App helps you with the following facilities:
Section 6 Long Term Discount: 8453 Silver Health -Individual • Policy Renewals • Registering Claims • Policy Management
• Locate Network Hospital & Preferred Garages
8454 Silver Health -Floater
Diet & Nutrition Consultations
• Get expert advice on how to maintain a balance
2 3
Years 2
Years
4 %
Discount
3
Years
8
Discount
% 8407
8428
Critical Illness
Global Personal Guard
Download Now For more details on risk factors, Terms and Conditions, please read the sales
brochure before concluding a sale.
between good nutrition and diet
Note: This will not apply to polices where premium is paid in instalments
• Video/audio/chat consultation with renowned 8449 Criti-Care CIN: U66010PN2000PLC015329
Dieticians and Nutritionist listed on the Digital UIN: Health Prime (Rider) UIN: BAJHLIA24087V022324
8441 Star Package
platform
• This is a cashless service 8455 Global Health care
CIN: U66010PN2000PLC015329 | UIN: Health Prime (Rider) UIN: BAJHLIA24087V022324
BJAZ-B-0361/20-09-2023
UIN: Health Prime (Rider) UIN: BAJHLIA24087V022324 UIN: Health Prime (Rider) UIN: BAJHLIA24087V022324 UIN: Health Prime (Rider) UIN: BAJHLIA24087V022324 UIN: Health Prime (Rider) UIN: BAJHLIA24087V022324 UIN: Health Prime (Rider) UIN: BAJHLIA24087V022324 UIN: BAJHLIP21146V022021

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