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Raiffeisenbank
Zurich

Accounts and interest rates for private customers– Valid from January 1, 2024 (subject to change)

product Purpose/Use Availability / interest limit interest rate

Transaction Accounts

• Account for salary/pensions/payment transactions

Members private account • Condition: Salary receipt at RB Zurich or mortgage, investments,
interest free
savings or pension funds of at least CHF 20,000.–
• Exclusively for members of Raiffeisenbank Zurich

• No restrictions – full account

Private account • Account for salary/pensions/payment transactions balance available at any time interest free

Private account EUR • Account for private payment transactions in EUR interest free

• Settlement account for financial transactions of clubs

Club account interest free
(without commercial purpose)

For short-term account overdrafts, the bank charges a debit interest rate that is based on the market and is currently and will continue to be 10% (except for fund savings accounts in CHF and EUR: 0%).

Raiffeisenbank Zurich | 05937 | 012024 | page 1

Accounts and interest rates for private customers– Valid from January 1, 2024 (subject to change)

parking accounts

• Wealth creation
Members savings account • No payment transactions possible / not for incoming wages 1,100%
• Exclusively for members of Raiffeisenbank Zurich
• Free up to CHF 30,000 per month
• 31 days notice period above this1
• Wealth creation
saving account 0.750%
• No payment transactions possible / not for incoming wages

• Capital creation in euros • Free up to EUR 10,000 per calendar month

Savings account EUR 0.600%
• No payment transactions possible / not for incoming wages • 31 days notice period above this1

• Wealth creation
• no payment transactions / not for wage receipts
Members savings account 91 • 91 days notice on all amounts1 1,350%
• Exclusively for members of Raiffeisenbank Zurich

1
Failure to comply with the notice period will result in a fee of 2% on the amount exceeding the free withdrawal limit, provided the bank allows early withdrawal.
For short-term account overdrafts, the bank charges a debit interest rate that is based on the market and is currently and will continue to be 10% (except for fund savings accounts in CHF and EUR: 0%).

Raiffeisenbank Zurich | 05937 | 012024 | Page 2

Accounts and interest rates for private customers– Valid from January 1, 2024 (subject to change)

product Purpose/Use Availability / interest limit interest rate

Savings accounts

• Free up to CHF 20,000 per calendar month

• Wealth creation for children up to their 18th birthday
• 31 days notice period above this1
Youth Savings Account • No payment transactions possible / not for incoming wages 1,400%
• From CHF 50,000 at the savings account
• Opening by the custody holder
interest rate

• Capital accumulation by third parties, e.g. godparents, grandparents or parents for • Free up to CHF 20,000 per calendar month
children and young people up to their 18th birthday • 31 days notice period above this1
Gift Savings Account 0.850%
• Opener equals account holder • from CHF 20,000 at the savings account
• No payment transactions possible / not for incoming wages interest rate

• No withdrawals
• Management of the tenant's deposit during the rental period
Tenant deposit savings account • Cancellation only with a written order from 0.700%
• Condition: Tenant or landlord is an existing customer of RB Zurich
the tenant and landlord

Precautions

Availability in accordance with the currently

valid pension account regulations 3a and
• Tax-privileged, tied pension savings within the framework of Pillar 3a • Payouts are made subject to a notice
Retirement account 3a • Savings account for the purchase of home ownership or the amortization period of 31 days.1 1,200%
of owner-occupied home ownership • A first-time investment in securities
is subject to a notice period of 31
days.1

Availability in accordance with the currently valid

vested benefits account regulations and
• Payouts are made subject to a notice
Vested benefits account • Temporary investment of 2nd pillar funds period of 31 days.1 0.800%
• A first-time investment in securities
is subject to a notice period of 31
days.1

1
Failure to comply with the notice period will result in a fee of 2% on the amount exceeding the free withdrawal limit, provided the bank allows early withdrawal.
For short-term account overdrafts, the bank charges a debit interest rate that is based on the market and is currently and will continue to be 10% (except for fund savings accounts in CHF and EUR: 0%).

Raiffeisenbank Zurich | 05937 | 012024 | Page 3

Accounts and interest rates for private customers– Valid from January 1, 2024 (subject to change)

product Purpose/Use Availability / interest limit interest rate

oungMember Plus

• For teenagers and young professionals from

YoungMember private account 12th to 26th birthday 0.750%
• Account for salary/pocket money/payment transactions • No restrictions – full account
balance available at any time
• From CHF 50,000 at the interest rate of the
private account
• For students up to their 30th birthday
YoungMember Student 0.750%
• Account for salary/payment transactions

• Free up to CHF 20,000 per calendar month

• Wealth creation for young people, students and young
• 31 days notice period above this1
YoungMember savings account professionals up to their 26th birthday 1,400%
• From CHF 50,000 at the savings
• No payment transactions possible / not for incoming wages
account interest rate

1
Failure to comply with the notice period will result in a fee of 2% on the amount exceeding the free withdrawal limit, provided the bank allows early withdrawal.
For short-term account overdrafts, the bank charges a debit interest rate that is based on the market and is currently and will continue to be 10% (except for fund savings accounts in CHF and EUR: 0%).

Raiffeisenbank Zurich | 05937 | 012024 | page 4

Accounts and interest rates for private customers– Valid from January 1, 2024 (subject to change)

product Purpose/Use Availability / interest limit interest rate

settlement accounts for securities

• Settlement account for the securities account

Billing account depot interest free
• No payment transactions possible / not for incoming wages

• Settlement account for securities depot in euros &

Billing account depot EUR &
other foreign currencies interest free
other foreign currencies
• No payment transactions possible / not for incoming wages
• No restrictions – full account
balance available at any time

• Settlement account for the fund savings plan

Fund savings account interest free
• No payment transactions possible / not for incoming wages

• Settlement account for the fund savings plan in euros

Fund savings account EUR interest free
• No payment transactions possible / not for incoming wages

For short-term account overdrafts, the bank charges a debit interest rate that is based on the market and is currently and will continue to be 10% (except for fund savings accounts in CHF and EUR: 0%).

Raiffeisenbank Zurich | 05937 | 012024 | page 5

Accounts and interest rates for private customers– Valid from January 1, 2024 (subject to change)

Raiffeisenbank Zurich

Limmatquai 68
8001 Zurich
043 244 78 78

aiffeisen.ch/zuerich l zuerich@raiffeisen.ch

it cash counter

Offices

Raiffeisenbank Zurich-Kreuzplatz
aiffeisenbank Zurich-Höngg
Private investment advice Zeltweg 93
immattalstrasse 181
049 Zurich
8032 Zurich
043 244 83 80
Tel. 043 244 83 60

aiffeisenbank Zurich-Oerlikon Raiffeisenbank Zurich-Wiedikon

chaffhauserstrasse 336 Birmensdorferstrasse 170 8003 Zurich
050 Zurich
043 244 83 20 Tel. 043 244 83 00

aiffeisenbank Zurich-Wollishofen
Raiffeisen reserves the right to change services, products and prices at any
utschellenstrasse 197
time without prior notice. You can find our current service prices and interest
038 Zurich
rates on our homepage at raiffeisen.ch/zuerich
043 244 83 40

Raiffeisenbank Zurich | 05938 | 012024 | page 6