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Unable to work due to injury or illness?

TPD Claims Lawyers are here to support you in navigating the complicated legal
procedure that is involved in TPD, income protection and death benefit claims.

Start your TPD Claim with us!

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NO WIN NO FEE SOLICITORS

Experts in TPD Claims.

If you have been unable to work due to an injury or sickness and are unlikely to be able to
return to work within your education, training or experience, you may be able to file a TPD
claim. The TPD Claims process can be intimidating and there are many pitfalls along the way.
Our knowledge and expertise takes the worry out of the process and will help bring about a

successful conclusion.

No one is more dedicated to TPD insurance claims than our TPD Claims lawyers! All total
permanent disability superannuation claims are assessed by a team of highly experienced
TPD lawyers, including the legal Practice Director, to ensure that all aspects are investigated.
Amongst our legal services are:
Claims for TPD Superannuation
Claims for Life Insurance / Death Benefits
Claims for Insurance Protection
Claims for Permanent Impairment
TPD Claims Lawyers acts on a 'No Win No Fee' basis which means that we do not ask you for
any money during the course of your claim.

Find out more about our 'No Win No Fee' structure.

Are you eligible to make a TPD claim?

 Can't work due to medical reasons?
You may be eligible for an additional lump sum
payment if you have suffered a specific injury or
medical condition, such as a heart attack or
stroke.
Can't work due to injury or illness?
If you are permanently unable to work due to
illness or injury in a role within your education,
training and experience, you may be eligible for a
TPD payout.
On a disability support pension?
You may qualify for a TPD insurance payout if your
illness or disability makes you unable to work in a
role within your education, training and
experience permanently and completely unable
to perform all major duties in your occupation as a
result of an injury or sickness.

Start your TPD claim with us  OR Call us 

1 Compile information for initial claims

Our Total Permanent Disability (TPD) Careful attention to detail is required throughout
claim preparation. We take the time to get all the
claims process is well organised and information from you up front because of this.

easy to follow. Your claim will be filed as soon as we get your

The TPD claim process and that for income protection and death benefit claims
requires detailed submissions to be made to the fund insurer. We will need
certificates signed by your medical physicians and may refer you for further
independent medical opinions to substantiate your claim.
Each and every TPD insurance claim must be handled with utmost care.
According to the circumstances of the deceased, their family's circumstances, the
complexity of the fund's insurance policy, and the cooperation—or lack thereof—
from the superannuation fund involved, the filings that go with each claim vary
from one to the next. The processing of TPD claims is conducted on a no-win, no-
fee basis.
Our experienced team is well-equipped to handle the complexities of TPD claims.
We understand that this process can be stressful and emotionally draining for you
and your family. That is why we are dedicated to providing you with the assistance
and guidance you require throughout the claim process.
information from you and signed consents
authorising the transfer of documents and
information to us.
2 Getting your Personal Policy Documents
Once you have given us all the required information,
we will start gathering information on the benefits
that are available as well as the paperwork needed
to substantiate your claim.
The relevant policy papers for superannuation funds
are included in this.
3 Review of your Superannuation Fund policy
Every every policy paper is distinctive and has to be
carefully examined. At this stage, we will carefully
examine your specific policy and provide you advice
on what you are eligible to claim and what
requirements you must satisfy before your claim can
be paid.

We will work closely with you to gather all of the necessary documentation and 4 Complete your Initial Claim
information required by the fund insurer in order to initiate your TPD claim. We will put together a comprehensive submission in
Medical reports, hospital records, and any other relevant evidence that supports support of your claim and submit it to your fund(s)
your claim may be included. Our team will thoroughly review these documents to together with any necessary supporting materials.
You must be completely and open when telling us
ensure that they are complete and compelling. about all of your employment, education, and
training activities.
To strengthen your claim, we may need to obtain additional medical opinions
from independent experts in some cases. These professionals will carefully A certificate stating that you are fully and
permanently handicapped from two different
evaluate your medical condition, taking into account its impact on your ability to treating medical professionals, as well as, in some
work and perform daily activities. Their unbiased assessments will provide cases, a certificate from your employer, are typically
valuable insights that will help to substantiate your claim. required by superannuation funds.
We recognise that no two TPD claims are the same, as each situation presents its
own set of challenges. Our team will tailor our approach to your specific needs
while keeping the complexities of your fund's insurance policy in mind. We will
navigate any obstacles and challenges that may arise while advocating tirelessly
on your behalf.
5 Lodging your Claim
In support of your TPD claim, we will compile the
medical documentation and create submissions for
your super fund. You might have to go through an
independent medical evaluation by a doctor chosen
by the fund. When they receive your claim, they
need to give you a rough idea of how long it will take
them to decide.

Why choose TPD Claims Lawyers?

We take the worry out of the process with decades of knowledge and the expertise to assess your claim and bring it to a
successful conclusion by cost-effective means. Learn more 

No Win No Fee. It’s about you. Efficient & Effective.

No money payable in most cases for legal Happy and satisfied clients are what our Up-to-the-minute technology means we can
fees and expenses unless and until there's a terms of service are designed to achieve. guarantee your claim is conducted quickly
successful outcome. and transparently.

Start your TPD claim with us  OR Call us 

How Can TPD Lawyers Help You with your TPD Claims?

Total Permanent Disability (TPD)

If you have been unable to work due to an injury or sickness and are
unlikely to return to work within your education, training, or experience,
you may file a TPD claim.

Unlike other types of damage claims, you do not have to prove that the
injury or sickness was caused by someone else or that it was work-related
when filing a TPD claim.

You will still be eligible for benefits if you are unable to work owing to a
sickness such as cancer or an organic mental health disease such as
bipolar disorder.

You may be eligible for TPD compensation if you can show that you are
unable to do your regular job or any other employment that is within your
training and experience.
You do not have to show that you are unqualified for all responsibilities;
only those that your education and experience qualify you to do.

Find out more about 'Disability Insurance (TPD)'

Life Insurance / Death Benefits

It can be challenging and stressful to access life insurance and super fund
death benefits during a mourning period.

Our super fund insurance claims experts are here to assist you through the
entire process, ensuring a prompt, simple, and low-cost result.

Death Benefits are insurance benefits provided upon the death of a fund
member under the mandatory insurance associated with employee
superannuation fund involvement.

All Australian superfund policies contain death benefits. Some

government and military pension plans compensate surviving spouses or
children.

You may be entitled to all or a portion of your spouse's superfund balance

and death benefits, as well as the life insured sum if there is a separate life
insurance, if you are a spouse, child, or other dependant.

Our life insurance and death benefit claim attorneys are experts at
compiling compliant life insurance or death benefit claims and have
assisted many clients obtain funds to help their families quickly.

Find out more about 'Life Insurance / Death Benefits'

Income Protection Claims

Income protection claim payments are typically made to you on a monthly
basis if you are unable to work due to an injury or illness.

They're also referred to as 'salary continuation benefits' or 'temporary

disability benefits,' and they're intended to assist you financially while you
recover and return to work.

It is also crucial to remember that if your accident or sickness is likely to

prevent you from returning to work permanently, you may be entitled to
file for complete and permanent disability (TPD) (rather than simply
temporarily).

Our Income Protection Lawyers will assist you in determining if you are
eligible for income protection payments.

Income Protection Insurance is the least common sort of insurance

offered by employers, however it may be included in your policy.

Find out more about 'Insurance Protection Claims'

Permanent Impairment Claims

 A permanent impairment occurs when you have a permanent loss or
damage, loss of use or malfunction of a portion of your body, or even a loss
of an internal biological function.

You may be entitled to further compensation if you were injured as a

consequence of someone else's negligence.

Medical professionals conduct a clinical examination to assess the

worker's limitations before consulting impairment tables to arrive at a
permanent impairment figure when determining the degree of permanent
impairment.

This figure is used as an approximate approximation of the percentage of

bodily function lost as a result of the accident or illness.

Some compensation schemes require claimants to reach a certain degree

of disability before receiving a payout.

Find out more about 'Permanent Impairment Claims'

CONTACT OUR TPD LAWYERS ABOUT YOUR TPD CLAIMS

Every client can request a no-obligation case review at TPD Claims Lawyers. Simply call or complete the online form below for your case
review for any total disablement superannuation claim.

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TPD Claims Lawyers

Level 18, 150 Charlotte Street Brisbane City QLD 4000

 1300 300 457

The information displayed is a general guide to some of the many issues that apply to TPD and income protection insurance claims. This area of the law is complex. Do not rely solely on the
information contained on this site to make decisions. Consult us a specialist injury compensation lawyer for specific advice about your particular circumstances before making decisions or
taking action.

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