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Kfs Document
Kfs Document
Date: 29/11/2023
LSP
Name: True Credits Private Limited
Registered office address: 5th Floor,
HUDA City Metro Station, Sector 29,
Gurugram, Haryana, India
Privacy policy: available at :
https://www.truecredits.in/privacy-
policy
DLA
Name: Balancehero India Private
Limited
Registered office address: 5th Floor,
HUDA City Metro Station, Sector 29,
Gurugram, Haryana, India
Privacy policy: available at :
https://www.truebalance.io/privacy-
policy
In the event of any delay or default in payment of any amount due and payable by the obligor(s) in relation to the loan,
the obligor(s) may be reminded of such due/non-payment or given notice of demand to pay the overdue amounts by
making telephone call(s), sending written communications by letters and/or electronic communications.
Lender may utilise the services of the LSP, and the Lender and/or the LSP may utilise the services of collection agents for
collection of amounts in relation to the loan. The LSP and the collection agents will be required to follow a code of
conduct covering their dealings with the obligors. All the practices adopted for follow up and recovery of dues and
enforcement of security will be in consonance with the law.
In addition to the foregoing, the loan may be recalled, and recovery proceedings may be initiated in accordance with the
terms and conditions governing the loan.
Detailed Repayment Schedule
(Below is indicative since repayment schedule will depend on actual date of disbursement)
No. Outstanding Principal (in Principal (in Interest (in Instalment (in
Rupees) Rupees) Rupees) Rupees)
1 Rs. 21523 Rs. 2789 Rs. 1423 Rs. 4212
2 Rs. 18734 Rs. 3298 Rs. 914 Rs. 4212
3 Rs. 15436 Rs. 3508 Rs. 704 Rs. 4212
4 Rs. 11928 Rs. 3630 Rs. 582 Rs. 4212
5 Rs. 8298 Rs. 3820 Rs. 392 Rs. 4212
6 Rs. 4478 Rs. 4478 Rs. 218 Rs. 4696
Please note that this Key Fact Statement and the repayment schedule is for the purpose of illustrative computation only as it
is issued before the formation of the loan contract. Depending upon the actual amount and date of disbursement after the
formation of the loan contract, there will be corresponding changes in the details of the parameters listed in the Key Fact
Statement and also the repayment schedule (including pre-EMI details, if applicable) that will be issued post loan
disbursement.