CHM Ref #: CAPI231027CR895871850

Credit Information ™Report PROV2 Prepared For: CAPITAL SMALL FINANCE BANK
For SUKHDEV KUMAR LIMITED
Application ID:
Date of
27-10-2023
Request:
Date of Issue: 27-10-2023

Inquiry Input Information

Name: SUKHDEV KUMAR DOB/Age: 14-10-1970 Gender: MALE

Father: Spouse: Mother:

Phone Numbers: ID(s): ARKPK2551R [PAN] Email ID(s):

Current Address: S/O HARI DASS, HOUSE NO 1624/1, STREET NO 1, WARD NO 3, LAXMI COLONY, KAKOWAL ROAD S/O HARI
DASS,HOUSE NO 1624/1,STREET NO 1,WARD NO 3, LAXMI COLONY,KAKOWAL ROAD ,LUDHIANA,PB,,141007

Other Address: S/O HARI DASS, HOUSE NO 1624/1, STREET NO 1, WARD NO 3, LAXMI COLONY, KAKOWAL ROAD S/O HARI
DASS,HOUSE NO 1624/1,STREET NO 1,WARD NO 3, LAXMI COLONY,KAKOWAL ROAD ,LUDHIANA,PB,,141007

CRIF HM Score(S):

SCORE NAME RANGE SCORE SCORING FACTORS(Upto 4 only)

PERFORM CONSUMER 2.2 300-900 17 Not Scored: Not Enough Info available on the customer
Tip: Positive impact on credit score Negative impact on credit score

Score Trend
Retro Date 30-06-2023 31-03-2023 31-12-2022 30-09-2022 30-06-2022 31-03-2022 31-12-2021 30-09-2021 30-06-2021 31-03-2021 31-12-2020 30-09-2020
Score 17 17 17 17 17 15 -1 -1 -1 -1 -1 -1
Not Scored: Not Scored: Not Scored: Not Scored: Not Scored:
Not Enough Not Enough Not Enough Not Enough Not Enough Not Scored:
Info Info Info Info Info Sufficient
Description No Hit No Hit No Hit No Hit No Hit No Hit
available on available on available on available on available on History Not
the the the the the Available
customer customer customer customer customer

Verification

Requested Service Description Score Remarks

CB SCORE Enquired Entity exists in bureau 17

DOB Enquired element details exist in bureau 100 14-10-1970

Enquired entity Address partially match in S/O HARI RAM H NO 1624/1 ST NO 1 LAXMI COLONY Basti Jodhewal
ADDRESS 81 S.O LUDHIANA,PUNJAB PB 141007
Bureau

Yes-PAN exist for entity being verified

PAN Enquired entity PAN exist in NSDL 100
Aadhaar seeding - Unsuccessful

Primary Account Summary

Tip: Current Balance & Disbursed Amount is considered ONLY for ACTIVE accounts.
Tip: All amounts are in INR.
Current Total Total
Number of Active Overdue Secured UnSecured Untagged Total Current Current Balance Total Amount
Balance Sanctioned Disbursed
Accounts Accounts Accounts Accounts Accounts Accounts Balance Secured Overdue
Unsecured Amount Amount
1 0 0 1 0 0 0 0 0 0 0 0

Secondary Account Summary

Tip: Current Balance & Disbursed Amount is considered ONLY for ACTIVE accounts.
Tip: All amounts are in INR.
Number of Overdue Secured UnSecured Untagged Total Current Total Sanctioned Total Disbursed Total Amount
Active Accounts
Accounts Accounts Accounts Accounts Accounts Balance Amount Amount Overdue
0 0 0 0 0 0 0 0 0 0

Group Account Summary

Tip: Current Balance & Disbursed Amount is considered ONLY for ACTIVE accounts.
Tip: All amounts are in INR.
Number
Max Worst
Of No Of MFIS Account Summary Disbursed Amount Instalment Amount Total Current Balance Total Overdue Amount
Delinquency
Accounts
Own Other Active Closed Default Own Other Own Other Own Other Own Other 0
0 0 0 0 0 0 0 0 0 0 0 0 0 0

Additional Summary

NUM-GRANTORS NUM-GRANTORS-ACTIVE NUM-GRANTORS-DELINQ NUM-GRANTORS-PRIMARY NUM-GRANTORS-SECONDARY

1 0 0 0 0

Perform Attributes
LENGTH-OF-CREDIT-HISTORY-YEAR: 0 LENGTH-OF-CREDIT-HISTORY-MONTH: 2
AVERAGE-ACCOUNT-AGE-MONTH: 2 NEW-ACCOUNTS-IN-LAST-SIX- 0
INQUIRIES-IN-LAST-SIX-MONTHS: 0 MAX-DELINQ-INCREASE-12-MONTHS: 0 MONTHS:
AVERAGE-ACCOUNT-AGE-YEAR: 0 CD-TRADES WITHIN-6-MONTHS: 0 TOTAL-DELINQ-INCREASE-12-MONTHS: 0
TOTAL-OVERDUE-BUILDUP-SECURED- MAX-TIME-OPEN-TRADE: 0
NEW-DELINQ-ACCOUNT-IN-LAST-SIX- 0
0 ACTIVE: SCORE-TRANCH-FLIP:
MONTHS:
MAX-CC-BALANCE-BUILDUP: 0 TOTAL-UNSECURED-OUTSTANDING: 0 TOTAL-OBLIGATIONS: 0
TOTAL-SECURED-SANCTION-AMOUNT- TOTAL-UNSECURED-SANCTION-
TOTAL-TRADES-GOOD-IN-12-MONTHS: 0 0 0
OPEN-ACCOUNT: AMOUNT-OPEN-ACCOUNT:
TOTAL-SECURED-OUTSTANDING: 0
TOTAL-SECURED-SANCTION-AMOUNT- TOTAL-UNSECURED-SANCTION-
TOTAL-LIVE-SECURED-ACCOUNTS: 0 16,000 0
ALL-ACCOUNT: AMOUNT-ALL-ACCOUNT:
TOTAL-CC-SANCTION-AMOUNT-OPEN-
0 TOTAL-SECURED-OVER-DUE- TOTAL-UNSECURED-OVER-DUE-
ACCOUNT: 0 0
ACCOUNTS: ACCOUNTS:
TOTAL-CC-OUTSTANDING: 0

Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous
data from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information
or any part thereof. PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us
at:customerservice@crifhighmark.com
© Copyright 2023.All rights reserved CRIF High Mark Credit Information Services Pvt. Ltd Confidential
 TOTAL-SECURED-WORST-DPD-BUCKET- TOTAL-UNSECURED-WORST-DPD-
TOTAL-CC-OVER-DUE-ACCOUNTS: 0 000 0
IN-LAST-2-YEARS: BUCKET-IN-LAST-2-YEARS:
TOTAL-SECURED-WORST-DPD-BUCKET-
000 TOTAL-UNSECURED-WORST-DPD- TOTAL-SECURED-WORST-DPD-
IN-LAST-3-YEARS: 0 0
BUCKET-IN-LAST-3-YEARS: AMOUNT-IN-LAST-2-YEARS:
TOTAL-UNSECURED-WORST-DPD-
0 TOTAL-CC-WORST-DPD-AMOUNT-IN- TOTAL-SECURED-WORST-DPD-
AMOUNT-IN-LAST-2-YEARS: 0 0
TOTAL-UNSECURED-WORST-DPD- LAST-2-YEARS: AMOUNT-IN-LAST-3-YEARS:
0 TOTAL-CC-WORST-DPD-AMOUNT-IN- TOTAL-SUM-OF-ACTIVE-EMI: 0
AMOUNT-IN-LAST-3-YEARS: 0
LAST-3-YEARS: TOTAL-SUM-OF-EMI: 0
TOTAL-SUM-OF-ACTIVE-SECURED-EMI: 0 TOTAL-SUM-OF-ACTIVE-UNSECURED-
0 MAX-EMI-AMOUNT-ACTIVE: 0
TOTAL-SUM-OF-SECURED-EMI: 0 EMI: MAX-UNSECURED-EMI-AMOUNT: 0
MAX-EMI-AMOUNT: 0 TOTAL-SUM-OF-UNSECURED-EMI: 0 MAX-SECURED-ACTIVE-ACCOUNT-AGE: 0
MAX-ACTIVE-ACCOUNT-AGE: 0 MAX-SECURED-EMI-AMOUNT: 0 MIN-UNSECURED-ACTIVE-ACCOUNT-
MIN-SECURED-ACTIVE-ACCOUNT-AGE: MIN-ACTIVE-ACCOUNT-AGE: AGE:
TOTAL-NO-OF-SECURED-INQUIRY-IN-
0 MAX-UNSECURED-ACTIVE-ACCOUNT- NUMBER-OF-LOANS-DELINQUENT-IN-
LAST-6-MONTHS: 0 0
AGE: LAST-12-MONTHS:
TOTAL-NO-OF-INQUIRY-IN-LAST-12-
0 TOTAL-NO-OF-UNSECURED-INQUIRY- TOTAL-NO-OF-UNSECURED-INQUIRY-
MONTHS: 0 0
IN-LAST-6-MONTHS: IN-LAST-12-MONTHS:
NUMBER-OF-LOANS-DELINQUENT-IN-
0 TOTAL-NO-OF-SECURED-INQUIRY-IN- TOTAL-NO-OF-SECURED-INQUIRY-IN-
LAST-24-MONTHS: 0 0
LAST-12-MONTHS: LAST-24-MONTHS:
TOTAL-NO-OF-UNSECURED-INQUIRY-
0 TOTAL-NO-OF-INQUIRY-IN-LAST-24- MAX-SECURED-OUTSTANDING-
IN-LAST-24-MONTHS: 0 16,000
MONTHS: AMOUNT-IN-LAST-3-YEARS:
MAX-UNSECURED-OUTSTANDING-
0 MAX-OUTSTANDING-AMOUNT-IN- YOUNGEST-OPEN-CC-MON:
AMOUNT-IN-LAST-3-YEARS: 16,000 MAX-SPEND-CC-UTIL-6M: 0
LAST-3-YEARS:
TOTAL-CC-SANCTION-AMOUNT-ALL-
0 OLDEST-OPEN-CC-MON: 0 TOTAL-CC-WORST-DPD-BUCKET-IN-
ACCOUNT: NUM-INC-BAL-REVOLVING- LAST-3-YEARS: 0
MAX-TIME-CC-ALL-TRADE: 0 0
TRADES-12M: TOTAL-P2P-ACTIVE-ACCOUNTS: 0
TOTAL-P2P-LOAN-AMOUNT-ACTIVE: 0 TOTAL-CC-WORST-DPD-BUCKET-IN-
0 WORST-P2P-DELINQ-IN-LAST-36-
TOTAL-P2P-ACTIVE-GRANTORS: 0 LAST-2-YEARS: 0
MONTHS:
TOTAL-P2P-MONTHLY-EMI-AMOUNT: 0 MAX-P2P-LOAN-AMOUNT-ACTIVE: 0 MAX-SANCTION-AMOUNT-ALL-
CREDIT-LIMIT-TREND-12-MONTHS: 16,000 16,000
NUM-ACTIVE-P2P-AGE-GT-36M: 0 ACCOUNT:
AVG-PERCENTAGE-INCREASE-CB: 0 TOTAL-P2P-BL-ACTIVE: 0 AVG-PERCENTAGE-INCREASE-HIGH
0
OVERDUE-AMOUNT-TREND: 0 CREDIT:
AVG-PERCENTAGE-INCREASE-DPD: 0 AVG-PERCENTAGE-INCREASE-AO: 0

Personal Info Variations

Tip: These are applicant's personal information variations as contributed by various financial institutions.

Name Variations First Reported Last Reported Type Source Indicator

SUKHDEV KUMAR 08-02-2022 31-03-2022 Gold Loan NBF

DOB Variations First Reported Last Reported Type Source Indicator

14-10-1970 08-02-2022 31-03-2022 Gold Loan NBF

ID Variations First Reported Last Reported Type Source Indicator

PB9119990168243 [Driving
08-02-2022 31-03-2022 Gold Loan NBF
License]

Address Variations First Reported Last Reported Type Source Indicator

S/O HARI RAM H NO 1624/1 ST NO
1 LAXMI COLONY BASTI
31-01-2022 31-01-2022 Gold Loan NBF
JODHEWAL S.O LUDHIANA,
PUNJAB 141007 PB

Employment details

Account Information

1 Account Type: GOLD LOAN Credit Grantor: XXXX Account #: xxxx Lender Type: NBF As on: 31-03-2022

Ownership: INDIVIDUAL Disbursed Date: 24-01-2022 Disbd Amt/High Credit: 16,000

Credit Limit: Last Payment Date: 14-03-2022 Current Balance: 0
Closed

Cash Limit: Closed Date: 14-03-2022 Last Paid Amt: 16,000

InstlAmt/Freq: Tenure(month): 12 Overdue Amt: 0
Write off Date: Account in Dispute:
Account Remarks: Principal Writeoff Amt
Settlement Amt: Total Writeoff Amt: 0

Payment History/Asset Classification:

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022 000/XXX 000/XXX 000/XXX - - - - - - - - -

Current Balance History:

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022 16,000 16,000 0 - - - - - - - - -

Amount Paid History:

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022 0 0 16,000 - - - - - - - - -

High Credit History:

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022 16,000 16,000 16,000 - - - - - - - - -

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
Gold 16,200

Inquiries ( past 24 months)

Credit Grantor Type Date of Inquiry Account Type Amount Remark
-END OF REPORT-

Appendix
Section Code Description
Account Summary Number of Delinquent Accounts Indicates number of accounts that the applicant has defaulted on within the last 6 months
Account Information - Credit Grantor XXXX Name of grantor undisclosed as credit grantor is different from inquiring institution
Account Information - Account # xxxx Account Number undisclosed as credit grantor is different from inquiring institution
Payment History / Asset Classification XXX Data not reported by institution
Payment History / Asset Classification - Not applicable

Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous
data from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information
or any part thereof. PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us
at:customerservice@crifhighmark.com
© Copyright 2023.All rights reserved CRIF High Mark Credit Information Services Pvt. Ltd Confidential
 Payment History / Asset Classification
Payment History / Asset Classification
Payment History / Asset Classification
Payment History / Asset Classification
Payment History / Asset Classification
CRIF HIGHMARK SCORE (S)
Account Information - Account #
STD Account Reported as STANDARD Asset
SUB Account Reported as SUB-STANDARD Asset
DBT Account Reported as DOUBTFUL Asset
LOS Account Reported as LOSS Asset
SMA Account Reported as SPECIAL MENTION
Score has reckoned from credit history, pursuit of new credit, payment history, type of credit
PERFORM-Consumer in use and outstanding debt.
CI-Ceased/Membership Terminated Credit Institution has Ceased to Operate or Membership Terminated

Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous
data from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information
or any part thereof. PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us
at:customerservice@crifhighmark.com
© Copyright 2023.All rights reserved CRIF High Mark Credit Information Services Pvt. Ltd Confidential