30-05-2024

Quote No : c7v3mqmcyvv

Benefit Illustration for HDFC Life Click 2 Invest - ULIP

This illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Click 2 Invest - ULIP

DETAILS
Proposal No:
Name of the Prospect/Policyholder: DEEPAK S Name of Product: HDFC Life Click 2 Invest - ULIP
A Unit Linked Non Participating
Age: 26 years* Tag Line:
Life Insurance Plan.
Name of Life Assured: DEEPAK S Unique Identification No: 101L100V05
Age: 26 years* GST Rate: 18%*
55% Hybrid oriented
Sum Assured: Rs.500000 Investment Strategy opted for:
45% Equity oriented
Policy Term & Premium Payment Term: 5 year(s) & 5 year(s)
Amount of Instalment Premium: Rs.50000
Mode of payment of Premium: Annual
*0% if qualifies as zero-rated supply under GST law

Funds opted for along with their risk level:

Fund Risk Level Fund SFIN Fund Allocation (%)

Equity Plus Fund High ULIF05301/08/13EquityPlus101 0

Diversified Equity Fund High ULIF05501/08/13DivrEqtyFd101 0
Blue Chip Fund High ULIF03501/01/10BlueChipFd101 0
Opportunities Fund High ULIF03601/01/10OpprtntyFd101 0

Balanced Fund Medium ULIF03901/09/10BalancedFd101 55

Flexi Cap Fund Very High ULIF07114/07/23FlexiCapFd101 45
Bond Fund Low ULIF05601/08/13Bond Funds101 0
Discovery Fund High ULIF06618/01/18DiscvryFnd101 0

Equity Advantage Fund High ULIF06723/03/18EqtyAdvtFd101 0

Midcap Momentum Fund High ULIF07317/01/24MidCpMoIdx101 0
How to read and understand this benefit illustration?
This benefit illustration is intended to show what charges are deducted from your premiums and how the unit fund, net of charges, may grow over the years of the policy term if the
fund earns a gross return of 8% p.a. or 4% p.a. These rates, i.e., 8% and 4% are assumed only for the purpose of illustrating the flow of benefits if the returns are at this level. It
should not be interpreted that the returns under the plan are going to be either 8% p.a. or 4% p.a.
Net Yield mentioned corresponds to the gross investment return of 8% p.a., net of all charges but does not consider mortality, morbidity charges, underwriting extra, if any,
guarantee charges and cost of riders, if deducted by cancellation of units. It demonstrates the impact of charges exclusive of taxes on the net yield. Please note that the mortality
charges per thousand sum assured in general, increases with age.
The actual returns can vary depending on the performance of the chosen fund, charges towards mortality, morbidity, underwriting extra, cost of riders, etc. The investment risk in
this policy is borne by the policyholder, hence, for more details on terms and conditions please read sales literature carefully.
Part A of this statement presents a summary view of year-by-year charges deducted under the policy, fund value, surrender value and the death benefit, at two assumed rates of
return. Part B of this statement presents a detailed break-up of the charges, and other values.

Premium Summary

PP PP Total
Base Plan CI Rider IB Rider PP Rider (PAC) Rider Rider Instalment
(ADC) (CC) Premium
Instalment Premium without GST 50,000 0 0 0 0 0 50000

Instalment Premium with First Year GST 50,000 0 0 0 0 0 50000

Instalment Premium with GST 2nd Year Onwards 50,000 0 0 0 0 0 50000

PART A
At 4% Gross Investment Return At 8% Gross Investment Return

Annualized Commission
Policy year Mortality, Fund at Mortality, Fund at
Premium Other Surrender Death Other Surrender Death Payable to
Morbidity GST End of Morbidity GST End of
Charges* Value Benefit Charges* Value Benefit Intermediary
Charges Year Charges Year
(Rs)

(01) (02) (03) (04) (05) (06) (07) (08) (09) (10) (11) (12) (13) (14) (15)

1 50,000 447 680 203 50,644 50,644 5,00,000 446 694 205 52,603 52,603 5,00,000 1,000
2 50,000 400 1,374 319 1,02,538 1,02,538 5,00,000 396 1,430 329 1,08,576 1,08,576 5,00,000 1,000

3 50,000 352 2,084 438 1,55,712 1,55,712 5,00,000 343 2,212 460 1,68,137 1,68,137 5,00,000 1,000

4 50,000 302 2,812 561 2,10,198 2,10,198 5,00,000 285 3,044 599 2,31,517 2,31,517 5,00,000 1,000
5 50,000 250 3,558 685 2,66,029 2,66,029 5,00,000 222 3,930 747 2,98,961 2,98,961 5,00,000 1,000

*See Part B for details.

IN THIS POLICY, THE INVESTMENT RISK IS BORNE BY THE POLICYHOLDER AND THE ABOVE INTEREST RATES ARE ONLY FOR ILLUSTRATIVE PURPOSE.

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I , have explained the premiums charges and benefits under the product fully to the I DEEPAK S ,having received the information with respect to the above, have
prospect / policy holder. understood the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

PART B
Gross
8% p.a Net Yield 6.55% Amount in Rupees
Yield

Annualized
Premium Premium
Annualized Allocation -Premium Mortality Policy Admin Guarantee Other Additions to Fund Fund at End Surrender Death
Policy Year Premium Charge Allocation GST FMC
Charge Charge Charge charges* the fund before FMC of Year Value Benefit
(AP) Charge

(PAC) (AP)-(PAC)
1 50,000 0 50,000 446 205 0 0 0 0 52,672 694 52,603 52,603 5,00,000

2 50,000 0 50,000 396 329 0 0 0 0 1,08,720 1,430 1,08,576 1,08,576 5,00,000

3 50,000 0 50,000 343 460 0 0 0 0 1,68,361 2,212 1,68,137 1,68,137 5,00,000

4 50,000 0 50,000 285 599 0 0 0 0 2,31,824 3,044 2,31,517 2,31,517 5,00,000

5 50,000 0 50,000 222 747 0 0 0 0 2,99,359 3,930 2,98,961 2,98,961 5,00,000

Gross
4% p.a Amount in Rupees
Yield

Annualized
Premium Premium
Annualized Allocation -Premium Mortality Policy Admin Guarantee Other Additions to Fund Fund at End Surrender Death
Policy Year Premium Charge Allocation GST FMC
Charge Charge Charge charges* the fund before FMC of Year Value Benefit
(AP) Charge
(PAC) (AP)-(PAC)

1 50,000 0 50,000 447 203 0 0 0 0 50,711 680 50,644 50,644 5,00,000

2 50,000 0 50,000 400 319 0 0 0 0 1,02,674 1,374 1,02,538 1,02,538 5,00,000

3 50,000 0 50,000 352 438 0 0 0 0 1,55,918 2,084 1,55,712 1,55,712 5,00,000

4 50,000 0 50,000 302 561 0 0 0 0 2,10,477 2,812 2,10,198 2,10,198 5,00,000

5 50,000 0 50,000 250 685 0 0 0 0 2,66,383 3,558 2,66,029 2,66,029 5,00,000

*Specify details if any,

Notes:

1. Refer the sales literature for explanation of terms used in this illustration.
2. Fund management charge is based on the specific fund option(s) chosen.
3. In case rider charges are collected explicitly through collection of rider premium, and not by way of cancellation of units, then, such charges are not considered in this illustration.
In other cases, rider charges are included in other charges.

I , have explained the premiums charges and benefits under the product fully to the I DEEPAK S ,having received the information with respect to the above, have
prospect / policy holder. understood the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

Channel Name : Agency

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".

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