POLICY SCHEDULE

Insured: VIKAS PAI & AS S O CIATES LIMITED

Insured Perso n: Mr Vika s Pa i
Po lic y Perio d: 21/04/2022
21/04/23 8:30ama t 08:30:00 to 20/04/2023 a t
to 20/04/24
23:59:59
23:59
Po lic y Number: KCI-22-11168
KCI-23-13476
Oc c upatio n: Civil Eng ine e r
Pro po sal fo rm date: Thursda y 21st
Wednesday 21stApril
April2022
2023
Offsho re No t Include d
Manual Wo rk No t Include d
Retro ac tive Date Unlimite d

DETAIL O F CO VER AND LIMITS O F INDEMNITY

Jurisdictio n: Wo rldwide ( e xcluding US A a nd Ca na da ) Te rrito ry: Wo rldwide ( e xcluding US A a nd Ca na da )

S ECTIO NS 1, 2 & 3 - CO MB INED LIAB ILITY

Public Lia bility Limit o f Inde mnity a ny o ne cla im unlimite d in the pe rio d o f Insura nce £ 5,000,000
Pro ducts Lia bility Limit o f Inde mnity a ny o ne cla im a nd in the a g g re g a te £ 5,000,000
Emplo ye rs' Lia bility Limit o f Inde mnity a ny o ne cla im unlimite d in the pe rio d o f Insura nce £ 10,000,000
Limit o f Inde mnity a ny o ne cla im unlimite d in the pe rio d o f Insura nce in
Emplo ye rs' Lia bility £ 5,000,000
re spe ct o f O ffsho re wo rk, Te rro rism o r Asbe sto s
Third Pa rty Pro pe rty Da ma g e Exce ss £0

S ECTIO N 4 - PRO FES S IO NAL INDEMNITY

Limit o f Inde mnity a ny o ne cla im unlimite d in the pe rio d o f Insura nce £ 1,000,000
Exce ss e a ch a nd e ve ry cla im £0

S ECTIO N 5 - DIRECTO RS ' & O FFICERS ' LIAB ILITY

Limit o f Inde mnity a ny o ne cla im a nd in the a g g re g a te £ 100,000

S ECTIO N 6 - PERS O NAL ACCIDENT

O pe ra tive Time O ccupa tio na l inc. co mmuting ( se e de finitio n in po licy wo rding )

IT EM S UM INS URED

A1 Accide nta l De a th £ 100,000

A2 Lo ss o f Limb ( o ne o r mo re ) £ 50,000
A3 Lo ss o f sig ht ( in o ne o r bo th e ye s) £ 50,000
A4 To ta l lo ss o f he a ring ( a ) bo th e a rs b) in o ne e a r be ing 25% o f A4) £ 50,000
A5 Pe rma ne nt To ta l Disa ble me nt fro m usua l o ccupa tio n £ 50,000
Pe rma ne nt Pa rtia l Disa ble me nt fro m usua l o ccupa tio n up to £ 50,000
A6 Te mpo ra ry To ta l Disa ble me nt fro m usua l o ccupa tio n up to £ 500
De fe rme nt Pe rio d in re spe ct o f Ite m A6 – 2 we e ks Max 52 Weeks

All co ve r is unde rwritte n by Zurich Insura nce

Z u r i ch I n s u r a n ce p l c
Z urich Insurance plc, a public limited company incorporated in Ireland Reg istration No. 134 60. Reg istered Office: Z urich House, Ballsbridg e Park, Dublin 4 , Ireland. UK Branch reg istered in
Eng land and Wales Reg istration No. BR7985. UK Branch Head Office: The Z urich Centre, 3000 Parkway, Whiteley, Fareham, Hampshire PO15 7JZ . Z urich Insurance plc is authorised and
reg ulated by the Central Bank of Ireland. Authorised by the Prudential Reg ulation Authority and with deemed variation of permission. S ubject to reg ulation by the Financial Conduct Authority
and limited reg ulation by the Prudential Reg ulation Authority. Details of the Temporary Permissions Reg ime, which allows EEA-based firms to operate in the UK for a limited period while
seeking full authorisation, are available on the Financial Conduct Authority’s website. Our FCA Firm Reference Number is 203093.

9 Mille r Co urt, Te wke sbury, Glo uce ste rshire , GL20 8DN 01242 808740 | king sbridg e .co .uk

This policy ha s been a rra ng ed on your beha lf by King sbridg e Contra ctor Insura nce (a tra ding na me of King sbridg e Risk Solutions Ltd.) who a re a uthorised a nd reg ula ted by the
Fina ncia l Conduct Authority (FCA) | FCA firm reference number 309149 | Reg istered in Eng la nd 4122238