USER GUIDE

i-INVEST (i-AKAUN MOBILE APPS)

TABLE OF CONTENTS:
1. Investment Holding Dashboard
2. Suitability Assessment
3. Buy Transaction
4. Fund Redemption Transaction
5. Fund Switching Transaction
6. Check Status and Transaction History
7. Fund Tools – Fund Selector
8. Fund Tools – Chart Centre
9. Learn More – FMI/IUTA
LOG IN AND LANDING PAGE i-AKAUN MOBILE APPS

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1. Key in User ID 3. Key in Password System will display landing page i-Akaun Mobile Apps.
2. Click Continue 4. Click Login Click i-Invest to perform investment transaction.
INVESTMENT HOLDING DASHBOARD
INVESTMENT HOLDING DASHBOARD

FMI

Landing page i-Invest with no holdings Landing page i-Invest with holdings
information information
SUITABILITY ASSESSMENT
SUITABILITY ASSESSMENT (SA)
Description : To determine member risk profile as an investor.

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1. Click Proceed Now to Please answer 7 questions on suitability System will display your investor
complete the suitability assessment. profile
assessment 2. Click Complete 3. Click Save My Profile
BUY TRANSACTION
BUY TRANSACTION
Description: Process flow on purchasing the unit trust

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System will display account details including available investment

1. Click Transaction 3. Click Yes to confirm mobile amount
2. Click Buy number 4. Select FMI
5. Select Funds to invest
BUY TRANSACTION
Description: Process flow on purchasing the unit trust

FMI

IUTA

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FMI
IUTA

FMI

FMI

System will display the summary on

6. Key in investment amount 7. Click Checkout
FMI/IUTA comparison of availability and
sales charge
BUY TRANSACTION
Description: Process flow on purchasing the unit trust

FMI
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FUND NAME System will route to

selected FMI/IUTA
website to proceed
with buy transaction
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Note: Buy process will differ
from each FMI or IUTA.
FUND NAME

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8. Click Buy 9. Click tick box to agree on terms and conditions

10. Click OK to proceed
BUY TRANSACTION
Description: Process flow on purchasing the unit trust

FMI/IUTA NAME FMI/IUTA NAME FMI/IUTA NAME

FMI/IUTA NAME

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FMI

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FMI
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System will send TAC and display member authorisation page: 14. Click Next to complete the transaction
11. Click tick box to agree on terms and conditions
12. Key in TAC number
13. Click Proceed
FUND REDEMPTION
FUND REDEMPTION
Description: Fund redemption process

FMI FMI
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System will display investment 1. Click Transaction 2. Click Redeem/Switch

holding information
FUND REDEMPTION
Description: Fund redemption process

FMI

System will route to

FMI selected FMI/IUTA
3 FUND NAME website to proceed
with redeem
transaction
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FUND NAME
Note: Redemption process
will differ based on selected
FMI/IUTA

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3. Click on the selected fund 5. Click tick box to agree on terms and conditions
4. Click Proceed to Redeem 6. Click OK to proceed
FUND SWITCHING
FUND SWITCHING
Description: Fund switching process

FMI FMI
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System will display investment 1. Click Transaction 2. Click Redeem/Switch

holding information
FUND SWITCHING
Description: Fund switching process

FMI

System will route to

FMI selected FMI/IUTA
3 FUND NAME website to proceed
with switching
transaction
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FUND NAME
Note: Switching process will
differ based on selected
FMI/IUTA

3. Click on the selected fund 5. Click tick box to agree on terms and conditions
4. Click Proceed to Switch 6. Click OK to proceed
CHECK STATUS AND TRANSACTION HISTORY
CHECK STATUS AND TRANSACTION HISTORY
Description: Method to perform status checking in 90 days period or transaction history for member investment scheme

FUND NAME

FMI
FUND NAME

System will display application status System will display transaction

1. Click on Transaction
for the period of 90 days history whether through i-Invest
2. Click on Application Status or
or agents
Transaction History
 FUND TOOLS:
FUND SELECTOR
 FUNCTION 1: FUND SELECTOR
Description – Funds selector is the new function to help member to filter funds based on various criteria and the functions are as following :
a. Fund Management Institution (FMI) c. Geographical Sector e. Fund Consistent Return Rating
b. Fund Category d. Fund Volatility Classification d. Shariah / Conventional Fund

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i-Invest landing page System displayed Information page

1. Click ‘Information’ 2. Click on ‘Fund Selector’
SIMULATION 1: FUND MANAGEMENT INSTITUTION (FMI)

System displayed Fund Selector System displays all the lists of FMIs
3. Click on dropdown ‘Fund Management Institution (FMI)’
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4. Tick on FMIs list name (Note: Maximum of 3 FMIs only) System displays lists of Fund Management
5. Then click on ‘SELECT’ button Institution (FMI) which has been selected
SIMULATION 2: FUND CATEGORY

6. Click on dropdown ‘Fund Category’ System displays all ‘Fund Category’ and is
automatically marked on all categories
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7. Tick on ‘Fund Category’ to filter fund System displays list of Fund Category which has been selected
8. Then click on ‘SELECT’ button
SIMULATION 3: GEOGRAPHICAL SECTOR

All ‘Geographic Sector’ lists are displayed and have

9. Click on dropdown ‘Geographical Sector’ to filter
been checked automatically
list of Geographical
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10. Tick the desired Geography for the filter System displays the selected Geographic Sector
SIMULATION 4: FUND VOLATILITY CLASSIFICATION

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System displays a description pop up as follows :

11. Click on tooltips ‘Fund Volatility Classification’ ‘It is a qualitative description of the riskiness of the fund’.
to see the description 12. Click the 'OK' button to close the description pop up
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13. Move the cursor in the field of ‘Fund Volatility 14. System allows the cursor to be moved to make a
Classification’ choice
SIMULATION 5: FUND CONSISTENT RETURN RATING

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System displays a description pop up as follows :

15. Click on tooltips ‘Fund Consistent Return ‘The higher the rating, the better the past fund’s performance’.
Rating’ to see the description 16. Click the 'OK' button to close the description pop up
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17. Move the cursor in the field of ‘Fund Consistent 18. System allows the cursor to be moved to make a
Return Rating’ choice
SIMULATION 6: SHARIAH / CONVENTIONAL FUND AND GENERATE TABLE

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19. Check the option either ‘All’, ‘Shariah’ or ‘Conventional’ System displays Performance Table (Annualised) and
20. Then click on ‘GENERATE TABLE’ button displays all Fund Name lists
21. Click on the Fund Name hyperlink to view detailed information
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System displays Fund Info with detailed information System back to Performance Table (Annualised)
22. Click () symbol to return to Performance Table (Annualised) 23. If want to filter the desired Fund Name, click on the
‘Search Filtered Funds'
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System displays a list of Fund Name System displays the Fund Name of the selected fund
24. Select the desired Fund Name 25. Click on the Fund Name hyperlink to view detailed
information
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System displays Fund Info with detailed information System back to Performance Table (Annualised)
26. Click () symbol to return to Performance Table (Annualised) 27. Click on ‘Select Funds’
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System displays a checkbox on Fund Name 28. Tick the desired Fund Name
29. Click on the 'VIEW CHART' button
(Note: Maximum 3 funds to compare)
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System displays a fund comparison chart and brief information based on the 30. Click on the Fund to purchase
Fund Name option that has been selected 31. Click on the 'Buy' button
(Note: Purchasing Funds is the same as the current
process)
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32. If wants to delete the list of funds, click on the (X) symbol Funds that have been deleted will no longer be displayed.
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If the selected Fund Name is ‘Freeze’ and/or ‘Suspended’ System displays a 'Filter Options' pop up The system displays a list of years
status, then the purchase cannot be made. The system (Note: Auto defaults to 1 Year) 35. Select Year
blocks those funds from being selected. 34. Click on the 'Year' dropdown
33. Click on symbol to filter the funds. to make a choice
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36. Click on the 'Apply' button System displays a fund comparison chart for 3 years
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37. If the member is a holder of a ‘Shariah Savings Account’, and

selecting the ‘Conventional’ fund, the system will display a pop up
message as following:
"Shariah member is not eligible to purchase conventional funds“
(Note: Members with Shariah Savings account can select on
Shariah compliant funds only.) -End-
 FUND TOOLS:
CHART CENTRE
 FUNCTION 2: CHART CENTRE
Description – Funds selector is the new function to help member to filter funds based on various criteria and the functions are as following :
a. Fund Category c. Fund Volatility Classification e. Shariah / Conventional Fund
b. Geographical Sector d. Fund Consistent Return Rating

i-Invest landing page System displayed Information page

1. Click ‘Information’ 2. Click on ‘Chart Centre’
SIMULATION 1: FUND CATEGORY

System displays the Chart Centre page System displays all ‘Fund Category’ and is
3. Click on the 'Fund Category' dropdown automatically marked on all categories
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4. Select the desired 'Fund Category' to filter System displays a list of selected Fund Category
5. Click on 'SELECT' button
SIMULATION 2: GEOGRAPHICAL SECTOR

6. Click on the 'Geographical Sector' dropdown to filter System displays all the ‘Geographical Sectors’ and have
Geography list been marked automatically marked to all
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7. Tick on the desired Geography to filter System displays the selected Geographical Sector
SIMULATION 3: FUND VOLATILITY CLASSIFICATION

The system displays a pop up description as follows:

8. Click on the ‘Fund Volatility Classification’ tooltips “It is a qualitative description of the riskiness of the fund”.
to see the description 9. Click the ‘OK’ button to close the description pop up
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10. Move the cursor in the field of ‘Fund Volatility 11. System allows the cursor to be moved to make a
Classification’ choice
SIMULATION 4: FUND CONSISTENT RETURN RATING

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System displays a description pop up as follows :

12. Click on tooltips ‘Fund Consistent Return Rating’ ‘The higher the rating, the better the past fund’s performance’.
to see the description 16. Click the 'OK' button to close the description pop up
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14. Move the cursor in the field ‘Fund Consistent 15. System allows the cursor to be moved to make a
Return Rating’ choice
SIMULATION 5: SHARIAH / CONVENTIONAL FUND AND GENERATE TABLE

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System displays the following System displays a ‘Search Funds’
16. Check the option either ‘All’, ‘Shariah’ or ‘Conventional’ message: field
17. Then click on ‘GENERATE TABLE’ button “There are no fund(s) selected.
Please select fund(s) from any
of the performance table."
18. Click on the dropdown

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19. Key in the name of the fund by ‘search engine’
and then system displays a list of fund names
20. Select a fund name (Note: maximum 3 funds for
compared)
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System displays a comparison chart of the three (3) funds and also displays
information of the funds.
21. Click the symbol () to return to the Chart Center page; or
22. Click on fund information; and
23. Click on the 'Buy' button to purchase funds
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24. If wants to delete the list of funds, click on the (X) symbol Funds that have been deleted will no longer be displayed.
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If the selected Fund Name is ‘Freeze’ and/or ‘Suspended’ The system displays a 'Filter Options' pop up The system displays a list of years
status, then the purchase cannot be made. The system (Note: Auto defaults to 1 Year) 27. Select ‘Year’
blocks those funds from being selected. 26. Click on the 'Year' dropdown
25. Click on the filter symbol to perform a filter to make a choice
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28. Click on the 'Apply' button System displays a fund comparison chart for 3 years
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29. If the member is a holder of a ‘Shariah Savings Account’, and

selecting the ‘Conventional’ fund, the system will display a pop
up message the following:
"Shariah member is not eligible to purchase conventional funds“
(Note: Members with Shariah Savings account can select on
Shariah compliant funds only.) -End-
LEARN MORE:
FMI/IUTA
 FUNCTION 3: LEARN MORE – FMI/IUTA
Description – Further information on the IPD/IUTA function is a facility for members to assist members in obtaining details of IPD and IUTA under the EPF Member Investment Scheme.

i-Invest landing page System displayed Information page

1. Click ‘Information’ 2. Click on ‘FMI/IUTA’
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System displays a list of IPD and IUTAs names The system displays detailed information related to the selected IPD or IUTAs.
3. Click on one of the IPD or IUTA to view detailed information 4. Click on the ‘VISIT WEBSITE’ button to navigate to the IPD or IUTA website.
5. Click on the dropdown / expand to see more information
 HELPING MEMBERS ACHIEVE A BETTER FUTURE

The content of this presentation is confidential and intended for the use of the EMPLOYEES PROVIDENT FUND ® (EPF®) of Malaysia.
It shall not be distributed, downloaded, printed, published or reproduced by any means without the consent of the EPF ®.

This information is correct as of 10th July 2022 and not for public circulation.

© 2021 EMPLOYEES PROVIDENT FUND® (EPF®) of Malaysia. All Rights Reserved.