Quotation no: 80000570850

Benefit Illustration
Reliance Nippon Life Nishchit Samrudhi Plus(A Non-Linked Non-Participating Individual Savings Life Insurance Plan)
"The illustration takes into account the guidelines for illustrations set by the Life Insurance Council and the IRDAI. Some benefits are guaranteed and some benefits are variable with returns based
on the future performance of your life insurance company. If your policy offers guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your
policy offers variable benefits then the illustrations on this page will show two different rates of assumed investment returns. These assumed rates of return are not guaranteed and they are not
upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance."

Benefit Illustration dated 05-03-2024 Proposal No: 80000570850

Name of Prospect/Policyholder: Veena Name of the Product: Reliance Nippon Life Nishchit Samrudhi Plus
Age: 40 Gender Male Tag Line: A Non-Linked Non-Participating Individual
Name of the Life Assured: Veena Savings Life Insurance Plan
Age: 40 Gender Male Unique Identification Number: 121N156V02
Employee Year 1 GST Rate including cess (if any): 4.50%
Life Assured's Age Proof Standard No
Status Year 2 onwards GST Rate including Cess (if any): 2.25%
Premium Payment Frequency Yearly ECS: Yes Advisor Code: 22449228 NRI: No

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

(Amount in Rupees)
Base Plan Summary
Amount of Sum Assured on
Premium Deferment Income Period Policy Term (in Annualized Instalment Guaranteed Annual Death (At Date of
Plan Name Payment Term Period (in Years) (in Years) Years) Premium Premium for year 1 Income at the start Commencement of
(in Years) (with GST rate and of Income Period Risk)
cess, if any)
Reliance Nippon Life Nishchit Samrudhi 10 0 30 40 1,50,000 1,56,750 86,745 16,50,000
Plus (UIN: 121N156V02)
 (Amount in Rupees)
Rider Summary
Amount of Instalment
Rider Name (if any) Premium Payment Term Policy Term (in Years) Annualized Premium Premium for year 1 Rider Sum Assured
(in Years) (with GST rate and cess,
if any)
Reliance Nippon Life Accidental Death Benefit Rider (UIN:
121B032V02)
Reliance Nippon Life Accidental Death and Disability Rider (UIN:
121B017V02)
Reliance Nippon Life Accidental Death and Disability Plus Rider 10 30 4,455.00 5,257.00 15,00,000
(UIN: 121B016V02)
Reliance Nippon Life Critical Illness Rider (UIN: 121B018V01)

Location Details
Customer Communication Address : Andhra Pradesh Branch Location: Andhra Pradesh

(Amount in Rupees)
Premium Summary
Base Plan Riders NSAP Extra Total Instalment Premium
Instalment Premium for Year 1 (without GST and Cess, if any) 1,50,000.00 4,455.00 - 1,54,455.00
Instalment Premium for Year 1 (with GST and Cess, if any) 1,56,750.00 5,256.90 - 1,62,006.90
Instalment Premium Year 2 onwards (with GST and Cess, if any) 1,53,375.00 5,256.90 - 1,58,631.90

This benefit illustration is intended to show year-wise premiums payable and benefits under the base policy.
(Amounts in Rupees)
Guaranteed Non Guaranteed
Annualized
Policy Year Age of Life Assured (in Maturity Minimum Guaranteed Special Surrender
Years) Premium1 Survival Benefit
(Guaranteed Annual Income) Death Benefit Surrender Value
Benefit Surrender Value* Value
1 40 1,50,000 - - 16,50,000 - - -
2 41 1,50,000 - - 16,50,000 90,000 83,162 90,000
3 42 1,50,000 - - 16,50,000 1,57,500 1,39,239 1,57,500
4 43 1,50,000 - - 16,50,000 3,00,000 2,07,272 3,00,000
5 44 1,50,000 - - 16,50,000 3,75,000 2,89,396 3,75,000
6 45 1,50,000 - - 16,50,000 4,50,000 3,87,935 4,50,000
7 46 1,50,000 - - 16,50,000 5,25,000 5,05,643 5,25,000
8 47 1,50,000 - - 17,40,000 6,12,000 6,45,818 6,45,818
9 48 1,50,000 - - 19,57,500 7,15,500 8,12,334 8,12,334
10 49 1,50,000 - - 21,75,000 8,10,000 10,09,294 10,09,294
11 50 - 86,745 - 21,75,000 7,38,255 10,42,203 10,42,203
12 51 - 91,082 - 21,75,000 6,62,173 10,74,794 10,74,794
13 52 - 95,420 - 21,75,000 5,96,753 11,06,832 11,06,832
14 53 - 99,757 - 21,75,000 5,11,997 11,38,379 11,38,379
 (Amounts in Rupees)
Guaranteed Non Guaranteed
Annualized
Policy Year Age of Life Assured (in Maturity Minimum Guaranteed Special Surrender
Years) Premium1 Survival Benefit
(Guaranteed Annual Income) Death Benefit Surrender Value
Benefit Surrender Value* Value

15 54 - 1,04,094 - 21,75,000 4,22,903 11,69,473 11,69,473

16 55 - 1,08,431 - 21,75,000 3,29,471 11,99,984 11,99,984
17 56 - 1,12,769 - 21,75,000 2,46,703 12,29,764 12,29,764
18 57 - 1,17,106 - 21,75,000 1,44,597 12,58,939 12,58,939
19 58 - 1,21,443 - 21,75,000 38,154 12,87,444 12,87,444
20 59 - 1,25,780 - 21,75,000 - 13,15,210 13,15,210
21 60 - 1,30,118 - 21,75,000 - 13,41,987 13,41,987
22 61 - 1,34,455 - 21,75,000 - 13,67,946 13,67,946
23 62 - 1,38,792 - 21,75,000 - 13,92,927 13,92,927
24 63 - 1,43,129 - 21,75,000 - 14,16,757 14,16,757
25 64 - 1,47,467 - 21,75,000 - 14,39,354 14,39,354
26 65 - 1,51,804 - 21,75,000 - 14,60,480 14,60,480
27 66 - 1,56,141 - 21,75,000 - 14,80,264 14,80,264
28 67 - 1,60,478 - 21,75,000 - 14,98,504 14,98,504
29 68 - 1,64,816 - 21,75,000 - 15,14,911 15,14,911
30 69 - 1,69,153 - 21,75,000 - 15,29,399 15,29,399
31 70 - 1,73,490 - 21,75,000 - 15,41,628 15,41,628
32 71 - 1,77,827 - 21,75,000 - 15,51,570 15,51,570
33 72 - 1,82,165 - 21,75,000 - 15,58,839 15,58,839
34 73 - 1,86,502 - 21,75,000 - 15,63,167 15,63,167
35 74 - 1,90,839 - 21,75,000 - 15,64,105 15,64,105
36 75 - 1,95,176 - 21,75,000 - 15,61,184 15,61,184
37 76 - 1,99,514 - 21,75,000 - 15,54,191 15,54,191
38 77 - 2,03,851 - 21,75,000 - 15,42,189 15,42,189
39 78 - 2,08,188 - 21,75,000 - 15,24,486 15,24,486
40 79 - 2,12,525 15,00,000 21,75,000 - - -
1 Annualized Premium excludesunderwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any and Goods & Service Tax and cess, if any.
*The Guaranteed Surrender Value(GSV) displayed above is post deduction of any survival benefits already paid subject to a minimum of zero.

Disclaimers:
1. Reliance Nippon Life Insurance Company Limited is a licensed life insurance company registered with the Insurance Regulatory and Development Authority of India (Registration No: 121) in
accordance with the provisions of the Insurance Act 1938.

2. This document is for illustrative purposes only.

3. This illustration is based on the terms and conditions of the life insurance policy as on the date of the illustration
 4. The premium amount and benefits shown above is calculated assuming that the Life Assured is a normal healthy person & all premiums are paid as and when due.

5. In the event, the Life Assured is suffering from any sickness/ medical problems or in the event of any past medical history, the premium will be adjusted accordingly, as per the Company's Board
Approved Underwriting Policy.

6. This premium quota on is indica ve. The premium charged to the customer may differ basis mul ple factors like health, tobacco consump on, occupa on of the customer and other intrinsic
factors such as non submission of documentary evidences like age proof.

7. For details about the terms and conditions applicable to your policy, kindly refer to the policy document after issuance.

8. Applicable Goods and Services Tax (GST) along with Cess, if any, is levied on first year and renewal premiums on base policy premium and on rider premiums. The GST rate and Cess, if any, will
be revised as and when notified by the Government. Taxes, duties or surcharges of whatever description levied by any statutory authority will be applicable.

9. Tax benefits under the policy are subject to conditions under the Income Tax Act, 1961. Tax laws are subject to amendments from time to time. Please consult your tax advisor.

10. The policy acquires Surrender Value after full premiums have been paid for two consecutive years.

11. The Surrender Value payable shall be the higher of Guaranteed Surrender Value (GSV) and Special Surrender Value (SSV), wherein, GSV is the minimum guaranteed Surrender Value payable
and Special Surrender Value (SSV) is non guaranteed. The Company reserves the rights to change the SSV from me to me depending on the economic environment, experience and
other factors, subject to IRDAI approval. You are requested to check with the Company for the applicable Special Surrender Value from time to time.

12. The illustra on assumes that all premiums are paid as and when due. Further, the above death & surrender values (if applicable) are illustrated assuming that all the modal/installment
premium payable in a policy year are paid and the death/surrender occurs at the end of the policy year. The death or surrender values at a me other than at the end of the policy year may be
different than those illustrated above. If death or surrender occur and only some of the installment premium are paid, then the death or surrender values may be different than those illustrated
above.Surrender Values illustrated above are at the end of policy year and after payment of survival benefit for the corresponding policy year.

13. For more details on risk factor, terms and conditions, please read Sales brochure of the plan carefully before concluding a sale.

14. In the event of conflict, if any, between the terms and condi ons contained in this Benefit Illustra on and those contained in the policy document, the terms and condi ons contained in the
policy document shall prevail.

15. The premium payment term and policy term for Rider may be lower than or equal to the premium paying term and policy term of the base plan. Kindly refer to the above benefit illustra on and
final policy schedule on receipt of the policy terms and conditions.

16. Rider benefits, if any, have not been illustrated in the above Benefit Illustration table. Kindly refer the terms and conditions of the rider for detailed benefits under the riders opted, if any.

17. In case of minor Life Assured, where the age at entry is less than 8 years, the risk cover will commence under the Policy either from the first day of the third Policy Year or from the Policy
Anniversary date falling immediately after attainment of 8 years of age, whichever is earlier. For other cases, the risk cover will commence immediately from the inception of the Policy.

I, BYREDDYADILAKSHMI, have explained the premiums, and benefits under the product fully I Veena , having received the informa on with respect to the above, have understood the
to the Prospect/ Policyholder. above statement before entering into the contract.

Place:
Date: Signature of Agent/ Intermediary/ Official Date: Signature of Prospect / Policyholder
Reliance Nippon Life Insurance Company Limited is a licensed life insurance company registered with the Insurance Regulatory and Development Authority of India (Registra on No: 121) in
accordance with the provisions of the Insurance Act 1938.
Reliance Nippon Life Insurance Company Limited.
IRDAI Registration No: 121
Registered Office Address: Unit Nos. 401B, 402, 403 & 404, 4th Floor, Inspire-BKC, G Block, BKC Main Road, Bandra
Kurla Complex, Bandra East, Mumbai-400051.
CIN: U66010MH2001PLC167089