LCC402 ENGLISH FOR ORAL REPORTING

ASSESSMENT 1
PRESENTATION OUTLINE

In pairs, prepare a presentation outline consisting of two (2) diagrams based on the topic
approved by your lecturer. The diagrams can either be two (2) charts, two (2) graphs, or one
(1) chart and one (1) graph. In 250-300 words, include the significant data from the graphs
or charts in your outline.

Name : 1) Topic : Bankruptcy among Graduates

: 2)

Student ID : 1) Group :
: 2) :

______________________________________________________________________________

Type of Chart : 1) Single-Line Graph Purpose : 1) To identify trend over time

: 2) Pie Chart : 2) To illustrate distribution

INTRODUCTION
● The alarming rise of bankruptcy among graduates
INTRODUCTION
● Implications on individuals and society as a whole

● Good morning, I bid to everyone. I’d like to start by

introducing myself. My name is XXX.

● A few years ago, my parents used to give me a

supplementary credit card. There were countless
CREDIBILITY
times I spent money using the card on unnecessary
things to the point where I spent more than any teen
ever should. I definitely have learnt my lesson that
having a credit card can lead to financial problems or
even bankruptcy.

● Definition of bankruptcy: a legal process by which an

BACKGROUND OF TOPIC
individual declares inability to repay debts (Britannica
Dictionary, n.d.)
● The impact of bankruptcy include:
o Individual's financial,
o Personal well-being, and
o The economy

CENTRAL IDEA ● Increasing number of graduates trapped in a cycle of

financial distress, leading to bankruptcy.

BODY
(DESCRIPTION OF CHART / GRAPH)
A. Description of data ● Taken from Mathelamuthu and Retenam (2021)

Updated: 21 February 2023

 ● Rising trend of bankruptcy cases among graduates
from 2017 to 2020

CHART 1

B. Analysis of data ● More than 50% of the graduates faced bankruptcy in

the year 2020 compared to previous years

A. Description of data ● Taken from the Malaysian Department of Insolvency

(MDI), published in The Malaysian Insight (2022)
● The factors are:
o Car instalments,
o Personal loans, and
o Business loans

CHART 2

B. Analysis of data ● Most graduates file for bankruptcy because of

personal loans. Reasons include:
o Luxurious lifestyle,
o Financial constraint, and
o Inflation
● Car instalments are the least factor
● Business loans come in second

CONCLUSION

● A pressing issue requires a multifaceted approach

taken by relevant parties:
CONCLUSION
o Educational institutions may impart practical
financial skills related to post-education
financial landscape

Updated: 21 February 2023

 o Governments and employers may
collaboratively ensure fair wages and
opportunities for growth

References

Britannica Dictionary. (n.d.). Bankruptcy. https://www.britannica.com/dictionary/bankruptcy

Mathelamuthu, J., & Retenam, S. (2021). Bankruptcy among graduates. Himalayan Economics and
Business Management, 2(5), 38 – 39. https://10.47310/Hjebm.2021.v02i05.006

The Malaysian Insight. (2022, August 15). Number of bankrupt youth in decline, says deputy
minister. https://www.themalaysianinsight.com/s/396443

Updated: 21 February 2023