14-01-2024

Quote No : c0t1oolnytr

Benefit Illustration for HDFC Life Guaranteed Wealth Plus

This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Guaranteed Wealth Plus
DETAILS
Name of the Prospect/Policyholder: deepu Proposal No: NA
Age: 25 Name of Product: HDFC Life Guaranteed Wealth Plus
A non-linked, non-participating individual life
Name of Life Assured: deepu Tag Line:
insurance Savings Plan.
Age: 25 Unique Identification No: 101N165V06
Policy Term: 12 Years GST Rate: 4.5%* for first year
2.25%* second year
Premium Paying Term: 6 Years
onwards
Amount of Instalment Premium
Rs.75000
(Without GST):
Mode: Annual
*0% if qualifies as zero-rated supply under GST law

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will
show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits
of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance."

Policy Details

Policy Option Lump Sum Variant Sum Assured Rs. 450000

Sum Assured on Death (at
1012500
inception of the policy) Rs.

Premium Summary
PP PP Total
Base Plan CI Rider IB Rider PP Rider (PAC) Rider Rider Instalment
(ADC) (CC) Premium

Instalment Premium without GST 75,000 0 0 0 0 0 75,000

Instalment Premium with First Year GST 78,375 0 0 0 0 0 78,375
Instalment Premium with GST 2nd Year Onwards 76,688 0 0 0 0 0 76,688

1/2
 (Amount in Rupees)
Policy Year Single/ Guaranteed Non Guaranteed
Annualized
Survival Benefits / Other benefits Maturity Benefit Death Benefit* Min Special Surrender Value
Premium
Loyalty Additions (if any) Guaranteed
Surrender
Value

1 75,000 0 0 0 10,12,500 0 0

2 75,000 0 0 0 10,12,500 45,000 1,00,998

3 75,000 0 0 0 10,12,500 78,750 1,64,680

4 75,000 0 0 0 10,12,500 1,50,000 2,38,615

5 75,000 0 0 0 10,12,500 1,87,500 3,24,128

6 75,000 0 0 0 10,12,500 2,25,000 4,22,685

7 0 0 0 0 10,12,500 2,25,000 4,59,443

8 0 0 0 0 10,12,500 2,70,000 4,99,340

9 0 0 0 0 10,12,500 3,15,000 5,42,795

10 0 0 0 0 10,12,500 3,60,000 5,90,085

11 0 0 0 0 10,12,500 4,05,000 6,41,491

12 0 0 0 6,97,500 10,12,500 0 0

Notes: Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax.
*The death benefit payable shall be the higher of Guaranteed Death benefit (illustrated above) and the surrender value applicable at the time of death.

I , have explained the premiums charges and benefits under the policy fully to the prospect / I deepu ,having received the information with respect to the above, have understood the above
policy holder. statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

2/2