NAMA:

Rikke nursyafitri (211020108)

6c manajemen

"working capital management”

 HOW TO OBTAIN CAPITAL
01 02 03
UNDERSTANDI TYPES OF SOURCES OF
NG CAPITAL BUSINESS BUSINESS
CAPITAL CAPITAL

04 05
ADVANTAGES CONCLUSION
AND
DISADVANTAG
ES OF
 01
Definition of Capital:
Capital refers to the financial resources used by individuals,
companies, or organizations to run their operations. Capital can
be cash, physical assets, shares, debt, or other resources used to
finance business activities, investments, or individual needs. In a
business context, capital can be divided into own capital (equity)
and borrowed capital (debt). Capital is an important aspect of
financial management and is used to measure the financial health
of an entity.
 02
Types of business capital
The following are several types of business
capital :

1. Own capital (equity)

2. Loan capital (debt)
3. Working capital
4. Fixed capital
5. Venture capital
6. Intellectual capital
7. Human capital
8. Social capital
9. Time capital
10. Leadership capital
 03
Sources of business capital:
1. Own capital
In this case, business capital comes from the business owner's personal investment. This
could be savings, personal assets, or an owner's stake in a business
2. Bank loans
Many business owners apply for bank loans to get additional capital.
3. Loans from investors
Business owners can look for investors who are willing to provide capital in the form of equity or
loans.
4. Crowdfuding
Is a way to collect funds from many individuals or small investors through an online platform
5. Venture capital
Venture capital companies are entities that provide capital to businesses with the hope of future
profits.
6. Business income
Business capital can also be generated from income earned by the business itself
7. Government subsidies
Some governments provide subsidies or assistance programs to small and medium
business owners
8. Vendor financing
Some vendors may provide financing or payment terms that allow business owners to
obtain goods or services without paying immediately
9. Leasing and rental
Leasing or renting assets rather than buying them can help save initial capital
10. Funding through retained profits
Businesses can use the profits earned to finance further growth and development
 04
Advantages and disadvantages of business
Excess :
capital
1.Business development
Sufficient business capital makes it possible to develop the business more quickly
2. Financial stability
Sufficient capital provides financial stability in facing challenges and market changes
3. Competitive ability
With sufficient capital, we can compete better in the market by offering more competitive prices
4. Bargaining power
Sufficient capital increases bargaining power in negotiating with clients
5. Investment in human resources
You can invest more in employee training and increase workforce productivity
6. Risk management
Sufficient capital can help in managing business risks
7. Freedom of creativity
Sufficient capital provides flexibility to pursue innovation and creative ideas
Lack :
1. Limited resources
Limited capital can limit the ability to expand a business
2. Limited competitiveness
With limited capital, it will certainly be difficult to compete with markets that have more
sources and offer lower prices with high quality
3. Limited preparedness to face a crisis
Minimal capital can make a business vulnerable to a crisis or unexpected changes in a
market
4. Strict financial management
Lack of capital can force you to manage your finances very tightly, which can disrupt
business development
5. Difficulty meeting financial obligations
Minimal capital can lead to difficulties in meeting financial obligations such as employee
salaries
6. Limited innovation capabilities
When capital is very limited, innovation may be hampered
7. Limited human resource development
 05
Conclusion
In conclusion, business capital is a key aspect in the business world that is needed to
start, run and develop company operations. Here are some important points in
conclusions about business capital:

1. Business capital is the financial resources needed by a company to operate its

business.
2. Sources of business capital include own capital, bank loans, venture capital,
crowdfunding and various other sources.
3.Each source of capital has advantages and disadvantages that must be considered
carefully.
4. Decisions about capital sources must be in accordance with business objectives,
risk profile and growth plans
5. The balance between equity capital (own) and borrowed capital is the key to
successful financial management.
6. Business capital supports business growth and sustainability in a competitive
market
7. Careful financial planning and wise capital management are essential to business
success
THANK YOU