A General Project on

The Impact of NPA on the Net Profit of

SBI and Axis Bank

Submitted in partial fulfillment for the award of the degree of

Master of Management Studies (MMS)

(under University of Mumbai)

Submitted By

ANIKET PRADEEP KADAM

ROLL NO: 27

Under The Guidance of

Prof. Vibhor Garg

Batch: 2022-24

Vishnu Waman Charitable Trust

VIVA INSTITUTE OF MANAGEMENT AND RESEARCH

(Affiliated to the University of Mumbai, Approved by AICTE New Delhi) INDIA.
 CERTIFICATE

This is to certify that the project titled “THE IMPACT OF NPA ON THE NET PROFIT OF

SBI AND AXIS BANK” is successfully completed by Mr. Aniket Pradeep Kadam during the
IV Semester, in partial fulfillment of the Master's Degree in Management Studies recognized by the
University of Mumbai for the academic year 2022-2024

This project work is original and not submitted earlier for the award of any degree / diploma or

associateship of any other University / Institution.

Date:- ______________ (Signature of Director)

Dr. Hiresh Luhar
Director
VIVA Institute of Management &Research
 Guide’s Certificate

This is to certify that the Dissertation entitled “THE IMPACT OF NPA ON THE NET

PROFIT OF SBI AND AXIS BANK” is a bonafide record of independent research work done

by Mr. Aniket Pradeep Kadam (Roll. No. 27) under my supervision during Academic year

2022-2024, submitted to the University of Mumbai in partial fulfillment for the award of the

Degree of MASTER OF MANAGEMENT STUDIES OPERATION.

Date:- (Prof. Vibhor Garg)

(Signature of Guide)
 DECLARATION

I hereby declare that this project Report submitted by me to the VIVA

INSTITUTE OF MANAGEMENT AND RESEARCH is a bonafide work undertaken by me
and it is not submitted to any other University or Institution for the award of any degree diploma
/ certificate or published any time before.

Name of the student: MR. ANIKET PRADEEP KADAM

Roll No: 27
(Signature of the student)
 FORMAT FOR EVALUATION OF DISSERTION

Max Marks
Project Report Marks Allotted
Choice of Project 05

Definition of objectives of the study, scope of the study 10

Methodology including literature review, primary data and secondary 10

data search, questionnaire design
Fieldwork 10

Analysis of the data, report writing, language 10

Recommendations, suggestions, bibliography 10

Applicability of the study 05

Total (A) 60

Viva Voce Exam

Ability to discuss the key challenge taken up, objective and scope of 10
the study
Ability to discuss the report, methodology and literature 10

Ability to discuss data analysis, interpretation of results and 15

recommendations
Overall communication and language 05

Total (B) 40

Total (A + B) 100

Name and Address of the Evaluators

Signature of the Evaluator with Date

Signature of the Head of the Institution with Seal

 ACKNOWLEDGEMENT

It is a moment of pleasure to present this project report undertaken by me as the partial fulfillment
of our course of Master of Management Studies (MMS). Having completed this project, I realized
the importance of the people who have been a great support to me.

Every study requires a guidance of someone. I am extremely thankful to my guide Prof. Vibhor
garg, to lead me and solving my problems throughout the Project Report and also to all the faculties
of MMS Department.

I am also very thankful to my parents, dear friends, readers and all those who have helped,
supported and motivated me to work hard and gave me an opportunity to prove myself throughout
the Project Report