LOAN TRANSACTION AUDIT TRAIL SHEET

Customer Name : Valluri Yeswanthsaiteja

Customer ID :
Application Reference Number : B198166908
Loan Sourcing Date: 2023-07-03 13:11:46

This audit trail document evidences the complete system generated electronic logs/record to demonstrate the
commencement of exchange of information/data between Valluri Yeswanthsaiteja & Bajaj Finance
Limited (“BFL”) till the complete acceptance of Loan Application, MITC, eMandate, and Master Terms &
conditions uploaded at: B198166908 (collectively referred as “Loan Documentation”) by Valluri
Yeswanthsaiteja for availing loans as described below vide mobile OTP acceptance in respect of
Application Reference Number: B198166908 as final and binding on Valluri Yeswanthsaiteja.

The audit trail containing electronic records / Logs captured in Section - A (Audit Trail Summary Sheet of
electronic record / logs) below evidences the electronic transaction acceptance and execution by the customer
on BFL platform in connection with loan availed by the customer. Further, Section - B evidences the
chronological details of electronic transaction logs stored in BFL application(s). The electronic records
detailed in Section A and B evidence the loan transaction journey, acceptance and execution of the Loan
documentation.

Section A – Audit Trail Summary Sheet of Electronics Record/logs

Particulars Details
Application Reference Number B198166908
Loan Amount (Rs.) 45600
Loan Type Digital Product Finance
Tenure of Loan 12 Months
49.205.214.156
IP Address of BFL

2401:4900:4cc
IP Address of Customer's Device b:5ff9:86
3a:5d3f:5210:e97e
Mobile number of Customer 8185825205
Email ID of Customer (if available)
MANIKYALARAO RAVIPUDI
FOS Name & Emp ID
& 548285
FOS email ID(if available)
49.205.214.156
FOS/Merchant IP Address
 LOAN TRANSACTION AUDIT TRAIL SHEET

Customer Name : Valluri Yeswanthsaiteja

Customer ID :
Application Reference Number : B198166908
Loan Sourcing Date: 2023-07-03 13:11:46

Section B – Audit Trail Transaction History With Intake to

Corresponding Details in Section A above
Date & Cluster /
Action Taken Transaction Log Output log status
Time Stage
FROM:
MANIKYALARAO
RAVIPUDI,
Emp ID/FOS ID: ,
BFL IP Address:
49.205.214.156
2023-07-03 Loan Application link delivered to Valluri Loan Application Link
13:11:55 Application Yeswanthsaiteja TO: successfully sent
Mobile Number
: 8185825205 & ,
IP Address: Latitude:
Longitude:
of Valluri
Yeswanthsaiteja
FROM:
Application Reference
Number:
B198166908,
Mobile
Number:8185825205,
IP Address:
2401:4900:4cc
b:5ff9:86
3a:5d3f:5210:e97e
of Valluri
Yeswanthsaiteja
Valluri Yeswanthsaiteja Loan Application
TO:
2023-07-03 Loan opened / accessed the link to apply for loan by opened and filled by
FOS ID: ,
13:11:55 Application filling required details and uploading documents in Valluri
BFL FOS Name
presence of BFL FOS Yeswanthsaiteja
:MANIKYALARAO
RAVIPUDI,
FOS/MERCHANT IP
Address:
49.205.214.156

,
FOS email (if
available):,
BFL IP Address:
49.205.214.156

FROM:
Application Reference
Number:
 B198166908,
Mobile
Number:8185825205,
Customer's IP Address:
2401:4900:4cc
b:5ff9:86
3a:5d3f:5210:e97e
of Valluri
Valluri Yeswanthsaiteja Yeswanthsaiteja Application submitted
read,verified,agreed & accepted the terms and TO:
2023-07-03 First OTP by Valluri
conditions of Loan Documentation (defined above) FOS Name:
13:11:55 Authentication by clicking on “SUBMIT BUTTON” application Yeswanthsaiteja
MANIKYALARAO to generate OTP
to generate OTP from BFL software application. RAVIPUDI,
FOS EMP ID: ,
FOS email ID (if
available):,
FOS/MERCHANT IP
Address:
49.205.214.156

BFL IP Address:
49.205.214.156

FROM:
Application Reference
Number:
B198166908,
BFL IP Address:
49.205.214.156

,
2023-07-03 First OTP OTP generated and sent to Valluri OTP sent to Valluri
TO:
13:11:55 Authentication Yeswanthsaiteja from BFL software application Yeswanthsaiteja
Mobile
Number:8185825205,
Customer IP Address:
2401:4900:4cc
b:5ff9:86
3a:5d3f:5210:e97e
of Valluri
Yeswanthsaiteja
FROM:
Application Reference
Number:
B198166908,
BFL IP Address:
49.205.214.156

, OTP Received by
2023-07-03 First OTP
OTP Received by Valluri Yeswanthsaiteja TO: Valluri
13:12:14 Authentication
Mobile Yeswanthsaiteja
Number:8185825205,
Customer IP address :
2401:4900:4cc
b:5ff9:86
3a:5d3f:5210:e97e
of Valluri
Yeswanthsaiteja
FROM:
Customer Name:Valluri
Yeswanthsaiteja,
Application Reference
Number:
 B198166908,
Mobile
Number:8185825205,
Digitally accepted PDF
IP address of customer
encrypted file
2401:4900:4cc
containing in respect of
Valluri Yeswanthsaiteja clicks on "I accept b:5ff9:86
said Loan
2023-07-03 First OTP checkbox" by putting OTP and Mobile Number to 3a:5d3f:5210:e97e
Documentation stored
13:12:14 Authentication finalize accepting to terms & conditions of said TO:
in BFL server for
Loan Documentation (defined above) BFL IP Address:
verification &
49.205.214.156
validation
,
EMP/FOS/MERCHANT
IP Address:
49.205.214.156

,
FOS Name:
MANIKYALARAO
RAVIPUDI

LOAN TRANSACTION AUDIT TRAIL SHEET

Customer Name : Valluri Yeswanthsaiteja

Customer ID :
Application Reference Number : B198166908
Loan Sourcing Date: 2023-07-03 13:11:46

Date & Cluster /

Action Taken Transaction Log details Output log status
Time Stage
FROM:
Application Reference
Number:B198166908,
Emp email ID (if available)
:
,
BFL IP Address:
Loan Approved by BFL (Salesforce 49.205.214.156
system) and bit.ly link containing
2023-07-03 Loan Approved by BFL
Approval encrypted pdf with details of ,
16:16:45 Salesforce System.
disbursement sent to Valluri TO:
Yeswanthsaiteja Customer Name:
Valluri Yeswanthsaiteja,
Cust Mobile Number:
8185825205,
Cust IP Address:

2401:4900:4ccb:5ff9
:863a:5d3f:5210:e97e
FROM:
IP Address of
BFL:49.205.214.156

,
BFL Emp name & ID:
Manikyalarao Ravipudi
548285,
 Second OTP generated and sent to Application Reference SMS & Email confirmation sent
2023-07-03 Second OTP Valluri Yeswanthsaiteja via SMS to Number: by Manikyalarao Ravipudi of
16:16:45 Authentication record acceptance for disbursal and B198166908 BFL to Valluri
eMandate; Yeswanthsaiteja for obtaining
TO: disbursement & eMandate
Customer Name:
Valluri Yeswanthsaiteja,
Cust Mobile Number:
8185825205,
Cust IP Address:

2401:4900:4ccb:5ff9
:863a:5d3f:5210:e97e
FROM:
Application Reference
Number:
B198166908,
IP Address of BFL:
49.205.214.156

Valluri Yeswanthsaiteja opened the
2023-07-03 Second OTP
Second OTP link clicked on “I Accept Manikyalarao Ravipudi
16:16:55 Authentication
Check Box”
Encrypted PDF opened and accepted
by Valluri Yeswanthsaiteja by
2023-07-03 Second OTP
submitting the OTP and Mobile
16:16:55 Authentication
Number as confirmation to
disbursement and eMandate details
,
OTP for Acceptance received
BFL Emp name & ID:
by Valluri Yeswanthsaiteja for
endorsing acceptance for
548285
disbursement and eMandate
TO:
Mobile Number of
Customer:
8185825205,
IP Address of Customer:
2401:4900:4ccb:5ff9
:863a:5d3f:5210:e97e
FROM:
Application Reference
Valluri Yeswanthsaiteja
Number:B198166908,
accepted the disbursement &
Customer Name:Valluri
eMandate details by submitting
Yeswanthsaiteja, Cust
the OTP & Mobile Number
Mobile
Number:8185825205,

LOAN TRANSACTION AUDIT TRAIL SHEET

Customer Name : Valluri Yeswanthsaiteja

Customer ID :
Application Reference Number : B198166908
Loan Sourcing Date: 2023-07-03 13:11:46

Date & Transaction Log Output log

Cluster / Stage Action Taken
Time details status
FROM:
Application
Reference Number:
B198166908,
Customer Name: Digitally
Valluri accepted
Yeswanthsaiteja, encrypted PDF
Cust Mobile Number: file containing
8185825205, Cust IP in respect of
PDF encrypted file containing Loan Documentation, Address: said Loan
 2023-07-03 Second OTP Disbursement details and eMandate details created and got 2401:4900:4ccb:5ff9 document
16:16:55 Authentication stored in BFL server :863a:5d3f:5210:e97e stored in BFL
server at IP
TO: address:
BFL IP Address: 49.205.214.156
49.205.214.156

,
BFL Emp name:
Manikyalarao
Ravipudi
FROM:
Customer Name:
Valluri
Yeswanthsaiteja,
Application
Reference Number:
B198166908,
Mobile Number:
8185825205, Application
of Valluri Reference
Yeswanthsaiteja Number.
2023-07-04 Verification & Encrypted pdf Loan Documentation opened and verified by TO: B198166908,
12:43:34 Validation Manikyalarao Ravipudi of BFL BFL IP Address: verified and
49.205.214.156 validated
Manikyalarao
, Ravipudi
Emp Name:
Manikyalarao
Ravipudi,
Emp email ID (if
available):
,
EMP IP Address:
49.205.214.156,
FROM:
Customer
Annexure of
Name:Valluri
“Transaction
Yeswanthsaiteja,
Audit Trail Annexure created and annexed with Encrypted Audit Trail
Cust Mobile
PDF filed stored in BFL Server containing Loan Application Sheet” attached
2023-07-04 Transaction Number:8185825205,
with Audit Trail Sheet, Master T&Cs, ECS / Electronic to encrypted
12:43:34 Completed Application
Payment Mandate, KYC and welcome intimation & Loan pdf document
Reference
EMI payment schedules containing ____
Number:B198166908
stored in BFL
server
TO:
Date Time
Application
Reference Number:
B198166908,
Complete PDF file in respect of said Loan Documentation
2023-07-04 Transaction Customer Process
(defiled above) along with audit trail history got stored in
12:43:34 Completed Name:Valluri Complete
BFL server
Yeswanthsaiteja,
Customer
Mobile:8185825205,
Successfully
Storage of
The Sanction Cum Chargeslip sent in OTP SMS and stored PDF file
2023-07-04 Sanction Cum
accepted by customer by submission of OTP, is stored in BFL internal systems of Sanction
12:43:34 Chargeslip in
PDF file BFL Records Cum Chargeslip
BFL Records
in BFL Records