Index Plus (Plan No.

- 873)

Illustration specially prepared for

Mr. Child Of Debajyoti Samal
(Age 12 Years)

Benefits Illustration Summary

Sum Assured Rs. 12,00,000

Term/PPT 25/25 years

Ø Regular Premium Unit Linked Plan with benefits of Insurance Premium Your Yearly premium under
and Investment.
this policy is Rs. 1,20,000. In
Ø Guaranteed additions shall be added and converted to units
at pre-defined specific intervals.
25 years you will pay a total
Ø Lower charges ensure better returns at the time of maturity. of Rs. 30,00,000
Ø Insurance coverage will be 7 times if age is above 55 and 10
times for others.
Ø You can choose to invest your money in any of the following 2
Maturity Benefit After completion of 25 years
funds available. you will receive estimated
I) Flexi Growth Fund II) Flexi Smart Growth Fund fund value of Rs.
Ø A policyholder can partially withdraw the units at any time 1,28,94,555*
after five policy years.
Ø Policy can be surrendered at any time during the policy term.
Ø Four switches will be allowed free of cost in a policy year. Life Cover In this policy your life cover
Ø Option to choose Double Accidental Death Benefit up to Rs.1 will be the higher of Rs.
Crore. 12,00,000 or Fund Value.
Ø In case of Death of Policyholder, nominee will get the Fund
Value or Sum Assured whichever is higher
Ø On Maturity the policyholder will get the amount equal to the Liquidity You have an option to
Fund value of the units. surrender the policy &
Ø Death Benefit can be opted by exercising 'Settlement Option’. receive the cash value at
Ø Enjoy Income tax benefit under section 80C. anytime during the policy
term.

Plan Parameters
Parameter Min Max
Age 0 (90 days) 60
Term 10 25
Sum Assured 2,10,000 No Limit
i) The benefits shown in the illustration on subsequent pages are calculated
Modes Mly (NACH), Qly, Hly, Yly on the assumption that the Projected Investment Rate of Return that LICI
will be able to earn throughout the term of the policy will be 4% p.a. or 8%
p.a., as the case may be. The Projected Investment Rate of Return is not
Presented by guaranteed.
ii) The main objective of the illustration is that the client is able to appreciate
SAMIRKOTAK AND ASSOCIATES the features of the product and the flow of benefits in different
Chief advisor- LIC of india div-4 912 br circumstances with some level of quantification. While the presenter has
taken full care to give correct picture of benefits, the presenter does not
2nd Floor, Techniplex II, Jn. Veer Savarkar Flyover & S.V. undertake any responsibilities of inaccuracies that might have reflected in
Road,Goregaon(W), Mumbai - 400 062. the illustration.
* Conditions Applied.
 SAMIRKOTAK AND ASSOCIATES
Chief advisor- LIC of india div-4 912 br

2nd Floor, Techniplex II, Jn. Veer Savarkar Flyover & S.V. Road,
Goregaon(W), Mumbai - 400 062.

Index Plus Plan Presentation For Child Of Debajyoti Samal age 12 years

Risk Covered
Mode of Premium : Yearly
Installment Premium : Rs. 120000 Life Cover : Rs. 1200000
Date of Report : 04/06/2024 Accident Cover : Rs. 0
Term : 25

Growth of Flexi Smart Growth Fund fund based on LIC'S performance in Child Fortune Plus
Child Fortune Plus of LIC was launched on 01/11/2008. The units became NAV based (initial NAV of Rs 10) on 01/11/2008.
Current NAV of Flexi Smart Growth Fund fund as on 04-Jun-2024. is Rs. 64.9566 Average annual growth is : 12.13%

If we hypothetically assume similar performance of LIC in managing the fund of Endowment Plus, then the benefits can be
projected as under:

End of Total
Policy Annual Premium Fund/Cash Death
Year Age Premium Paid Value* Benefit Charges GST Total

1 13 120000 120000 119087 1200000 11765 2118 13882

2 14 120000 240000 254302 1200000 10543 1898 12441
3 15 120000 360000 403443 1200000 12467 2244 14711
4 16 120000 480000 568025 1200000 14524 2614 17138
5 17 120000 600000 749710 1200000 16745 3014 19759
6 18 120000 720000 956813 1200000 18863 3395 22258
7 19 120000 840000 1179463 1200000 21637 3895 25531
8 20 120000 960000 1425080 1425080 24777 4460 29237
9 21 120000 1080000 1695908 1695908 28340 5101 33441
10 22 120000 1200000 2006540 2006540 32265 5808 38072
11 23 120000 1320000 2337072 2337072 36758 6616 43374
12 24 120000 1440000 2701550 2701550 41538 7477 49014
13 25 120000 1560000 3103466 3103466 46803 8425 55228
14 26 120000 1680000 3546673 3546673 52604 9469 62073
15 27 120000 1800000 4059419 4059419 58996 10619 69615
16 28 120000 1920000 4600864 4600864 66379 11948 78327
17 29 120000 2040000 5197959 5197959 74174 13351 87526
18 30 120000 2160000 5856431 5856431 82764 14898 97662
19 31 120000 2280000 6582599 6582599 92231 16602 108832
20 32 120000 2400000 7413430 7413430 102663 18479 121143
21 33 120000 2520000 8299702 8299702 114587 20626 135212
22 34 120000 2640000 9277119 9277119 127303 22915 150217
23 35 120000 2760000 10355067 10355067 141319 25437 166756
24 36 120000 2880000 11543895 11543895 156767 28218 184986
25 37 120000 3000000 12894555 12894555 173796 31283 205080

* For private circulation only

 SAMIRKOTAK AND ASSOCIATES
Chief advisor- LIC of india div-4 912 br

2nd Floor, Techniplex II, Jn. Veer Savarkar Flyover & S.V. Road,
Goregaon(W), Mumbai - 400 062.

Index Plus Plan Presentation For Child Of Debajyoti Samal age 12 years
* Cash Value will be available at anytime during the policy term.
# You will receive a maturity amount of Rs.12894555 at the age of 37 years on 2049.

## The above illustration is purely indicative. The fund management of LIC's SIIP is independent of Child Fortune Plus and therefore LIC's
SIIP results can vary significantly.

## The past performance is not indication of future returns. Sustainance of such growth in future is dependant on market conditions and
hence cannot be guaranteed.
Age and Returns shown are at the end of the specific year.
Guaranteed Addition as a percentage of premium, will be added to the Fund Value after completion of 5 policy years.

* For private circulation only