Financial Assistance For Cancer

Patients in India: Government

Programs
DIGNITE CANCER CARE
INFO.DIGNITE@GMAIL.COM
WEBSITE: HTTPS://DIGNITE.IN/
Content
Click on the below links to understand more about the program..

 Ayushman Bharat - PM Jan Arogya Yojana (AB-  State Government Support: Karnataka
PMJAY)
 State Government Support: West Bengal
 Health Minister’s Discretionary Grant (HMDG)
 State Government Support: Bihar
 Mukhyamantri Amrutum (MA) Yojana &
Mukhyamantri Amrutam Vatsalya Yojana  State Government Support: Madhya Pradesh

 Central Government Health Scheme (CGHS)  State Government Support: Odisha

 Health Minister's Cancer Patient Fund (HMCPF) of
Rashtriya Arogya Nidhi (RAN)
 Mahatma Phule Jan Arogya Yojana (MPJAY) formerly
'Rajiv Gandhi Jeevandayee Arogya Yojana' (RGJAY)
 Employee State Insurance Corporation (ESIC)
 Prime Minister’s National Relief Fund (PMNRF)
 State Government Support: Andhra Pradesh
 State Government Support: Telangana
 State Government Support: Tamil Nadu
 State Government Support: Punjab
 State Government Support: Rajasthan
 State Government Support: Kerala
 State Government Support: Maharashtra
 State Government Support: Gujarat
 State Government Support: Assam
 State Government Support: Manipur
 Cancer Patients Concession for Travel by Air India

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Ayushman Bharat - PM Jan Arogya Yojana
(AB-PMJAY)
 Pradhan Mantri Jan Arogya Yojana (PM-JAY) provides financial protection (Swasthya Suraksha) to 10.74 crore poor, deprived rural families and
identified occupational categories of urban workers’ families (as per the latest Socio-Economic Caste Census (SECC) data) providing health
benefits to approx. 50 crore beneficiaries

 List of Hospitals can be found here & for additional information click here

Eligibility Benefits Application Process

• Families who are identified by the • Funding amount of Rs. 500,000 per • There is no application process
government on the basis of family, per year (on a family floater
deprivation and occupational basis)
criteria using the SECC database, • Coverage of medical and
both in rural and urban areas, are hospitalization expenses for almost all
entitled for AB-NHPM secondary care and most tertiary care
procedures
• Additionally, families with an active
• PM-JAY has defined 1,350 medical
RSBY cards as of 28 February 2018 packages (incl. surgery, medical, day
will covered care treatments ,medicines, diagnostics
• Check eligibility on and transport
https://www.abnhpm.gov.in/ and • If multiple surgeries are necessary, the
click on the Am I Eligible section highest package cost is paid first,
followed by a 50% waiver for 2nd
second and 25% discount for 3rd

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Health Minister’s Discretionary Grant
(HMDG)
 Health Minister’s Discretionary Grant (HMDG) has been set up for providing financial assistance to poor indigent patients, for life threatening
diseases covered under Rashtriya Arogya Nidhi in cases where free medical facilities are not available

 For additional information click here

Eligibility Benefits Application Process

• Individuals with annual family • Financial assistance up to a maximum • Proforma application filled by the
income up to INR 125,000 of INR 125,000 to defray a part of the treating Doctor/ HOD,countersigned
• Central and State Govt. employees expenditure on hospitalization/ by the Medical Superintendent of the
treatment treating Hospital to be submitted to
are not eligible for grant the Ministry of Health & Family
• Financial limits for grants are as
• Grant is only permissible if - follows: Welfare
– Treatment is in a Govt. hospital – Rs.75,000 if the estimated cost of • An original Certificate from the BDO/
– Treatment is expensive and not treatment is upto Rs.125,000 Tehsildar/Collector /SDM (quoting full
available for free (e.g. T.B.) – Rs.100,000 if the estimated cost of name, designation, telephone no. and
– Expenditure has not yet been treatment is above Rs.125,000 and official address of the certificate
incurred upto Rs.175,000 issuing authority) regarding
– Expenditure is not recurring and occupation and income of the
– Rs.125,000 if the estimated cost of
does not involve prolonged applicant and his/her family from all
treatment is above Rs.175,000
treatment sources

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Mukhyamantri Amrutum (MA) Yojana &
Mukhyamantri Amrutam Vatsalya Yojana
 Mukhyamantri Amrutum Yojana is a health care plan developed by the Government of Gujarat to help poor families in their major adversities.
In August 2014, this program was extended to the Lower Middle-Class families in the form of Mukhyamantri Amrutam Vatsalya Yojana

 For additional information click here and obtain answers to frequently asked questions here

Eligibility Benefits Application Process

• Beneficiaries from Below Poverty • Tertiary medical coverage up to • The following documents should be
Line (BPL) identified by the State Rs.300,000/- for a family of five on a provided at the enrollment station
Govt. rural development dept. floater basis – Proof of residence (ration card)
• In addition, the following • Transplant procedures involving – Identification proof
kidney, liver, kidney + pancreas are
beneficiaries are covered under MA – BPL certificate
covered up to Rs. 500,000
Vatsalya Yojana – Income certificate
• Knee and Hip replacement procedures
– All families with annual income up to are covered with cap of Rs. 40,000 per
Rs. 300,000 one replacement. Additional cost will
– All urban and rural ASHAs be borne by the beneficiary
– Accredited reporters • Rs.300 is paid to the beneficiary as
– Fix pay employees of Class-3&4 transportation charges for every
appointed by state govt. instance of availing treatment from
– U-win card holders the empaneled hospital
– Senior citisens of families with
annual income upto Rs. 600,000

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Central Government Health Scheme (CGHS)
 Central Government Health Scheme provides comprehensive medical care to Central Government employees and pensioners enrolled under
the scheme
 For additional information click here or refer to frequently asked questions here
Eligibility
• Central Government employees &
pensioners and their dependent family
members
• Beneficiaries across all four pillars of
democratic set up in India are covered,
namely Legislature, Judiciary, Executive
and Press
• Find out more about the eligibility for
joining CGHS here
AYUSH: Ayurveda, Homeopathy, Unani and Siddha system of medicines
Benefits
• OPD treatment incl. medicines
• Specialist consultation at Polyclinic/Govt.
Hospitals.
• Indoor Treatment & investigations at
Govt. and Empaneled Hospitals/ diagnostic
centers
• Cashless facility in empaneled hospitals &
diagnostic centers
• Reimbursement of expenses for treatment
in Govt. /Pvt. Hospitals under emergency
• Reimbursement of expenses incurred for
purchase of hearing aids, artificial
limbs,etc. as specified
• Family Welfare, Maternity and Child Health
Services.
• Medical consultation and dispensing of
medicines in AYUSH
Application Process
• Serving employees: Submit the forms
in prescribed format enclosing photos
of eligible family members and submit
to the Ministry/ Department/ Office,
where he/ she is employed
• Pensioners: CGHS card can be made
from the office of Additional Director
of the City. Forms can be downloaded
from CGHS Website. They are also
available in the office of Additional
Director of city
• List of documents are mentioned in
Q15 of this document
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Health Minister's Cancer Patient Fund
(HMCPF) of Rashtriya Arogya Nidhi (RAN)
 Health Minister’s Cancer Patient Fund (HMCPF) has been set up for providing financial assistance to the poor patients suffering from cancer. A
Corpus Fund of Rs. 100 crore has been set up, which has been placed in fixed deposit. Interest accrued thereon is utilized to provide the
financial assistance

 For additional information click here

Eligibility Benefits Application Process

• Patients suffering from cancer and • Revolving Funds have been set up in
living below poverty line 27 RCCs and funds upto 50 lakhs are
placed at their disposal for
providing treatment upto Rs. 2 lakh
in each case.
• Cases involving treatment beyond 2
lakh are referred to Ministry of
Health & Family Welfare,
Government of India for providing
funds
• To avail financial assistance under
HMCPF, the patient is required to
submit :
– Application form in prescribed
proforma duly signed by the
treating doctor and countersigned
by the Medical Superintendent of
the Government
hospital/institute/Regional Cancer
Centre.
– Copy of the income certificate.
– Copy of the ration card

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Mahatma Phule Jan Arogya Yojana (MPJAY)
formerly 'Rajiv Gandhi Jeevandayee Arogya Yojana' (RGJAY)
 This is a universal healthcare scheme run by the Government of Maharashtra for the poor people of the state of Maharashtra who hold one of
the four cards issued by the Government (Antyodaya card, Annapurna card, yellow ration card or orange ration card)
 For additional information click here
Eligibility
• Families belonging to any of the 36
districts of Maharashtra and holding
Yellow Ration Card, Antyodaya Anna
Yojana Card (AAY), Annapurna Card
and Orange Ration Card
• Farmers from 14 agriculturally
distressed districts of Maharashtra
(Amravati, Akola, Aurangabad,
Buldhana, Beed, Hingoli, Jalna, Nanded,
Latur, Osmanabad, Parbhani, Wardha,
Washim and Yavatmal).
• Family means members as listed on the
valid card and White ration card holder
with 7/12 from 14 agriculturally
distressed districts
Benefits Application Process
• Coverage for meeting all expenses • No enrollment process
relating to hospitalization of beneficiary • Valid ration card Orange/Yellow/White
up to Rs. 1,50,000 per family per year Ration Card with a photo id proof (e.g.
in any of the empaneled hospitals PAN Card, Aadhar Card, Driving
subject to package rates on cashless license, voter id, etc.) is required
basis through valid ration card
• Benefit shall be available to each
member of the family on floater basis I
• In case of renal transplant surgery,
upper ceiling is Rs 2,50,000 per
operation as an exceptional package
exclusively for this procedure
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Employee State Insurance Corporation (ESIC)

 Full medical care is provided to an Insured person and his/her family members from the day he/she enters insurable employment. There is no ceiling on
expenditure on the treatment of an Insured Person or their family member. Medical care is also provided to retired and permanently disabled insured
persons and their spouses on payment of a token annual premium

 For additional information click here

Eligibility Benefits Application Process

• Employees of establishments • Under ESIC, the following six social • No application process
employing 10* or more persons security benefits are provided: • Employee must be registered with
(*20 Employees in Maharashtra and – Medical benefit ESI by the employer
Chandigarh) – Sickness benefit
• The existing wage limit for coverage – Disablement benefit
under the Act effective from – Dependants benefit
01/01/2017 is Rs.21,000/- per – Other benefits – Funeral/
month [Rs. 25,000/- per month in confinement expenses
the case of persons with disability • For the complete list and details of
benefits click here

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Prime Minister’s National Relief Fund
(PMNRF)
 The resources of the PMNRF are utilized primarily to render immediate relief to families of those killed in natural calamities like floods, cyclones and earthquakes,
etc. and to the victims of the major accidents and riots. Assistance from PMNRF is also rendered, to partially defray the expenses for medical treatment like heart
surgeries, kidney transplantation, cancer treatment and acid attack etc.

 For additional information click here

Eligibility Benefits Application Process

• The disbursement out of the fund is
made at the discretion of the Prime
Minister, and in accordance with the
Prime Minister's directions
• Funding amount is based on the
discretion of the Prime Minister
• Applicants can apply for grant of
financial assistance through an
application form
(https://pmnrf.gov.in/en/download
s) addressed to the Prime Minister
• Following documents are required:
– 2 passport size photographs of
patient
– copy of residence proof
– original medical certificate
incorporating the type of disease
and estimated cost of expenditure
– copy of income certificate

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State Government Support: Andhra Pradesh
 Dr.YSR Aarogyasri Scheme is a unique health scheme being implemented by State Government of Andhra Pradesh through Dr.YSR Aarogyasri Health Care Trust. The
scheme provides financial assistance to BPL families to meet the catastrophic health needs
 For additional information click here
Eligibility
• All the BPL families identified by BPL
ration card issued by Civil Supplies
Department are eligible.
• All the people whose photo and
name appear on Health Card / BPL
(White, Annapurna and Anthyodaya
Anna Yojana) ration card and
suffering from identified diseases
are eligible for availing treatment
under the scheme
Benefits Application Process
• Coverage for the services to the • There is no separate enrollment, all
beneficiaries up to Rs.2.50 lakh per the BPL families holding valid white
family per annum on floater basis ration card are automatically
• Free screening and outpatient covered from the day of
consultation both in health camps/ implementation of the scheme
network hospitals
• Coverage for the 1044 “Listed Therapies”
for identified diseases in the 29
categories listed here
• End-to-end cashless service till 10 days
post discharge, including complications if
any up to 30 days post-discharge
• All the pre-existing cases under listed
therapies are covered under the scheme.
• Food and Transportation.
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State Government Support: Telangana

 Government of Telangana provides free health facilities to families below poverty line through Aarogyasri, a unique health scheme being implemented through
Aarogyasri Health Care Trust. This Health Scheme enables the poor families to avail quality medical treatment for serious ailments in a cashless manner, using
medical infrastructure in both the private and public hospitals

 For additional information click here

Eligibility Benefits Application Process

• All the BPL families identified by BPL
ration card issued by Civil Supplies
Department are eligible.
• All the people whose photo and
name appear on Health Card / BPL
(White, Annapurna and Anthyodaya
Anna Yojana) ration card and
suffering from identified diseases
are eligible for availing treatment
under the scheme
• Coverage up to 2.0 lakhs for each • There is no separate enrollment, all
family per year. the BPL families holding valid white
– Rs.1.50 lakhs financial coverage on ration card are automatically
family floater basis covered from the day of
– Plus an additional sum of Rs.50,000 implementation of the scheme
buffer on recommendation of
technical committee constituted by
the Trust for deserving cases on an
individual / family basis.

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State Government Support: Tamil Nadu
 Chief Ministers Comprehensive Health Insurance Scheme launched by the Government of Tamil Nadu through United India Insurance Company Ltd provides quality health
care to the eligible persons through empanelled Government and Private hospitals and to reduce the financial hardship to the enrolled families and move towards
universal health coverage by effectively linking with public health system
 For additional information click here
Eligibility Benefits
• Every member of a family Village • Coverage up to Rs.5,00,000 per
Administrative Officer year per family, for the ailments
and procedures covered under the
scheme
• For list of treatments covered click
here
Application Process
• Following steps to be followed for
enrollment:
– Obtain income certificate for the
family from the VAO
– Carry the original ration card with
Xerox copy along with income
certificate to the district kiosk
– The DK operator, after verification
of documents, will enroll the
member by capturing the
demographic and bio metric details.
– After capturing the member’s
photograph, ecard will be issued to
the beneficiary.
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State Government Support: Karnataka

 Chief Minister’s Relief Fund be used for the relief of distress of persons at the discretion of the Chief Minister, for sickness among other circumstances

 For additional information click here

Eligibility Benefits Application Process

• The Chief Minister’s decision as to • Funding amount is based on the • Manual Application on plain paper
the eligibility of any person for discretion of the Chief Minister addressed to Chief Minister
assistance from the fund will be – Applications should be supported
final by reports of Medical and Revenue
Officers respectively. The Chief
Minister’s satisfaction as regards
the adequacy of proof in any case
will be final.
– Beneficiary has to produce proof of
utilization of the aid from the
intended purpose. Cases in which
such proof is necessary shall be
decided by the Chief Minister

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State Government Support: West Bengal

 Chief Minister’s Relief Fund be used for medical assistance

 For additional information click here

Eligibility Benefits Application Process

• Permanent residents of West Bengal • Funding amount is based on the • Manual Application on plain paper
• Distressed patients who are discretion of the Chief Minister addressed to Chief Minister
undergone treatment in the • Patients can avail the assistance • For complete list of documents
Govt./Non Govt. only once for the same case in one click here
Hospitals/Institutions and also are financial year
unable to bear the cost of
treatment
• Patients who are not eligible to get
benefit of ESIC/any other insurance
scheme or get reimbursement from
employer/organization

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State Government Support: Bihar
 Chief Minister’s Relief Fund be used for medical assistance
 For additional information click here
Eligibility
• Permanent residents of Bihar
• Annual income should be below Rs.
100,000
Benefits
• For treatment costing up to Rs. One
lakh in India, the quantum of
assistance would be limited to a
maximum of Rs. 30,000/- and for
those over Rs. One Lakh it would
be limited to a maximum of
Rs.50,000/-
• (For handicapped person requiring
artificial limbs etc. maximum
ceiling for limbs, cycling and other
aids would be Rs. 50,000/- subject
again to a fixed proportion of the
cost of the item
Application Process
• Manual application to Chielf
Minister’s Office
• Application Form should
accompany the following
documents:
– Recommendation of eminent
persons which include M.L.A.
/M.L.C. of the State of Bihar to the
Chief Minister of Govt of Bihar
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State Government Support: Madhya Pradesh

 Chief Minister’s Relief Fund be used for medical assistance

 For additional information click here

Eligibility Benefits Application Process

• Domicile of Madhya Pradesh
• Should belong to below povery line
• The disease should be from the 20
listed diseases
• Only once, to one member of a
family living below poverty line
• From Rs.25,000 to maximum
Rs.2,00,000. The State Illness Fund
assistance amount cheque is
provided directly to the
Hospital/Institution where the
approved case (patient) is referred
• Manual application to Collector of
the District in the name of Director
Public Health & FW
• Application Form should
accompany the following
documents:
– Certificate of below poverty line
– Estimate of the health institution
(economy class)
• For additional information click
here

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State Government Support: Odisha
 Chief Minister’s Relief Fund be used for medical assistance
 For additional information click here
Eligibility
• The person should be a resident of
Odisha
• Annual income not exceeding
Rs.40,000/- in rural areas and
Rs.60,000/- for urban areas will be
considered
• Either BPL card or Annual income
certificate may be accepted as the
eligibility criteria subject to
verification of BPL card.
Benefits Application Process
• Assistance sanctioned will be • Online application. For more
limited to 1/3 rd of the estimated information and documents click
cost here
• In case of (1) renal transplant, (2)
cardiac surgery and (3) cancer, the
maximum ceiling of assistance shall
be Rs. 50,000/- for treatment
within the state. Rs. 25,000 -
2,00,000
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State Government Support: Punjab

 Mukh Mantri Punjab Cancer Raahat Kosh is to be used for cancer treatment

 For additional information click here

Eligibility Benefits Application Process

• Families belonging to Below Poverty
Line inder State Illness Fund through
Punjab Nirogi Society.
• Every cancer patient except govt.
employees and those having health
insurance cover
• MukhMantri Punjab Cancer • For application form and list of
RaahatKosh Society treatment of documents click here
all cancer patients an amount of
upto 1.50 lakhs is made available
for treatment of every cancer
patient except Govt. employees
and those having health insurance
cover.
• School children suffering from
cancer are provided free treatment
by Health Department

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State Government Support: Rajasthan

 Chief Minister’s Relief Fund be used for medical assistance

 For additional information click here

Eligibility Benefits Application Process

• Permanent residents of Rajasthan
• Annual income should be below Rs.
100,000
• For Treatment in Government • For online application click here
Hospitals 40% of Expenditure or a
maximum of 100000
• For treatment in Private Hospitals
30% of Expenditure or a maximum
of 60000

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State Government Support: Kerala

 Chief Minister’s Distress Relief Fund to be used for medical assistance

 For additional information click here

Eligibility Benefits Application Process

• Permanent residents of Kerala • Funding amount is based on the
• Annual income should be below Rs. discretion of the Chief Minister. It
100,000 varies depending on the disease,
condition of the patient. Minimum
of Rs. 10000 to above 1lac as case
by case basis
• Manual application in the
prescribed format. For details click
here
• Application Form should
accompany the following
documents:
– Medical certificate taken within a
period of six months

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State Government Support: Maharashtra

 Chief Minister’s Relief Fund to be used for medical assistance

 For additional information click here

Eligibility Benefits Application Process

• Permanent residents of • Funding amount is based on the • For online application click here
Maharashtra discretion of the Chief Minister
• Annual income should be below Rs.
100,000

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State Government Support: Gujarat

 Chief Minister’s Relief Fund be used for medical assistance

 For additional information click here

Eligibility Benefits Application Process

• Permanent residents of Gujarat • Funding amount is based on the • To download the application form
• Annual income should be below Rs. discretion of the Chief Minister click here
100,000

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State Government Support: Assam

 The “Assam Arogya Nidhi” scheme provides financial assistance to BPL families and families having a monthly income of less than Rs. 10,000 (Rupees Ten Thousand) for
treatment of certain diseases

 For additional information click here

Eligibility Benefits Application Process

• Permanent residents of Assam
• Patients belonging to family living
Below Poverty Line or monthly
income below Rs. 10,000. However,
preference will be given to BPL
families
• For treatment at government &
empaneled hospitals under Assam
Arogya Nidhi
• Financial assistance of up to Rs. 1.5 • Manual application to AAN Cell at
lakh in individual cases NRHM Directorate or Medical
• In case the quantum is likely to College & Hospitals
exceed Rs. 1.5 lakh, the case will be • To get a copy of the application
forwarded to Rashtriya Arogya form click here
Nidhi
• Assistance for investigations at
medical colleges up to Rs. 5000

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State Government Support: Manipur

 Manipur State Illness Assistance Fund (MSIAF) is a fund, which provides financial assistance to the poor patients who are suffering from life threatening disorders &
diseases, for treatment in Government Hospitals of Manipur

 For additional information click here

Eligibility Benefits Application Process

• Permanent residents of Manipur • One time assistance on • Manual applications should be

• Patient should belong to a family reimbursement basis, not submitted to the Director of Health
living Below Poverty Line exceeding Rs. 100,000 Services, Manipur, in the
• Govt. employees are not eligible. prescribed format
However, retired Govt. employees
are eligible subject to fulfilling
income criteria
• Treatment should be from JNIMS),
Imphal; RIMS, Imphal; or other
Government Hospitals
• The patient should be suffering
from a major ailment as described

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Cancer Patients Concession for Travel by Air
India
 The Government of India, through their airline Air India, helps patients suffering from cancer by giving them concessions to travel for treatment

 For additional information click here

Eligibility Benefits Application Process

• Only for those persons who are • 50% of basic fare of select booking • An application from the passenger
– Resident of India and class in Economy cabin for Air stating that he/she is proceeding
– suffering from cancer and travel between place of residence for treatment supported by a
– are travelling for the purpose of and the place of treatment where certificate issued by Cancer
medical check-up/treatment the cancer hospital/ Cancer hospital or an Institute
Institute is located
• Travel permitted within India as
well as on India - Nepal sectors.
• Ticket validity: 1 year from date of
purchase
• Ticket to be purchased 7 days
before departure

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Reach out to us - info.dignite@gmail.com

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