kh6ng c6 bio dim clla Khich Mng t11i HQ'P dbng nAy va.

lhOO,c c1k HQ'P d0ng tin d\lng khAc cU11

KhkhhAng41iNglinhAng.
Dliu 4. Giii ngla v6n vay
I. Di~u kien gi!i ngin v&J vay: Ngin hAng giii ngin viln vay khi Khkh hang dAp Cmg cltc
dieukiensau:
, a) S6 ti!~ d~ nghj giii ngin v6n vay kh6ng vuvt, quti s6 li~n cho vay quy dinh 111i kho3n I
Dial I HQ'pd6ngniy; .
b) Hqp dl'lng blm dim c6 liCn quan d4 duqc giao kft V8 dAng kj bi{n ph/lp bao dim (nCu

cO) ~:;~~:~:i~~i~r::~i;i~,Uq~l !~~A~~~:~~~tr!inh ffi\JC dich sir d\lng vbn vay

phU hQ'P ffi\lC dich nCu t{li Di~u I H,n, d0ng niy.
2. MOi IAn nil vOn, Ngiin hing cilng KM.ch hAng k)' giAy nhln nQ', cung c!p cho Ngdn
hing tii Ii~ chtmg minh mvc dlch sir di.mg v6n vay c6 ~i dung. hlnh thfrc. s6 luQJJg dap (mg
yCu ciu cUB. Nglin h&l\g vii phU hw v6i mvc dich sll' d1mg v6n nCu tfi Oiiu I HQ'P d6ng niy.
3. Phucmg thirc giii nglin vbn vay: Ngan hii.ng gi!i nglin v6n vay bing ti~n m&t h~c djch ::.~~!,i
V\I thanh tollll kh6ng dUng ti~ m&t theo quy djnh clla phlip l~t. ·•.~ ....
fWu 5. 06ag ~n cbo vay, dang riin tri nq, ky bfn tni nq, wciu D(J', chuyin nqqui hfn,
lblrtytbuD(J'
I. oling ti~chovay, &\ng ti~ uim;r. VND
2. K)' h{UI tni nq g6c:, lai tibi vay: Theo BW cAo d~ xgj, giai ngan kiCffl Giiy ru$i nq/ph\111,lC
hQp d6ng ru$I ti!n vay.
3. Tri. nq g&:, Iii tifn vay: Khach htlng phai tri. nQ' g&, Iii ngAy din h/lil tri. nq ghi trcn
Ph\l l\lC nhjn tifn vay vA djnh k)' tr.i nq ktm theo HQ'P d6ng niy. Tntbng hqp ngAy din htm mi
nq kh6ng phlii ngiy lilrn vi~ thi dui;,c chuytn sang ngAy l!lrn vi{c 1iip thco.
4. Tni nq tru6c hv.n: Kha.ch h3ng c6 quyfn tri nq truCJC hfJl nhung ptuii lril di\y dll lli, phi
lrCn du nq g6c: tri. truO'c h11I1 duqc th6a thl.$t tl)i Di&! 2 HQ'P d3ng nAy. KMch hllng khOng phlii
tni phi tri. nq tru6c him ttong trubng hQ'P bj thu hAi nq truO'C h(IJI thco quy dinh tfi khoaI\ 2
Dil~u 6 HQ'P d6ng nay.
5. Co du l11i thoi h11I1 tri. nq: Trubng hQ'P khikh hllng khOng c6 khli nllng trli n9 dllng k)'
hftl n9 g6c va/h~c lli tifn vay vii c6 nhu cliu co ciu l11i thoi h\111 tni nq. theo db nghj clla
Khach hang tfi phucmg An co du nQ', Ngin hang dAnh gili kha nMg tri. n9 clla khlich hing vi
quyt! dinh co ciu lfi thi:ri h\111 tri. n9 theo quy dinh clla Ngin hang vli quy djnh clla phap ll41.
6. Chuyin nQ' qua ~: Dfu k)' hf!l tri. nQ' dA thoA thu$n trong HQ'P dbng n&y (kh6ng ph\l
th\lQC vio vi~ Kh!ch hang c6 nh~ dLJQ'C Th6ng Mo chuyln n9 qua hv.n hay khong), n~u
Khach hang kh6ng tri. nq vii kh6ng dLJqc Ngli.n hling chip thuq.ll co du ifi thoi hf!l trll nQ' thl
Ngin hang chuyin nQ' qui hf!l d6i v6i s6 dLJ nQ' g&: ma Khach hAng kh6ng tra dUQ'C n9 dllng
h\111. Khich hing phii chiu Iii suit quA h\lO thco quy dinh 1'i khoin I Difu 2 HQ'P d6ng nay d6i
v6id1JnQ'g6c:bjqulih\lfld6.
7. Thll ti,r thu OQ': Kho.in nQ' dJn h\111 tnr6c thu truOC, kh<>an nQ' din h11n sau thu sau; oi,i
v6i kh<>an nq qui hfJl thu nQ' g6c tnrOC, thu nQ' 14i va phi sau.
Dtiu 6. Tfm a11rD1 cbo v•y, ch,m du1 cho vay, lhu b61 nQ' trll'O'C hfn
. I. Ngin hang c6 quytn 1'm ngimg cho vay ho&c chim dut cho vay. thu h6i nq tnt6c hfy '
d6i v6i KM.ch hang trong clc trubng hQ'P suu: /J/