TD Insurance

Direct Agency Inc.

101 McNabb Street
2nd Floor
Markham, ON L3R 4H8
T: 1-888-588-5999
F: 1-877-821-7505
December 11, 2023 www.tdinsurance.com

LENDCARE CAPITAL INC

1315 PICKERING PKY SUITE 400
4TH FLOOR
PICKERING ON L1V 7G5

Effective December 11, 2023, there are changes to the coverage

under auto insurance policy #00146815630, account #0462008208
Insured by: TD General Insurance Company

Dear Sir or Madam,

We are committed to keeping all parties informed about matters concerning coverage in which
they hold an interest.

Please note that there are changes to the above noted policy covering:

• Vehicle: 2014 BMW TRUCK/VAN X6 35i 4DR AWD, VIN: 5UXFG2C57E0H10837

• Insured(s): Rania Oueslati

I am writing to let you know that, according to the conditions of the OPCF No. 23A Lienholder
Protection that lists you as a Lienholder, coverage under the above policy changes effective
December 11, 2023.

Please refer to the enclosed Policy documents for details. If you have concerns, we recommend
that you contact the vehicle owner directly.

(over, please)

The TD Insurance home and auto policies are underwritten by TD General Insurance Company and distributed by TD Insurance Direct
Agency Inc.

Page 1 of 4 AULECA796E-800470-20170701
 Sincerely,

Encl.: Policy documents

Page 2 of 4
 Automobile Insurance Policy
Lienholder Copy
Attached to and forming part of this policy
Policy no. Effective date (yyyy-mm-dd) Insurer
00146815630 2023-12-11 at 12:01 am standard time TD General Insurance Company

Broker / Agency
TD Insurance Direct Agency Inc.
LENDCARE CAPITAL INC
1315 PICKERING PKY SUITE 400 101 McNabb Street
4TH FLOOR 2nd Floor
PICKERING ON L1V 7G5 Markham, ON L3R 4H8

Insured
rania oueslati
1141 Royal York RD APT 703
Etobicoke ON M9A 4A9

Policy Term
From (yyyy-mm-dd): To (yyyy-mm-dd):
2023-12-11 2024-12-11

OPCF No. 23A

Lienholder Protection

1. Purpose of This Change 2. Joint Payment

1.1 This change is a part of your Policy. It protects the
lienholder's interest in your automobile if you have a
claim for a loss covered under Section 6 "Direct
Compensation - Property Damage" and Section 7 of
your Policy, "Loss or Damage Coverages."
Lienholder Name and Address (the "Lienholder")
3. Notifying the Lienholder
Lendcare Capital Inc
1315 Pickering PKY SUITE 400
4th Floor
Pickering ON L1V 7G5
to the extent of the lienholder's interest.
1.2 This change applies to the following automobile(s):
If we are settling a claim with you and your automobile is not
repaired or the lost or damaged parts are not replaced, we will
jointly pay you and the lienholder for any loss covered under
Section 6 of your Policy, "Direct Compensation - Property
Damage" and Section 7 of your Policy, "Loss or Damage
Coverages."
If any coverage in Section 6 and/or in any subsection of Section
7 of your Policy is cancelled, we must notify the lienholder in
writing at least fifteen days before the cancellation. However,
this obligation ends on the expiry date shown on this form.
If you have purchased any coverage under Section 7 but do not
cooperate with any reasonable arrangements we make to
inspect your automobile, we must notify the lienholder in
writing. The lienholder's rights under the coverage will not be
affected except after 15 days following the date of mailing of
such notice.

Automobile # Model Year Trade Name (Make) Serial #

1 X6 35i 4DR AWD 2014 BMW TRUCK/VAN 5UXFG2C57E0H10837

(see next page)

Page 3 of 4 AULHCA001E-800370-20220101
Insurance provided under Section 6 and/or Section 7 of your Policy.

Direct Compensation - Property Damage $0 Deductible

Specified Perils Included
Comprehensive $2,000 Deductible
Collision $2,000 Deductible
All Perils Not Covered

All other terms and conditions of your Policy remain the same.

Page 4 of 4