Overheads Calculator

Annual Quarter Month Week Day Hourly

Premises - Rent/Mortgage 0.00 0.00 0.00 0.00
Premises - Rates 0.00 0.00 0.00 0.00
Utilities: Water 0.00 0.00 0.00 0.00
Utilities: Electric - Quarterly 0.00 0.00 0.00 0.00
Utilities: Electric - Monthly 0.00 0.00 0.00 0.00
Utilities: Gas - Quarterly 0.00 0.00 0.00 0.00
Utilities: Gas - Monthly 0.00 0.00 0.00 0.00
Waste 0.00 0.00 0.00 0.00
Phone - Land Line / Broadband 0.00 0.00 0.00 0.00
Mobile(s) 0.00 0.00 0.00 0.00
Equipment Hire 0.00 0.00 0.00 0.00
Fuel (for equipment e.g. kerosene/diesel) 0.00 0.00 0.00 0.00
Vehicle(s) - Cost / Repayments 0.00 0.00 0.00 0.00
Vehicle(s) - Insurance 0.00 0.00 0.00 0.00
Vehicle(s) - Road Tax 0.00 0.00 0.00 0.00
Vehicle(s) - Maintenance 0.00 0.00 0.00 0.00
Vehicle(s) - Fuel 0.00 0.00 0.00 0.00
Insurance - Buildings / Stock 0.00 0.00 0.00 0.00
Insurance - Public Liab / Employers 0.00 0.00 0.00 0.00
Administration Expenses
Accountant 0.00 0.00 0.00 0.00
Pension 0.00 0.00 0.00 0.00
Licences / Memberships etc 0.00 0.00 0.00 0.00
Consumable 0.00 0.00 0.00 0.00
Depreciation 0.00 0.00 0.00 0.00
Bank Fees 0.00 0.00 0.00 0.00
Website/Emal - Hosting 0.00 0.00 0.00 0.00
Advertising 0.00 0.00 0.00 0.00

Totals 0.00 0.00 0.00 0.00 0.00 0.00

Living Wage 0.00 0.00 0.00 0.00 0.00

 Enter your figures in the yellow boxes and the remainder will be calculated for you. This will let you see the breakdown and
you to run your business per hour/day/week/quarter/year.

It is not an exhaustive listing. Refer to your previous years spend for items not on regular payment schedules.
Physical premises: offices, shop premises
Rateable value per annum
Utilities: gas, electricity, water - can be monthly, quarterly or annual spend

Costs involved in disposing of waste products

Communication requirements includeLand Line if appropriate and or Broadband - generally charged monthly.
Are you on the best deal, is the latest phone important? If not, then you are probably being overcharged.
Can be hourly/daily/weekly or longer term, usually reduces exponentially the longer the rental is for. Try to work out what rent
Use last years figures to get an annual amount.
Purchase price if bought outright / repayments for alt purchase method(s)
Annual premium (remember to input adjusted premium is paying up monthly as this will make the annual premium higher)
Annual premium, again can be paid up so adjust annual premium if doing so.
Use previous years maintenance costs, remember to include servicing, parts, breakdowns, punctures, tyres, accident damage
Again, refer to previous year for costs, this will let you see the breakdown.
Annual premium. Cover for your buildings may be included in your rent, double check your lease so you can ensure you are a
Absolute necessity when you start trading, many people and or companies wont use you if you cannot show your Pub/Emp Lia
This group are costs not directly contributing to revenue generation, but necessary to keep the company running and in some
Necessary for submitting your end of year accounts to HMRC.
Look to see what you pay per month
Industry/sector specific legal documentation: licenses, permits etc. usually annual payments
Includes anything you need to buy and replace regularly, printer ink, ppe, wipes, drill bits, rope, refer to your previous years sp
Your last years accounts will give you an annual depreciation figure
Usually monthly
Technology-related expenses: infrastructure, equipment, website hosting, email hosting, and more include - Marketing: brandi
advertising

Your time – what are your daily operations costing you, and are you focusing your efforts efficiently? The hourly figure is used
are based on an 8 hour day.
Remember to also account for unexpected costs and financial emergencies
When working out your budget, don’t forget to include the following less obvious expenses:
Professional services: lawyers, brokers etc.
Underused or unused equipment – for example, how much insurance are you still paying on the old laptop lying in the storer
Office supplies: furniture, stationery
Business insurance and taxes
Upgrades, repairs, services and maintenance
Shrinkage – goods lost through error, theft, fraud and damage
Payment delays and debts
sting you per month.