A.

PERSONAL MONEY MANAGEMENT

Managing finances is an important task that we must undertake .with good finansial
management ,our various expenses will Not go to waste. We can obtain essential goods that are our
primary needs and use them according to our requirements.Budgeting,Investing,Saving,and even
spending is all a part of money management.Finding ways to better manage your money and your
mindset could help.You cloud do your own research or get professioanal advice to assist you with
your finansial plan.Here we are going to learn about money management.In orrder to master the
material,lest learn this chapter care fully

B.FIVE SAVING TIPS ON USING A DIGITAL WALLET

Here are several five saving tips on using digital wallet so you won’t spend too much money.
1.Set limit amount of balance
The first saving tipi s to set a limit on your digital wallet balance .
2.Take advantage of promos
One of the benefis that users feel from the existence of a digital wallet is the number of promos
offered
3.Regularly monitor digital wallet usage
Dont forget to monitor expenses from your digital wallet because you most likely spend a different
amount of funds every month
4.Top up only as necessary
To not waste to much money,ensure that the amount of top up balance you enter is not excessive
to avoid consumptive nature
5.Take advantage of digital wallets to manage finance
The last saving tip is to use your digital wallet to manage finances

C.RISK MANAGEMENT =HOW TO MINIMIZE FINANCIAL RISK

1.Have A Strong financial foundation
2.Have an accountabilly partner
3.Educe your self
4.Diversivy your investments.

D.HOW TO MAKE PURCHASES ONLINE WITHOUT A KREDIT CARD MINDSET

1.Use a debit card for online shopping
2.Shop with prepaid cards
3.Pay with gift cards or store kredit
4.Radeem amazon cash
5.Check out with playpal or other merchant accounts
6.carry Digital wallet