MY ZONE EASY CREDIT CARD STATEMENT

RAKESH MISHRA
HOS UR ROA D, 2ND CROS S A D UG O D I O PP PO LICE ,
Q UAR TE RS,
NEAR FORUM MALL
BANGALORE 560030

PAYMENT SUMMARY
Total Payment Due Minimum Payment Due Sta te m e n t P e r i o d P a y m e n t D u e D a t e Sta te m e n t G eneration D ate
590.00 Dr 590.00 Dr 25/03/2024 - 13/04/2024 02/05/2024 04/04/2024

Cr e di t C a rd Number Cr e d i t Li m i t Av a i l a b l e C r e d i t L i m i t Av a i l a b l e C a s h L i m i t For hassle free payments register for

471860******3507 40,000.00 3 9 ,4 1 0 .0 0 3 9 ,4 1 0 .0 0 Auto-Debit facility on 18605005555

Previous Balance - Payments - Credits + Purchase + Cash Advance + Other Debit&Charges =Total Payment Due Making only the minimum payment every
month would result in the repayment
0. 00 0.0 0 0.00 0.00 0 .0 0 5 9 0 .0 0 5 9 0 .0 0 Dr stretching over years with consequent interest

Account Summary
DATE TRANSACTION DETAILS MERCHANT CATEGORY AMOUNT (Rs.)
Card No: 471860******3507 Na m e RAKESH MISHRA
29/07/2023 JOINING FEE 500. 00 D r
29/07/2023 GST 90. 00 D r
**** End of Statement ****

Your cheque should be payable to Axis Bank Card No.471860******3507 . Please write your NAME & TELEPHONE No. on the reverse of the cheque.
Dear Customer, pay your Axis Bank Credit Card bill from any bank account by registering for ECS at any Axis Bank branch. Visit axisbank.com to download the form.
Axis Bank Maharashtra GST registration no.: 27AAACU2414K3ZD.

IMPORTANT MESSAGE
* Axis Bank Maharashtra GST registration no.:27AAACU2414K3ZD
* Please refer: https://www.axisbank.com/webforms/code-of-commitment.aspx for revised BCSBI code.
* Choose the most convenient option for you to pay Credit Card Bill Payment at axisbank.com/ccpay
CONTACT US
Call 1860 419 5555 or 1860 500 5555 Grievance Redressal
*local charges will apply Nodal Officer,
For any assistance please visit 080 61865200
eDGE REWARD BALANCE AS CUSTOMER axisbank.com/support
POIN T S ON DATE ID Manager, Customer Care,Axis Bank Ltd.,NPC1, nodal.officer@axisbank.com
5th Floor,
75 09-08-2023 948497774
Gigaplex",Plot No I.T.5, MIDC, Airoli Axis Bank Ltd, NPC1, 5th Floor, "Gigaplex", Plot No I.T.5, MIDC,
Knowledge Park, Airoli, Airoli Knowledge
Navi Mumbai-400708 Park, Airoli, Navi Mumbai- 400708

Page : 1 of 2
 MY ZONE EASY CREDIT CARD STATEMENT

Finance Charge calculation Schedule of charges

If a card holder avails of the revolving facility of the credit card and P a r ti c u l a r s Charges
hence chooses to pay amount less than the total amount due reflected
in the monthly billing statement. The entire outstanding amount would D u p l i c a te Sta te m e n t Fe e Wa i v e d
attract finance charges and all new transactions will also attract C h a r g e s l i p r e tr i e v a l Fe e Wa i v e d
finance charges, till such time as the previous outstanding amount is
paid in full. For example, assume that you have paid all previous dues O u ts ta ti o n C h e q u e Fe e Wa i v e d
in full and do not have any amount outstanding in your credit card
ac c ount. Yo u ha ve purch a se d h ou s e h ol d g ood s f or Rs. 2 5 0 0 0 .0 0 o n Finance Charges(Retail & Cash) 3.4% p.m (49.36% per annum)
12th June and withdrawn cash from ATM for Rs. 5000.00 on 15th June. Fee for Cash Payment at Rs. 100
Your monthly statement is on 20th of every month. On 20th June, you branches
would be levied interest on Rs. 5000.00 cash withdrawals for 6 days @
3.4% p.m. i.e., 5000.00*6 days*3.4%*12 months/365days= Rs.33.53 your
due date for 20th June statement is 10th July and you pay Rs. 5000.00 Cash Withdrawal Fees 2.5% of cash withdrawn
on 10t h Jul y a nd yo u als o m a ke a f r e sh p u r ch a se of Rs. 1 0 0 0 0 .0 0 o n (Min. Rs 500)
11th July, Interest to be levied on 20th July would be as under:

Nil if total payment due is upto Rs

500;
Interest on Rs.25000 @ 3.4% p.m. from 12th June to 20th 1 0 8 9 .8 6 Rs 500 if total payment due is
July (39 Days) O v e r d u e P e n a l ty /l a te between Rs 501 - Rs 5000;
Interest on Rs. INR 5000 @ 3.4% p.m. from 16th June to payment fee Rs 750 if total payment due is
139.72
10th July (25 days) between Rs 5001-Rs 10.000;
Interest on Rs. 4370 @ 3.4% p.m. from 10th July to 20th Rs 1,200 if total payment due is
53.70
July (11 days) g r e a te r th a n R s . 10, 000
Interest on Rs. 10,000 @ 3.4% p.m. from 11th July to 20th 111.78
July (10 days) 3% of over limit amount
O v e r l i m i t P e n a l ty
Interest on 33.53 (Interest + Tax levied in last statement) (Min. Rs 500)
1 .1 6
@ 3.4% p.m. from 20th June to 20th July (31 days) Fo r e i g n C u r r e n c y tr a n s a c ti o n 3.5% of transaction value
Total Interest charged on 20th July 1396.22
C h e q u e r e tu r n o r D i s h o n o u r 2% of payment amount subject to
Ac tual i nterest cal cul a t i on w ou l d va r y b a s e d on th e i n d i v i d u a l Fe e minimum Rs. 450, Max. Rs. 1,500
purchases a nd revo l ve b e h a vi ou r . P l e a s e n ot e t h at m a k i n g o n l y
minimum pa yment due e ve r y mon t h w ou l d r e s u l t i n th e r e p a y m e n t Su r c h a r g e o n P u r c h a s e o r As prescribed by IRCTC/ Indian
stretching o ver years w i t h con se q u e n t Interest p a ym e n t.Fo r m o r e c a n c e l l a ti o n o f r a i l w a y ti c k e ts R a i l w a y s
details, refer the Terms and Condition on the website.
As communicated at the time of
Joining Fee & Annual fees a p p l i c a ti o n
Minimum Amount Due Calculation
Assume that yo u ha ve p a i d a l l p r e vi ou s d u e s i n f u l l , a n d d o n o t h a v e Add On card - Joining & Annual Wa i v e d
any amount o utstandi ng i n you r Cr e d i t Ca r d Account, a n d y o u r m o n th l y Fees
statement is generated on the 15th of every month.
P e n a l interest, l a te p a y m e n t c h a r g e s a n d o th er related c harges
s h a l l b e l e v i e d o n l y o n th e o u ts ta n d i n g a m o u n t after the due date
Am o u n t
Txn Date Type Cr / D b M A D Con t r i b u ti o n a n d n o t o n th e to ta l a m o u n t.
25t h S ep Purchase Db 5% 5000 C h a r g e s structure i s subject to c h a n g e f o r m time at the sole
1st Oct Joining Fees Db 100% 1000 d i s c r e ti o n o f Axis Bank. As p e r M i n i s tr y o f f i n a n c es guidelines, G ST
a s p e r existing Go v e r n m e n t n o r m s i s b e i n g lev ied on all fees,
1st Oct Cash Withdrawal Db 5% 2000 i n te r e s t a n d o th e r c h a r g e s o n a l l c r e d i t cards. N o refund shall be
1st Oct Cash Withdrawal Fee Db 100% 100 p r o v i d e d f o r GST c h a r g e d o n f u e l s u r c h a r g e .
1st Oct GST Db 100% 18
15t h O ct Interest on Cash
wi thdrawal Db 100% 35.5 Billing Dispute Resolution
15t h O ct GST o n Intere s t Db 100% 6.4 “In c a s e o f a n y b i l l i n g dispute n o ti f i e d to Axis bank, Axis bank will
Total Amount Due 8159.89 suspend reporting to credit bureau till the dispute is resolved”.
Al l contents o f this statement s h a l l b e d e e m e d to be c orrec t and
Minimum Amount Due 1 5 0 9 .8 9 a c c e p te d b y y o u , unless y o u i n f o r m us o f a n y d isc repanc ies within
2 1 days o f th e d a te o f this statement, a n d these are found by y ou,
Minimum A mo unt Due = 5 % of Pu r ch a se a n d Ca s h W i t h d r a w a l + 1 0 0 % o f unless y o u i n f o r m us. O n r e c e i p t o f such i n formation, we may
J oining Fees, C a sh W i th d r a w a l Fee, Interest on ca sh w i th d r a w a l , GST & r e v e r s e th e c h a r g e s o n a te m p o r a r y basis. I f on c ompletion of
G S T on I nterest subsequent investigation, w e a r e satisfied th a t the liability of such
c h a r g e i s to y o u r a c c o u n t, w e w i l l r e i n s ta te the c harge in the
MAD = 5 %* (5000+ 2000) + 1 0 0 % *(1 0 0 0 +1 0 0 +1 8 +3 5 . 5 +6 . 4 ) = 1 5 0 9 .8 9 subsequent statement.

Report Loss, Theft or Unauthorised use of Card or

Grievance Redressal Mechanism Pin
Level 1 - Call Centre numbers: 1860-419-5555, 1860-500-5555 T o r e p o r t loss, theft o r u n a u th o r i s e d u s e o f c a rd or Pin, c ustomer
h a s to b l o c k th e c a r d . C u s to m e r c a n u s e a n y of the below three

Axis Support: www.axisbank.com/support/ Se n d a n SM S – B L O C K <space> l a s t 4 digits of c ard number and

B ra nches / Lo an Ce n t r e s (p l e a s e visit www.axisbank.com to send it to
l o ca te the nearest b r a n ch / l oa n ce n t r e )
C a l l th e P h o n e b a n k i n g n u m b e r ( I V R) 1860-419-5555,
1 8 6 0 - 5 0 0 - 5 5 5 5 a n d s e l e c t 0 to b l o c k th e c a rd
Level 2
Go o n th e M o b i l e Ap p a n d b l o c k th e c r e d i t card
W ri te E ma i l Call

Contact Us:
Mr . Caesa r Pi nto No da l Fo r a n y c l a r i f i c a ti o n o n y o u r c r e d i t c a r d s ta te ment
P h . 0 8 0 -6 1 8 6 5 2 0 0 Phone: 1860 419 5555 / 1860 500 5555
Officer Add: Axis Bank Timings: 9.30 am to 5.30 Email: www.axisbank.com/support
LTD. NPC 1, 5th Fl o o r
"Gigaplex”, Plot No .I.T N odi as bl .aofn fk.i ce r@ax p m M on d a y to Sa tu r d a y Se n d c o r r e s p o n d e n c e to : M a n a g e r , C u s to m e r c are, Axis
com (except second and fourth B a n k Ltd., NPC1,5th Fl o o r , “Gigaplex”, P l o t No I.T.C, MID C,
5, M I DC A i ro l i Saturdays and Bank Ai r o l i K n o w l e d g e P a r k , Ai r o l i , Na v i M u m b a i – 400708
Know ledge Pa rk, Ai ro l i, Hol i d a ys)
N avi M umbai – 400708

Level 3
Disclosure :
“Axis b a n k m a y ti e u p w i th c r e d i t b u r e a u a u th oriz ed by RBI and
W ri te E ma i l Call w i l l s h a r e c r e d i t i n f o r m a ti o n i n c l u d i n g b u t n ot limited to y our
c u r r e n t b a l a n c e , p a y m e n t history, d e m o g r a p h ic details, etc. the
c r e d i t b u r e a u d o n o t p r o v i d e a n y o p i n i o n, indic ation or
c o m m e n t p e r ta i n i n g to w h a te v e r c r e d i t s h o u l d or should not be
Mrs. Neeta Bhatt P h . 0 8 0 -6 1 8 6 5 0 9 8 granted. I t i s y o u r best i n te r e s t to m a i n ta i n a good c redit history
Pr inc ipa l No da l Offi cer Timings: 9.30 am to 5.30 b y p a y i n g th e necessary d u e s i n a ti m e l y m anner. With c redit
Add: Axis Bank LTD. 4th
Floor, Axis House, Wadia p n o@ a x i sb a n k. co p m M on d a y to Sa tu r d a y b u r e a u i n p l a c e , r e s p o n s i b l e customers c a n expect faster and
Inter nati o nal C enter, m (except second and fourth m o r e c o m p e ti ti v e services a t b e tte r terms f r o m c redit grantors.
Saturdays and Bank D e f a u l t b y c u s to m e r w o u l d b e a v a i l a b l e w i th c r edit bureau, whic h
P.B. Marg, Worli, Hol i d a ys) i n tu r n w o u l d i m p a c t y o u r c r e d i t worthiness for the future.
Mum ba i – 400 025 P l e a s e m a k e y o u r p a y m e n t b y d u e d a te . L a te pay ment will result
i n r e p o r ti n g to C r e d i t B u r e a u . C r e d i t B u r e au inc lude Credit
r e f e r e n c e Agencies, C r e d i t I n f o r m a ti o n c o m p anies or any other
e n ti ty f o r m e d a n d a u th o r i ze d b y R B I f o r the purpose of
c o l l e c ti n g , c o l l a ti n g a n d disseminating c r edit information