ADAMSON UNIVERSITY

COLLEGE OF ARCHITECTURE
900 San Marcelino St., Ermita Manila

SAVINGS AND
LOAN BANK
ARCHITECTURAL DESIGN 4 - LECTURE
40075 - 40076

SUBMITTED BY:
GULLES, JULIAN MICHAEL C.
PERALTA, SAMANTHA BEATRICE S.
PEREZ, GWYNETH JULIANNE
ROMERO, CHRISTINE JOY C.
STA. RITA, GIAN PAULA O.
TOLOSA, AXL KURT T.

SUBMITTED TO:
AR. JULIETA B. MATEO
ADAMSON UNIVERSITY
COLLEGE OF ARCHITECTURE
900 San Marcelino St., Ermita Manila

PART 1:
INTERNET OR LIBRARY RESEARCH
DEFINITION AND FUNCTION OF BANKS
TYPES OF BANK AND ITS DEFINITION
DESIGN TRENDS OR CONCEPT FOR BANKS
ATM SIZES AND DESIGN
TYPES OF VAULT
VAULT SIZE
VAULT DESIGN
ADAMSON UNIVERSITY
COLLEGE OF ARCHITECTURE
900 San Marcelino St., Ermita Manila

DEFINITION OF TERMS
BANK
IT IS A FINANCIAL INSTITUTION PERMITTED TO ACCEPT DEPOSITS
AND OFFER LOANS, AMONG OTHER THINGS. IT SERVES AS AN
INTERMEDIARY BETWEEN THOSE WITH EXCESS CASH (SUCH AS
PEOPLE AND CORPORATIONS TRYING TO SAVE OR INVEST) AND
PEOPLE WHO REQUIRE FUNDS (SUCH AS LENDERS SEEKING
LOANS FOR A VARIETY OF REASONS).

FUNCTIONS OF BANK
ACCEPTING DEPOSITS
BANKS PROVIDE A SECURE ENVIRONMENT FOR INDIVIDUALS,
COMPANIES, AND GOVERNMENTS TO DEPOSIT THE MONEY THEY
EARN. THESE DEPOSITS MAY YIELD INCOME, AND THEY ARE
OFTEN GUARANTEED UP TO A CERTAIN AMOUNT BY
GOVERNMENT-SPONSORED DEPOSIT INSURANCE PROGRAMS TO
SAFEGUARD DEPOSITORS IN THE WORST-CASE SCENARIO OF A
BANK FAILURE.

MAKING LOANS
BANKS LEND MONEY TO PEOPLE, CORPORATIONS, AND
GOVERNMENTS FOR A VARIETY OF REASONS. PERSONAL
LOANS, HOUSE MORTGAGES, BUSINESS LOANS, AND
OTHER TYPES OF FINANCING MAY BE INCLUDED. THEY
COLLECT INTEREST ON SUCH LOANS, MAKING THEM A
SIGNIFICANT SOURCE OF INCOME FOR BANKS.
ADAMSON UNIVERSITY
COLLEGE OF ARCHITECTURE
900 San Marcelino St., Ermita Manila

FUNCTIONS OF BANK
PAYMENT SERVICES
BANKS ASSIST CLIENTS MAKE PAYMENTS AND TRANSACTIONS.
THIS INCLUDES WRITING CHECKS, ISSUING DEBIT AS WELL AS
CREDIT CARDS, CONDUCTING MONEY TRANSFERS, AND
DELIVERING ONLINE FINANCIAL SERVICES.

INVESTMENT SERVICES
MANY BANKS PROVIDE INVESTING PRODUCTS AND SERVICES,
SUCH AS MUTUAL FUND INVESTMENTS, RETIREMENT SAVINGS
ACCOUNTS, AND FINANCIAL GUIDANCE. THESE ENABLE CLIENTS
TO INCREASE THEIR MONEY AND MAKE PLANS FOR THE FUTURE.

CURRENCY EXCHANGE
BANKS REGULARLY OFFER CURRENCY EXCHANGE ASSISTANCE
FOR TOURISTS AND BUSINESSES INVOLVED IN FOREIGN TRADE.

FINANCIAL ADVICE
BANKS PROVIDE FINANCIAL GUIDANCE AND
RECOMMENDATIONS TO THEIR CLIENTS. THIS CAN INCLUDE
ADVICE ON BUDGETING, RETIREMENT PLANNING, INVESTING
TECHNIQUES, AND OTHER TOPICS.
ADAMSON UNIVERSITY
COLLEGE OF ARCHITECTURE
900 San Marcelino St., Ermita Manila

TYPES OF BANK
RETAIL BANK
RETAIL BANKING, OFTEN KNOWN AS CONSUMER BANKING OR
PERSONAL BANKING, IS THE PRACTICE OF PROVIDING FINANCIAL
SERVICES TO INDIVIDUALS RATHER THAN ENTERPRISES. RETAIL
BANKING ENABLES INDIVIDUAL CUSTOMERS TO CONTROL THEIR
MONEY, OBTAIN CREDIT, AND SAFELY DEPOSIT FUNDS.
ADAMSON UNIVERSITY
COLLEGE OF ARCHITECTURE
900 San Marcelino St., Ermita Manila

TYPES OF BANK
COMMERCIAL BANKS
A "COMMERCIAL BANK" IS A FINANCIAL ORGANIZATION THAT
ACCEPTS DEPOSITS, PROVIDES SERVICE FOR CHECKING
ACCOUNTS, MAKES DIFFERENT LOANS, AND SELLS
FUNDAMENTAL FINANCIAL GOODS SUCH AS CERTIFICATES OF
DEPOSIT (CDS) AND SAVINGS ACCOUNTS TO PEOPLE AND
SMALL COMPANIES. THE MAJORITY OF INDIVIDUALS
CONDUCT THEIR BANKING WITH A COMMERCIAL BANK.
COMMERCIAL BANKS GENERATE MONEY BY MAKING AND
COLLECTING INTEREST ON LOANS INCLUDING MORTGAGES,
VEHICLE LOANS, COMPANY LOANS, AND PRIVATE LOANS.
CUSTOMER DEPOSITS GIVE BANKS THE NECESSARY FUNDS TO
ISSUE THESE LOANS.
ADAMSON UNIVERSITY
COLLEGE OF ARCHITECTURE
900 San Marcelino St., Ermita Manila

TYPES OF BANK
INVESTMENT BANKS
AN INVESTMENT BANK IS A FINANCIAL SERVICES FIRM THAT
ACTS AS A GO-BETWEEN IN BIG, SOPHISTICATED FINANCIAL
TRANSACTIONS. AN INVESTMENT BANK IS TYPICALLY INVOLVED
WHEN A YOUNG FIRM PREPARES FOR ITS INITIAL PUBLIC
OFFERING (IPO) OR WHEN A CORPORATION COMBINES WITH A
COMPETITOR. IT ALSO SERVES AS A BROKER OR FINANCIAL
ADVISOR TO MAJOR FINANCIAL INSTITUTIONS SUCH AS PENSION
PLANS.
ADAMSON UNIVERSITY
COLLEGE OF ARCHITECTURE
900 San Marcelino St., Ermita Manila

TYPES OF BANK
CENTRAL BANKS
A CENTRAL BANK IS A FINANCIAL ORGANIZATION THAT HAS
EXCLUSIVE POWER OVER THE CREATION AND DISSEMINATION OF
MONEY AND CREDIT FOR A COUNTRY OR A GROUP OF STATES. IN
MOST CONTEMPORARY ECONOMIES, THE CENTRAL BANK IS IN
CHARGE OF FORMULATING MONETARY GUIDELINES AND
REGULATING THE MEMBER BANKS.
ADAMSON UNIVERSITY
COLLEGE OF ARCHITECTURE
900 San Marcelino St., Ermita Manila

TYPES OF BANK
COMMUNITY BANKS
A COMMUNITY BANK IS A FINANCIAL ORGANIZATION THAT
PRIMARILY SERVICES COMPANIES AND INDIVIDUALS IN A LOCAL
GEOGRAPHIC REGION. PERSONAL INTERACTIONS WITH CLIENTS
ARE TYPICALLY EMPHASIZED BY COMMUNITY BANKS.
ADAMSON UNIVERSITY
COLLEGE OF ARCHITECTURE
900 San Marcelino St., Ermita Manila

TYPES OF BANK
SAVINGS BANKS
A SAVINGS ACCOUNT SERVES AS A SAVINGS ACCOUNT THAT
EARNS INCOME AND IS KEPT WITH A BANK OR ANOTHER
FINANCIAL ORGANIZATION. THOUGH THESE ACCOUNTS OFTEN
YIELD A LOW INTEREST RATE, THEIR SECURITY AND
DEPENDABILITY MAKE THEM AN EXCELLENT CHOICE FOR
STORING FUNDS FOR SHORT-TERM REQUIREMENTS.
ADAMSON UNIVERSITY
COLLEGE OF ARCHITECTURE
900 San Marcelino St., Ermita Manila

TYPES OF BANK
CREDIT UNIONS
A CREDIT UNION IS A FINANCIAL COOPERATIVE THAT OFFERS
STANDARD BANKING SERVICES. A CREDIT UNION MAY VARY IN
SCOPE FROM TINY, VOLUNTEER-ONLY ORGANIZATIONS TO
MASSIVE FIRMS CONTAINING THOUSANDS OF CONTRIBUTORS
ACROSS THE COUNTRY. THEY ARE FREQUENTLY ESTABLISHED
BY LARGE FIRMS, COMPANIES, AND OTHER INSTITUTIONS FOR
THEIR WORKERS AND CONSUMERS.
CREDIT UNIONS ARE FORMED, OWNED, AND MANAGED BY ITS
MEMBERS. AS A RESULT, THEY ARE NON-PROFIT
ORGANIZATIONS WITH TAX-EXEMPT STATUS.
ADAMSON UNIVERSITY
COLLEGE OF ARCHITECTURE
900 San Marcelino St., Ermita Manila

TYPES OF BANK
ONLINE BANKS
ONLINE BANKING ENABLES YOU TO EXECUTE FINANCIAL
TRANSACTIONS VIA THE INTERNET. CUSTOMERS MAY ACCESS
PRACTICALLY EVERY SERVICE THAT WAS PREVIOUSLY AVAILABLE
AT A LOCAL BRANCH, INCLUDING BANK TRANSFERS, DEPOSITS,
AND ONLINE BILL PAYMENTS
ADAMSON UNIVERSITY
COLLEGE OF ARCHITECTURE
900 San Marcelino St., Ermita Manila

ATM SIZES AND DESIGN

ATM (AUTOMATED TELLER MACHINE)
THE TERM ATM REFERS TO A SELF-SERVICE BANKING
ESTABLISHMENT. ATMS ALLOW YOU TO WITHDRAW MONEY,
CHECK YOUR BALANCE, AND EVEN TRANSFER PAYMENTS. ATM
SERVICES ARE PROVIDED BY MANY BANKS THAT DEPLOY CASH
MACHINES AROUND THE NATION. YOU MAY WITHDRAW CASH
FROM ANY OF THOSE MACHINES, REGARDLESS OF WHETHER YOU
HAVE AN ACCOUNT WITH THE SAME BANK.

ATM SIZES
ADAMSON UNIVERSITY
COLLEGE OF ARCHITECTURE
900 San Marcelino St., Ermita Manila

ATM DESIGN
ADAMSON UNIVERSITY
COLLEGE OF ARCHITECTURE
900 San Marcelino St., Ermita Manila

TYPES OF BANK VAULT

MODULAR PANEL VAULTS
THESE VAULTS ARE BUILT WITH PREFABRICATED MODULAR
PANELS COMPOSED OF REINFORCED STEEL OR OTHER DURABLE
MATERIALS. THE COMPONENTS ARE ASSEMBLED ON POSITION
TO FORM A SECURE VAULT CONSTRUCTION.

CONCRETE MODULAR VAULTS

SIMILARLY TO MODULAR PANEL VAULTS, BUT CREATED WITH
PREFABRICATED CONCRETE PANELS.

MODULAR SAFE DEPOSIT BOX VAULTS

THESE VAULTS ARE SPECIFICALLY BUILT TO HOLD SAFE
DEPOSIT BOXES FOR BOTH PRIVATE AND BUSINESS USERS.

HIGH-SECURITY DATA VAULTS

THESE VAULTS ARE PARTICULARLY BUILT TO HOLD DIGITAL
DATA LIKE SERVER BACKUPS, HARD DISKS, AND SENSITIVE
ELECTRONIC MATERIAL.

ARMORED VAULTS
ARMORED VAULTS ARE INTENDED TO PROVIDE MAXIMUM
SECURITY AGAINST ARMED ATTACKS, EXPLOSIVES, AND HIGH-
RISK BURGLARIES.
ADAMSON UNIVERSITY
COLLEGE OF ARCHITECTURE
900 San Marcelino St., Ermita Manila

DEISGN OF BANK VAULT

MODULAR PANEL VAULTS

CONCRETE MODULAR VAULTS

ADAMSON UNIVERSITY
COLLEGE OF ARCHITECTURE
900 San Marcelino St., Ermita Manila

DEISGN OF BANK VAULT

MODUALR SAFE DEPOSIT BOX VAULTS

ADAMSON UNIVERSITY
COLLEGE OF ARCHITECTURE
900 San Marcelino St., Ermita Manila

DEISGN OF BANK VAULT

HIGH-SECURITY DATA VAULTS

ARMORED VAULTS
ADAMSON UNIVERSITY
COLLEGE OF ARCHITECTURE
900 San Marcelino St., Ermita Manila

SIZES OF BANK VAULT

ADAMSON UNIVERSITY
COLLEGE OF ARCHITECTURE
900 San Marcelino St., Ermita Manila

SIZES OF BANK VAULT