1.

Credit and Debit Card Ownership Trends Among Young Adults: Explore literature
on the prevalence of credit and debit card ownership among young adults,
including demographic variations and factors influencing card ownership.
2. Financial Literacy and Card Usage Among Young People: Investigate studies
examining the relationship between financial literacy levels and the use of credit
and debit cards among young adults, and its impact on financial habits and
attitudes towards financial independence.
3. Spending Behavior and Card Usage Patterns: Review research on spending
behavior and card usage patterns among young people, including differences
between credit and debit card users, impulse buying tendencies, and budgeting
practices.
4. Psychological Factors Influencing Card Usage: Investigate psychological factors
such as risk perception, self-control, and peer influence that affect young
people's card usage behavior and financial decision-making in the journey
towards financial independence.
5. Economic and Cultural Factors in Card Usage: Investigate how economic factors,
cultural norms, and societal expectations influence young people's attitudes
towards credit and debit card ownership, spending habits, and financial
decision-making in diverse cultural contexts.
6. Long-Term Financial Planning and Card Usage: Examine the role of long-term
financial planning, goal setting, and financial goal attainment in shaping young
adults' card usage behavior, savings habits, and strategies for achieving financial
independence.
7. Employment Status and Financial Independence: Investigate how employment
status, job stability, and income levels influence young adults' financial habits,
card usage patterns, and their ability to achieve financial independence in the
early stages of their careers.