Flexi Incom

Age 30 yrs
Income 10 Lacs
stage of life married
life goal Secure family future
risk strategy Low

Existing Customer NO
Family Benefit NO

Amount of Instalment Premium: 10,509,096

Mode of Payment of Premium: Annual

Premium Payment Term: 10

Policy Term: 14

Deferment Period: 4

Guaranteed

Policy Year Annualised Premium

 Policy Year Annualised Premium Death Benefit
1yr - 10 yr 10,000,000 125,000,000
for 2nd year
Maturity Benefit^
From 15 yr 12,505,000
39 yr(last year) 122,505,000

Guarant

Policy Year Annualised Premium Maturity Benefit^

1yr to 10yr 10,000,000
for 2nd year
from 11yr 4,000,000
30yr(end year) 114,000,000
Flexi Income Goal (FIG)

INCOME BENEFIT(Regular Income)

Guaranteed Non Guaranteed

 Special Surrender
Surrender Surrender Value Pay
Value Value able

6,000,000 6,286,942 6,286,942

ENHANCE BENEFIT(Smart Income)

Guaranteed Non Guaranteed

Special Surrender
Surrender Surrender Value Pay
Maturity Benefit^ Death Benefit Value Value able
125,000,000
6,000,000 9,065,517 9,065,517
4,000,000
114,000,000
 Policy Year Annualised Premium (Excl of GST) Maturity Benefit EOYe
1yr-5yr 13,981,720
for 2nd year
for 11th year 20,000,000
15yr (end year) 30,000,000
Guaranteed Income Goal
Guaranteed
Maturity Benefit Under Paid-Up Surrender Value
Policy EOTe (GSV) EOYe Policy Year
for 2nd year
8,000,000 8,389,032
 Non Guaranteed
Special Surrender Surrender Value
Value (SSV) EOYe Receivable EOYe
9,567,986 9,567,986
 Category :- Smoker Not ROP NO CI

Guaranteed

Policy Year Annualised Premium Death Benefit

1st yr 16,715 10,000,000
2nd-5th yr 18,521
for 5th yr

NO Smoker Not ROP

Guaran

Policy Year Annualised Premium Death Benefit

1st yr 9,011 10,000,000
2nd-5th yr 9,985
for 5th yr
 Smart Protection Goal

Guaranteed Policy Year

Min. Guaranteed
Surrender Value (GSV) 1st yr
2nd-5th yr
for 2th yr
6,810 10th year (eand year)

NO CI
Guaranteed

Min. Guaranteed
Death Benefit Surrender Value (GSV) Policy Year
10,000,000 1st yr
2nd-5th yr
3,671 for 2th yr
10th year (eand year)
 Smoker With ROPNO CI
Guaranteed

Policy Year Annualised Premium Maturity Benefit Death Benefit

1st yr 56,703 10,000,000

2nd-5th yr 62,829
for 2th yr
10th year (eand year) 308,017

NO SmokerWith ROPNO CI
Guaranteed

Policy Year Annualised Premium Maturity Benefit Death Benefit

1st yr 32,663 10,000,000
2nd-5th yr 36,192
for 2th yr
10th year (eand year) 177,429
 Smoker NO ROP
nteed
Min. Guaranteed
Surrender Value (GSV) Policy Year Annualised Premium

1st yr 32,663
2nd-5th yr 36,192
35,859 for 2th yr
10th year (eand year)

NO Smoker NO ROP
nteed

Min. Guaranteed
Surrender Value (GSV) Policy Year Annualised Premium
1st yr 32,663
2nd-5th yr 36,192
35,859 for 2th yr
10th year (eand year)
 With CI
Guaranteed
Min. Guaranteed
Annualised Premium Maturity Benefit Death Benefit Surrender Value (GSV)

32,663 10,000,000
36,192
20,656
177,429

With CI
Guaranteed

Min. Guaranteed
Annualised Premium Maturity Benefit Death Benefit Surrender Value (GSV)
32,663 10,000,000
36,192
20,656
177,429