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1.

Yes, I am good at saving money, I will receive 30ringgit as my pocket money every
month and I will save it all in my piggy bank. But for the money that from my red packet,
my parents will help me save in my bank account.
2. I have lend money to my friends before that didn’t pay me back. I just lend 6ringgit to my
friend because she didn’t bring her food. But i didn’t approach her to return the money to
me because she has bought me some food before.
3. I borrowed 10 ringgits from my sister. I spent the money on my lunch, and I pay it back
after I arrived home.
4. I have bought books on the internet. I bought it when it was my birthday because my
parents will pay for me. The books were about the allocation of time. Although I have
seen it in the bookstore. But I still buy it online because it was cheaper.
5. I would like to buy a t-shirt online, but I have not earned enough money yet.
6. I think it would be better to pay by cash. Pay by cash can let me know how much I have
spent a day if I just bring a specific amount of money when I go out.
7. I will receive 30 ringgits as my pocket money every month from my parents.
8. I have earned some extra pocket money if I help my parents by doing house chores such
as washing dishes, sweeping the floor and more.
9. The last thing I have bought is a book that I bought at Popular. I bought the book because
it has discount, and it just cost 12ringgits and I am also interested in the book.
10. I will spend my money by having a limit amount when I want to buy something, I usually
spend my money by buying some books and stationery.
11. No, I don’t give money to beggars on the street because I don’t bring money when I go
out.
12. I have spent 50ringgits on a gift. I have bought some notebooks, pens, whiteboard marker
and flower by using the 50ringgts. I gave these gifts to my primary school teachers when
I graduated.

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