NBTOP

Frequently Asked Questions

FOR PILOT PROJECT – LIMITED USE ONLY I OCT 2022

 FAQ

Nanobyte Ownership Program (NBTOP)

- Employee benefits and retention program

1. What is NBTOP?
A program where you can purchase Nanobyte (NBT) with 70% discount (company subsidy). This program is a 3-years commitment.

2. Who’s eligible to apply for this program?

You are eligible to join if you are meeting below criteria:
• Permanent employees, with level 9 and above
• Minimum working tenure is 1 year, with performance B+ (so, keep up your good performance!)
• Not under sanction letter period (SP)

And, the good news are:

• This program is open for Expatriate (no need to be WNI)
• You don’t need to gone through credit checking process (since this is not loan )

3. When will this program launch?

Pilot project will start on November 2022, make sure you register BEFORE 10 November 2022 since we will review and limit the
participants.

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 FAQ

Nanobyte Ownership Program (NBTOP)

- Employee benefits and retention program

4. What if the NBT price goes up and down, will my monthly installment or subsidy percentage changed?
No, this program will lock the IDR value, not quantity of NBT.
Here’s the simulation:

IDR Value will be kept according to you plan.

Subsidy will always 70% from this amount

NBT amount can be fluctuated, depends on the NBT price.

We will use actual average market price in 7 days to
determine the purchase price.

5. Is there any lock period?

• Yes, this is 3-years program. Company will commit to subsidy you for 3 years, so we do hope that you also have the same commitment 
• If, in the middle of the program, you are leaving the company, you’ll loose the subsidized NBT

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 FAQ

Nanobyte Ownership Program (NBTOP)

- Employee benefits and retention program

6. How to track and monitor my NBT?

You can track and monitor your NBT in Nanovest Application. Hence, make sure you have an active account in Nanovest App 
If you are having any difficulties in account opening, please contact Vitri at 0812-42428900

For expatriate that DON’T HAVE KITAS, since you can not open account in Nanovest app yet, we will disburse your NBT to your
wallet (Metamask or Trust Wallet). But, if you have KITAS, you can open account in Nanovest.

7. How to monetize? Can I sell my NBT immediately, or I need to wait until end of 3 years?
Yes, you can sell NBT that has been disbursed to your wallet (employee portion) immediately, OR… hold it until the price goes to the
moon and sell later.
While, for the 70% company subsidy, it can be vested after 12 month since you join the program.

8. Is there any “buy back guarantee” from company or Nanovest?

At this moment no, since you have enjoyed special benefits of 70% discount 

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 FAQ

Nanobyte Ownership Program (NBTOP)

- Employee benefits and retention program

9. Can you show detail simulation?

• NBT employee portion can be cashed out

at any time
• NBT subsidy portion will be locked for
12 months and disbursed after 12 months
(on month 13th, 25th and 37th)
• As long as the NBT has not been disbursed
into employee account, employee will loose
future eligibility. For example:
• Employee resigned on month 10th,
employee can keep the employee
portion, but loose eligibility for NBT
subsidy portion from month 1 – 10
• Employee resigned on month 15th,
employee can keep the employee
portion + NBT subsidy that has been
disbursed in month 13th but loose
eligibility for NBT subsidy portion
from month 13 – 15

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 FAQ

Nanobyte Ownership Program (NBTOP)

- Employee benefits and retention program

10. What is NBT and how to use it?

NanoByte (NBT) is a cryptocurrency (crypto) token that was launched by Nanovest (backed by Sinarmas Financial Group) and regulated
by BAPPEBTI (under Kementerian Perdagangan RI).
The token will support implementation of three key use cases: payments-bridge that act as user acquisition strategy, investment-bridge
and financial service-bridge.

Current available use case:

• Rewards system
• Receive reward in form of NBT, and earn more NBT on
Staking program
• NBT as collateral to get cash
• You need cash, but don’t have other asset than NBT?
Your NBT can be used as collateral to get money (cash)
with special interest rate in Danamas
• Special discount to purchase your Dream House in Sinarmas Land
• You can get discount up to IDR 50 million, if you hold NBT
• Discount 10% to purchase your electricity token or phone
credit/top up

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 FAQ

Nanobyte Ownership Program (NBTOP)

- Employee benefits and retention program

11. What are the factors that are impacting NBT price?
NBT is categorized as commodity (that’s why it is regulated under BAPPEBTI), hence similar with other commodity, the price changes
caused by supply and demand. The higher the demand, more likely the price will goes up.
Hence, Nanovest is focusing on 2 efforts to maintain the NBT price:
1. We only release limited amount of NBT to be traded in public. With a limited supply, growing demand will increase the valuation
of NBTs.
2. Continuously increase the use case of NBT (sample can be seen in FAQ no 9 – previous page)

12. Is NBT comply to sharia principle?

As mentioned, NBT is categorized as commodity (similar as gold, coal, nickel, etc.), hence if we see NBT as asset, it is align with
Sharia principle.