About the Company

Finovestra financial services is a firm dedicated to empowering individuals on their path to financial
prosperity. With personalized wealth management solutions, including the innovative. Our expert
team ensures simplicity, diversification, and professional management, guiding clients towards
financial success with confidence and clarity.

Integrity and transparency are fundamental principles that guarantee clients receive comprehensive
explanations of strategy, costs, and results so they can make wise decisions. Finovestra strives to bring
clients financial security by streamlining the investment process and emphasizing diversity. Finovestra
is committed to assisting customers on their road to financial success with confidence and clarity,
whether they are pre-retirees planning for their retirement, mid-career persons seeking stability, or
young professionals seeking advancement.

Our Purpose
Our mission at Finovestra is to support people in achieving financial stability and success. We think that
everyone should have access to specialized financial advice and personalized wealth management solutions.
We seek to simplify investing and assist our customers in achieving their specific financial objectives with
confidence and clarity by offering cutting-edge and well-constructed investment strategies, such as our
Harmony Growth Fund.

We provide great service, proactive management, and constant client requirements adjustment. We provide
our clients with peace of mind and the knowledge that their financial well-being is in skilled hands by instantly
diversifying their portfolios and taking a set-it-and-forget-it attitude. Our mission is to help people from all
walks of life achieve financial success and realize their full potential for a better and more stable financial
future. At Finovestra, we take pleasure in being a reliable advisor who improves our customers' financial
prospects and brings about long-term prosperity.

The Leadership

Chief Executive Officer Chief Financial Officer Chief Marketing Officer Chief Operating Officer

Avni Walia Sehajveer Kaur Ravi Mathukia Amrinder Singh

Hritik Pahuja
The Big Picture
MISSION:
Our mission is to empower
individuals on their path to
financial prosperity.
We strive to be a trusted
partner, offering expert advice
and innovative products that
align with our clients’ unique
financial goals
VISION: VALUE PROPOSITION:
Our vision is to be a We uphold the highest ethical
leading financial services standards, ensuring transparency,
honesty, and accountability in all
provider known for our
our interactions.
unwavering commitment to
Trust formsthe foundation of our
excellence, transparency, and relationships with clients and
client- centricity. partners.
Trough continuous innovation
and a dedicated team, we aim to
be the go-to destination for
individuals and businesses
seeking personalized and
effective financial solutions.

Our Product- Harmony Growth Fund

The Harmony Growth Fund is a sophisticated balanced mutual fund meticulously curated by
Finovestra's team of expert financial professionals. This innovative fund provides investors with a
harmonious blend of long-term growth potential and a steady income stream.

Key Features:
 Balanced Portfolio: The Harmony Growth Fund maintains a strategically balanced portfolio,
with approximately 60% invested in a diverse range of stocks and 40% allocated to high-quality
bonds. This allocation aims to optimize returns while mitigating potential risks.
 Expert Management: Our seasoned investment team actively manages the fund, constantly
monitoring market trends and adjusting the portfolio to maintain the desired asset allocation
mix. This proactive approach ensures the fund stays true to its investment objectives.
 Diversification: Investors gain access to hundreds of top-performing stocks and bonds,
providing a high degree of investment diversification within a single fund. The Harmony
Growth Fund offers a simplified solution for those seeking instant diversification.
 Rebalancing Strategy: To stay aligned with the target asset allocation, the fund periodically
rebalances its portfolio. During bull markets, excess gains in stocks are reallocated to bonds,
and during bear markets, adjustments are made to capitalize on investment opportunities.
 Built-In Bear Market Cushion: By having a significant bond allocation, the Harmony Growth
Fund acts as a buffer during market downturns, providing stability and resilience in turbulent
times.
Benefits:

 Simplified Investing: The Harmony Growth Fund offers a set-it-and-forget-it approach, perfect
for those seeking a hands-off yet rewarding investment strategy.
 Long-Term Growth: With a substantial stock allocation, the fund aims to capitalize on the
potential for long-term growth in equity markets.
 Steady Income: The bond component of the fund provides a consistent income stream,
making it an ideal choice for investors seeking a source of income alongside capital
appreciation.
 Diversification Made Easy: Investors gain instant exposure to a diversified mix of stocks and
 bonds, reducing the need for extensive portfolio construction.
 Professional Management: Finovestra's expert team ensures that the fund is prudently
managed, providing peace of mind for investors.

Details of the products offered under Harmony Growth Funds.

Investment Product Debt/Equity Ratio Details

Growth Plus Fund 25% Debt / 70% Equity Equity: 70%
Fixed Income: 25%
Money Market: 5%
Balanced Income Fund 40% Debt / 50% Equity Equity: 50%
Fixed Income: 40%
Money Market: 10%
Capital Builder Fund 30% Debt / 60% Equity Equity: 60%
Fixed Income: 30%
Money Market: 10%
Conservative Diversified Funds 50% Debt / 40% Equity Equity: 40%
Fixed Income: 50%
Money Market: 10%
Dynamic Stability Fund 35% Debt / 55% Equity Equity: 55%
Fixed Income: 35%
Money Market: 10%

Benefits of investing in these products:

Growth Plus Fund: Growth Plus Fund investors have access to a diverse portfolio of high-growth
equities, which has the potential to provide significant profits. Investors that have a higher risk
tolerance and are looking to build long-term wealth should choose the larger equity allocation.

Balanced Income Fund: Investors in the Balanced Income Fund can benefit from a steady source of
income from fixed income securities while also taking part in the potential development of the equity
market. Investors who want a mix of income and growth with a more moderate risk profile will find
this investment appealing.

Capital Builder Fund: A balanced strategy that tries to build money over time while keeping some
stability through fixed income assets is advantageous to investors in the money Builder Fund. Investors
who want modest growth with a relatively low risk level can choose this investment.

Conservative Diversified Funds: The Conservative Diversified Fund offers investors a more
conservative strategy that emphasizes lower risk through holdings in fixed income while still enjoying
some growth potential from stocks. Risk-averse investors seeking a stable income and less volatility will
find this investment appealing.

Dynamic Stability Fund: A well-diversified portfolio with an emphasis on income production and
moderate growth is what investors in the Dynamic Stability Fund can anticipate. A balanced who want
a balanced approach to navigating various market scenarios while looking for a respectable rate of
return can consider this product.

Invest in the Harmony Growth Fund and experience the perfect balance of growth and stability, all in
one comprehensive package. Let Finovestra guide you towards financial harmony and unlock your
potential for lasting prosperity.
What We Can Offer
WHAT ISSUES ARE YOU WHAT ARE THE OPTIONS IN WHAT SOLUTIONS ARE YOU
ADDRESSING? THE MARKET? PROVIDING?

We address the need for a balanced
investment solution that offers both
long-term growth potential and a
steady income stream,
accommodating different risk
appetites and financial goals.
In the investment market, there are
Alternative
various 1 like individual stocks,
options
bonds, ETFs, target-date funds, and
actively managed mutual funds.
Alternative 2
However, these options may require
extensive research and active
Alternative 3which may not suit
management,
investors seeking a simplified
approach.
Finovestra offers a comprehensive
solution through personalized
wealth management services. We
believe that everyone deserves
access to expert financial
guidance and tailored investment
strategies that align with their
unique financial goals and risk
tolerance. Our team of seasoned
financial experts actively manages
portfolios and provides clients
with a well-crafted and diversified
investment plan.

Target Audience
CONSUMER SEGMENT 1 CONSUMER SEGMENT 2

Young Professionals in their 20s Mid-Career Professionals Seeking Stability and Growth

Description: This segment comprises young
professionals in their 20s who have recently started
their careers and are focused on building a solid
financial foundation. They may have minimal
investment experience but are eager to learn and grow
their wealth over time.
Interests: Young professionals in this segment are
interested in financial education and guidance.
They seek investment opportunities that offer long-
term growth potential and want to strike a balance
between risk and return.
Description: This segment consists of mid-career
professionals in their 30s and 40s who have
established themselves in their careers and are
looking to optimize their financial strategies for
future goals, such as homeownership, education,
or retirement planning.
Interests: They value stability and steady income
while still seeking growth opportunities for their
investments. This audience is interested in
managing market volatility and preserving capital
while ensuring their investments align with their

Behavior: They are tech-savvy and open to using digital
platforms for investing. They may prefer a hands-off
approach to investing and appreciate the convenience
of a balanced mutual fund that provides diversification
and steady growth potential.
life stage.
Behavior: Mid-career professionals are likely
to have a longer investment horizon and may
be willing to accept a moderate level of risk to
achieve higher returns. They appreciate the
simplicity of a balanced mutual fund that
provides both growth and income potential.

Our work culture is driven by collaboration, innovation, and a shared commitment to our clients' financial success.
We foster a supportive and inclusive environment where each team member's expertise is valued, and ideas are
encouraged. Together, we strive to create cutting-edge financial solutions and provide exceptional service, putting
our clients' needs first.

For More Information

We are dedicated to guiding you on your journey towards financial success. Whether you
are a young professional seeking growth or a pre-retiree looking for income stability, we are
here to offer personalized solutions that elevate your financial prospects and align with your
unique aspirations.
For inquiries and clarification, reach out to information@finovestra.com. Thank you!

ADDRESS: WEBSITE: PHONE:

77 Bay Street West, www.finovestra.com +417-456-7890
Toronto