Respondent one Respondent 2 Respondent 3

Khushi : Good Afternoon. - For the first question, how w, you can already guess
would you describe your though I already have a
Respondent : Good current financial situation? stable, my parents still dwell
Afternoon. on my mistakes and i’m too
Right now, I would say that it's nervous to talk about it.
Khushi : May I know what stable because my parents are
you would like to be called? still able to finance my studies, Code: stale
school needs, and wants. And
Respondent : You can call right now in college, they're
me Prince but my full name mostly shouldering my school How does my financial
is Princess Laurel. So feel expenses since my scholarship circumstances impact my
free to call me Prince. only covers a part of my ability to meet academic
tuition fee. expenses?
Khushi : Okay, Hi Prince When you say financial
my name is Khushpreet Brar circumstances, again, there
and you can call me khushi. CODE: STABLE are two different situations
you are looking at. When I
Respondent : Okay. Hi was in senior high school
khushi how are you? there was a need to focus on
- Second question, how do equipment. So if the school
Khushi : I’m good. How your financial circumstances needs the laptop, my mom
about you? impact your ability to meet gets it. For the school
academic expenses such as supplies theres not much to
Respondent : All good, All tuition, textbooks, and school be said there because the
good. supplies? optional things to bring are
the pen and paper, or the
Khushi : Um, Today we are notebook. As for the text
here for like a interview that books, Enderun doesnt do the
is gonna be for our research.So on a scale of 1 to 10, with text books unless the teachers
10 as the highest positive provide the PDF file or
Respondent : Uh huh indicator, the impact would be decided to recommend some
8 because my school needs are books from the library. Now
Khushi : Um, I will ask you being met even though it can't you get the current situation
few questions. I hope you’re be provided right away. So here in college. So here in
okay with them. there are certain circumstances college, I don’t have to spend
wherein I have an unexpected more compared to senior
Respondent : Uh huh yeah expense and I need to either high. But now the problem is
sure. get from my savings or wait not through the academic
for the money to be raised. expenses but on the gasoline,
Khushi : Alright, we should And one example of that was and the food wasted. That’s
start now. Okay number first when my laptop battery the only thing
number firstly. Learning malfunctioned during my Making me a little bit nervous
about the financial situation
of the student, how would
you like, how would you
describe your current
financial situation.
Respondent : So for context,
I was a scholar during my
senior high school scholar
two years ago. So i’m in
college now, so my financial
situation right now is okay
however during Covid 19
the the situation the
pandemic forced us to be
frugal with their money so
we had to save alot so that’s
how I would describe my
financial situation at that
time however in 2024 it's
enough for me to study
college so yeah.
CODE: STABLE
Khushi : That’s nice
actually. I agree with the
pandemic everyone has
struggles and stuff okay. So
continuing number two how
do you… how do you face
no wait ha ha how.. how do
you find your circumstances
impact your ability to meet
academic expenses and the
tuition, textbooks and other
school supplies.
Respondent : Okay so
during 2020 to 2022. I had
to refrain from purchasing
unnecessary stuff so we had
to actually you know um
balance out where the
finances would go in terms
of educational purposes like
senior high school days. That's because i keep thinking about
why I borrowed my cousin's the long term.
laptop for a period of time
while waiting for the money to code:DIFFERING EXPENSE
be used to buy for the new PRIORITIES
battery.
How does my academic
CODE: School needs are met situation affect my
performance?
Well, I don’t remember much
about my senior high school
because I was very ignorant
about it. My only thing was to
do task, simple but not very
challenging tasks. Here in my
- So third question, how does current situation, some
your financial situation affect subjects in freshmen would
your academic performance? put additional fees especially
Can you cite a specific in the Enderun Experience.
scenario? Well, UCLA is partnering
with Enderun so it’s bound
that some subjects would
need international services.
SO there would be like a
zoom meeting and the teacher
So during my senior high from UCLA would be
school days, our financial teaching us. It kind of
situation did not become a discourages me because it’s
hindrance or didn't have a another payment to pay. And
negative effect on my then theres the Enderun
performance and academics experience where you have
because our setup back then team buildings and etiquiet
was fully online because it was dinners where it’s so
during the pandemic. So there expensive, but they only put
are less expenses like for food it as 2,000 pesos, but it’s an
and transportation. But additional payment..burden to
thinking about it, if it put on a college student. Like
happened in the face-to-face I said, my financial situation
setup, I think it would be is stale. Though I am heavily
heavy on the budget side of complaining about those
our family. And the only thing payments, I can see that my
that it affected was actually my academic progress is
free time because as a scholar, increasing. In terms of
I need to do extra work for a UCLA, I can see my
scholar's organization to earn improvement in digital
the required work hours. So if I marketing. I get to learn from
books um school supplies. remembered it clearly, it was the professor and applies
So it was all um in our around 10 hours a week. But some old and new lessons. So
hands so that.. thats how I I'm thankful because Enderon I can see why this professor is
would describe it yeah. was really generous to their so great that UCLA
scholars and we were guided recommends it to Enderun.
code: CAUTIOUS enough and they did not give As for the enderun experience
SPENDING us tedious tasks that could it’s beneficial for social
affect our studies. And being a gatherings. Where you're in a
scholar also made me choose professional set-up or a
Khushi : Hmm okay. How my group mates wisely to save culinary team building. If you
does your financial situation time because balancing eight ask me the Enderun
affect your academic subjects was hard and Experience is more on trying
performance and can you sometimes group works cause to bond with the Enderun
cite a specific scenario? delay due to the differences of community and that also
the group members. So just a includes the student body and
Respondent : Okay um how slight tip for everybody who is our dear batchmates.
it affects me uh it doesn't about to enter college as well,
give me any negative impact it still happens. So you should Code: FINANCIAL
because from what I know is observe and pick your group BURDEN FROM FEES
as long as you have the mates wisely.
ability to study in um, in a
good setting then there How did I get to know the
shouldn’t be a reason for financial aid grant offered by
you not to strive to do better CODE: scholarship obligations the school
so um the financial situation This one was before the
that I was in a few years ago pandemic started. In 2019,
did not affect my academic my sister was already here in
performance it only made - So fourth question, can you Enderun. So I was just there
me strive um for more. Uh cite specific scenarios where in junior high school. Then
to get a grade and English financial status she, upon learning that I was
everything so that's how I influence your academic going to take my entrance test
would put it. progress? in Enderun. She convinced
me to apply for a academic
scholarship. SO the
requirement, the application
Khushi : Okay, can you say for that was tedious with
a specific scenario? those essays. Even during the
So based on my experience, I pandemic I still had to submit
Respondent : Okay. Uhm a think what also helped me in the needing documents before
specific scenario would be being eligible and having the scholarship office would
since I gained a scholarship academic scholarships aside declare me as a academic
deal from Enderun Colleges. from my grades or class scholar. For meeting the
I had to work really standing was the fact that only requirements you have a
diligently and had to put my my dad has a stable income unclear tasks. When I say
A+ efforts in organizations and that would reflect on the unclear that was during the
in projects because if I fail overall household income pandemic. 2020 was a new
to deliver um let's say a 95
above grade for most of the
subjects and do well in my
student organizations then
they would take the
scholarship away from me
so I had to you know work
diligently and um let's say I
was making a project in one
of my student organizations.
So in order for you to keep
your.. your scholarship you
have to sign up for two
organizations. One
organization is the scholar
organization, and the other
one is an organization
within your strand so I took
an ABM strand so there was
this a particular organization
called Ari which is the
organization under the ABM
strand and I had to sign up
for that in order for my
scholarship to be valid so
every month I would have to
make what do you call this
events with the boards. The
executive board in order for
me to show the student life
which is the office for
scholarships that I was
doing my job so that’s what
I would describe my
scenario.
code: SCHOLARSHIP
REQUIREMENTS
Khushi : Hmm okay, that’s
nice.
Respondent : Yeah thank
you.
Khushi : Okay so the last
which some schools also normal. What I can remember
require from applicants. So from that year was the
with that factor under financialscholarship office was trying
status, I was able to get to make a new system. From
scholarships and experience what I heard from my sister
the community and training from 2019, there was already
from the schools I've studied a physical system. There were
in. That I would say is a papers involved, timesheets.
progress in my academic But since it was the
journey because I got to learn pandemic, not everyone in the
from professors and join clubs Enderun Community was
that enhanced my work ethics sure how to overcome those
and skills. tasks. So come 2021 there
was already a build up and
that build up was to giving
miniscule tasks or major
CODE: SINGLE INCOME tasks. Like you had to be an
HOUSEHOLD org officer and put in what
where your contributions to
- So next question 2.1, how did the orgs. Some of the tasks
you get to know the financial were useful, some of the tasks
aid grant offered by the were motivating. Other tasks
school? were too small but still
needed for scholar hours. I
remember that I was
pressured because I was
pressured to meet specific
hours by the end of the
It was actually an interesting semester when all I can think
story. So I was able to apply about was that the scholarship
for a scholarship in Andheran office was not giving me
because my dad works near the tasks available. There was
school and back then he used that kind ogf pressure. Im not
to carpool to get to work. saying that I was freed from
That's where he met an that.
admission officer I think but
she works in Andheran and she Code: family influence
told my dad that the school is
offering a scholarship for How does my financial
senior high school. situation influence my ability
Unfortunately, I was about to to socialize with professors
graduate grade 10 at that time and fellow students?
so I grabbed opportunity and I guess during the pandemic,
the rest is history. it was like anyone can
pretend that they were rich
because the only connection
question for this topic is can is through online classes and
you search specific CODE; TIMELY regardless of who your stuck
scenarios where in your INFROMATION with it all comes down to
financial status affects your how many friends you have
academic progress sorry. in facebook, how many
connections you got, how
Respondent : Okay let me So next question 2.2, how do many people admired your
just think for a while it's you manage to meet the personality through first
been such a long time so I requirements given to you as a impressions in zoom. But
don't remes and such but financial grantee to sustain now I realized in college,
however the professors in your scholarship? things are more different.
my college we’re very When I say different, this is
understanding so they did where my schoolmates
give me a leeway in terms of restricted themselves from
academic classes or what do being more social from me. I
you call those like makeup keep hearing from
classes so yeah that’s my So I did three things. First is schoolmates organizeing their
scenario yeah. So internet time management. I made sure own bar hopping. Then there
you know that I balance my time in doing would be projects about flea
my accounts and scholar tasks markets, bazars, even the
code: Missed bill payment and I did less activities that can titans week. BUt recently I
lead me to procrastinate. Like I had not been motivated to
stopped playing ML and spend in order to socialize. So
Khushi : Okay um for a the watching kdramas for a while where theres an event that
second topic learning about and just binge-watched during needs a entrance fee, I’m
how the students discovered term breaks because I need to already out. I’m already
the financial aid grant. Um set my focus on my contented if theres a event
the first question here is like responsibilities. And yeah just that does not need entrance
how did you get to know the like what I have said fee and really does value on
financial aid grant offered previously, I also grouped with social networking.
by the school. people who I know that are
responsible and it saved me code:FINANCIAL IMPACT
Respondent : So I got my from stress and projects were ON SOCIAL EVENTS
financial aid when I was in completed on time. And
12th grade so during my second second thing that I did Did I ask for financial support
Grade 11 years I had a is commitment because I look to sustain my academics?
senior who told me that you for ways to solve my problems Yeah, I did. But primarily the
could acquire a scholarship or assignments like seek help only thing that is supporting
in under oncologist if you from friends, classmates, or me is the 5% discount from
meet the criteria of let’s say relatives so that I could being a sibling of a student in
1.5 GPA and above so if commit to my deadlines Enderun and my parents
you had that crazy idea especially for the hard money. Theres a limitation
during your first year of assignments. And I also from that.
senior high school then you practiced myself to do the task
are able to have a ahead of time because Code: parental support
scholarship grant. So from sometimes if you let things just
my seniors. pass by and do it tomorrow it Are there any additional
will build up the intensity of academic support services or
code: PEER-INFORMED procrastination I think and it's resources you believe would
SCHOLARSHIP really hard to start if you have be beneficial for you?
that build up already. And I Currently, I’m nto finding
believe that it's true that when because I did give up on
Khushi : Oh you got that they say that it's okay to break some supports, possible
from your seniors. Okay um. down for a while and it's really supports. One of them is the
Number 2 how do you it's scheduled right? You just LANI Scholarship. But the
manage it to.. how do you wait for a while, take a rest, LANI Scholarship is not
manage to meet the and you need to get back to possible for me because I
requirements given to you as work. Then yes the last thing is keep transferring from private
a financial guarantee to courage. So for me what I did to private but they had rules
sustain your scholarship. is I had courage to ask people you had to be from public to
and I allow myself to have a private.
Respondent : By room for mistakes. And I Code: Government
requirements, you mean learned that I shouldn't let the Scholarships
academic requirements like answers come to me and
grades. instead search for it on my
own because I believe that So how did I cope with the
Khushi : Yes, like the school before working on any tasks academic challenges?
requirements that can be there would be no confusion All in all the best motivator
yeah.ember a few scenarios inside my head. So it's also an doesnt have to be my parents
but let me try. advantage to ask early because threat on not supporting me
some people like our because as I’ve said, I am
Respondent : Oh I would professors and classmates are really not affected by money
say um the internet so hard to reach outside school only on how any action
sometimes there were hours. And in terms of would help me realize
occasions were in, we mistakes I make sure that I something, learn something,
couldn’t make the deadline. take responsibility, learn from gain knowledge, so yeah. In
Let’s say a week, a week. it, and do better next time. And times of I feel like i’m failing,
Let’s say February 19 is the I also learned that I shouldn't theres sometimes I let things
deadline for the payment or put too much spotlight on happened because it really
WI-FI and we forget to pay myself because often people doesnt fit my mood. But then
it so that would mean like a forget about what you did and my parents would come up
few days of no internet so sometimes it's only you that with these stories, these
that would not like allow can remember your mistakes. threats, so all I need to do is
me.. that would not allow keep pushing forward. Oh
me to attend my class and don’t get starting on the
academic challenges. Theres
Respondent : Okay uh in CODE; TIME even challenges in
terms of documents I think MANAGEMENT productivity. When I
they only based my grades mentioned the gasoline and
from the first two semesters food waste, I was talking
of my year 11 so that was.. about my daily schedule as a
that was all that they needed - So yeah next question is student. My mom does not
oh also bank statements and
what do you call this what is
it called, salary of your
parents or your guardian
so they would need that as
well as the bank savings and
your previous grades during
your first years in your high
school in Enderun Colleges
so yeah.
Khushi : Um oh wait uh. I
think the requirements it's
like.. like your academic
performance, like i think it
means like how do you
manage to meet the
requirements from your
school academic and stuff.
Respondent : Ah okay okay.
So in my contract so
whatever I say here is
confidential so you don't
have to if you were to put
my name I hope you block it
out or put an alias but in my
contract it said there that I
had to maintain a specific
GPA I can’t remember what
but I'm pretty sure it's within
the line of a general average
from 95 to 100 and if I meet
those requirements as well
as being in an organization,
a student organization and
the scholarship organization
then I will be able to hold
that scholarship grant for the
academic year so yeah that’s
what I should do.
code: GPA
MAINTENANCE
Khushi : Oh okay thank you
question number three. 3.1.
How does your financial
situation influence your ability
to socialize with your teachers
and fellow students?
My senior high school years as
a scholar was an adjustment. I
think it's because of the
environment or social class I
grew up in. I wasn't used to
talking in English a lot since
Tagalog is my first language
and at home some of my
family members they speak
Ilocano. So I was kind of a
wallflower back then. Though
some of my group mates like
in certain tasks and also my
colleagues they speak Tagalog
but I still rarely socialize with
them except if it's for school
purposes. Maybe I think the
reason why is because I can't
really relate that much to their
experiences like traveling or
going to hang out places
because I'm usually a
homebody and I'm a little
stingy when it comes to money
of course. Like it's like in my
mind if you go out obviously
you need to spend right. So
yeah I'm mostly at home and I
also noticed that my level of
humor is kind of different from
them so it's kind of hard for me
to crack a joke from time to
time but overall all of my
classmates were super kind
and I've met some that are very
professional to work with and I
learned new things from them.
So in terms of interacting with
agree with 6 days of being in
school so theres a lot to be
wasted there. The notion is
that if I didnt get to complete
my college years then what
my parents offered would be
worth nothing. So yeah.
Code:MOTIVATION
THROUGH LEARNING
How did I balance my
academic responsibilities as a
financial aid grantee.
As I said before, during my
senior high school, my real
motivation is the tasks
themselves and how much I
would gain knowledge from
these teachers. I had
wonderful teachers in senior
high school and there was so
much to learn even from the
rude teachers. And then as a
scholar before I also
struggled with complying to
the technology. So during the
pandemic it was my first time
touching upon google sheets
and also the excel parts. So as
the presentation or anything
that was my performance
tasks. I though I was about to
fail with those responsibilities
but even throughout the
pandemic, Enderun was able
to provide inspiring role
models. One of the speakers
was good in technologies,
good in presentations, in
proper decorum. I was that
kind of student who was
eager to attend any webinar
that was available and I did
take notes about it. So yeah,
looking back, all I did was be
faithful to my scholar tracker
so much. Um for the third my senior high school teachers and made sure to ask
topic um learning more it was pretty normal. I questions and see whether
about how these students addressed them the same way I there were available tasks for
socialize with their fellow addressed my previous me. Whether this tasks was to
classmates and faculty and teachers, my previous schools be compensated with this and
staff for this topic. The and yeah my financial status that. I really enjoyed
number one question is how doesn't really affect much in providing my signature over
does your financial situation this case. each week.
influence your ability to
socialize with your teachers Code: ENGAGEMENT AND
and your fellow students. DILIGENCE
CODE: LIMITED SOCIAL
Respondent : Hm um, so my INTERACTION
community under our
colleges is very, it’s very
what you call this
accommodating and So next question 3.2. I think
everyone is so friendly so this is the same question as
there is no discrimination no 3.1. Yeah so let's go to the next
one looks down on scholars
um and everyone is
encouraged to even take the
financial aid if you know
you have difficulty because
the institution that I studied
my senior high school were
um.. what do you call this - question 4.1. Did you ask for
they wanted their students to financial support to sustain
be comfortable with the your academics with whom?
style the features so that was
what my community looked
like at that time.
So aside from applying for
code: INCLUSIVE scholarships from schools I
COMMUNITY didn't ask for any financial
support from other people
Khushi : Hmm, How does aside from my parents.
your financial situation
influence your ability to
socialize with your teachers
and fellow students. CODE; PARENTAL
SUPPORT
Respondent : Hmm oh isn’t
that uh the same question.

Khushi : Uhm no it’s a - Okay so 4.2 next question.

different one like it’s about
how do you..how does your
financial situation influence
you.
Respondent : But I think it’s
the same question, i’m so
sorry.
Khushi : It’s repeated pala
sorry.
Respondent : No worries.
Khushi : It’s fine sorry
sorry. Okay so that was the
end for our third topic for
the fourth topic. How do..
how do students sustain
their grant and academics
for this topic your question
is did you ask financial
support to sustain your
academics with home.
Respondent : So yes at that
time I was 18 and I was still
under my Asian household.
So um you know it's typical
for Asian kids to have
support from their parents so
I only asked mom if I could
uh sign up for a scholarship CODE: government
and she said yes sure
whatever I wanna do and
that's how I, that's how it
went.
code: PARENTAL
SUPPORT
Khushi : Oh okay, I agree
with the Asian household
yeah. The question to hear is
are there any additional
academic score or resources So when I encounter a
Are there any additional
academic support services or
resources you believe would
be beneficial?
So aside from scholarships
offered in universities or
schools I think it's also good to
research the financial aid
grants offered by the
government or private
companies like Kokongwe,
SM and etc. Also you should
also research for the kinds of
scholarships offered by
universities because they also
have other forms of
scholarships aside from
academic like I don't
remember the school but one
of the schools that I have
applied they offer like what is
the team scholarship or the
cheering squad scholarship so
that's very interesting.
scholarships
- So next question 4.3. How
did you cope with academic
challenges?
you believe would
beneficial for you.
Respondent : For me um
well, I would say for other
students because I'm not
really well versed with
Philippine scholarships at
the moment since I do, I’m
studying in Singapore right
now so.. so for the
Philippines I.. as far as I
know there was a
scholarship for DepEd
students and the OST, I
don’t know. I forgot but
those scholarships will help
them to also you know uh
have their weight lifted off
from their from their
shoulders. It’s.. it may be
from the Philippine
government or it may be
from organizations that
would love to support uh
students who need a
financial aid so that’s all I
know.
code: GOVERNMENT
SCHOLARSHIPS
Khushi : Okay thank you
um. How did you cope with
the academic challenges that
you faced.
Respondent : Oh how do I
cope um so I'm gonna be a
little bit religious here but I
cope by resting and eating. I
think that’s the most you
can do for you to be like
refreshed in the morning
you know.
challenging assignment I
usually ask help or ask advice
from other people like my
friends from other school, my
parents, uncle and aunts. So if
I feel like I can't really
understand what the task is I
usually ask for advice and
guidance and in terms of
mental health I make sure I
treat myself with my favorite
food like ice cream yes and
sometimes I watch a movie in
order to lessen my stress and
back then when I was doing
my research paper actually I
was listening to K-pop songs
so it really helped me to boost
my um energy while writing
my research paper.
CODE; VARIETY OF
SCHOLARSHIP
- So last question 4.4. How do
you manage to balance your
academic responsibilities as a
financial aid grantee?
So I manage my time wisely at
the time by creating plans or
to-do lists every day in order to
meet my goals and this puts
me on track with my deadlines
and responsibilities as a
student scholar and I also
code: RELIGIOUS
COPING
Khushi : Okay
understandable of course
rest is the most important
thing like yeah charge up
energy. Okay so for the next
question, how do you
manage.. how do you
manage to balance your
academic responsibilities as
a financial aid granting.
explored some methods that
helped me to stay awake when
finishing urgent tasks yes so
one of which is um drinking
coffee know what brand can
keep you awake and second is
like listening to music or
maybe meditate for 10 minutes
so it really helped so yeah
that's it from me and good luck
to your research paper

Respondent : So I remember CODE; TIME

during my senior high MANAGEMENT
school days I would um plan
a month prior to the events
in school so.. so there would
be a time that I would set
aside and I would have these
weekly planners that I
would check you know
weekly and also by monthly
so ai just go over them and
then try to get them done so
all about like the, sorry
about the balancing of my
academic responsibilities.
It’s all about time
management honestly.. time
management and a good
support system as long as
you have friends and family
who support you in times of
difficulties, academic
challenges I think that’s the
best that you could um gain
during the difficult shatters
so like time management, a
good support set systems
and just pray that you make
it out alive. Well yeah.

code: TIME
MANAGEMENT
Khushi : Thank you um.
Can you cite specific
scenarios where in your
financial situation status
influence your academic
progress.

Respondent : Oh I think i
answered this one in 1.4. I
think it’s the same question
but yeah its is in different
words.

Khushi : Oh okay.

Respondent : So I will say

another one okay sorry.

Khushi : okay go lang.

Respondent : Oh okay okay

hm. Oh I would say I had to
limit my time of going out
physically even after the
post pandemic I mean even
after yeah post pandemic
after that.. even after the you
know systems were lifted up
I had to refrain from going
out a lot to save money and
just not make bad financial
decisions so yes during that
time. I had to refrain from
doing stuff like that in order
for me to I'll finish my
senior high school. That
would if that affected my..
that’s the academic progress
not really it was more of like
a social you know like not
going out stuff but in terms
of academic progress. I'm so
sorry I'll stray away from
the question but in terms of
academic progress there
were times that we were
needed to be in school for
projects for exams for
whatever reason that may be
but what I would do is I
would first ask the
administration if I.. if it’s.. I
can be able to do it online
like through zoom or
Google Meet and that's how
the financial status affected
my academic progress in
terms of meeting in person
for academic purposes so
yeah.

Khushi : Okay so that was

all for today thank you so
much and I love to hear that
from you.

Respondent : Thank you.

Khushi : Thank you for

giving us your precious time
and have a blessed great
day.

Respondent : Have a great

day.

Khushi : Thank you so

much again.

Respondent : Thank you so

much, thank you.

Khushi : Okay bye, thank

you so much.