Professional Documents
Culture Documents
Overheads Calculator
Overheads Calculator
It is not an exhaustive listing. Refer to your previous years spend for items not on regular payment schedules.
Physical premises: offices, shop premises
Rateable value per annum
Utilities: gas, electricity, water - can be monthly, quarterly or annual spend
Your time – what are your daily operations costing you, and are you focusing your efforts efficiently? The hourly figure is used
are based on an 8 hour day.
Remember to also account for unexpected costs and financial emergencies
When working out your budget, don’t forget to include the following less obvious expenses:
Professional services: lawyers, brokers etc.
Underused or unused equipment – for example, how much insurance are you still paying on the old laptop lying in the storer
Office supplies: furniture, stationery
Business insurance and taxes
Upgrades, repairs, services and maintenance
Shrinkage – goods lost through error, theft, fraud and damage
Payment delays and debts
sting you per month.