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(download pdf) Aging the Individual and Society 10th Edition Hillier Test Bank full chapter
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1. According to your text, retirement in the United States today
a. occurs when a person definitively stops working and withdraws from the formal labor market.
b. usually involves some dependence on family, charity, or public welfare.
c. is primarily the result of lack of health to continue working , disability, or becoming unemployed and being
unable to find a job.
d. is a person’s definitive economic inactivity, with income replaced by pensions, assets, Social Security earnings,
and other sources.
ANSWER: d
REFERENCES: 208
ANSWER: b
REFERENCES: 210, 211
ANSWER: a
REFERENCES: 208
4. According to your text, what year were 70% American men over the age of 65 employed?
a. 1900 b. 1963
c. 1976 d. 2001
ANSWER: a
REFERENCES: 208
5. Trends in labor force participation from 1970 to 1995 show in labor force participation of the
elderly.
a. a precipitous increase b. a slight but consistent increase
c. almost no change d. a precipitous drop
ANSWER: d
REFERENCES: 208, 209
6. Compared to middle-age workers today, the cohorts who have retired since the 1970s
a. had higher Social Security benefits. b. were less likely to have pension plans.
c. had wives in the work force. d. had more elderly parents needing care.
ANSWER: b
REFERENCES: 209
7. Studies show that more than one in every older Americans who retire return back to work at least part
time.
a. 2 b. 3
c. 4 d. 5
ANSWER: d
REFERENCES: 209
ANSWER: c
REFERENCES: 209
ANSWER: d
REFERENCES: 209
ANSWER: b
REFERENCES: 210
ANSWER: c
REFERENCES: 210
12. Most baby boomers say they would like to retire at age
a. 55. b. 62.
c. 65. d. 67.
ANSWER: a
REFERENCES: 211
13. All of the following have contributed to retirement trends in the U.S. EXCEPT
a. early Social Security benefits were introduced in 1961.
b. pensions and other benefits for early retirees are commonly available in government and private industry.
c. most companies have early retirement inducements in their pension plans.
d. most companies offer incentives for workers to work continue working beyond age 65.
ANSWER: d
REFERENCES: 211
ANSWER: d
REFERENCES: 211
ANSWER: c
REFERENCES: 212
ANSWER: a
REFERENCES: 212
17. Compared to permanent workers, contingent workers are generally
a. paid more. b. belong to unions.
c. ineligible for pensions. d. full-time.
ANSWER: c
REFERENCES: 212
18. The age category that has suffered the most from corporate downsizing is ages
a. 25 to 30. b. 35 to 45.
c. 45 to 55. d. 60 to 65.
ANSWER: c
REFERENCES: 213
19. According to your text, Social Security would be more likely to stabilize if
a. more people retired early at lower benefits.
b. young people join the work force sooner.
c. older workers stay on the job longer.
d. most people retire at age 65.
ANSWER: c
REFERENCES: 222
ANSWER: a
REFERENCES: 222
21. In a Supreme Court decision regarding the retirement plan of the Lockheed corporation, the court introduced the
concept of “retirement sham”
a. which refers to early retirement plans that are instituted as a way of downsizing to avoid layoffs.
b. which means if early retirement benefits are purely a sham, the court can determine a company’s assets were
misused.
c. and specified the particular conditions of how egregious a plan must be to be considered a sham.
d. which demonstrated the likelihood that court rulings will favor people who seek redress for unfair
requirements of early retirement programs.
ANSWER: b
REFERENCES: 222
22. All of the following are prohibited by the 1967 Age Discrimination in Employment Act EXCEPT
a. an ad that specifies a youth wanted to model clothes for teenagers.
b. refusing to hire a 68 year-old-man because of his age.
c. paying a person over 65 less for the same work or position than someone younger.
d. firing a person because he or she reaches 70 years of age.
ANSWER: a
REFERENCES: 213
ANSWER: b
REFERENCES: 218
24. The Pew Research results showed that American workers were inclined to delay retirement
based on
a. a decrease in household income.
b. the lack of retirement benefits.
c. the retirement income lost based on the recent recession.
d. time spent unemployed.
ANSWER: c
REFERENCES: 214
25. Your text states that if given the opportunity, more than half of workers aged 50--64 who transfer to a new job with
less responsibility and pay,
a. more workers would retire early.
b. companies would be more inclined to hire the middle-aged.
c. workers would change jobs more often and lose a sense of permanence.
d. workers would be more satisfied with their work and continue working.
ANSWER: b
REFERENCES: 215
ANSWER: b
REFERENCES: 216
27. Women’s earnings peak at ages .
a. 25 to 34 b. 35 to 44
c. 45 to 54 d. 55 to 64
ANSWER: b
REFERENCES: 216
28. Occupations that are likely to suffer the most age discrimination are
a. professionals. b. engineers and scientists.
c. administrators and managers. d. sales and marketing.
ANSWER: d
REFERENCES: 216
29. Some common myths about older workers include all of the following EXCEPT
a. older workers cant produce as much as younger workers.
b. older workers don’t work well with younger workers.
c. older workers are difficult to train.
d. older workers’ work ethics change.
ANSWER: d
REFERENCES: 219
30. The entrepreneur.com concluded that the benefits of hiring an older worker included
a. having less pension to pay out.
b. paying out more income.
c. rethinking the costs of high turnover in a youthful workforce.
d. older employees can train the new employees.
ANSWER: c
REFERENCES: 219
31. Which of the following are reasons employers discriminate against older workers?
a. Younger workers will accept lower wages.
b. To protect a company’s pension funds.
c. Older, tenured workers tend to receive higher salaries and more vacation time.
d. All of these choices.
ANSWER: d
REFERENCES: 218, 219
ANSWER: c
REFERENCES: 220
33. Compared to younger workers, older workers
a. have more absenteeism. b. are less motivated.
c. have lower output. d. have better safety records.
ANSWER: d
REFERENCES: 220
ANSWER: b
REFERENCES: 220
ANSWER: a
REFERENCES: 221
36. Which of the following types of retirement is most likely to involve lengthy, daily exposure to television?
a. Withdrawal b. Leisure retirement
c. Acceptance retirement d. Protest retirement
ANSWER: c
REFERENCES: 221
37. Of the following, the lower income retiree is LEAST likely to be represented in
a. withdrawal b. acceptance retirement
c. protest retirement d. leisure retirement
ANSWER: d
REFERENCES: 221
38. Which of the following tend to have the most trouble adjusting to retirement?
a. professionals
b. white-collar workers
c. those with the least education and lowest incomes
d. former executives and managers
ANSWER: d
REFERENCES: 221
39. “Outplacement companies”
a. are programs that offer assistance to laid-off employees.
b. are private employment agencies that specialize in finding jobs for the elderly.
c. offer mental health services to employees of subscribing organizations.
d. assist government workers with insurance and retirement benefits.
ANSWER: a
REFERENCES: 223
ANSWER: d
REFERENCES: 224
ANSWER: a
REFERENCES: 224, 225
ANSWER: b
REFERENCES: 226
43. A nationwide study that examined work choices of those who retired found
a. retirees either return to work swiftly (within four years) or not at all.
b. the most likely work change is to take a part-time job.
c. most work part-time at the job from which they retired.
d. those with good pensions were as likely to work part-time as those with poorer pensions.
ANSWER: a
REFERENCES: 227
44. In a comparison of their older and younger workers, Days Inn found
a. younger workers were better salespeople.
b. it took longer to teach older workers to operate sophisticated computer software.
c. older workers stayed on the job longer than younger workers.
d. older workers were less willing to work all three shifts.
ANSWER: c
REFERENCES: 228
ANSWER: c
REFERENCES: 228
ANSWER: a
REFERENCES: 229
ANSWER: d
REFERENCES: 230
48. Updating skills has been found to be effective in keeping older workers in the workforce through a technique called
a. retraining
b. remediation
c. recollection
d. retribution
ANSWER: a
REFERENCES: 229
49. A Gallop Poll in 1936 showed that there was a belief that wives of employed husbands shouldn’t work.
a. True
b. False
ANSWER: True
REFERENCES: 210
50. All women tend to have interrupted work histories.
a. True
b. False
ANSWER: False
REFERENCES: 210
51. From 1950 to 1990, the median retirement age dropped from 67 to 63.
a. True
b. False
ANSWER: True
REFERENCES: 211
52. The pattern of easing older workers out of the workplace is seen in all industrialized nations.
a. True
b. False
ANSWER: True
REFERENCES: 211
53. Social Security changes are encouraging people to extend their work lives.
a. True
b. False
ANSWER: True
REFERENCES: 222
54. Your text suggests that increasing the amount of money older workers can earn without reducing their Social
Security benefits will save Social Security funds.
a. True
b. False
ANSWER: True
REFERENCES: 222
55. The Older Workers Benefit Protection Act prohibits employers from forcing early retirement and receiving a
deduction in pension.
a. True
b. False
ANSWER: False
REFERENCES: 213
56. Most age discrimination cases are easy to prove, especially individual suits.
a. True
b. False
ANSWER: False
REFERENCES: 218
57. An older person is more likely to win an age discrimination suit if they have a jury trial.
a. True
b. False
ANSWER: True
REFERENCES: 218
58. In a study of the U.S. Bureau of Labor it was learned that younger workers had better safety records than older
workers.
a. True
b. False
ANSWER: False
REFERENCES: 220
59. Studies show that retirement, in and of itself, contributes to poor health.
a. True
b. False
ANSWER: False
REFERENCES: 220
60. In France, “third age” refers to the third stage of life in which the body begins to degenerate.
a. True
b. False
ANSWER: False
REFERENCES: 221
61. The lower one’s socioeconomic status, the later one retires.
a. True
b. False
ANSWER: False
REFERENCES: 221
62. A 1990s shift in the meaning of work disparages those who lack a strong work ethic.
a. True
b. False
ANSWER: True
REFERENCES: 224
63. Polls reveal that the older the person, the less content they are with the time they have.
a. True
b. False
ANSWER: False
REFERENCES: 219
64. According to your text, leisure leads to boredom.
a. True
b. False
ANSWER: False
REFERENCES: 226
65. How are cohort differences likely to affect U.S. trends in retirement patterns?
ANSWER:
ANSWER:
67. What evidence suggests age discrimination exists in the U.S. workplace? Give specific examples of kinds of
discrimination that exists. Why do employers discriminate against older workers?
ANSWER:
68. What are the common myths about the older worker and what evidence of old workers' performance counter these
myths?
ANSWER:
ANSWER:
70. What innovative ideas are being introduced for gradual retirement, job sharing, flexible work hours, and retraining of
older workers? Do you have other ideas?
ANSWER:
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