P ₹ 50,000.00 P ₹ 100,000.00 P ₹ 75,000.

00
r 6.00% r 9.09% r 6.00%
t 2 t 3 t 2.25
SI ₹ 6,000.00 SI ₹ 27,270.00 SI ₹ 10,125.00
A ₹ 56,000.00 A ₹ 127,270.00 A ₹ 85,125.00

P ₹ 100,000.00 P ₹ 500,000.00 P ₹ 100,000.00

r 9% r 5% r 10%
t 3.25 t 1.50 t 7
SI ₹ 29,250.00 SI ₹ 37,500.00 SI ₹ 70,000.00
A ₹ 129,250.00 A ₹ 537,500.00 A ₹ 170,000.00

P ₹ 800,000.00 P ₹ 30,000.00
r 9% r 12%
t ₹ 2.75 t 4
SI ₹ 198,000.00 SI ₹ 14,400.00
A ₹ 998,000.00 A ₹ 44,400.00
P ₹ 80,000.00
r 10.50%
t 5
SI ₹ 42,000.00
A ₹ 122,000.00

P ₹ 50,000.00
r 5%
t 5
SI ₹ 12,500.00
A ₹ 62,500.00
Q.No. 1 2 3 4 5 6

P ₹ 600.00 ₹ 1,000.00 ₹ 1,148.33 ₹ 600.00 ₹ 2,000.00 ₹ 2,500.00

r 5% 6% 6% 7% 8% 4%
t 2.00 0.50 0.75 0.17 0.25 0.50
SI ₹ 60.00 ₹ 30.00 ₹ 51.67 ₹ 7.00 ₹ 40.00 ₹ 50.00
A ₹ 660.00 ₹ 1,030.00 ₹ 1,200.00 ₹ 607.00 ₹ 2,040.00 ₹ 2,550.00
 7 8 9 10

₹ 1,500.00 ₹ 3,000.00 ₹ 100.00 ₹ 600.00

3% 4% 5% 6%
0.67 2.50 20.00 0.75
₹ 25.00 ₹ 300.00 ₹ 100.00 ₹ 27.00
₹ 1,525.00 ₹ 3,300.00 ₹ 200.00 ₹ 627.00

ROUNDED OFF
Q No. 1 2 3 4 5

P ₹ 4,000.00 ₹ 1,800.00 ₹ 1,000.00 ₹ 10,000.00 ₹ 1,000.00

r 6% 5% 15% 8% 9%
t 7.00 8.00 5.00 6.00 6.00
m 1.00 2.00 12.00 4.00
n 7.00 16.00 60.00 24.00
i 6% 3% 1% 2%
A ₹ 6,014.52 ₹ 2,672.11 ₹ 2,107.18 ₹ 16,084.37 ₹ 1,716.01
C.I. ₹ 2,014.52 ₹ 872.11 ₹ 1,107.18 ₹ 6,084.37 ₹ 716.01
 6 7 8 9 10 11

₹ 2,000.00 ₹ 4,000.00 ₹ 5,000.00 ₹ 100.00 ₹ 100.00 ₹ 100.00

6% 5% 8% 12% 10%
3.00 4.00 4.25 5.81 11.53 8.00
4.00 12.00 1.00 1.00
4t 12t 8.00
2% 1% 10%
₹ 2,394.43 ₹ 4,885.61 ₹ 7,000.00 ₹ 200.00 ₹ 300.00 ₹ 200.00
₹ 394.43 ₹ 885.61 ₹ 2,000.00 ₹ 100.00 ₹ 200.00 ₹ 100.00
 Effective Nominal Semi Annually Quarterly Monthly

Q1 6.00% 6.09% 6.136% 6.168%

Q2 12.00% 12.683%
Q3 5.00%
Q4 7.00%
Q5 6.00%
Q6 6.00%
Continously Force Of Interest

6.18%

5.13%
7.25%
6.18%
5.83%
 NPER RATE FV PV

Q1 20 5.00% $ 6,000.00 $2,261.34

Q2 12 3.50% $ 4,000.00 $2,647.13
Q3 36 0.75% $ 1,000.00 $764.15
Q4 5 2.00% $ 2,500.00 $2,264.33
Q5 12 3.00% $ 8,000.00 $5,611.04
Q6 4 7.00% $ 1,000.00 $762.90
Q7 24 2.00% $ 5,000.00 $3,108.61
Qno. 1 Qno. 2

Cost ₹ 30,000.00 Cost ₹ 15,000.00

Scrap Value ₹ 4,000.00 Scrap Value ₹ 3,000.00
Life 13 Life 5
Depreciation ₹ 2,000.00 Depreciation ₹ 2,400.00

Qno. 5 Qno. 6
r 5%
Cost ₹ 5,000.00 Cost ₹ 5,000.00
r 5% Scrap Value ₹ 2,316.46
n 5 Life 15
Depreciation of nth year ₹ 203.63 Depreciation

Qno. 9 Qno. 10
rate 8% rate 10%
Cost ₹ 100,000.00 Cost ₹ 4,000.00
Scrap Value ₹ 43,440.00 Scrap Value ₹ 1,500.00
Life 10.00 Life 9.31
Qno. 3 Qno. 4

Cost ₹ 10,000.00 Cost ₹ 40,000.00

Scrap Value ₹ - Scrap Value ₹ 8,235.65
Life 4 Life 15
Depreciation Year 1 ₹ 4,000.00 r 10%
Depreciation Year 2 ₹ 3,000.00
Depreciation Year 3 ₹ 2,000.00
Depreciation Year 4 ₹ 1,000.00

Qno. 7 Qno. 8
r1 8% r1 10%
Cost1 ₹ 10,600.00 Cost1 ₹ 10,000.00
Scrap Value 1 ₹ 8,254.09 Scrap Value 1 ₹ 8,100.00
Life1 3 Life1 2
r2 10% r2 7%
Cost2 ₹ 8,254.09 Cost2 ₹ 8,100.00
Scrap Value 2(Ans) ₹ 3,947.91 Scrap Value 2(Ans) ₹ 6,515.29
Life2 7 Life2 3.00

Qno. 11 Qno. 12
rate 10% rate 22%
Cost ₹ 5,600.00 Cost ₹ 2,000.00
Scrap Value ₹ 1,951.00 Scrap Value ₹ 160.00
Life 10.00 Life 10.00
Q1 Q2 Q3

R or PMT $ 2,000.00 R or PMT $ 500.00 R or PMT $ 200.00

n or NPER 5 n or NPER 14 n or NPER 8
i or int 8% i or int 5% i or int 3%
a or FV $11,733.20 a or FV $9,799.32 a or FV $1,778.47

Q6 Q7 Q8

R or PMT $ 500.00 R or PMT $86,491.47 R or PMT $2,000.00

n or NPER 16 n or NPER 20 n or NPER 16
i or int 1.5% i or int 1.5% i or int 5.0%
a or FV $8,966.18 a or FV $ 2,000,000.00 a or FV $47,314.98

Q9
Q10 Q11
R or PMT $115.02
n or NPER 12 R or PMT $78.64 R or PMT $795.05
i or int 1.5% n or NPER 24 n or NPER 10
a or FV $ 1,500.00 i or int 0.5% i or int 5.0%
a or FV $ 2,000.00 a or FV $ 10,000.00
 Q4 Q5

R or PMT $ 800.00 R or PMT $ 100.00

4*2 n or NPER 24 n or NPER 12
6/2' i or int 1.5% i or int 0.67%
a or FV $22,906.82 a or FV $1,244.99

Compound Interest
rate 10%
P $47,314.98
a $ 57,511.66 Ans
t 2
n 2
Q1 Q2 Q3
PMT 5000 PMT 2000 PMT 800
RATE 7% RATE 4% RATE 3%
NPER 6 NPER 20 NPER 10
M - M 2 M 2
PV $23,832.70 PV $27,180.65 PV $6,824.16

Q5 Q6
PMT 5000 PMT 8000 PMT
RATE 1% RATE 16% RATE
NPER 96 NPER 20 NPER
M 12 M 1 M
PV $307,638.51 PV $97,430.73 PV
Init Inv 50000
Q4
PMT 200
RATE 1.25%
NPER 40
M 4
PV $6,265.39
 PMT NPER I PV PRICE DECISION
Q1 2000 5 10% $7,581.57 $ 8,100.00 Leasing is a better alternative
Q2 1000 4 10% $3,169.87 $ 3,000.00 Purchasing is a better alternative
Q3 1000 4 14% $2,913.71 $ 3,000.00 Leasing is a better alternative
Q4 1250 4 14% $3,642.14 $ 4,000.00 0
Q8 1200 8 8% $6,895.97 $ 10,000.00 NO

PMT1 NPER1 I1 PV1 PRICE1 NPV1 PMT2

Q5 2400 8 10% $12,803.82 9750 3053.82287 2300
Q6 2000 7 10% $9,736.84 8000 1736.83764 1800
Q7 1900 7 10% $9,250.00 10000 ($750.00) 2200

BOND RATE NPER YIELD DIVIDEND RV PV

Q9 $ 1,000.00 3.5% 6 4.5% 35 $ 1,000.00 $948.42
Q10 $ 1,000.00 6% 12 4.5% 60 $ 1,000.00 $1,136.78
Q11 $ 1,000.00 9% 15 8% 90 $ 1,000.00 $1,085.59
Q12 $ 1,000.00 6% 10 8% 60 $ 1,000.00 $865.80
Q13 $ 5,000.00 12% 12 10% 600 $ 5,000.00 $5,681.37
Q14 $ 1,000.00 3% 20 2.5% 30 $ 1,000.00 $1,077.95
Q15 $ 1,000.00 4% 10 5% 40 $ 1,100.00 $984.17
Q16 $ 1,000.00 5% 20 8% 50 $ 1,050.00 $716.18
Q17 $ 500.00 2% 10 3% 10 $ 520.00 $472.23
better alternative
s a better alternative
better alternative

NPER2 I2 PV2 PRICE2 NPV2

6 10% $10,017.10 7750 2267.1 Machine A is Preferrable
5 10% $6,823.42 6000 823.4162 Machine A is Preferrable
5 10% $8,339.73 8000 $339.73 Machine B is Preferrable
 Q1 Q2 Q3 Q4 Q5

PMT $ 1,200.00 $ 600.00 $ 2,000.00 $ 511.68 $ 1,000.00

NPER 12 20 36 12 20
RATE 8% 1.5% 1.25% 2% 2%
FV $24,594.36 $14,082.31 $91,358.90 $ 7,000.00
PV $16,678.46
Q6 Q7 Q8 Q9 Q10 Q11

$ 5,000.00 $ 700.00 $ 13,694.94 $ 10,645.05 $ 341.01 $669.17

10 4 36 10 15 8
1.5% 2.5% 1.25% 7% 8% 2%
$ 10,000.00 $ 5,000.00
$46,802.59 $2,699.22 $ 400,000.00 $80,000.00
 R M N I A
Q1 $ 6,000.00 5 5 5% $33,153.79
Q2 $ 200.00 3 12 3% $2,838.41
Q3 $ 100.00 10 31 4% $5,932.83
Q4 $1,729.83 20 2% $40,000.00
Q5 $ 1,500.00 6 10 7% $20,724.67
Q6 $ 500.00 14 20 5%
Q7 $ 200.00 14 32 2%
Q8 $ 20,000.00 1 5 7%
Q9 $ 5,000.00 5 10 3%
Q10 $ 5,000.00 4 20 3%
P.V. Ans.
$ 20,353.55
$ 1,821.86
$8,119.49

$ 7,020.16
$ 3,147.13
$ 3,557.21
$ 76,639.20
$ 86,791.14
$ 66,092.22
 Q1 Q2 Q3 Q4

RATE 5.00% 1.50% 3.50% 4.00%

PERPETUITY 200 300 140 100
PV $ 4,000.00 $ 20,000.00 $ 4,000.00 $ 2,500.00
$3,969.58
Q5 Q6 Q7 Q8

6.00% 4.00% 5.00% 3.00%

780 600 300 $ 1,080.00
$ 13,780.00 $ 15,000.00 $ 24,000.00 $ 36,000.00
 Salvage Value Cost of Machine Amount Required(A) NPER RATE
Q1 $ 4,000.00 $ 52,000.00 $ 48,000.00 10.00 7%
Q2 $ 10,000.00 $ 70,000.00 $ 60,000.00 20 2%
Q3 $ 100,000.00 10 12%
Q4 $ 200,000.00 40 1.5%
Q5 $ 8,000.00 $ 96,000.00 $ 88,000.00 15 7%
Q6 $ 21,523.36 $ 50,000.00 $ 28,476.64 8.00 5%
Q7 $ 200,000.00 40 2.25%
Q8 $ 100,000.00 25 4%
Q9 $62,889.46 Surplus = (2889.46) $ 60,000.00 10 5%
Q11 $ 25,000.00 $ 525,000.00 $ 500,000.00 20 5%
PMT M
$3,474.12 1
$2,469.40 4
$5,698.42 -
$3,685.42 4
$3,501.93 1
$2,982.13 -
$3,135.48 4
$2,401.20 -
$5,000.00 1
$14,401.23