Page 1 of 5

NAVY @& Statement of Account

FEDERAL
Credit Union Statement Period
PO Box 3000 « Merrifield, VA » 22118-3000 08/28/23 - 09/27/23
navyfederal.org
Access No. 11424596

Routing Number: 2560-7497-4

#BWNLLSV
#000000Q1T2TUY6A7#000SME9OF Questions about this Statement?
OKEIDO 0 WILLIAMS Toll-free in the U.S. 1-888-842-6328
511 CASCADE CT For toll-free numbers when overseas,
HINESVILLE GA 31313-2850
visit navyfederal.org/overseas/
Collect internationally 1-703-255-8837

Say "Yes" to Paperless! View your

digital statements via Mobile or
Navy Federal Online Banking.

Online Banking Is Getting an Exciting Upgrade!

Coming soon: an e ier and more seamless online banking experience! Visit
navyfederal.org/digitalbanking for a look at the changes to come.

Summary of your deposit accounts

Previous Deposits/ Withdrawals/ Ending YTD
Balance redits Debits Balancé Dividends
EveryDay Checking
7111893520 $77.61 $6.950.53 $7.546.45 $518.31- $0.00
Active Duty Checking
7071376659% $274.80- $1.481.84 $1,728.04 $521.00- $0.13
Membership Savings
308069263 $205.00 $198.04 $398.04 $5.00 $0.32
Totals $7.81 $8,630.41 $9,672.53 $1,034.31- $0.45

RENITTANCE RECEIVED AFTER STATENENT BERIOD NILL APPEAR ON YOUR NEXT STATEWENT

OKEIDO O WILLIAMS
DEPOSIT VOUCHER
11424596 (FOR MAIL USE ONLY. DO NOT SEND CASH THROUGH THE MAIL
DE IAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL)

MARK "X" TO CHANGE 7111893520 Checking

ADDRESS/ORDER ’
ITEMS ON REVERSE 7071376599 Checking

3090692637 Savings

NFCU
PO BOX 3100
MERRIFIELD VA 22119-3100 TOTAL

4057111893520707137L5993090692637000000000000000000007
 Page20f5
NA VY &
FEDERAL
Credit Union Statement Period
PO Box 3000 « Merrifield, VA » 22118-3000 08/28/23 - 09/27/23
navyfederal.org
Access No. 11424596
Statement of A ccount
For OKEIDO O WILLIAMS

Checking
EveryDay Checking - 7111893520
Joint Owner(s): NONE
Date Transaction Detail Amount(s) Balance(s)
08-28 Beginning Balance 77.61
08-28 POS Credit Adjustment 6561 Transaction 08-26-23 Cash App*cash Out Visa Direct
CcA 2456 10247
08-28 POS Credit Adjustment 6561 Transaction 08-27-23 Cash App*cash Out Visa Direct
CcA 2456 126.73
08-28 Deposit - AGH Paid From Apus Refund 01Afdg 5,398.00 5524.73
08-28 Adjustment- DR 1,713.04- 3,811.69
08-28 POS Debit- Debit Card 6561 08-25:23 DD Doordash Tacobe 855-673-1040 CA 13.28- 3,798.41
08-28 POS Debit- Debit Card 6561 08-25-23 DD Doordash KFC 855-973-1040 CA 20.28- 377813
08-28 POS Debit- Debit Card 656 1 08-26-23 DD Doordash KFC 855-973-1040 CA 20.28- 3,757.85
08-28 POS Debit- Debit Card 5561 08-26-23 DD Doordash Subway 855-873-1040 CA 2120 3,736.63
08-28 POS Debit- Debit Card 5561 08-27-23 DD Doordash Hognbo 855:673-1040 GA 24.06- 371257
08-28 Transfer To Checking 255- 3,710.02
Okeido O Williams
08-20 POS Debit- Debit Card 6561 08-28-23 DD Doordash Surche 855-973-1040 CA 22.29- 3,687.73
08-28 POS Debit- Debit Card 6561 08-26-23 Cash App'japonica 8774174551 GA 100.00- 3,587.73
08-29 Transfer To Crediit Gard 20.00- 3,567.73
Okeido O Williams
08-29 Transfer To Crediit Gard 40.00- 3,527.73
Okeido O Williams
08-28 Transfer To Checking 27225 325548
Okeido O Williams
08-30 POS Debit- Debit Card 656 1 08-29-23 DD Doorclash Burger 855-873-1040 CA 17.80- 323768
08-30 POS Debit- Debit Card 656 1 08-50-23 Gash App'shameska 800-969 1940 CA 20.00- 321768
08-30 POS Debit- Debit Card 5561 08-29-23 Gash App'shameska 800-969 1940 GA 50.00- 3,167.68
08-30 POS Debit- Debit Card 556 1 08-29-23 Cash App*psychicch 877417456 1 CA 95.00- 307268

CHANGE OF ADDRESS
PLEASE PRINT. USE BLUE OR BLACK BALL POINT PEN.
RANK/RATE | NAME (FIRST ] LAST)

ADDRESS (NO. STREET)

CITY STATE ZIP CODE

|| SIGNATURE OF NAVY FEDERAL MEMBER
|
B TVE DATE [MO., DAY, YR.] FOME TELEPHONE DAYTIME TELEPHONE NUMBER
 Page 3 of5
NAVY @&
FEDERAL
Credit Union Statement Period
PO Box 3000 « Merrifield, VA » 22119-3000 08/28/23 - 09/27/23
navyfederal.org
Access No. 11424596

EveryDay Checking - 7111893520 {Continued from previous page)

Joint Owner(s): NONE
Date Transaction Detail Amount($) Balance($)
08-30 POS Debit - Debit Card 656 1 Transaction 08-28-23 Wal-Mart #2630 Jesup 183.80- 2,888.88
08-30 POS Debit - Debit Card 656 1 Transaction 08-28-23 Wal-Mart Super Center Hinesville 317.17- 2,571.71
08-31 Deposit - ACH Paid From Apus Refund D1Afdg 383.00 295471
08-31 POS Debit- Debit Card 656 1 08-30-23 Doordash Dashpass Www.Doordash. CA 9.99- 2944.72
09-01 POS Debit- Debit Card 656 1 09-01-23 Cash App*japonica 800-9691940 CA 25.00- 2919.72
09-01 POS Debit- Debit Card 656 1 09-01-23 Cash Appjavin Tri 800- 1940 CA 50.00- 2,869.72
09-01 POS Debit- Debit Card 656 1 08-31-23 Walmart.Com 800-866-6645 AR 70.06- 2,799.66
09-01 POS Debit- Debit Card 6561 09-01-23 Cash App*kayla Che 800-9691940 CA 100.00- 2,699.66
09-01 Transfer To Checking 100.00- 2,599.66
Raquel V Brooks
09-01 Transfer To Checking 1,008.00- 1,596.66
Oshando J Williams
09-05 Transfer From Checking 1,009.00 2,605.66
Okeido O Williams
09-05 POS Debit- Debit Card 9274 09-04-23 Skiplagge d*gkawsM Hitpsskiplagg Ny 20.00- 258566
09-05 POS Debit- Debit Card 8274 09-04-23 Delta Air Delta.Com CA 378.75- 220691
09-05 POS Debit- Debit Card 9274 09-02-23 Western Union Fina 800-225-5227 CO 1,008.99- 1,197.92
09-05 Transfer To Checking 587.00- 610.92
Oshando J Williams,
09-05 Transfer To Checking 1,009.00- 398.08-
Okeido O Williams
09-06 Intl Transaction Fee 09-05-23 Paypal *nguyenphud 4029357733 0.26- 398.34-
09-06 POS Debit- Debit Card 9274 09-06-23 DD Doordash Hognbo 856-973- 1040 CA 24.06- 422.40-
09-06 POS Debit- Debit Gard 9274 09-05-23 Paypal *nguyenphud 4029357733 25.98- 448.38-
09-06 Optional Overdraft Protection Fee(s) 20.00- 468.38-
09-07 POS Debit- Debit Card 9274 09-06-23 Uber Help.Uber.Com CA 17.35- 485.73-
09-07 POS Debit- Debit Gard 9274 09-05-23 Delta Air 800-2211212 FL 30.00- 515.73-
09-07 Optional Overdraft Protection Fee(s) 20.00- 535.73-
09-21 Adjustment- CR 7 464.32-
09-25 Transfer From Checking 40.00 424.32-
Oshando J Williams
09-25 POS Debit- Debit Card 1056 09-23-23 Apple. Com/Bill 800-276-2273 CA 9.99- 434.31-
09-25 POS Debit- Debit Gard 1055 08-23-23 Zip.Co* Quadpay An 18468139492 Ny 64.00- 49831-
09-25 Optional Overdraft Protection Fee(s) 20.00- 518.31-
0927 Ending Balance 518.31-
Average Daily Balance - Current Cycle: $228.69
Items Paid
Date Item Amount($) tem Amount($)
08-28 POS 13.28 POS 25.00
08-28 POS 20.28 POS 50.00
08-28 POS 20.28 POS 70.06
08-28 POS 21.22 POS 100.00
08-28 POS 24.06 POS 21
08-29 POS 2.29 POS 378.
08-29 POS 100.00 POS 1.008.99
08-30 POS 17 .81 POS 24.06
08-30 POS 20.00 POS 26.98
08-30 POS 50.00 POS 17.35
08-30 POS 95.00 POS 30.00
08-30 POS 183.80 POS 9.99
08-30 POS 31717 POS 64.00
08-31 POS 999
 Page 4 of5
NAVY &
FEDERAL
Credit Union Statement Period
PO Box 3000 « Merrifield, VA » 22119-3000 08/28/23 - 09/27/23
navytederal.org
Statement of Account Acoess No. 11424596
For OKEIDO O WILLIAMS

Total Total
Fee(s) this period year-to-date*

Total Overdraft Fes(s) $60.00 $60.00

Total Returned ltem Fee(s) $0.00 $68.00
*As of the first statement period that begins In January of each year.

Active Duty Checking - 7071376599

Joint Owner(s): NONE
Date Transaction Detail Amount($) Balance($)
08-28 Beginning Balance 274.80-
08-28 Transfer From Checking 2.55 272.25-
Okeido O Williams
08-29 Transfer From Checking 27225 0.00
Okeido O Williams
09-05 Transfer From Checking 1,009.00 1,009.00
Okeido O Williams
09-05 POS Debit- Debit Card 0934 09-03-23 Lyft Lyft.Com CA 827- 1,000.73
09-05 POS Debit- Debit Card 0934 09-04-23 Lyft Lyft.Com CA 8.73- 992.00
09-05 POS Debit- Debit Card 0934 09-02-23 Delta Air Delta.Com CA 378.75- 61325
09-05 Transfer To Checking 1,009.00- 395.75-
Okeido O Williams
09-06 Transfer From Shares 0.04 395.71-
09-06 POS Debit- Debit Card 0934 09-06-23 Lyft Lyft.Com CA 13.99- 409.70-
09-06 Optional Overdraft Protection Fee(s) 20.00- 429.70-
09-08 POS Debit- Debit Card 0934 09-07-23 Jetblue 8005382583 Ny 88.90- 518.60-
09-08 Optional Overdraft Protection Fee(s) 20.00- 538.60-
09-18 Transfer From Shares 198.00 340.60-
09-19 Returned ltem Fee 2100002 29.00- 369.60-
09-25 Intl Transaction Fee 08-22-23 Writera Ltd Limassol 0.38- 369.98-
09-25 Intl Transaction Fee 08-22-23 Writera Ltd Limassol 0.44- 370.42-
09-25 Intl Transaction Fee 08-22-23 Writera Ltd Limassol 0.48- 370.90-
09-25 POS Debit- Debit Card 1014 09-22-23 Writera Ltd Limassol 38.00- 408.90-
09-25 POS Debit- Debit Card 1014 09-22-23 Writera Ltd Limassol 44.10- 453.00-
09-25 POS Debit- Debit Card 1014 09-22-23 Writera Ltd Limassol 48.00- 501.00-
09-25 Optional Overdraft Protection Fee(s) 20.00- 521.00-
09-27 Ending Balance 521.00-
Average Daily Balance - Current Cycle: $355.95-

Items Paid
Date Item Amount($) tem Amount($)
09-05 POS 827 POS 88.90
09-05 POS 873 POS 38.00
09-05 POS 378.75 POS 44.10
08-06 POS 13.99 POS 48.00

Total Total
Fee(s) this period year-to-date*

Total Overdraft Fes(s) $60.00 $140.00

Total Returned ltem Fee(s) $29.00 $261.00
*As of the frst statement pariod that bagins in January of each yea.
 Page 50f5
NAVY @&
FEDERAL
Credit Union Statement Period
PO Box 3000 « Merrifield, VA » 22118-3000 08/28/23 - 09/27/23
navyfederal.org
Access No. 11424596

Savings
Membership Savings - 3090692637
Joint Owner(s): NONE
Date Transaction Detail Amount(s) Balance(s)
08-28 Beginning Balance 205.00
08-31 Dividend 0.04 20504
0906 Transfer To Checking 0.04- 205.00
09-14 Transfer To Checking 92.41- 112,59
Oshando J Williams
09-14 Transfer To Crediit Card 107.59- 500
Okeido O Williams
09-18 eDeposit-Scan/Mobile 000000 176600026 198.00 203.00
09-18 Transfer To Checking 198.00- 500
09-27 Ending Balance 5.00
Your account eared $0.04, with an annual percentage yield earned of 0.23%, for the dividend period from 08-01-2023 thotgh 08-31-2023

Disclosure Information
Ths intarast chaige on the Ghacking Lins of Gradit advances begins to accrus on the dats an advancs is postad to your account and coninuss t accrus dally on the npai principsl belancs
Wa calculata the interast chalge on your account by applying the daly pstiodic rate to the “dally balancs” of your accountfor ach dayin the biling cycle. To gat the *daly blance”
s taks the beginning balancs of your account sach day, add any ne advances of fess, and subtiact any payments, crsdits, of Unpaid intsrast chages.
Youmay also dataiming the amount of intsrest chaigas by mulipling the “Balance Subjsct to Intsrast Pate” by the numbsr of days in the billng cycla and the daily periodic rats. The "Balance
Subject to Intarest Rate” cisclosad in the Intarest Ghaiga elculation tebia is the *avsrags daily balancs. To calculats the “averags daily balance” add up al the “daly balancss” for
the biling cycls and divide the totel by tha numbsr of days in tha billng cycls
© Ifthere ars two or more day periodic ratas imposad during the biling cycls, you iy dataimiine the amount of ntersst chaigas by miultipying sach of the “Balances Sutjsct to Intarast Rata”
by the numbsr of days tha applicabls rats was in sffact and muliplying sach of the resuits by the applcabla dally pariod: rats and adding the results logether
What to Do if You Think You Find a Mistake on Your Statement
Errors Related to a Chocking Line of Crodit Advance
1f you think theris an arfor o your statemant, wits o us at
Nayy Fedaral Cradit Union, PO Box 3000, Mrrifield, VA 22119-3000: or by fax, 1-703-206-4244.
You may also contact us on the Wab: navyladaral.org.
Inyour latte, givs us the following information:
Account information: Your niame and acount number
Dollar amount: The dollar amount of the suspacted srtor
@ Dascription of problem: Ifyou think thers is an arror on your bil, dssciibs what you baisvs Is wiong and why you balleva Itis & mistaks.
You must contactus within 60 days after the sror appsatad o your statsmant.
You must nolity us of any potsntial srorsIn witing {or slectionicaly). You may call us, but if you do, we are not required to investigats any potsntial sror, and you may havs to
pay the amount in question.
ks o nsostigts whathr o thrs e b < et tho ol ats 1
Wa cannottry to collect the amount in qusstionor report you &s deliuanton that amount.
Th chaige in question may rsmain on your statament, and wa may cortinue to chergsyou intsfast on that amount. But,if wa detarmiins that we mads a mistaks, you wil not have
10 sy the amount n qusstion or any intsrestor othe fass rslatsd to that amount
@ Wil you do not havs to pay the amountin quastion, you a8 1asponisiblfor the remaindsr of you belance.
W can appy any unpeid amount against your cradit it
1w take mora than 10 days inesolving an slectionic ransfar inquiy, wa il provisionaly cradit your aceount fr the amountin quastion so that you wil have access to the funds during the
tima of ou investigation.
Errors Within Your Checking Account, Money Market Savings Account, or Savings Account
Incasa of anors or questions about your slsctioni: ransfars telsphons us at 1-888-842-8328, wits us at the addrass provided above, of thiough Navy Federal Oriins Banking as soon as you
can, if you think your Statsmant or recaipt i w10ng of i you nssd mors information about a transfar lstsd on the statsmant of rscsipt. We must hear from you no latsr than 80 days after we
sant the FIRST statemanton whizh the problem or srtor appsared
Tellus your nams and account numbs (if any}
Descibs the srtor of the transfer you ars unsurs about, and axplai as claaly as you can why you bslvs itis an srfor or why you nsd more information.
Tellus the dolar amountof the suspsctad artor
Wa willinvastiate your complaint and wil corract any srror Frompty. If we take more than 10 businass days to do this, wa wil piovisionally crscit your accountfor the amount you think is in ertor,
50 thet you will havs the s of the monsy during the tims it takes us to complsts our investigation.
Payments
Your chack must be payabis to Navy Fadsral Oradit Union and inclua your Chacking Ling of Giadit account numbs. Includs the vouzher found at the bottom of your statsmntand mal the snciosad
anvelops to: Nay Fadral Gradit Union, PO Box 3100, Marfisid, VA 22119-3100. Paymants rscaived by 5:00 pm Eastem Tims at the mal acrss abovs wil bs craditsd the same day. Maled paymants
for your Ghacking Lins of Grscit account may not bs comminglad with funds dasigratsd for cradit o other Navy Fadsral Cradit Union accounts.