Product Proposal for securing your Life Goals

Bajaj Allianz Life

Flexi Income Goal
A Non-Linked, Participating, Guaranteed Income Life
Insurance Plan
UIN: 116N162V02

Hi Mr. Sunil Kumar,

Congratulations on taking the first step towards fulfilling your Life Goals with Bajaj Allianz Life Insurance.

You have opted for Bajaj Allianz Flexi Income Goal , an Income cum Life Insurance Plan, which provides:

Key Features

Choice of 2 plan options- Income starting from 1st Equity exposure of upto Life cover to secure Comprehensive coverage Tax benefits
Income Benefit and policy month onwards 40% under Enhanced your planned life through multiple riders
Enhanced Benefit under Income Benefit Benefit goals
 Here's your illustration of Bajaj Allianz Life Flexi Income Goal (Income Benefit)

Age 30 41 42 69

(12 years)
(40 years)

You Pay You Get

Premium Cash Bonus @8% ₹52,073 Yearly
Including discounts (if any) and excluding GST (From age 30 to 69) @4% ₹15,622 Yearly

First year ₹ 2,00,003 Yearly Guaranteed Monthly

Income ₹ 96,708 Yearly
Second year onwards ₹ 2,00,003 Yearly (From age 42 to 69)

Maturity Benefit @8% ₹28,64,030

(at age 69) @4% ₹13,01,832

Total Premium Total Benefits

₹ 24,00,036 @8% ₹ 76,54,772 @4% ₹ 46,34,522

Give-Get Life Insurance Cover(At Inception)

@8% 3.19 x @4% 1.93 x ₹ 26,03,664

Additional Coverages ( signifies Opted | signifies Not-opted )

Accidental Death Benefit Accidental Permanent Total/Partial Waiver of Premium Benefit

Disability Benefit

Family Income Benefit Critical Illness Benefit

2
^Premiu ms a re pa ya ble a t th e begin n in g of yea r; ^^Ben efits to be received a t th e en d of yea r. Produ ct fea tu res men tion ed a bove a re depen den t on ben efit
ch osen .Th e a ssu med ra te of retu rn s in dica ted a t 4% a n d 8% a re illu stra tive a n d n ot gu a ra n teed a n d do n ot in dica te th e u pper or lower limits of retu rn s
u n der th e policy.Th e gu a ra n teed ben efits a re depen den t on th e Policy terms, Premiu m pa ymen t terms a va iled a lon g with oth er va ria ble fa ctors. Th e a bove
ben efits/retu rn s sh own in th e docu men t a re for illu stra tive pu rpose on ly & mu st be rea d in con ju n ction with th e Ben efit Illu stra tion . For more deta ils on
risk fa ctors, terms a n d con dition s plea se rea d sa les broch u re & policy docu men t (a va ila ble on www.ba ja ja llia n zlife.com ) ca refu lly before con clu din g a
sa le.Ta x ben efits a s per preva ilin g In come ta x la ws sh a ll a pply. Plea se ch eck with you r ta x con su lta n t for eligibility.
 Why Bajaj Allianz Life

Total Asset Under Net Number of Lives

Managment (AUM) Worth Covered

Individual Claim Get 1 day claim As against IRDAI

settlement Ratio Approval mandated 150%

*All figures as on 31 March 2023

For more details please refer to Company Factsheet
https://www.bajajallianzlife.com/content/dam/balic/pdf/financialinformation/Factsheet/none/Q1/Factsheet-FY-2022-2023.pdf

3
Bajaj A llianz L ife Insurance Co.L td., CIN : U66010P N 2001P L C015959 | IRDA I Reg.N o. 116 BEW ARE OF SPURIOUS PHONE CALLS AND FICTITIOUS /
Mail us: customercare@bajajallianz.co.in | Call on: T oll free no. 1800 209 7272 FRADULENT OFFERS -
Registered O ffice A ddress: Bajaj A llianz House, A irport Road, Yerawada, P une - 411006, IRD AI is n o t in vo lved in a ctivities like sellin g in sura n ce
Maharashtra po licies, a n n o un cin g bo n us o r in vestmen t o f premiums.
T he L ogo of Bajaj A llianz L ife Insurance Co. L td. is provided on the basis of license given Public receivin g such pho n e ca lls a re requested to lo dge a
po lice co mpla in t.
by Bajaj Finserv L td.to use its "Bajaj" L ogo and A llianz SE to use its "A llianz" logo.
Quotation No : 60050088602

Bajaj Allianz Life Flexi Income Goal

A Non-Linked, Participating, Guaranteed Income Life Insurance Plan

Name of the Prospect/ Policyholder Sunil Kumar Name of the Product: Bajaj Allianz Life Flexi Income Goal
Age (in years): 30 Tag Line: A Non-Linked, Participating, Guaranteed Income Life Insurance Plan
Gender: Male Unique Identification Number: 116N162V02
Name of the Life Assured Sunil Kumar GST Rate(First Year): 4.50%
Age (in years): 30 GST Rate(2nd Year onwards): 2.25%
Gender: Male
Single/Joint Life: Single
Name of the Joint Life: NA
Age of Joint LIfe (in years): NA
Gender of Joint Life: NA
Sum Assured Of Joint Life: NA
Policy Term (in Years) 40
Premium Paying Term (in Years) 12
Amount of Installment Premium (in Rs.) 2,09,003
Mode of Payment of Premium Annual
Variant Income Benefit
Guaranteed Monthly Income 7,749
Receive GMI Annually
Receive Cash Bonus Annually

How to read and understand this benefit illustration?

This benefit illustration is intented to show year-wise premiums payable and benefits under the policy, at two assumed rates of interest i.e., 8% p.a. and 4% p.a.

Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed benefits then these will be clearly marked "guaranteed" in the illustration
table on this page. If your policy offers variable benefits then the illustrations on this page will show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower
limits of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance.

Policy Details
Sum Assured Rs. 26,03,664
Bonus Type: Cash Bonus Sum Assured on Death (at inception of Policy) Rs. 26,03,664

Options Exercised

Accumulate Begin(Year) End(Year) Withdraw From Begin(Year) End(Year) Withdrawal

%
Cash Bonus N.A N.A
Guaranteed Monthly Income N.A N.A
Guaranteed Lump-Sum N.A N.A

Premium Summary

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Quotation No : 60050088602

Premium Summary
Base Plan Riders Total Installment Premium
Installment Premium without GST (after Channel Discount, if any) 2,00,003 0 2,00,003
Instalment Premium with First Year GST 2,09,003 0 2,09,003
Installment Premium with GST 2nd year Onwards 2,04,503 0 2,04,503

(Amount in Rupees )
Total Benefits including Guaranteed and Non-Guaranteed Benefits

Surrender Benefit Total Survival Benefit Total Maturity

Guaranteed Benefis Non Guaranteed Benefit @ 4% p.a. Non Guaranteed Benefit @ 8% p.a. Receivable Receivable Benefit Total Death Benefit

Maturity Total Total Total Total

Survival Special Benefit Accrued Maturity Maturity Maturity Death Death
Annualized Benefit Death Death Accrued Guaranteed Surrender Guaranteed Special Benefit Surrender Surrender Total Total Benefit Benefit Benefit Benefit
Life Under
Policy Premium (Guaranteed Benefit Benefit Maturity Compound Cash Accumulation Withdrawals Surrender Value Paid-Up
Compound Cash Accumulation Surrender Surrender Under Value Value Survival Survival incl incl incl incl
Year Assureds (Excl of Monthly ^! of the Benefit Rev. Bonus of "Cash Value (GSV) (SSV)
#
Rev. Bonus of "Cash Withdrawals Value Value Paid-Up Receivable## Receivable## Benefit Benefit Terminal Terminal Terminal Terminal
Age GST) Income- EOY@ spouse EOY@ Bonus Payable Bonus & GMI" EOY EOY Policy Bonus Payable Bonus & GMI" (GSV) (SSV) # Receivable Receivable Bonus, if Bonus, if Bonus, if Bonus, if
EOY EOT EOY EOY EOY Policy EOY@ 4% EOY@ 8% @4% @8%
GMI) EOT any any any any
@4% @8% @4% @8%

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29
1 30 2,00,003 0 26,03,664 0 0 0 15,622 0 0 0 0 0 0 52,073 0 0 0 0 0 0 0 15,622 52,073 0 0 26,03,664 26,03,664
2 31 2,00,003 0 26,03,664 0 0 0 15,622 0 0 88,758 1,26,369 2,16,972 0 52,073 0 0 15,855 1,26,369 2,16,972 1,26,369 1,26,369 15,622 52,073 0 0 26,03,664 26,03,664
3 32 2,00,003 0 26,03,664 0 0 0 15,622 0 0 1,63,137 2,14,126 3,25,458 0 52,073 0 0 53,783 2,14,126 3,25,458 2,14,126 2,14,126 15,622 52,073 0 0 26,03,664 26,03,664
4 33 2,00,003 0 26,03,664 0 0 0 15,622 0 0 3,37,518 3,33,543 4,33,944 0 52,073 0 0 1,91,713 3,33,543 4,33,944 3,37,518 3,33,543 15,622 52,073 0 0 26,03,664 26,03,664
5 34 2,00,003 0 26,03,664 0 0 0 15,622 0 0 4,21,898 4,80,398 5,42,430 0 52,073 0 0 2,39,641 4,80,398 5,42,430 4,80,398 4,80,398 15,622 52,073 0 0 26,03,664 26,03,664
6 35 2,00,003 0 26,03,664 0 0 0 15,622 0 0 5,06,277 6,13,831 6,50,916 0 52,073 0 0 2,87,569 7,13,421 6,50,916 6,13,831 7,13,421 15,622 52,073 0 0 26,03,664 26,03,664
7 36 2,00,003 0 26,03,664 0 0 0 15,622 0 0 5,90,657 7,61,752 7,59,402 0 52,073 0 0 3,35,498 8,97,306 7,59,402 7,61,752 8,97,306 15,622 52,073 0 0 26,03,664 26,03,664
8 37 2,00,003 0 26,03,664 0 0 0 15,622 0 0 6,91,036 9,25,143 8,67,888 0 52,073 0 0 3,99,426 11,02,192 8,67,888 9,25,143 11,02,192 15,622 52,073 0 0 26,03,664 26,03,664
9 38 2,00,003 0 26,03,664 0 0 0 15,622 0 0 7,95,416 11,05,042 9,76,374 0 52,073 0 0 4,67,355 13,29,119 9,76,374 11,05,042 13,29,119 15,622 52,073 0 0 26,03,664 26,03,664
10 39 2,00,003 0 26,03,664 0 0 0 15,622 0 0 9,03,796 13,02,574 10,84,860 0 52,073 0 0 5,39,283 15,79,213 14,75,410 13,02,574 15,79,213 15,622 52,073 0 0 26,03,664 29,94,214
11 40 2,00,003 0 26,03,664 0 0 0 15,622 0 0 10,38,176 14,72,455 11,93,346 0 52,073 0 0 6,37,212 18,07,189 16,22,951 14,72,455 18,07,189 15,622 52,073 0 0 26,03,664 30,33,269
12 41 2,00,003 0 26,03,664 0 0 0 15,622 0 0 11,56,556 16,50,575 13,01,832 0 52,073 0 0 7,19,141 20,48,935 17,70,492 16,50,575 20,48,935 15,622 52,073 0 0 26,03,664 30,72,324
13 42 0 96,708 26,03,664 0 0 0 15,622 0 0 10,68,227 16,69,033 13,01,832 0 52,073 0 0 5,94,360 21,00,591 18,09,546 16,69,033 21,00,591 1,12,330 1,48,781 0 0 26,03,664 31,11,378
14 43 0 96,708 26,03,664 0 0 0 15,622 0 0 9,79,898 16,86,727 13,01,832 0 52,073 0 0 4,69,580 21,51,481 18,48,601 16,86,727 21,51,481 1,12,330 1,48,781 0 0 26,03,664 31,50,433
15 44 0 96,708 26,03,664 0 0 0 15,622 0 0 9,15,569 17,03,568 13,01,832 0 52,073 0 0 3,68,800 22,01,518 18,87,656 17,03,568 22,01,518 1,12,330 1,48,781 0 0 26,03,664 31,89,488
16 45 0 96,708 26,03,664 0 0 0 15,622 0 0 8,27,240 17,19,479 13,01,832 0 52,073 0 0 2,44,019 22,50,627 19,26,711 17,19,479 22,50,627 1,12,330 1,48,781 0 0 26,03,664 32,28,543
17 46 0 96,708 26,03,664 0 0 0 15,622 0 0 7,38,911 17,34,375 13,01,832 0 52,073 0 0 1,19,239 22,98,719 19,65,766 17,34,375 22,98,719 1,12,330 1,48,781 0 0 26,03,664 32,67,598
18 47 0 96,708 26,03,664 0 0 0 15,622 0 0 6,50,582 17,48,172 13,01,832 0 52,073 0 0 0 23,45,713 20,04,821 17,48,172 23,45,713 1,12,330 1,48,781 0 0 26,03,664 33,06,653
19 48 0 96,708 26,03,664 0 0 0 15,622 0 0 5,86,253 17,60,767 13,01,832 0 52,073 0 0 0 23,91,505 20,43,876 17,60,767 23,91,505 1,12,330 1,48,781 0 0 26,03,664 33,45,708
20 49 0 96,708 26,03,664 0 0 0 15,622 0 0 4,97,924 17,72,054 13,01,832 0 52,073 0 0 0 24,35,988 20,82,931 17,72,054 24,35,988 1,12,330 1,48,781 0 0 26,03,664 33,84,763
21 50 0 96,708 26,03,664 0 0 0 15,622 0 0 4,09,595 17,81,912 13,01,832 0 52,073 0 0 0 24,79,043 21,21,986 17,81,912 24,79,043 1,12,330 1,48,781 0 0 26,03,664 34,23,818
22 51 0 96,708 26,03,664 0 0 0 15,622 0 0 3,21,266 17,90,188 13,01,832 0 52,073 0 0 0 25,20,515 21,61,041 17,90,188 25,20,515 1,12,330 1,48,781 0 0 26,03,664 34,62,873
23 52 0 96,708 26,03,664 0 0 0 15,622 0 0 2,56,937 17,96,713 13,01,832 0 52,073 0 0 0 25,60,238 22,00,096 17,96,713 25,60,238 1,12,330 1,48,781 0 0 26,03,664 35,01,928
24 53 0 96,708 26,03,664 0 0 0 15,622 0 0 1,68,608 18,01,286 13,01,832 0 52,073 0 0 0 25,98,007 22,39,151 18,01,286 25,98,007 1,12,330 1,48,781 0 0 26,03,664 35,40,983
25 54 0 96,708 26,03,664 0 0 0 15,622 0 0 80,279 18,03,676 13,01,832 0 52,073 0 0 0 26,33,594 22,78,206 18,03,676 26,33,594 1,12,330 1,48,781 0 0 26,03,664 35,80,038
26 55 0 96,708 26,03,664 0 0 0 15,622 0 0 0 18,03,607 13,01,832 0 52,073 0 0 0 27,17,493 23,17,261 18,03,607 27,17,493 1,12,330 1,48,781 0 0 26,03,664 36,19,093
27 56 0 96,708 26,03,664 0 0 0 15,622 0 0 0 18,00,758 13,01,832 0 52,073 0 0 0 27,49,793 23,56,316 18,00,758 27,49,793 1,12,330 1,48,781 0 0 26,03,664 36,58,148
28 57 0 96,708 26,03,664 0 0 0 15,622 0 0 0 17,94,761 13,01,832 0 52,073 0 0 0 27,78,946 23,95,371 17,94,761 27,78,946 1,12,330 1,48,781 0 0 26,03,664 36,97,203
29 58 0 96,708 26,03,664 0 0 0 15,622 0 0 0 17,85,182 13,01,832 0 52,073 0 0 0 28,04,516 24,34,426 17,85,182 28,04,516 1,12,330 1,48,781 0 0 26,03,664 37,36,258
30 59 0 96,708 26,03,664 0 0 0 15,622 0 0 0 17,71,515 13,01,832 0 52,073 0 0 0 28,25,999 24,73,481 17,71,515 28,25,999 1,12,330 1,48,781 0 0 26,03,664 37,75,313
31 60 0 96,708 26,03,664 0 0 0 15,622 0 0 0 17,53,167 13,01,832 0 52,073 0 0 0 28,42,800 25,12,536 17,53,167 28,42,800 1,12,330 1,48,781 0 0 26,03,664 38,14,368
32 61 0 96,708 26,03,664 0 0 0 15,622 0 0 0 17,29,437 13,01,832 0 52,073 0 0 0 28,54,220 25,51,591 17,29,437 28,54,220 1,12,330 1,48,781 0 0 26,03,664 38,53,423

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Quotation No : 60050088602

33 62 0 96,708 26,03,664 0 0 0 15,622 0 0 0 16,99,487 13,01,832 0 52,073 0 0 0 28,59,420 25,90,646 16,99,487 28,59,420 1,12,330 1,48,781 0 0 26,03,664 38,92,478
34 63 0 96,708 26,03,664 0 0 0 15,622 0 0 0 16,62,324 13,01,832 0 52,073 0 0 0 28,57,406 26,29,701 16,62,324 28,57,406 1,12,330 1,48,781 0 0 26,03,664 39,31,533
35 64 0 96,708 26,03,664 0 0 0 15,622 0 0 0 16,16,737 13,01,832 0 52,073 0 0 0 28,46,968 26,68,756 16,16,737 28,46,968 1,12,330 1,48,781 0 0 26,03,664 39,70,588
36 65 0 96,708 26,03,664 0 0 0 15,622 0 0 0 15,61,269 13,01,832 0 52,073 0 0 0 28,26,650 27,07,811 15,61,269 28,26,650 1,12,330 1,48,781 0 0 26,03,664 40,09,643
37 66 0 96,708 26,03,664 0 0 0 15,622 0 0 0 14,94,129 13,01,832 0 52,073 0 0 0 27,94,659 27,46,866 14,94,129 27,94,659 1,12,330 1,48,781 0 0 26,03,664 40,48,698
38 67 0 96,708 26,03,664 0 0 0 15,622 0 0 0 14,13,102 13,01,832 0 52,073 0 0 0 27,48,782 27,85,920 14,13,102 27,48,782 1,12,330 1,48,781 0 0 26,03,664 40,87,752
39 68 0 96,708 26,03,664 0 0 0 15,622 0 0 0 13,15,440 13,01,832 0 52,073 0 0 0 26,86,269 28,24,975 13,15,440 26,86,269 1,12,330 1,48,781 0 0 26,03,664 41,26,807
40 69 0 96,708 26,03,664 0 13,01,832 0 15,622 0 0 0 0 13,01,832 0 52,073 0 0 0 0 28,64,030 0 0 1,12,330 1,48,781 13,01,832 28,64,030 26,03,664 41,65,862

Notes : Annua lized premium excludes underwriting extra premium, the premiums pa id towa rds the riders , if a ny a nd Goods a nd Service Ta x. Refer Sa les litera ture for expla na tion of terms us ed in this illus tra tion. The Annua lis ed Premium, will be w.r.t. the life a s s ured or prima ry life a s s ured (in a joint life policy).
'@ EOY: End Of Policy Yea r @ EOT: End Of Policy Term
^! In ca s e of Dea th Benefit, the corres ponding number in the 'Policy Yea r' column s hould be rea d a s the Yea r in which Dea th ha ppens a t Yea r-End.
# In ca s e of 'Pa id-Up' Benefits , the corres ponding number in the 'Policy Yea r' column s hould be rea d a s the Number of Completed Yea rs ' Premiums Pa id.
## In ca s e of 'Surrender' Benefits , the corres ponding number in the 'Policy Yea r' column s hould be rea d a s the Yea r in which the Policy is Surrendered a t Yea r-End.

I, ___ ____, have explained the premiums and benefits under the policy fully to the prospect / policyholder. I , ___ Sunil Kumar _____ , having received the informa on with respect to the above, have understood the above statement before
entering into the contract.

Place:
Date: Date:
Signature of Agent/ Intermediary/ Official Signature of Prospect / Policyholder

Notes & Disclaimers:

1. The above information must be read in conjunction with Sales Literature.
2. This premium quotation is applicable only for a Standard Life (from medical, lifestyle and occupational point of view).
3. Further clarification can be sought by contacting company's sales representative or by sending an e-mail to customercare@bajajallianz.co.in.
4. The company may declare a rate of Compound Reversionary Bonus in a year applicable for that year. This rate will be expressed as a percentage of the Sum Assured. This percentage will be applied on the Sum Assured plus reversionary bonuses already a ached to the policy to determine the amount of
reversionary bonus to be added to the policy at that year end. Furthermore, for a policy that has completed ten (10) years and where all due premiums have been paid, the company may declare a Terminal Bonus. The Compound Reversionary Bonus and Terminal Bonus may vary with the policy term
chosen by the policyholder.
5. This product has two variants:
a. Income Benefit, where, one Sum Assured amount will be paid-out as survival benefits in GMIs, and the remaining 50% of Sum Assured amount will be paid as part of the maturity benefit. This variant provides Cash Bonus declared, if any.
b. Enhanced Benefit, where one Sum Assured amount will be paid-out as survival benefits in GMIs, one Sum Assured amount will be paid as part of the maturity benefit and 50% of the Sum Assured amount is payable at the end of premium payment term. This variant provides Compound Reversionary
Bonus declared, if any.
6. The plan can be taken as a single life cover or a joint-life cover along with the spouse.
7. Death Benefit:
If all due premiums have been paid, then, on death of the Life Assured, Death Benefit shall be equal to:
Income Benefit Enhanced Benefit
1. Sum Assured on Death* , plus
1. Sum Assured on Death*, plus 2. Attached compound Reversionary Bonus, plus
2. Terminal bonus, if any, plus 3. Terminal bonus, if any, plus
3. Accumulated Cash Bonus (ACB), if any, plus 4. Accumulated Guaranteed Monthly Income (AGMI), if any, plus
4. Accumulated Guaranteed Monthly Income (AGMI), if any, plus 5. Accumulated Guaranteed Lump-Sum at the end of PPT (AGLS –I), if
5. If there is any ACB and/or AGMI in the policy, then, an additional 5% of the any, plus
ACB and/or 5% of the AGMI (respectively) will be paid. 6. If there is any AGMI and/or AGLS-I, in the policy, then, an additional
5% of the AGMI and/or 5% of the AGLS -I (respectively) will be paid.
The Sum Assured on Death or sum assured (in the case of death of the
spouse) will be paid out, by default, in equal monthly instalments over a The death benefit by default will be paid-out as a lump-sum.
period equal to the Minimum of the Outstanding Policy Term or 12 years. However, the policyholder or nominee (as applicable) will have the
At the time of intimation of death, the policyholder or nominee (as option to take the death benefit in equal monthly instalments over a
applicable) will have the option to take the equal monthly instalments period of five (5) or ten (10) years (as per his/her choice) from the
w.r.t. the Sum Assured on Death or sum assured (in the case of death of date of intimation of death.
the spouse) in a lump-sum.

The benefit shown under “Death Benefit of the spouse” in above Benefit Illustration is the benefit payable to the spouse, if the spouse dies first in a Joint life policy. For further information on Spouse Death benefit, please refer to Sales literature.
*Sum assured on Death higher of the Sum Assured or 10 times of Annualised Premium.
8. Maturity Benefit:

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Quotation No : 60050088602

If the policy is in-force at the maturity date and the Life Assured or Primary Life Assured (in a joint life policy) is alive, the maturity benefit shall be:
Income Benefit Enhanced Benefit
1. Sum Assured on Maturity of 50% of sum assured, plus 1. Sum Assured on Maturity of 100% of sum assured, plus
2. ACB, if any, plus 2. Attached compound Reversionary Bonus, if any, plus
3. AGMI, if any, plus 3. Terminal bonus, if any, plus
4. Terminal Bonus, if any 4. AGMI, if any
5. AGLS -I, if any
9. The policyholder will have an option to take the GMI in annual instalments. In this case, the Annual GMI payable will be 104% * Monthly GMI * 12
10. The policyholder will have an option to take the Cash Bonus in monthly instalments. In this case, the Monthly Cash Bonus payable will be [95% * Cash Bonus] / 12
11. Values under the head “Accumulation” under ‘Non-Guaranteed Benefit’ refers to the accumulated value of a) Cash Bonus, if retained b) GMI, if retained c) GLS-1, if retained (In Enhanced Benefit) before withdrawal.
12. The policyholder will have an option to take Maturity Benefit in instalments over a period of 5, 10, 15 or 20 years. For further information, please read the sales literature.
13. The policy can be surrendered by the policyholder at any me, provided at least two (2) full years premiums have been paid. The Surrender Value receivable will be the higher of the Guaranteed Surrender Value (GSV) and the Special Surrender Value (SSV). The policy will terminate on the Date of
Surrender.
14. The displayed Special Surrender Values (SSV) are only indicative and not guaranteed and therefore subject to change in future.
15. Any rider can be excluded at any time before the Maturity Date. The Rider Life Assured is eligible for Surrender Value on exclusion of the rider, if the Rider Premium Paying Term is less than Rider Policy Term and two full year’s Rider Premiums have been paid.
The Surrender Value of the chosen rider will be:
70%*{(n-t)/n}^2*Total Premiums paid for that par cular rider cover where n is the rider policy term and t is the elapsed dura on in years and frac on thereof from the date of commencement of the rider cover. Base policy will con nue as per its own provisions even a er cancella on of one or more
rider(s).
16. The illustrated figures of 'Surrender Value Receivable' include the respective 'Base Policy Surrender Value' and 'Rider Surrender Value', if any.
17. The investment returns illustrated above are only for the illustrative purpose as mandated by the IRDA and do not in any way indicate the upper and lower limits of investment return.
18. Goods & Service Tax and Cess, if any would be payable as per applicable tax laws.
19. Terminal Bonus, if any, shall become payable along with Maturity Benefit or Death Benefit.
20. Premiums payable and benefits receivable would be eligible for tax benefits, as per the then existing tax laws.
Insurance is a subject matter of solicitation.
This illustration should be read along with the product brochure for detailed terms and conditions.

Bajaj Allianz Life Insurance Co. Ltd.

Bajaj Allianz House, Airport Road, Yerawada, Pune - 411006. Reg No.: 116.
Tel: (020) 66026777.
Email: customercare@bajajallianz.co.in
www.bajajallianzlife.co.in

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