FEATURES AND BENEFITS

OF YES BANK CREDIT CARDS

VALID FROM - DECEMBER 2022

Yes First Exclusive Yes Premia

Card Type Super Premium Premium

Age Criteria Salaried : 21 to 60 Years | Self-Employed : 21 to 70 Years

Sourcing Criteria

Employment Type Salaried / Self Employed Salaried / Self Employed

Min Monthly Income () 2 Lacs / 18 Lacs ITR p.a. 1 Lacs / 9 Lacs ITR p.a.

OBC Limit () 8 Lacs and above 2.4 Lacs and above

First Year Fee () 999 999

Renewal Fee () 999 999

Fees

Annual Fee Waiver On spends of ‚3 Lacs within an anniversary year On spends of ‚2 Lacs within an anniversary year

Joining Fee Waiver On spends of ‚40K within 30 days of card issuance On spends of ‚10K within 30 days of card issuance

Airport Lounge access 6 Complimentary Airport Lounge access at airports 3 complimentary Airport Lounge access per calendar
outside India per quarter for Primary card members year outside India through Priority Pass Membership for
Primary card members
Complimentary

3 complimentary Airport Lounge access per calendar

Memberships

quarter at airports in India for Primary card members 2 complimentary Airport Lounge access per calendar
quarter at airports in India for Primary card members

Golf 4 rounds of Green Fee waiver & 12 Complimentary Golf 4 rounds of Green Fee waiver & 12 Complimentary Golf
lessons in a year at select Golf courses in India lessons in a year at select Golf courses in India

Usage Benefits - -
3 1 /1 2 -2 02 2 - F& B -CC-YES- BA N K-1

Online Spends 25% Discount Offer on BookMyShow (Capped at ‚250) 25% Discount on BookMyShow (Capped at 250)
Rewards & Cashback

Extra Category Benefits 24 Reward Points per ‚200 spent on Travel Agencies & 6 Reward Points for every ‚200 on all categories other
Tour Operators, Dining, Domestic Airlines & Groceries than ‘Select categories’

6 Reward Points per ‚200 spent on all other categories 3 Reward Points for every ‚200 on Select categories
(except Fuel)
VE R

12 Reward Point on spend of each ‚200 on travel and

12 RPs on each spend of ‚200 dining categories
Accelerated RP on transactions through YES CART
Accelerated RP on transactions through YES CART

Fuel 1% Fuel surcharge waiver at all fuel stations across India 1% Fuel surcharge waiver at all fuel stations across India
for transaction between ‚400 to ‚5,000 for transaction between ‚400 to ‚5,000

Preferential Foreign Currency Markup of 1.75% only Preferential Foreign Currency Markup of 2.75% only

Credit Shield: Cover for outstanding Credit Card dues in Credit Shield: ‚2.5 Lacs in case of accidental death of
case of accidental Primary Card member
Other Benefits death of Primary Cardmember

Attractive Interest rate on Revolving Credit of 2.99% per

month
 FEATURES AND BENEFITS
OF YES BANK CREDIT CARDS
VALID FROM - DECEMBER 2022

Yes Prosperity Edge YES Prosperity Rewards Plus

Card Type Entry Level Entry Level

Age Criteria Salaried : 21 to 60 Years | Self-Employed : 21 to 70 Years

Sourcing Criteria

Employment Type Salaried / Self Employed Salaried / Self Employed

Min Monthly Income (
) 50K / 7.5 Lacs ITR p.a. 30K / 7.5 Lacs ITR p.a.

OBC Limit (
) 1 Lac and above 50K and above

First Year Fee (
) 399 399

Renewal Fee (
) 399 399

Fees

Annual Fee Waiver On spends of €1 Lac within an anniversary year On spends of €50K within an anniversary year

Joining Fee Waiver On spends of €10K within 30 days of card issuance On spends of €5,000 within 30 days of card issuance

Airport Lounge access 1 complimentary Domestic Airport Lounge access per -

Complimentary

calendar quarter at airports in India

Memberships

Golf 4 rounds of Green Fee waiver & 12 Complimentary Golf -

lessons in a year at select Golf courses in India

Usage Benefits

Extra Category Benefits 8 Reward Points per €200 spent on Groceries & 8 Reward Point on spend of each €200 on travel and
Rewards & Cashback

Supermarkets, Dining & Departmental stores dining categories

3 1 / 1 2- 2 02 2 -F & B- C C-YES- BA N K- 2

4 Reward Points per €200 spent on all categories & 2 4 Reward Points per €200 spent on all other categories
Reware Point on Selected categories and 2 Reward Point on selected categories
Accelerated RP on transactions through YES CART Accelerated RP on transactions through YES CART

Fuel 1% Fuel surcharge waiver at all fuel stations across India 1% Fuel surcharge waiver at all fuel stations across India
for transaction between €400 to €5,000 for transaction between €400 to €5,000
V E R

Preferential Foreign Currency Markup of 2.75% only Preferential Foreign Currency Markup of 2.75% only

Interest Rate - 3.6% per Month Credit Shield cover in case of accidental death of Primary
Cardmember
Credit Shield cover in case of accidental death of Primary
Other Benefits Cardmember Attractive Interest rate on Revolving Credit of 3.6% per
month
 FEATURES AND BENEFITS
OF YES BANK CREDIT CARDS
VALID FROM -DECEMBER 2022

Yes First Business Yes Prosperity Business

Card Type Premium Entry Level

Age Criteria Salaried : 21 to 60 Years | Self-Employed : 21 to 70 Years

Sourcing Criteria

Employment Type Self Employed Self Employed

Min Monthly Income (
) 10 Lacs ITR p.a. 7.5 Lacs ITR p.a.

OBC Limit (
) 3 Lacs 1 Lac

First Year Fee (
) 999 399

Renewal Fee (
) 999 399

Fees

Annual Fee Waiver On spends of ­3 Lacs within an anniversary year On spends of ­1 Lacs within an anniversary year

Joining Fee Waiver On spends of ­60K within 90 days of card issuance On spends of ­25K within 90 days of card issuance

Airport Lounge access Avail 6 Complimentary Airport Lounge Visits per calendar Avail 3 Complimentary Airport Lounge Visits per calendar
year through the LoungeKey Program year through the LoungeKey Program
Complimentary
Memberships

1 complimentary Airport Lounge access per calendar

quarter at airports in India for Primary card members
31/12 - 2 02 2 - F& B- CC-YES- BA N K- 3

Golf Enjoy 1 complimentary golf lesson every calendar month Enjoy 1 complimentary golf lesson every calendar month

Usage Benefits Annual Bonus of 20,000 Reward Points on spends of ­12 Earn 10,000 Reward Points on annual spends of ­6 Lacs
Lacs in an anniversary year or more in each anniversary year
Rewards & Cashback

Extra Category Benefits 8 Reward Points for every ­200 on all categories other 4 Reward Points for every ­200 on all categories other
than ‘Select categories’ than ‘Select categories’
V ER

4 Reward Points for every ­200 on Select categories 2 Reward Points for every ­200 on Select categories

Fuel 1% Fuel surcharge waiver at all fuel stations across India 1% Fuel surcharge waiver at all fuel stations across India
for transaction between ­400 to ­5,000 for transaction between ­400 to ­5,000

Preferential Foreign Currency Markup of 1.75% only Preferential Foreign Currency Markup of 2.50% only

Air Accidental Cover: ­1 Cr Air Accidental Cover: ­50 Lacs

Other Benefits Emerg. Medical Cover: ­25 Lacs Emerg. Medical Cover: ­15 Lacs
Credit Shield: ­8 Lacs Credit Shield: ­3 Lacs